Mortgage Rates Show Little Movement
Freddie Mac (OTCQB: FMCC) reported minimal movement in mortgage rates, with the 30-year fixed-rate mortgage (FRM) averaging 6.95%, slightly down from 6.96% last week but up from 6.63% a year ago. The 15-year FRM decreased to 6.12% from 6.16% last week, compared to 5.94% a year ago.
Chief Economist Sam Khater noted that the 30-year fixed-rate has remained between 6% and 7% for approximately two and a half years. The current market faces significant challenges due to higher rates and persistent supply shortages, creating affordability barriers that keep many potential buyers sidelined.
Freddie Mac (OTCQB: FMCC) ha riportato una minima variazione nei tassi ipotecari, con il mutuo a tasso fisso di 30 anni (FRM) che media il 6,95%, leggermente in calo rispetto al 6,96% della settimana scorsa, ma in aumento rispetto al 6,63% di un anno fa. Il mutuo a tasso fisso di 15 anni è sceso al 6,12% rispetto al 6,16% della settimana scorsa, rispetto al 5,94% di un anno fa.
Il Chief Economist Sam Khater ha osservato che il tasso fisso di 30 anni è rimasto tra il 6% e il 7% per circa due anni e mezzo. L'attuale mercato affronta sfide significative a causa dei tassi più elevati e della persistente carenza di offerta, creando barriere all'accessibilità che tengono molti potenziali acquirenti ai margini.
Freddie Mac (OTCQB: FMCC) reportó un movimiento mínimo en las tasas hipotecarias, con la hipoteca de tasa fija a 30 años (FRM) promediando el 6.95%, ligeramente abajo del 6.96% de la semana pasada, pero por encima del 6.63% de hace un año. La FRM a 15 años disminuyó al 6.12% del 6.16% de la semana pasada, en comparación con el 5.94% de hace un año.
El Economista Jefe Sam Khater señaló que la tasa fija a 30 años se ha mantenido entre el 6% y el 7% durante aproximadamente dos años y medio. El mercado actual enfrenta desafíos significativos debido a las tasas más altas y a la persistente escasez de oferta, creando barreras de asequibilidad que mantienen a muchos compradores potenciales al margen.
프레디 맥 (OTCQB: FMCC)는 모기지 금리가 미미하게 변동했다고 보고했으며, 30년 고정 금리 모기지 (FRM)의 평균 금리는 6.95%로, 지난 주 6.96%에서 소폭 하락했지만, 1년 전 6.63%보다는 상승한 수치입니다. 15년 FRM은 지난 주 6.16%에서 6.12%로 하락했으며, 1년 전 5.94%와 비교됩니다.
수석 경제학자 샘 카터(Sam Khater)는 30년 고정 금리가 약 2년 반 동안 6%와 7% 사이에서 유지되고 있다고 언급했습니다. 현재 시장은 높은 금리와 지속적인 공급 부족으로 인해 심각한 도전에 직면해 있으며, 이는 많은 잠재 구매자들이 제자리에서 머무르게 하는 가격 장벽을 형성하고 있습니다.
Freddie Mac (OTCQB: FMCC) a rapporté un mouvement minimal des taux hypothécaires, le prêt hypothécaire à taux fixe de 30 ans (FRM) ayant une moyenne de 6,95%, légèrement en baisse par rapport à 6,96% la semaine dernière, mais en hausse par rapport à 6,63% il y a un an. Le FRM de 15 ans a réduit à 6,12% contre 6,16% la semaine dernière, comparé à 5,94% il y a un an.
Le chef économiste Sam Khater a noté que le taux fixe de 30 ans est resté entre 6% et 7% pendant environ deux ans et demi. Le marché actuel fait face à des défis significatifs en raison des taux plus élevés et des pénuries d'approvisionnement persistantes, créant des barrières à l'accessibilité qui empêchent de nombreux acheteurs potentiels de passer à l'action.
Freddie Mac (OTCQB: FMCC) berichtete von minimalen Bewegungen bei den Hypothekenzinsen, wobei die 30-jährigen festverzinslichen Hypothek (FRM) im Durchschnitt 6,95% betrug, was einen leichten Rückgang von 6,96% in der Vorwoche darstellt, jedoch im Vergleich zu 6,63% vor einem Jahr gestiegen ist. Die 15-jährigen FRM fiel auf 6,12% von 6,16% in der Vorwoche, verglichen mit 5,94% vor einem Jahr.
Chefökonom Sam Khater merkte an, dass der 30-jährige Festzins seit etwa zweieinhalb Jahren zwischen 6% und 7% schwankt. Der aktuelle Markt steht vor erheblichen Herausforderungen aufgrund höherer Zinsen und anhaltender Angebotsengpässe, die Erschwinglichkeitsbarrieren schaffen, die viele potenzielle Käufer sidelined halten.
- None.
- 30-year FRM rates increased 32 basis points year-over-year (6.63% to 6.95%)
- 15-year FRM rates increased 18 basis points year-over-year (5.94% to 6.12%)
- Persistent supply shortage continues to affect housing market accessibility
- High mortgage rates creating affordability barriers for potential homebuyers
MCLEAN, Va., Jan. 30, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged
"The 30-year fixed-rate has hovered between
News Facts
- The 30-year FRM averaged
6.95% as of January 30, 2025, down slightly from last week when it averaged6.96% . A year ago at this time, the 30-year FRM averaged6.63% . - The 15-year FRM averaged
6.12% , down from last week when it averaged6.16% . A year ago at this time, the 15-year FRM averaged5.94% .
The PMMS® is focused on conventional, conforming, fully amortizing home purchase loans for borrowers who put
Freddie Mac’s mission is to make home possible for families across the nation. We promote liquidity, stability, affordability and equity in the housing market throughout all economic cycles. Since 1970, we have helped tens of millions of families buy, rent or keep their home. Learn More: Website | Consumers | X | LinkedIn | Facebook | Instagram | YouTube
MEDIA CONTACT:
Angela Waugaman
(703)714-0644
Angela_Waugaman@FreddieMac.com
A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/a586aae2-87b1-4f00-ade8-8af9611c9f17
FAQ
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