FirstCash Holdings, Inc. reports developments tied to its international pawn-store operations and retail point-of-sale payment solutions business. News commonly covers operating results, pawn receivable trends, store openings and acquisitions across the U.S., Latin America and the U.K., and the contribution of American First Finance.
Company updates also address dividends, share repurchases, senior-note and credit-facility activity, investor presentations, governance matters, and consumer-finance regulatory developments. The completed H&T Group acquisition established FirstCash's U.K. pawn segment alongside its U.S. and Latin America pawn operations.
FirstCash (Nasdaq: FCFS) priced an upsized private offering of $750 million aggregate principal amount of senior notes due 2034, an increase of $150 million from the prior proposed size. The Notes pay 6.125% semi‑annual interest, are unsecured obligations of the issuer, and are guaranteed by FirstCash and certain domestic subsidiaries. The offering is expected to close on May 1, 2026, with net proceeds intended to repay existing indebtedness and provide liquidity for growth and general corporate purposes.
FirstCash (Nasdaq: FCFS) announced that its subsidiary, FirstCash, Inc., has commenced a private placement of $600,000,000 aggregate principal amount of senior notes due 2034. The Notes are unsecured senior obligations, guaranteed by FirstCash and certain domestic subsidiaries.
The company intends to use proceeds to repay a portion of borrowings under its credit facilities to provide additional liquidity for future growth, after fees and expenses. The offering is to qualified institutional buyers under Rule 144A or to non‑U.S. persons under Regulation S and is subject to market and other conditions.
FirstCash (Nasdaq: FCFS) reported record Q1 2026 results: revenue $1,051.7M (+26% YoY), GAAP net income of $107.7M (+29%) and diluted EPS of $2.43 (+30%). Pawn receivables reached $851M and consolidated assets totaled $5.4B at March 31, 2026.
The Board declared a quarterly cash dividend of $0.42 per share. The company raised 2026 pawn revenue guidance across segments and added 340 locations over the prior 12 months.
FirstCash (Nasdaq: FCFS) reported record 2025 results with full-year revenue of $3.661B (up 8%) and GAAP diluted EPS $7.42 (up 29%). Fourth-quarter revenue reached $1.058B (up 20%) and diluted EPS was $2.35 (up 26%). The Board declared a $0.42 quarterly cash dividend payable Feb 27, 2026. 2025 adjusted EBITDA was $698M, operating cash flow was $586M, and pawn locations grew to 3,330 after adding 344 stores during the year, including the acquired 286-store H&T U.K. portfolio.
FirstCash (Nasdaq: FCFS) reported record third-quarter results for the period ended September 30, 2025, with Revenue $935.6M, GAAP Net income $82.8M (EPS $1.86) and adjusted Net income $100.6M (Adj EPS $2.26).
The company completed the acquisition of H&T on August 14, 2025 (286 U.K. locations), raised full‑year revenue expectations, declared a quarterly cash dividend of $0.42 per share payable November 26, 2025 (record date November 14), and authorized a $150M new share repurchase plan.
Other highlights: total stores 3,311, consolidated assets $5.2B, pawn receivables $788M, net debt $2.1B and trailing‑12‑month adjusted EBITDA $654M.
FirstCash Holdings (Nasdaq: FCFS) has completed its acquisition of H&T Group plc, the largest pawn store operator in the United Kingdom, for £289 million ($383 million) in cash plus assumed debt of £64 million ($85 million). The strategic acquisition adds 286 locations to FirstCash's portfolio, expanding its global presence to over 3,300 retail pawn locations with annualized pro forma revenues approaching $4 billion.
H&T's full-year 2025 financials are projected to generate revenue of $315-340 million and EBITDA of $60-65 million. The acquisition is expected to be immediately accretive, adding $0.20-0.25 per share to FirstCash's earnings for the remainder of 2025. The combined entity will derive approximately 85% of future earnings from pawn operations across the U.S., Latin America, and now the U.K.
FirstCash Holdings (Nasdaq: FCFS), operating over 3,000 retail pawn stores, reported outstanding Q2 2025 results with significant growth across all segments. The company posted a 24% increase in Q2 diluted EPS to $1.34 and a 22% increase in net income to $59.8 million.
Key highlights include a 13% increase in same-store pawn receivables in both U.S. and Latin America, and a 46% increase in AFF segment earnings. The Board approved an 11% increase in quarterly dividend to $0.42 per share. FirstCash expects to complete its acquisition of H&T Group, the UK's largest pawnbroker with 285 locations, by Q3 2025, marking its first European expansion.
The company demonstrated strong financial health with $555 million in operating cash flows and maintains a solid balance sheet with $1.6 billion in net debt, mostly in fixed-rate instruments.
FirstCash Holdings (Nasdaq: FCFS), a major international pawn store operator with over 3,000 locations, has announced a settlement with the Consumer Financial Protection Bureau (CFPB) regarding alleged Military Lending Act violations.
The settlement includes the introduction of a new pawn lending product for U.S. military members and their families. FirstCash will pay $5-7 million in consumer redress and a $4 million fine to the CFPB victims relief fund. The financial impact will be reflected in Q2 2025 results.
FirstCash Holdings (NASDAQ: FCFS) has announced a strategic acquisition of H&T Group, the leading pawnshop operator in the United Kingdom, for £297 million ($394 million USD). The deal involves paying 650 pence per H&T share plus an 11 pence dividend. This acquisition marks FirstCash's entry into the UK market, adding 285 stores to its existing network of over 3,000 locations in the US and Latin America.
The transaction, expected to close in the second half of 2025, will create the largest publicly traded pawn platform across the United States, Latin America, and the United Kingdom. The deal has received unanimous approval from both companies' boards and is subject to H&T shareholder approval and UK regulatory clearances.
FirstCash Holdings (FCFS) reported strong Q1 2025 results with a 39% increase in diluted earnings per share to $1.87 (GAAP) and a 34% increase in adjusted EPS to $2.07. Net income grew 36% to $83.6 million on a GAAP basis.
Key highlights include:
- Revenue remained flat at $836 million, but up 4% on constant currency basis
- Same-store pawn receivables increased 13% in U.S. and 14% in Latin America (local currency)
- Added 12 new pawn locations across three countries
- Completed $60 million in stock repurchases
- Declared quarterly dividend of $0.38 per share
The company's retail POS payment solutions segment (AFF) showed strong performance with 19% growth in merchant locations and 29% increase in active doors (excluding closed furniture retailers). Operating cash flows funded store additions and real estate purchases, with the company now operating over 3,000 retail pawn stores internationally.