Marqeta Powers Trading 212’s Expansion into Continental Europe
Marqeta (NASDAQ: MQ) announced its partnership with Trading 212 to power the company's expansion into 20 new European markets within six months. Trading 212, the UK's most downloaded investing app since 2016, offers zero-commission stock trading services and has over 3 million customers.
The partnership enables Trading 212 to issue debit cards with zero fx and account fees, offering 0.5% cashback rewards that can be reinvested on the platform. Marqeta's platform, certified in over 40 countries, simplifies geographic expansion and includes advanced fraud protection features like Real Time Decisioning and 3D Secure authentication.
Trading 212 selected Marqeta for its ability to accelerate market entry and provide a unified solution across multiple regions, rather than launching independently in each country. The collaboration aims to democratize market access and enhance customer engagement through integrated payment solutions.
Marqeta (NASDAQ: MQ) ha annunciato la sua partnership con Trading 212 per supportare l'espansione dell'azienda in 20 nuovi mercati europei in sei mesi. Trading 212, l'app di investimento più scaricata nel Regno Unito dal 2016, offre servizi di trading azionario senza commissioni e ha oltre 3 milioni di clienti.
La partnership consente a Trading 212 di emettere carte di debito senza commissioni di cambio e di conto, offrendo ricompense in cashback dello 0,5% che possono essere reinvestite sulla piattaforma. La piattaforma di Marqeta, certificata in oltre 40 paesi, semplifica l'espansione geografica e include avanzate funzionalità di protezione contro le frodi, come la Decisione in Tempo Reale e l'autenticazione 3D Secure.
Trading 212 ha scelto Marqeta per la sua capacità di accelerare l'ingresso nel mercato e fornire una soluzione unificata in più regioni, piuttosto che lanciarsi in modo indipendente in ciascun paese. La collaborazione mira a democratizzare l'accesso al mercato e migliorare il coinvolgimento dei clienti attraverso soluzioni di pagamento integrate.
Marqeta (NASDAQ: MQ) anunció su asociación con Trading 212 para impulsar la expansión de la empresa en 20 nuevos mercados europeos en seis meses. Trading 212, la aplicación de inversión más descargada en el Reino Unido desde 2016, ofrece servicios de trading de acciones sin comisiones y cuenta con más de 3 millones de clientes.
La asociación permite a Trading 212 emitir tarjetas de débito sin comisiones de cambio ni de cuenta, ofreciendo recompensas en efectivo del 0,5% que pueden ser reinvertidas en la plataforma. La plataforma de Marqeta, certificada en más de 40 países, simplifica la expansión geográfica e incluye avanzadas características de protección contra fraudes, como la Toma de Decisiones en Tiempo Real y la autenticación 3D Secure.
Trading 212 eligió a Marqeta por su capacidad para acelerar la entrada al mercado y proporcionar una solución unificada en múltiples regiones, en lugar de lanzarse de manera independiente en cada país. La colaboración tiene como objetivo democratizar el acceso al mercado y mejorar la participación del cliente a través de soluciones de pago integradas.
Marqeta (NASDAQ: MQ)는 Trading 212와의 파트너십을 발표하여 회사의 20개 새로운 유럽 시장으로의 확장을 지원할 계획이다. 2016년 이후 영국에서 가장 많이 다운로드된 투자 앱인 Trading 212는 수수료가 없는 주식 거래 서비스를 제공하며 300만 명 이상의 고객을 보유하고 있다.
이번 파트너십을 통해 Trading 212는 외환 및 계좌 수수료가 없는 직불카드를 발급할 수 있으며, 플랫폼에서 재투자할 수 있는 0.5% 캐쉬백 보상을 제공한다. 40개국 이상에서 인증된 Marqeta의 플랫폼은 지리적 확장을 간소화하며, 실시간 의사결정 및 3D Secure 인증과 같은 고급 사기 방지 기능을 포함한다.
Trading 212는 시장 진입을 가속화하고 여러 지역에서 통합 솔루션을 제공하는 능력 덕분에 Marqeta를 선택했다. 이 협업의 목표는 시장 접근성을 민주화하고 통합 결제 솔루션을 통해 고객 참여를 강화하는 것이다.
Marqeta (NASDAQ: MQ) a annoncé son partenariat avec Trading 212 pour soutenir l'expansion de l'entreprise dans 20 nouveaux marchés européens dans les six mois à venir. Trading 212, l'application d'investissement la plus téléchargée au Royaume-Uni depuis 2016, propose des services de trading d'actions sans commission et compte plus de 3 millions de clients.
Le partenariat permet à Trading 212 d'émettre des cartes de débit sans frais de change ni de compte, offrant des récompenses en cashback de 0,5 % qui peuvent être réinvesties sur la plateforme. La plateforme de Marqeta, certifiée dans plus de 40 pays, simplifie l'expansion géographique et comprend des fonctionnalités avancées de protection contre la fraude, telles que la prise de décision en temps réel et l'authentification 3D Secure.
Trading 212 a choisi Marqeta pour sa capacité à accélérer l'entrée sur le marché et à fournir une solution unifiée dans plusieurs régions, plutôt que de se lancer indépendamment dans chaque pays. La collaboration vise à démocratiser l'accès au marché et à améliorer l'engagement des clients grâce à des solutions de paiement intégrées.
Marqeta (NASDAQ: MQ) gab seine Partnerschaft mit Trading 212 bekannt, um die Expansion des Unternehmens in 20 neue europäische Märkte innerhalb von sechs Monaten voranzutreiben. Trading 212, die seit 2016 am häufigsten heruntergeladene Investitions-App im Vereinigten Königreich, bietet provisionsfreien Handel mit Aktien an und hat über 3 Millionen Kunden.
Die Partnerschaft ermöglicht es Trading 212, Debitkarten ohne Devisen- und Kontogebühren auszustellen und 0,5 % Cashback-Belohnungen anzubieten, die auf der Plattform reinvestiert werden können. Die Plattform von Marqeta, die in über 40 Ländern zertifiziert ist, vereinfacht die geografische Expansion und umfasst erweiterte Betrugsschutzfunktionen wie Echtzeit-Entscheidungen und 3D-Secure-Authentifizierung.
Trading 212 wählte Marqeta aufgrund seiner Fähigkeit, die Markteinführung zu beschleunigen und eine einheitliche Lösung in mehreren Regionen bereitzustellen, anstatt in jedem Land unabhängig zu starten. Die Zusammenarbeit zielt darauf ab, den Marktzugang zu demokratisieren und das Kundenengagement durch integrierte Zahlungslösungen zu verbessern.
- Rapid expansion into 20 new European markets within 6 months
- Partnership with Trading 212, which has over 3 million customers
- Integration of advanced fraud protection features
- Operational certification in over 40 countries enhancing scalability
- None.
Insights
This strategic partnership marks a significant expansion for both Marqeta and Trading 212, with substantial implications for the European fintech landscape. The rapid deployment across 20 European markets in just six months showcases the scalability of Marqeta's platform and could accelerate its revenue growth in the region.
The partnership's structure is particularly noteworthy for several reasons: 1) Trading 212's zero-commission model combined with 0.5% cashback rewards creates a compelling value proposition that could drive user acquisition and retention 2) The integration of advanced fraud protection tools, including AI-powered Real Time Decisioning and 3D Secure, addresses critical security concerns in the expanding digital payment space.
From a market perspective, this move positions both companies advantageously in the growing embedded finance sector. For Trading 212, with its 3 million+ customer base, the card program could significantly increase user engagement and transaction revenue. For Marqeta, this high-profile partnership could strengthen its position in the European market and attract similar fintech clients.
The operational efficiency gained through Marqeta's platform is substantial - instead of navigating individual market regulations and infrastructure separately, Trading 212 can leverage Marqeta's existing certifications in over 40 countries. This efficiency could translate into faster market penetration and reduced operational costs.
Looking at broader industry implications, this partnership exemplifies the growing trend of investment platforms expanding into payment services to create more comprehensive financial ecosystems. This convergence of services could reshape how retail investors interact with their investment platforms and manage their daily finances.
Marqeta’s scalable, global platform is enabling leading investing app Trading 212 to enter 20 new European markets in six months through its card program.
Trading 212 aims to upend the status quo in financial services and democratize access to markets with free and easy to use apps, enabling anyone to start their wealth building journey. Trading 212 has disrupted the stock brokerage industry by offering the first zero-commission stock trading service in the
Trading 212 selected Marqeta for its ability to act as a trusted ally for its customers and help them enter new countries with faster time-to-market, as opposed to launching in each region independently. Certified to operate in more than 40 countries, Marqeta’s platform simplifies the process of launching in new geographic markets and minimizes the time for customers to ramp, allowing them to get to market faster than starting from scratch. Trading 212 is also using Marqeta’s suite of fraud tools, specifically Real Time Decisioning, which is powered by AI, to identify high risk transactions and notify users of potential fraud cases as they happen, and 3D Secure, which provides an additional layer of security by requiring cardholders to complete an additional verification step at the time of payment.
“Marqeta really simplified the process of launching in new countries, allowing Trading 212 to expand quickly and capitalize on our growing momentum in Europe,” said Mukid Chowdhury, CEO of Trading 212. “We’re aiming to unlock the stock market, giving over 3 million customers in the
“With our scalable platform, Marqeta makes it possible for innovative brands like Trading 212 to accelerate their time to market, and capitalize on tremendous demand for stock trading,” said Marcin Goglowski, SVP and Managing Director,
About Marqeta
Marqeta makes it possible for companies to build and embed financial services into their branded experience—and unlock new ways to grow their business and delight users. The Marqeta platform puts businesses in control of building financial solutions, enabling them to turn real-time data into personalized, optimized solutions for everything from consumer loyalty to capital efficiency. With compliance and security built-in, Marqeta’s platform has been proven at scale, processing more than
Forward-Looking Statements
This press release contains "forward-looking statements" within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements expressed or implied in this press release include, but are not limited to, quotations and statements relating to changing consumer preferences; increasing consumer adoption of certain digital payment methods, products, and solutions; which payment, banking, and financial services products and solutions may succeed; technological and market trends; Marqeta’s business; Marqeta’s products and services; and statements made by Marqeta’s senior leadership. Actual results may differ materially from the expectations contained in these statements due to risks and uncertainties, including, but not limited to, the following: any factors creating issues with changes in domestic and international business, market, financial, political and legal conditions; and those risks and uncertainties included in the “Risk Factors” disclosed in Marqeta's Annual Report on Form 10-K, as may be updated from time to time in Marqeta’s periodic filings with the SEC, available at www.sec.gov and Marqeta’s website at http://investors.marqeta.com. The forward-looking statements in this press release are based on information available to Marqeta as of the date hereof. Marqeta disclaims any obligation to update any forward-looking statements, except as required by law.
View source version on businesswire.com: https://www.businesswire.com/news/home/20250122758894/en/
Jordan Fellows
jfellows@marqeta.com
Source: Marqeta
FAQ
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