Welcome to our dedicated page for Chime Financial SEC filings (Ticker: CHYM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Chime Financial, Inc. filings document the regulatory record for a Nasdaq-listed financial technology company offering digital banking access, payments products, and liquidity tools through bank partners. The company’s 8-K reports furnish quarterly and annual financial results, related earnings materials, and other corporate events.
Chime’s filings also cover Class A common stock repurchase authorizations, board actions, exhibits, and Inline XBRL cover-page data. Its proxy materials address shareholder voting matters, board governance, executive compensation, equity awards, and related annual meeting disclosures.
Chime Financial, Inc. director and Co-Founder Ryan A. King reported routine non-market share dispositions. On May 18, 2026, he made bona fide gifts of 7,480 shares of Class A Common Stock held directly and 7,480 shares held indirectly through the King Family Trust, where he serves as trustee.
On May 15, 2026, 4,187 shares were withheld by Chime to cover tax obligations tied to the net settlement of restricted stock units at $17.88 per share, which the company notes does not represent a sale by King. After these transactions, he holds 128,334 shares directly and 37,102 shares indirectly through the King Family Trust.
Chime Financial, Inc. director and Chief Executive Officer Christopher R. Britt reported non-market transfers of Class A Common Stock. On May 18, 2026, he made two bona fide gifts of 14,372 shares each, one from indirect holdings and one from direct holdings. After these gifts, indirect holdings were 67,157 shares and direct holdings were 258,959 shares. On May 15, 2026, 9,170 shares were withheld at $17.88 per share to satisfy tax obligations upon RSU net settlement, which the company states does not represent a sale by the reporting person.
Chime Financial, Inc. Chief Financial Officer Matthew S. Newcomb reported non-market disposals of Class A Common Stock. On May 15, 2026, 18,389 shares were withheld at $17.88 per share to satisfy tax obligations tied to restricted stock units, which the company clarifies is not a sale by him. On May 18, 2026, he made two bona fide gifts of 17,749 shares each, one from indirect holdings in the 2019 Newcomb Fox Family Trust, where he and his spouse are trustees, and one from his direct holdings. Following these transactions, he continued to hold hundreds of thousands of shares directly and over two million shares indirectly, indicating these were routine estate and tax-related moves rather than open-market trading.
Chime Financial, Inc. President Mark T. Troughton reported a routine tax-related share disposition. On the transaction date, 26,069 shares of Class A Common Stock were withheld by the company at a price of $17.88 per share to satisfy tax obligations tied to net settlement of restricted stock units, and this did not involve an open-market sale by him. After this withholding, he directly beneficially owned 2,860,037 shares of Class A Common Stock.
Chime Financial, Inc.'s Chief Accounting Officer, Asmerom Amine, had 11,791 shares of Class A Common Stock withheld on May 15, 2026 to cover tax obligations from the net settlement of restricted stock units. This was a tax-withholding transaction by the company, not an open-market sale by Amine. After this event, Amine directly holds 236,946 shares of Class A Common Stock.
Chime Financial, Inc. General Counsel Adam B. Frankel reported a routine tax-related share disposition tied to vested restricted stock units. On the transaction date, 12,438 shares of Class A Common Stock were withheld by the company at $17.88 per share to cover tax withholding and remittance obligations. The filing explicitly states this was not an open-market sale by Frankel. After this tax-withholding event, he directly holds 309,795 shares of Chime Financial Class A Common Stock.
CHIME FINANCIAL, INC. Schedule 13G/A: Menlo-related reporting persons report aggregate beneficial ownership of 17,442,713 shares of Class A common stock, representing 4.98% of the outstanding Class A as of March 31, 2026. The percentage is calculated using 350,471,830 shares outstanding disclosed in the company's Form 10-Q filed May 7, 2026. The filing lists individual holdings including Menlo XIV 6,865,680 and Menlo Inflection I 9,650,310 and discloses shared voting and dispositive powers through affiliated general partners. The report is signed by Venky Ganesan on behalf of the general partner entities.
Chime Financial ownership update: Crosslink Capital reports beneficial ownership of 26,185,368 shares of Class A common stock and Michael J. Stark reports beneficial ownership of 120,696 shares, totaling 26,306,064 shares as of March 31, 2026. The holdings represent 7.5% of the Class A shares based on 350,471,830 shares outstanding as of March 31, 2026, per the issuer's Form 10-Q filed May 7, 2026. The filing states Crosslink-advised funds hold the 26,185,368 shares and that Stark is the control person of Crosslink.
Chime Financial, Inc. director and co-founder Ryan A. King reported conversions of Class B into Class A Common Stock through entities associated with him. Several derivative positions coded as conversions (C) turned Class B shares with a stated $0.0000 conversion price into 303,930 and multiple 87,700-share blocks of Class A Common Stock. Footnotes explain these shares were held by various King family trusts where he served as attorney-in-fact or trustee, and that as a result of the conversions he no longer has beneficial ownership over certain trust-held shares. Following the transactions, the filing shows 140,001 Class A shares held directly and 29,622 Class A shares held indirectly, alongside remaining Class B interests that are each convertible 1-for-1 into Class A.
Chime Financial, Inc. reported strong first-quarter growth with improving profitability. Revenue rose to $647.4 million, up 25% from the prior year, driven by higher card Purchase Volume of $38.7 billion and more platform-related fees from products like MyPay, instant transfers, and Instant Loans.
Net income increased to $53.5 million from $12.9 million, while adjusted EBITDA reached $118.6 million, an 18% margin. Active Members grew to 10.2 million and ARPAM improved to $263, showing better monetization per member.
The balance sheet showed $607.7 million in cash and equivalents and $403.6 million in marketable securities, with no borrowings under a $475.0 million credit facility. Operating cash flow was $87.5 million. The board later approved an additional $200.0 million Class A share repurchase authorization.