STOCK TITAN

CREDIT ACCEPTANCE (CACC) CFO sells 3,000 shares and exercises stock options

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

CREDIT ACCEPTANCE CORP Chief Financial Officer Martin Jay reported mixed insider activity in common stock and options. On April 17, 2026, he sold a total of 3,000 shares of common stock in open-market transactions at weighted average prices around $525–$528 per share. He also exercised stock options to acquire 3,000 shares of common stock at an exercise price of $333.94 per share. Following these transactions, he directly held about 28,963.1 shares of common stock and retained an employee stock option covering 2,250 underlying shares at an exercise price of $390.39 expiring in 2027.

Positive

  • None.

Negative

  • None.
Insider Martin Jay D
Role Chief Financial Officer
Sold 3,000 shs ($1.58M)
Type Security Shares Price Value
Exercise Employee Stock Option (right to buy) 3,000 $0.00 --
Exercise Common Stock 3,000 $333.94 $1.00M
Sale Common Stock 2,255 $525.31 $1.18M
Sale Common Stock 680 $526.50 $358K
Sale Common Stock 65 $527.69 $34K
holding Employee Stock Option (right to buy) -- -- --
Holdings After Transaction: Employee Stock Option (right to buy) — 13,500 shares (Direct, null); Common Stock — 28,963.1 shares (Direct, null)
Footnotes (1)
  1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $525.00 to $525.95, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $526.11 to $526.98, inclusive The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $527.63 to $527.72, inclusive.
Shares sold 3,000 shares Common stock sold in open-market transactions on April 17, 2026
Sale prices $525.31, $526.50, $527.69 per share Weighted average prices for three sale blocks
Options exercised 3,000 shares at $333.94/share Employee stock option exercise into common stock
Shares held after 28,963.1 shares Total common stock directly owned following transactions
Remaining option 2,250 underlying shares at $390.39 Unexercised employee stock option expiring April 28, 2027
Employee Stock Option (right to buy) financial
"security_title: "Employee Stock Option (right to buy)""
weighted average price financial
"The price reported in Column 4 is a weighted average price."
Weighted average price is the average price of a security where each trade or component is counted according to its size, so bigger trades pull the average more than smaller ones. Think of it like calculating the average cost of a grocery haul where items you bought more of have greater influence on the final per-item cost. Investors use it to understand the true average price paid or received, judge execution quality, and compare trading performance against market movement.
open-market sale financial
"transaction_action: "open-market sale""
An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.
derivative security financial
"transaction_code_description: "Exercise or conversion of derivative security""
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
X
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Martin Jay D

(Last)(First)(Middle)
25505 WEST TWELVE MILE ROAD

(Street)
SOUTHFIELD MICHIGAN 48034

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
CREDIT ACCEPTANCE CORP [ CACC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Financial Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/17/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock04/17/2026M3,000A$333.9428,963.1D
Common Stock04/17/2026S2,255D$525.31(1)26,708.1D
Common Stock04/17/2026S680D$526.5(2)26,028.1D
Common Stock04/17/2026S65D$527.69(3)25,963.1D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Employee Stock Option (right to buy)$333.9404/17/2026M3,00012/30/202412/30/2026Common Stock3,000$013,500D
Employee Stock Option (right to buy)$390.3904/28/202504/28/2027Common Stock2,2502,250D
Explanation of Responses:
1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $525.00 to $525.95, inclusive. The reporting person undertakes to provide to Credit Acceptance Corporation, any security holder of Credit Acceptance Corporation, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in the footnotes to this Form 4.
2. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $526.11 to $526.98, inclusive
3. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $527.63 to $527.72, inclusive.
Remarks:
/s/ Jay D. Martin04/21/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did CACC CFO Martin Jay report on April 17, 2026?

He reported selling 3,000 shares of Credit Acceptance common stock in open-market trades and exercising options for 3,000 shares. The sales occurred around $525–$528 per share, while the option exercise price was $333.94 per share.

How many Credit Acceptance (CACC) shares does the CFO hold after these transactions?

After the reported transactions, the CFO directly holds about 28,963.1 shares of Credit Acceptance common stock. This figure reflects his position after selling 3,000 shares and exercising options to acquire 3,000 additional shares on April 17, 2026.

At what prices did the CACC CFO sell his common stock shares?

He sold 3,000 shares of Credit Acceptance common stock in multiple open-market transactions at weighted average prices near $525.31, $526.50, and $527.69 per share. Footnotes note these were ranges of individual trades within those average price bands.

What were the terms of the stock options exercised by the CACC CFO?

He exercised employee stock options covering 3,000 underlying shares of Credit Acceptance common stock at an exercise price of $333.94 per share. A remaining option position covers 2,250 underlying shares at a $390.39 exercise price, expiring in 2027.

Does the CACC CFO still hold unexercised stock options after this Form 4?

Yes. After exercising options for 3,000 shares, he still holds an employee stock option tied to 2,250 underlying shares of Credit Acceptance common stock with a $390.39 exercise price and an expiration date in April 2027.