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Bread Financial Holdings (BFH) Stock News

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Welcome to our dedicated page for Bread Financial Holdings news (Ticker: BFH), a resource for investors and traders seeking the latest updates and insights on Bread Financial Holdings stock.

Bread Financial Holdings, Inc. reports developments across its U.S. consumer finance business, including private label and co-brand credit cards, pay-over-time products, general purpose credit cards and savings products. Company updates commonly cover partner card programs across retail and consumer categories, quarterly results, credit performance metrics such as net principal loss and delinquency rates, and earnings conference materials.

News also includes capital and shareholder actions, including dividends on common and preferred stock, share repurchase authorizations, and preferred stock or depositary share financing activity. Bread Financial’s recurring disclosures emphasize loan balances, credit quality, consumer payment activity, bank subsidiary funding considerations, and board-authorized capital returns.

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Bread Financial (NYSE:BFH) and Caesars Entertainment have launched the new Caesars Rewards Prestige Visa Signature credit card, a premium-level card offering enhanced rewards and benefits. For a $149 annual fee, cardmembers receive benefits valued at up to $450 annually, including a complimentary hotel night (up to $300), $50 Slot Play, and $100 dining credit.

The card offers accelerated earning rates with 7 Reward Credits per $1 spent at Caesars destinations. New cardholders can earn up to 25,000 Tier Credits in their first year through welcome offers and spending bonuses. The card complements the existing Caesars Rewards Visa suite and features no foreign transaction fees.

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Bread Financial Holdings (NYSE: BFH), a tech-forward financial services company, has scheduled its second quarter 2025 earnings conference call for Thursday, July 24, 2025, at 8:30 a.m. ET. The company will discuss its Q2 2025 financial results during the call.

The presentation will include accompanying slides and will be accessible through the company's investor relations website. Analysts interested in participating in the Q&A session must register in advance. The webcast will be archived for future reference.

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Bread Financial Holdings (NYSE: BFH) released its May 2025 performance metrics, showing improvements in key credit indicators. The company reported a net loss rate of 8.0%, down from 8.8% in May 2024, while delinquency rates improved to 5.7% from 5.9% year-over-year. End-of-period credit card and other loans stood at $17.7 billion, slightly down from $17.8 billion in the previous year. Average credit card loans decreased by 1% year-over-year. The company noted that hurricanes Helene and Milton impacted their metrics, as they temporarily froze delinquency progression for affected cardholders, resulting in lower Q4 2024 losses but expected higher losses in Q2 2025.
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Bread Financial Holdings (NYSE: BFH) announced the early tender results of its cash tender offer for its 9.750% Senior Notes due 2029. As of June 4, 2025, approximately $536.8 million in aggregate principal amount of Notes were validly tendered. The company will accept up to $150 million in aggregate principal amount for purchase at $1,071.25 per $1,000 principal amount, which includes an early participation amount of $50.00. Due to oversubscription, the company will implement a proration factor of approximately 77.538% for notes tendered at the clearing premium. Settlement is expected to occur on June 9, 2025. No additional notes tendered after the Early Participation Date will be accepted as the tender cap has been exceeded.
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Bread Financial Holdings (NYSE: BFH), a tech-forward financial services company, announced its participation in the upcoming Morgan Stanley US Financials Conference. Chief Financial Officer Perry Beberman will engage in a fireside chat on Wednesday, June 11, 2025, at 1:45 p.m. ET. The discussion will be available via live webcast and can be accessed through both Morgan Stanley's platform and Bread Financial's investor relations website. A replay of the presentation will remain accessible for 90 days after the event. Bread Financial specializes in providing simple, personalized payment, lending, and saving solutions to millions of U.S. consumers.
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Bread Financial Holdings (NYSE: BFH) has launched a modified Dutch Auction cash tender offer to purchase up to $150 million of its 9.750% Senior Notes due March 2029. The tender offer will expire on June 20, 2025, with an early participation deadline of June 4, 2025. Holders who tender their notes before the early participation deadline will receive the Total Consideration, including a $50.00 Early Participation Amount per $1,000 principal amount. The Total Consideration will be determined through a modified Dutch Auction procedure, with an acceptable bid range of $1,040-$1,080 per $1,000 principal amount. The early payment date is expected to be June 9, 2025, while the final payment date is anticipated for June 25, 2025. J.P. Morgan Securities is acting as the sole lead dealer manager for the tender offer.
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Bread Financial Holdings (NYSE: BFH) has released its performance metrics for April 2025. The company reported end-of-period credit card and other loans of $17.72 billion, showing a decline from $17.89 billion in April 2024. The net loss rate improved to 7.8% from 8.6% year-over-year, while delinquency rates decreased to 5.7% from 6.0%.

Average credit card and other loans decreased by 2% year-over-year to $17.71 billion. Net principal losses were $114 million, down from $127 million in the previous year. The company noted that hurricanes Helene and Milton affected their metrics, as they froze delinquency progression for cardholders in FEMA impact zones, which will negatively impact Net principal losses and Net loss rate in Q2 2025.

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Bread Financial (NYSE: BFH) has released its 2024 Sustainability Report, marking its twelfth annual publication. The report highlights the company's progress across five key sustainability areas. Notable achievements include:

The company earned its 19th consecutive Center of Excellence certification from BenchmarkPortal for customer service and received Great Place to Work Certification in both the U.S. and India. Bread Financial established new greenhouse gas reduction targets for 2030, issued 1.5 million sustainable plastic cards, and enhanced its Enterprise Risk Management Framework.

In community engagement, the company's charitable donations exceeded $9 million in 2024, with employee donations reaching $3 million after company matching. Associates contributed over 10,000 volunteer hours. The company also improved its operational excellence, expanded its mobile app offerings, and enhanced employee benefits including automatic 401(k) contributions.

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Bread Financial (NYSE: BFH) has announced a $3 million investment over three years in partnership with the Bob Woodruff Foundation to improve mental health care for children in military families. The initiative will focus on three key areas: providing direct clinical mental health care, training clinicians to better serve military-connected children, and implementing proven programs for wellness and social connection.

The investment addresses a critical need, as over 70% of Bob Woodruff Foundation's Got Your 6 Network partners reported families requiring mental health services, while only 13% of service providers could fully meet their community's needs. The partnership will leverage the Foundation's national network of local partners to support military communities.

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Bread Financial Holdings (NYSE: BFH) has released its performance update for March 2025, revealing mixed financial metrics. The company's end-of-period credit card and other loans stood at $17.815 billion, with average loans showing a 2% year-over-year decline.

Key performance indicators include:

  • Net loss rate of 8.1% for March 2025 and 8.2% for Q1 2025
  • Net principal losses of $123 million for March and $365 million for Q1
  • Delinquency rate improved to 5.9% from 6.2% year-over-year
  • 30+ days delinquencies decreased to $973 million from $1,048 million in March 2024
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FAQ

What is the current stock price of Bread Financial Holdings (BFH)?

The current stock price of Bread Financial Holdings (BFH) is $104.31 as of July 27, 2026.

What is the market cap of Bread Financial Holdings (BFH)?

The market cap of Bread Financial Holdings (BFH) is approximately 4.2B.