Welcome to our dedicated page for Affirm Holdings news (Ticker: AFRM), a resource for investors and traders seeking the latest updates and insights on Affirm Holdings stock.
Affirm Holdings, Inc. (NASDAQ: AFRM) is a Nevada-incorporated consumer lending and payment network company that focuses on pay-over-time options at checkout. This news page aggregates company announcements, partner releases, and regulatory communications so readers can follow how Affirm’s business and financial services evolve over time.
Recent news highlights Affirm’s focus on real-time underwriting and responsible credit decisions. The company has announced updates to its underwriting models that incorporate richer real-time signals, such as account balances and cash flow trends for consumers who link a bank account or maintain an Affirm Money Account. These updates are described as giving Affirm a more current view of a consumer’s finances at checkout and supporting more informed credit decisions.
Affirm also regularly issues news about partnerships and integrations. Releases have detailed expanded relationships with merchants such as Wayfair and Pacsun, where eligible shoppers can select Affirm at checkout for biweekly or monthly installment payments with no late or hidden fees. Other announcements describe integrations with payment and software platforms, including an expanded partnership with Worldpay for Platforms and the use of "Pay Later with Affirm" within Clio’s legal technology platform.
Investors can find coverage of earnings-related events and capital arrangements in this news feed as well. Affirm reports its quarterly financial results and hosts conference calls and webcasts, and it has announced an expanded long-term capital partnership with New York Life to purchase Affirm’s installment loans on a forward-flow basis. The company also shares information about investor conferences and shareholder-focused events, such as fireside chats with its leadership team.
By reviewing this page, readers can track Affirm’s latest product updates, underwriting developments, merchant and platform partnerships, capital relationships, and investor communications in one place.
Affirm (AFRM) has announced a strategic long-term global partnership with UATP, a global payment network owned by airlines. The collaboration integrates Affirm's pay-over-time options into UATP's network of airlines, rail carriers, and travel agencies across the US, UK, and Canada. Affirm reported 40% year-over-year growth in travel and ticketing as of December 2024.
Through this partnership, customers will have access to interest-free installments and flexible payment plans up to 36 months with rates starting at 0% APR, without late or hidden fees. The integration aims to tap into the $11 trillion global travel market. Merchants using Affirm have reported 70% higher average order values and 28% fewer abandoned carts, with over 90% of transactions coming from repeat users.
Affirm has launched AdaptAI, an AI-powered promotions platform that delivers personalized financial benefits to customers at checkout. The platform enables merchants to offer tailored promotions including exclusive APR rates, special repayment terms, and instant cash savings.
Unlike traditional credit card rewards, AdaptAI dynamically matches benefits to consumers in real-time. For example, on a $500 purchase, first-time shoppers might receive a 0% APR over 12 months, saving approximately $120 in interest compared to typical credit cards. Loyal customers could access 24-month payment plans at 10% APR during special events like Memorial Day sales.
The technology has already proven successful through Affirm's consumer products, driving nearly 10% improvement in conversion rates. This AI-driven approach helps merchants boost customer satisfaction and loyalty while providing consumers with immediate, transparent value at purchase time.
Affirm, the payment network focused on consumer empowerment and merchant growth, has announced its participation in three major upcoming investor conferences in 2025.
Key conference appearances include:
- J.P. Morgan Global Technology Conference (May 13) - COO Michael Linford will join a fireside chat at 4:30pm ET in Boston
- William Blair Growth Stock Conference (June 5) - COO Michael Linford will present at 11:20am CT in Chicago
- Nasdaq London Investor Conference (June 11) - CFO Rob O'Hare and Head of IR Zane Keller will attend in London
The first two events will feature live webcasts available on Affirm's investor relations website, with replay options available for a limited time after each conference.
Affirm Holdings (NASDAQ: AFRM) and WooCommerce have expanded their partnership to the United Kingdom, enabling UK merchants to offer Affirm's flexible payment solutions at checkout. This expansion follows Affirm's UK launch in November 2024 and their December 2024 North American partnership extension.
The integration allows over 170,000 UK WooCommerce merchants to provide customers with customizable payment plans without hidden or late fees. Independent retailer Bedworld is among the first UK businesses implementing Affirm's pay-over-time solutions through the WooCommerce platform.
This partnership expansion represents a continuation of the collaboration between Affirm and WooCommerce that began in 2015, focusing on providing flexible payment options to help small and midsized businesses grow and enhance customer experience.
Affirm Holdings (NASDAQ: AFRM) and TransUnion (NYSE: TRU) announced the expansion of credit reporting for all Affirm's pay-over-time products. Starting May 1, 2025, all Affirm loans, including Pay in 4 and longer-term monthly installments, will be reported to TransUnion.
While these transactions will initially appear on TransUnion credit files without impacting traditional credit scores or being visible to lenders, future credit scoring models may incorporate this information to support more informed lending decisions and help consumers build credit histories.
TransUnion's research indicates strong potential adoption, with 40% of non-users likely to use buy now, pay later services, increasing to 53% if it could positively impact credit scores. The partnership aims to make Affirm's financial products more mainstream while maintaining their no-late-fees and transparency policies.
Affirm (NASDAQ: AFRM) and Shopify announced the expansion of Shop Pay Installments beyond the US market. The partnership launches first in Canada with early access, followed by general access in Canada and the UK this summer. Future expansion plans include Australia and Western Europe, specifically France, Germany, and Netherlands.
Shop Pay Installments, powered exclusively by Affirm, allows merchants to offer flexible payment options to shoppers, including biweekly and monthly payment plans with rates starting at 0% APR, without late or hidden fees. The service can be easily activated through the Shopify admin dashboard without additional technical integration.
The expansion will enable cross-border commerce capabilities between the US, Canada, and UK. Since its 2021 launch in the US, Shop Pay Installments has attracted millions of active users across Shopify's merchant network.
Affirm Holdings (NASDAQ: AFRM), a payment network focused on consumer empowerment and merchant growth, has scheduled the release of its third quarter fiscal year 2025 financial results. The company will publish its shareholder letter on Thursday, May 8, 2025, after market close.
A conference call and webcast will follow at 5:00pm ET the same day, featuring key executives Max Levchin (Founder and CEO), Michael Linford (COO), and Rob O'Hare (CFO). The presentation will be available for replay on Affirm's investor relations website.
Stride Bank has announced a new partnership with Affirm Holdings (NASDAQ: AFRM) to become a card issuing partner for the Affirm Card. The collaboration will support Affirm's debit card program, which allows consumers to pay in full or request to pay over time for eligible purchases through the Affirm app.
The Affirm Card, which boasts 1.7 million active cardholders as of December 31, 2024, operates within Affirm's network of 21 million active consumers and over 330,000 integrated merchants. The card works wherever Visa is accepted and features no hidden fees, no revolving credit, and fixed interest rates that don't compound into principal.
Affirm (NASDAQ: AFRM) has expanded its partnership with J.P. Morgan Payments, integrating its pay-over-time solutions into J.P. Morgan's Commerce Platform for U.S. merchants. The collaboration comes amid strong growth for Affirm, which reported:
- 23% YoY growth in active consumers to 21 million
- 35% YoY increase in GMV to over $10B in Q4 2024
Through this integration, merchants can offer customers flexible payment plans ranging from $35 to $30,000, with terms from 30 days to 60 months. Affirm's impact on merchant performance includes:
- 70% higher average cart sizes
- 30% fewer abandoned carts compared to other providers
The partnership also includes Affirm joining the J.P. Morgan Payments Partner Network, expanding its reach to J.P. Morgan's extensive payment network that processes nearly $10 trillion in daily payments across 160+ countries.