Welcome to our dedicated page for Credit Accep Mich SEC filings (Ticker: CACC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Credit Acceptance Corporation filings document the regulatory record for a Nasdaq-listed consumer finance company with common stock registered under the ticker CACC. Its disclosures cover operating results, non-GAAP adjusted income measures, loan portfolio performance, forecasted future collections, dealer holdback payments, and risks tied to the automobile finance market and non-prime consumer credit.
The company's SEC filings also include material-event reports on asset-backed non-recourse secured financings, amendments to loan and security agreements, and trust or special purpose entity structures used to convey consumer loans and issue notes. Proxy materials document board matters, executive compensation, incentive plan information, shareholder voting items, and governance practices, while 8-K filings record officer transitions, Regulation FD materials, and other capital-structure or financing events.
CACC Form 144 notice: an affiliated holder reported planned sales of Common Stock by stock option exercise and recent cash dispositions. The notice lists 27 securities indicated for sale on 06/15/2026 by Fidelity Brokerage Services LLC and multiple prior cash sales by Erin J. Kerber on 05/06/2026, 05/18/2026, 05/29/2026, 06/01/2026, 06/08/2026, and 06/09/2026. Reported transaction sizes include 1,753, 1,903, and 3,485 shares among other smaller lots, with corresponding gross proceeds shown in the filing.
Cowen Inc. (CACC) notice under Rule 144 reporting proposed and recent dispositions of Common Stock. The filing lists 22 shares to be sold on 06/15/2026 in connection with a stock option exercise for cash. It also records multiple prior sales by Jay D Martin totaling several thousand shares between 04/17/2026 and 06/09/2026, with individual trade sizes and proceeds shown.
CACC-related Form 144 filing reports proposed and recent sales of common stock by a holder and activity at a broker. The filing lists multiple open-market dispositions by Nicholas J. Elliott: 1,672 shares on 05/06/2026 for $922,296.43, 1,815 shares on 05/18/2026 for $1,002,615.80, 3,320 shares on 05/29/2026 for $1,913,948.46, and smaller sales on 06/01/2026, 06/08/2026, and 06/09/2026.
The filing also shows a planned stock option exercise and sale on 06/15/2026 processed through Fidelity Brokerage Services LLC. This notice documents proposed dispositions; cash-flow recipients and additional terms are those identified in the listed entries.
Credit Acceptance Corporation extended the maturity of its revolving secured line of credit facility with a commercial bank syndicate from June 22, 2028 to June 22, 2029. The facility supports the company’s financing activities for automobile dealers and consumers.
The interest rate on borrowings under the facility was reduced from SOFR plus 197.5 basis points to SOFR plus 175.0 basis points. As of June 9, 2026, the company had $270.5 million outstanding under this credit line, and there were no other material changes to the facility’s terms.
CREDIT ACCEPTANCE CORP director Kenneth Booth reported a share grant under the company’s equity compensation program. On June 10, 2026, he received 358 shares of common stock at a stated price of $0.00 per share, characterized as a grant or award rather than an open-market purchase. After this award, his direct common stock holdings increased to 23,189.9 shares. The filing also lists outstanding employee stock options giving rights to acquire 110,000 shares of common stock at an exercise price of $390.39 per share expiring on January 31, 2028, and options for 14,000 shares at $333.94 per share expiring on December 30, 2026, showing a substantial remaining derivative position.
Flanagan Glenda J reported acquisition or exercise transactions in this Form 4 filing.
CREDIT ACCEPTANCE CORP director Glenda J. Flanagan reported a stock award and updated holdings. She received a grant of 358 shares of Common Stock at a price of $0.0000 per share, increasing her direct holdings to 10,024 shares. A separate entry shows 8,000 shares held indirectly by limited partnership GCM GP, LP, for which she disclaims beneficial ownership except for her pecuniary interest.
CREDIT ACCEPTANCE CORP director Sean Edward Quinn received a grant of 358 shares of Common Stock as compensation. The shares were acquired at a reported price of $0.00 per share, reflecting a non-cash award rather than an open-market purchase. Following this grant, Quinn directly holds 1,544 shares of the company’s common stock.
TRYFOROS THOMAS N reported acquisition or exercise transactions in this Form 4 filing.
CREDIT ACCEPTANCE CORP director Thomas N. Tryforos reported a stock grant and updated holdings. He received an award of 358 shares of Common Stock on June 10, 2026 at a stated price of $0.00 per share, bringing his directly held Common Stock to 1,633 shares.
The filing also lists indirect ownership of Common Stock held through three limited liability companies, with 87,470 shares, 100,319 shares, and 212,846 shares reported as beneficially owned through these entities following the same date.
CREDIT ACCEPTANCE CORP director and 10% owner Scott J. Vassalluzzo reported an equity award of 358 shares of Common Stock. These shares were acquired as a grant at a stated price of $0.00 per share, bringing his direct holdings to 65,758 shares. The filing also notes 2,758 shares held in family accounts, for which he disclaims beneficial ownership except to the extent of any pecuniary interest.
Credit Acceptance Corporation announced a planned chief financial officer transition. Long-time CFO Jay Martin will retire as an officer and employee effective July 27, 2026, after 23 years with the company, and will remain as an employee advisor through August 31, 2026 on his current compensation.
The board appointed Joe Billante, age 50, as the new CFO effective July 27, 2026, making him the company’s principal financial and accounting officer. His compensation package includes a base salary of $750,000, a one-time signing bonus of $300,000, and a one-time grant of 26,223 Restricted Stock Units that vest annually over 10 years, aligning his interests with long-term company performance.