Welcome to our dedicated page for Ally Finl SEC filings (Ticker: ALLY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Ally Financial Inc. (NYSE: ALLY) files a broad range of reports and exhibits with the U.S. Securities and Exchange Commission that document its activities as a financial services company. This page aggregates Ally’s SEC filings and pairs them with AI-powered summaries to help readers interpret the information contained in complex documents.
Ally’s filings include current reports on Form 8-K that disclose material events such as the adoption of a multi-year share repurchase program authorizing up to $2.0 billion of common stock repurchases, quarterly and second-quarter earnings results, preliminary operating results, and the issuance of fixed-to-floating rate senior notes under a shelf registration statement on Form S-3. These 8-Ks also cover governance items, including the retirement of directors and changes in roles such as Chief Accounting Officer and Controller.
Through its registration statements and related exhibits, Ally provides details on debt offerings and capital structure. For example, it files underwriting agreements with investment banks, forms of notes, executive committee actions authorizing offerings, legal opinions, and consents. These materials explain the terms of senior notes and the indenture framework under which they are issued. Investors can use this information to understand Ally’s funding profile and obligations.
Filings also identify Ally’s common stock, par value $0.01 per share, as trading on the New York Stock Exchange under the symbol ALLY, and they describe preferred stock series such as the 4.700% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B and Series C. Dividend declarations on these securities are disclosed in press releases and may be referenced in related filings.
On this page, real-time updates from EDGAR are combined with AI-generated explanations that highlight key points in Ally’s 8-Ks, registration-related documents, and other reports. The goal is to make it easier to locate information on earnings announcements, capital actions like share repurchases and debt offerings, governance changes, and the structure of Ally’s equity and preferred securities without reading every filing line by line.
Ally Financial Inc. created a new class of preferred stock and completed a public offering of these shares. The company established its 7.100% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D, with an initial authorization of 1,000,000 shares at $1,000 liquidation value per share.
Dividends accrue at 7.100% annually until August 15, 2031, then reset every five years to the five-year Treasury rate plus 3.148%. The Series D Preferred Stock is perpetual, ranks senior to common stock for dividends and liquidation, and may be redeemed at Ally’s option starting on any dividend payment date on or after August 15, 2031, or following a defined regulatory capital treatment event, subject to Federal Reserve approval. Ally sold 1,000,000 shares in an underwritten offering at a public offering price of $1,000 per share, with underwriters purchasing at a $10 per share discount.
Ally Financial Inc. is registering 1,000,000 shares of 7.100% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D. The shares have a $1,000 liquidation preference per share and an initial fixed dividend of 7.100% per annum through August 15, 2031, then reset every five years to the five-year treasury rate plus 3.148%. The offering price is $1,000.00 per share, with expected gross proceeds of $1,000,000,000 and estimated net proceeds to Ally of $990,000,000, before expenses. Dividends are non-cumulative, discretionary, and payable only if declared by Ally’s board. Redemption is at Ally’s option subject to Federal Reserve approval and certain regulatory capital conditions. The securities will not be listed on an exchange and will be delivered in book-entry form through DTC.
Ally Financial Inc. launched a proposed public offering of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D, with pricing and closing still subject to market conditions. The company may use proceeds for general corporate purposes, including potentially redeeming some or all of its 4.700% Series B preferred stock, but no redemption decision has been made.
Ally also reported much stronger first quarter 2026 results. Net income attributable to common shareholders was $291 million, compared with a $253 million loss a year earlier, and GAAP EPS was $0.93 versus $(0.82). Adjusted EPS was $1.11, up from $0.58. GAAP total net revenue reached $2.1 billion, up 36% year over year, while adjusted total net revenue was $2.2 billion, up 6%. Provision for credit losses increased to $467 million, largely reflecting a prior-year reserve release, and noninterest expense fell by $399 million, helped by the sale of the Credit Card business.
Ally Financial Inc. is offering shares of % Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series D, with a liquidation preference of $1,000 per share. Dividends are non-cumulative, payable quarterly, at a fixed rate until August 15, 2031, and thereafter reset each period to the five-year treasury rate plus a fixed spread. Dividends are payable only if declared and are subject to legal and regulatory restrictions. Ally may redeem the Series D shares on or after the first reset date or upon certain regulatory capital events, in each case subject to prior approval of the Federal Reserve. The Series D Preferred Stock will not be listed on any exchange and may have limited secondary-market liquidity. Net offering proceeds are intended for general corporate purposes and may include the redemption of some or all of Ally’s Series B Preferred Stock.
Ally Financial Inc. executive Douglas R. Timmerman, President of DFS, sold 39,675 shares of common stock in an open-market transaction at a weighted average price of $45.1714 per share. After this sale, he directly holds 477,627 Ally shares.
The transaction was carried out under a pre-arranged Rule 10b5-1 trading plan adopted on December 3, 2025, indicating it was scheduled in advance rather than timed discretionarily.
Ally submitted a Form 144 notice describing proposed sales of securities, dated 04/17/2026, on the NYSE. The filing lists 39,675 shares and related grant/RSU lots dated from 02/01/2018 through 11/13/2020.
Ally Financial Inc. reported a strong turnaround in preliminary first-quarter 2026 results, with GAAP net income attributable to common shareholders of $291 million versus a $253 million loss a year earlier. GAAP EPS was $0.93, while Adjusted EPS rose to $1.11 from $0.58, reflecting higher core profitability.
GAAP total net revenue reached $2.1 billion, up 36% year over year, and adjusted total net revenue was $2.2 billion, up 6%. Net financing revenue increased to $1.6 billion, supported by a 3.48% net interest margin and 3.52% net interest margin excluding Core OID. Provision for credit losses rose to $467 million, largely compared to a prior-year reserve release, but retail auto net charge-offs and delinquencies improved.
Dealer Financial Services generated consumer auto originations of $11.5 billion, up 13% year over year, with a 9.60% estimated retail auto originated yield and continued credit quality. Corporate Finance delivered a 26% ROE with held-for-investment loans of $13.7 billion, while Insurance core pre-tax income increased to $87 million, helped by lower weather losses. Ally ended the quarter with $146.1 billion in retail deposits from 3.5 million customers, an 68th consecutive quarter of customer growth, and reported a 10.1% CET1 ratio and adjusted tangible book value per share of $40.93.
Ally Financial director Gunther Bright received a compensation grant of 348 Deferred Stock Units of common stock on April 9, 2026. The units are fully vested upon grant and convert into common shares on a one-for-one basis upon distribution.
The grant is valued using a per share market price of $39.23 as of March 31, 2026. Following this award, Bright directly holds a total of 2,534 shares of Ally Financial common stock, reflecting a routine equity-based compensation grant rather than an open-market purchase.
Ally Financial Inc. director Thomas P. Gibbons received an award of 1,211 shares of common stock in the form of Deferred Stock Units. The units convert into common stock on a one-for-one basis and were fully vested upon grant.
The award was valued at $39.23 per share, which represents the market value of Ally Financial's common stock as of March 31, 2026. Following this grant, Gibbons directly holds 21,396 shares of Ally Financial common stock.
Ally Financial Inc. director David Reilly reported receiving an award of 829 shares of common stock in the form of Deferred Stock Units. These units convert into common shares on a one-for-one basis and are fully vested upon grant. The per-share market value used for the award was $39.23 as of March 31, 2026, and Reilly now directly holds 32,430 common shares after this compensation-related acquisition.