Chime (CHYM) CEO granted 900,563 stock options with monthly vesting

Rhea-AI Filing Summary

Chime Financial, Inc. reported that Chief Executive Officer Christopher R. Britt received a grant of employee stock options covering 900,563 shares of Class A Common Stock. The options carry an exercise price of $21.62 per share and were reported on March 12, 2026.

According to the vesting terms, 1/48th of the option shares will vest on March 15, 2026, with 1/48th vesting monthly thereafter, subject to his continued service through each vesting date. Following this award, the filing shows option holdings of 900,563 derivative securities held directly.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Britt Christopher R

Role Chief Executive Officer

Type	Security	Shares	Price	Value
Grant/Award	Employee Stock Option (Right to buy)	900,563	$0.00	--

Holdings After Transaction: Employee Stock Option (Right to buy) — 900,563 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Britt Christopher R

(Last) (First) (Middle)

C/O CHIME FINANCIAL, INC.

101 CALIFORNIA STREET, SUITE 500

(Street)

SAN FRANCISCO CA 94111

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Chime Financial, Inc. [ CHYM ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Executive Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Employee Stock Option (Right to buy)	$21.62	03/12/2026		A		900,563		(1)	03/11/2036	Class A Common Stock	900,563	$0	900,563	D

Explanation of Responses:

1. 1/48th of the shares subject to the option will vest on March 15, 2026 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.

Remarks:

	/s/ Theresa Bloom, by power of attorney	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Chime (CHYM) report for its CEO?

Chime reported that CEO Christopher R. Britt received an employee stock option grant for 900,563 shares of Class A Common Stock. The award is compensation-related and gives him the right to buy shares at a fixed exercise price if the options vest.

What is the exercise price of the new Chime CEO stock options?

The granted options allow CEO Christopher R. Britt to purchase Class A Common Stock at an exercise price of $21.62 per share. This price is fixed in the award and applies when vested options are exercised for underlying shares.

How many shares are covered by Christopher Britt’s new Chime option grant?

The option award covers 900,563 underlying shares of Chime’s Class A Common Stock. This entire amount is reflected as derivative securities following the transaction, representing a substantial equity-based compensation grant for the Chief Executive Officer.

What is the vesting schedule for the Chime CEO’s 900,563 options?

The options vest over time: 1/48th of the shares vests on March 15, 2026, and 1/48th vests monthly thereafter. Each vesting installment requires Christopher R. Britt to remain in service through the relevant vesting date.

When do Christopher Britt’s newly granted Chime options expire?

The filing states an expiration date of March 11, 2036 for the employee stock options. Any unexercised portion of the 900,563-share grant would no longer be exercisable after that expiration date under the award’s terms.

Are the reported Chime CEO option transactions open-market purchases or sales?

The transaction is a grant or award acquisition of employee stock options, not an open-market share purchase or sale. It reflects equity compensation, with options held directly and exercisable at the stated $21.62 per share exercise price once vested.