Citizens Financial (NASDAQ: CZFS) director receives 99-share stock grant and reports 14,017 shares held

Rhea-AI Filing Summary

JONES MICKEY L reported acquisition or exercise transactions in this Form 4 filing.

CITIZENS FINANCIAL SERVICES INC director Mickey L. Jones reported a stock grant on Form 4. Jones received 99 shares of COMMON CLASS stock as a grant, recorded at a price of $0.0000 per share, increasing direct ownership to 14,017 shares.

The filing also shows 880 COMMON CLASS shares held indirectly by a spouse, reflecting additional family holdings separate from Jones’s direct position. The grant is compensation-related rather than an open-market purchase or sale and does not involve any derivative securities.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider JONES MICKEY L

Role null

Type	Security	Shares	Price	Value
Grant/Award	COMMON CLASS	99	$0.00	--
holding	COMMON CLASS	--	--	--

Holdings After Transaction: COMMON CLASS — 14,017 shares (Direct, null); COMMON CLASS — 880 shares (Indirect, BY SPOUSE)

Footnotes (1)

Key Figures

Stock grant: 99 shares Grant price: $0.0000 per share Direct holdings after grant: 14,017 shares +1 more

4 metrics

Stock grant 99 shares Grant, award, or other acquisition of COMMON CLASS shares

Grant price $0.0000 per share Reported price for the 99-share grant

Direct holdings after grant 14,017 shares COMMON CLASS shares held directly following the transaction

Indirect holdings by spouse 880 shares COMMON CLASS shares reported as indirectly owned BY SPOUSE

Key Terms

Grant, award, or other acquisition, indirect ownership, transaction code A, Form 4

4 terms

Grant, award, or other acquisition financial

"transaction_code_description: "Grant, award, or other acquisition""

indirect ownership financial

""ownership_type": "indirect", "nature_of_ownership": "BY SPOUSE""

transaction code A financial

""transaction_code": "A" indicating a grant or award"

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

JONES MICKEY L

(Last) (First) (Middle)

3063 ROUTE 184 HIGHWAY

(Street)

TROUT RUN PENNSYLVANIA 17771

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
CITIZENS FINANCIAL SERVICES INC [ CZFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON CLASS	04/30/2026		A		99	A	$0	14,017	D
COMMON CLASS								880	I	BY SPOUSE

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

STOCK AWARDS GRANTED PURSUANT TO THE CITIZENS FINANCIAL SERVICES, INC. 2026 EQUITY INCENTIVE PLAN.

	GINA MARIE BOOR FOR MICKEY L. JONES UNDER POWER OF ATTORNEY DATED 07/12/2004	04/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did CZFS director Mickey L. Jones report?

Mickey L. Jones reported receiving a stock grant. The Form 4 shows a grant of 99 COMMON CLASS shares at $0.0000 per share, classified as a grant, award, or other acquisition, increasing Jones’s directly held stake in Citizens Financial Services Inc.

How many CZFS shares does Mickey L. Jones own after this Form 4?

After the transaction, Jones directly owns 14,017 shares. The filing also reports 880 additional COMMON CLASS shares held indirectly by a spouse, indicating both direct and family-related ownership positions in Citizens Financial Services Inc following the grant.

Was the CZFS insider transaction a market purchase or sale?

The transaction was not an open-market trade. It is coded “A” on Form 4, meaning a grant, award, or other acquisition, with 99 shares received at $0.0000 per share as compensation, rather than being bought or sold in the market.

What does the indirect CZFS ownership BY SPOUSE mean in this filing?

The filing reports 880 shares held indirectly by Jones’s spouse. This indicates those COMMON CLASS shares are owned through a family relationship, categorized as indirect ownership BY SPOUSE, separate from Jones’s 14,017 directly held shares after the grant.

Does this CZFS Form 4 involve any stock options or derivatives?

No derivative securities are shown in this Form 4. The transactions relate only to COMMON CLASS shares, including a 99-share grant and 880 shares held indirectly by a spouse, with no options, warrants, or other derivative positions reported in the derivative section.