What is Lendingtree Inc's earnings per share (EPS)?

Lendingtree Inc (TREE) reported diluted earnings per share of $10.78 for fiscal year 2025. This represents a 443.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Lendingtree Inc Financials

TREE

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Lendingtree Inc (TREE) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 16 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 58/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Profitability

Lendingtree Inc has an operating margin of 5.8%, meaning the company retains $6 of operating profit per $100 of revenue. This results in a moderate score of 35/100, indicating healthy but not exceptional operating efficiency. This is up from 5.0% the prior year.

Growth

Lendingtree Inc's revenue surged 24.1% year-over-year to $1.1B, reflecting rapid business expansion. This strong growth earns a score of 74/100.

Leverage

Lendingtree Inc carries a low D/E ratio of 1.35, meaning only $1.35 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 74/100, indicating a strong balance sheet with room for future borrowing.

Liquidity

Lendingtree Inc's current ratio of 1.67 means current assets barely cover short-term liabilities. This tight liquidity results in a low score of 29/100, which could limit financial flexibility.

Cash Flow

Lendingtree Inc has a free cash flow margin of 5.4%, earning a moderate score of 39/100. The company generates positive cash flow after capital investments, but with room for improvement.

Returns

100

Lendingtree Inc earns a strong 52.8% return on equity (ROE), meaning it generates $53 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 100/100. This is up from -38.3% the prior year.

Altman Z-Score Distress

1.09

Lendingtree Inc scores 1.09, below the 1.81 distress threshold. The score is driven primarily by a large market capitalization ($564.6M) relative to total liabilities ($568.9M). This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.

Piotroski F-Score Neutral

5/9

Lendingtree Inc passes 5 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.

Earnings Quality Low Quality

0.48x

For every $1 of reported earnings, Lendingtree Inc generates $0.48 in operating cash flow ($73.1M OCF vs $151.3M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Key Financial Metrics

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Earnings & Revenue

Revenue

$1.1B

YoY+24.1%

5Y CAGR+4.2%

10Y CAGR+16.0%

Lendingtree Inc generated $1.1B in revenue in fiscal year 2025. This represents an increase of 24.1% from the prior year.

EBITDA

$81.3M

YoY+29.2%

5Y CAGR+60.6%

10Y CAGR+9.9%

Lendingtree Inc's EBITDA was $81.3M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 29.2% from the prior year.

Net Income

$151.3M

YoY+462.8%

10Y CAGR+12.2%

Lendingtree Inc reported $151.3M in net income in fiscal year 2025. This represents an increase of 462.8% from the prior year.

EPS (Diluted)

$10.78

YoY+443.3%

10Y CAGR+10.9%

Lendingtree Inc earned $10.78 per diluted share (EPS) in fiscal year 2025. This represents an increase of 443.3% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$60.7M

YoY+18.9%

5Y CAGR-2.6%

10Y CAGR+7.3%

Lendingtree Inc generated $60.7M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 18.9% from the prior year.

Cash & Debt

$81.1M

YoY-23.9%

5Y CAGR-13.8%

10Y CAGR-8.9%

Lendingtree Inc held $81.1M in cash against $387.7M in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

14M

YoY+2.8%

5Y CAGR+1.0%

10Y CAGR+1.1%

Lendingtree Inc had 14M shares outstanding in fiscal year 2025. This represents an increase of 2.8% from the prior year.

Margins & Returns

Gross Margin

31.5%

YoY-2.9pp

5Y CAGR-9.1pp

10Y CAGR-64.8pp

Lendingtree Inc's gross margin was 31.5% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 2.9 percentage points from the prior year.

Operating Margin

5.8%

YoY+0.8pp

5Y CAGR+6.5pp

10Y CAGR-5.4pp

Lendingtree Inc's operating margin was 5.8% in fiscal year 2025, reflecting core business profitability. This is up 0.8 percentage points from the prior year.

Net Margin

13.5%

YoY+18.2pp

5Y CAGR+18.8pp

10Y CAGR-5.4pp

Lendingtree Inc's net profit margin was 13.5% in fiscal year 2025, showing the share of revenue converted to profit. This is up 18.2 percentage points from the prior year.

Return on Equity

52.8%

YoY+91.1pp

5Y CAGR+66.0pp

10Y CAGR+32.8pp

Lendingtree Inc's ROE was 52.8% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 91.1 percentage points from the prior year.

Capital Allocation

R&D Spending

$45.3M

YoY-2.4%

5Y CAGR+0.7%

10Y CAGR+15.7%

Lendingtree Inc invested $45.3M in research and development in fiscal year 2025. This represents a decrease of 2.4% from the prior year.

Share Buybacks

N/A

Capital Expenditures

$12.4M

YoY+10.7%

5Y CAGR-21.7%

10Y CAGR+5.6%

Lendingtree Inc invested $12.4M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 10.7% from the prior year.

TREE Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$1.1B+24.1%	$900.2M+33.9%	$672.5M-31.7%	$985.0M-10.3%	$1.1B+20.7%	$910.0M
Cost of Revenue	$42.5M+17.9%	$36.1M-6.9%	$38.8M-32.9%	$57.8M+0.8%	$57.3M+5.1%	$54.5M
Gross Profit	$352.0M+13.7%	$309.6M+6.8%	$289.8M-21.5%	$368.9M-10.1%	$410.4M+11.1%	$369.5M
R&D Expenses	$45.3M-2.4%	$46.4M-1.8%	$47.2M-15.0%	$55.6M+5.1%	$52.9M+21.1%	$43.6M
SG&A Expenses	$112.9M+3.8%	$108.7M-7.6%	$117.7M-22.8%	$152.4M-0.7%	$153.5M+18.9%	$129.1M
Operating Income	$64.8M+45.2%	$44.6M+209.9%	-$40.6M-24.0%	-$32.8M-507.9%	$8.0M+221.6%	-$6.6M
Interest Expense	N/A	N/A	$21.7M-16.6%	$26.0M-44.5%	$46.9M+29.1%	$36.3M
Income Tax	-$130.3M-3115.8%	$4.3M+271.8%	-$2.5M-101.9%	$133.0M+1077.4%	$11.3M+156.6%	-$20.0M
Net Income	$151.3M+462.8%	-$41.7M+65.9%	-$122.4M+34.9%	-$188.0M-371.9%	$69.1M+243.2%	-$48.3M
EPS (Diluted)	$10.78+443.3%	$-3.14+66.8%	$-9.46+35.6%	$-14.69-390.9%	$5.05+236.1%	$-3.71

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Revenue	$319.7M+3.9%	$307.8M+23.1%	$250.1M+4.3%	$239.7M-8.3%	$261.5M+0.3%	$260.8M+24.1%	$210.1M+25.3%	$167.8M
Cost of Revenue	$11.6M+5.0%	$11.0M+9.9%	$10.0M+1.2%	$9.9M+1.7%	$9.7M+4.0%	$9.4M+11.4%	$8.4M-1.6%	$8.5M
Gross Profit	$93.4M-1.2%	$94.6M+11.1%	$85.1M+7.8%	$79.0M-10.2%	$87.9M+11.8%	$78.6M+8.5%	$72.5M+2.8%	$70.5M
R&D Expenses	$10.6M-6.4%	$11.3M-1.5%	$11.5M-3.6%	$11.9M-8.0%	$12.9M+15.6%	$11.2M+7.9%	$10.4M-12.5%	$11.9M
SG&A Expenses	$31.0M+18.1%	$26.2M+4.8%	$25.0M-18.3%	$30.7M+5.3%	$29.1M+9.1%	$26.7M-1.6%	$27.1M+5.1%	$25.8M
Operating Income	$22.2M-22.7%	$28.8M+37.5%	$20.9M+394.3%	-$7.1M-139.6%	$17.9M+80.9%	$9.9M+3.5%	$9.6M+33.5%	$7.2M
Interest Expense	N/A	N/A	N/A	-$9.1M	N/A	N/A	N/A	-$6.6M
Income Tax	-$131.2M-9299.7%	$1.4M-25.3%	$1.9M+178.5%	-$2.4M-249.3%	$1.6M+264.2%	$447K-73.5%	$1.7M+201.6%	$559K
Net Income	$144.7M+1323.1%	$10.2M+14.7%	$8.9M+171.6%	-$12.4M-264.9%	$7.5M+112.9%	-$58.0M-847.9%	$7.8M+663.0%	$1.0M
EPS (Diluted)	N/A	$0.73+12.3%	$0.65+170.7%	$-0.92	N/A	$-4.34-848.3%	$0.58+625.0%	$0.08

TREE Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$855.7M+11.5%	$767.7M-4.4%	$802.8M-33.1%	$1.2B-7.7%	$1.3B+9.3%	$1.2B
Current Assets	$229.7M-3.7%	$238.5M+21.4%	$196.5M-52.5%	$414.0M+10.6%	$374.4M+26.3%	$296.4M
Cash & Equivalents	$81.1M-23.9%	$106.6M-4.9%	$112.1M-62.5%	$298.8M+19.0%	$251.2M+47.8%	$169.9M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$110.6M+13.1%	$97.8M+77.9%	$55.0M-33.8%	$83.1M-14.9%	$97.7M+8.7%	$89.8M
Goodwill	$381.5M0.0%	$381.5M0.0%	$381.5M-9.2%	$420.1M0.0%	$420.1M0.0%	$420.1M
Total Liabilities	$568.9M-13.7%	$658.9M-2.9%	$678.6M-31.5%	$991.4M+16.4%	$851.4M+3.3%	$824.2M
Current Liabilities	$137.5M-42.8%	$240.5M+218.0%	$75.6M-8.4%	$82.5M-69.9%	$274.4M+145.4%	$111.8M
Long-Term Debt	$387.7M+12.7%	$344.1M-34.5%	$525.6M-35.4%	$813.5M+70.1%	$478.2M-21.8%	$611.4M
Total Equity	$286.8M+163.5%	$108.8M-12.3%	$124.1M-40.3%	$207.9M-53.6%	$448.0M+22.8%	$364.8M
Retained Earnings	-$728.1M+17.2%	-$879.4M-5.0%	-$837.7M-17.1%	-$715.3M-25.1%	-$571.8M+10.8%	-$640.9M

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Total Assets	$855.7M+12.6%	$759.9M-9.1%	$835.8M+7.5%	$777.1M+1.2%	$767.7M-2.5%	$787.2M-1.9%	$802.2M-13.4%	$926.7M
Current Assets	$229.7M-11.2%	$258.8M-18.9%	$319.0M+25.4%	$254.5M+6.7%	$238.5M-5.3%	$251.7M+22.2%	$205.9M-36.8%	$325.7M
Cash & Equivalents	$81.1M+18.2%	$68.6M-54.0%	$149.1M+18.0%	$126.4M+18.6%	$106.6M+10.1%	$96.8M+45.0%	$66.8M-71.1%	$230.7M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$110.6M-26.0%	$149.4M+18.4%	$126.2M+48.0%	$85.2M-12.8%	$97.8M-21.9%	$125.3M+16.3%	$107.7M+70.1%	$63.3M
Goodwill	$381.5M0.0%	$381.5M0.0%	$381.5M0.0%	$381.5M0.0%	$381.5M0.0%	$381.5M0.0%	$381.5M0.0%	$381.5M
Total Liabilities	$568.9M-9.3%	$627.5M-12.6%	$717.7M+6.6%	$673.4M+2.2%	$658.9M-4.9%	$692.9M+5.6%	$656.4M-17.5%	$795.2M
Current Liabilities	$137.5M-24.0%	$180.9M-30.6%	$260.6M+22.6%	$212.5M-11.6%	$240.5M-11.7%	$272.2M+140.6%	$113.1M+29.0%	$87.7M
Long-Term Debt	$387.7M-0.2%	$388.4M+0.8%	$385.1M-0.7%	$387.7M+12.7%	$344.1M-0.6%	$346.2M-26.0%	$467.7M-25.9%	$631.3M
Total Equity	$286.8M+116.6%	$132.4M+12.1%	$118.1M+13.9%	$103.7M-4.7%	$108.8M+15.5%	$94.3M-35.4%	$145.8M+10.9%	$131.5M
Retained Earnings	-$728.1M+16.6%	-$872.8M+1.2%	-$882.9M+1.0%	-$891.8M-1.4%	-$879.4M+0.8%	-$886.9M-7.0%	-$828.9M+0.9%	-$836.7M

TREE Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$73.1M+17.4%	$62.3M-7.9%	$67.6M+57.3%	$43.0M-67.3%	$131.3M+17.9%	$111.3M
Capital Expenditures	$12.4M+10.7%	$11.2M-10.4%	$12.5M+9.5%	$11.4M-67.4%	$35.1M-16.8%	$42.1M
Free Cash Flow	$60.7M+18.9%	$51.0M-7.3%	$55.0M+74.6%	$31.5M-67.2%	$96.2M+39.1%	$69.2M
Investing Cash Flow	-$9.9M+11.5%	-$11.2M+10.1%	-$12.5M+55.2%	-$27.9M-376.9%	$10.1M+108.2%	-$122.1M
Financing Cash Flow	-$88.7M-57.0%	-$56.5M+76.7%	-$242.0M-843.8%	$32.5M+151.4%	-$63.3M-132.8%	$193.3M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	$0	$0-100.0%	$43.0M+7.5%	$40.0M	$0

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Operating Cash Flow	$16.5M-42.7%	$28.8M+3.1%	$28.0M+13411.0%	-$210K-101.3%	$16.2M-64.1%	$45.3M+1015.6%	-$4.9M-186.6%	$5.7M
Capital Expenditures	$3.0M-8.1%	$3.3M+19.0%	$2.7M-19.6%	$3.4M+21.0%	$2.8M-3.4%	$2.9M+7.0%	$2.7M-0.6%	$2.7M
Free Cash Flow	$13.5M-47.1%	$25.6M+1.4%	$25.2M+795.6%	-$3.6M-127.0%	$13.4M-68.3%	$42.3M+651.7%	-$7.7M-359.0%	$3.0M
Investing Cash Flow	-$3.0M-290.6%	-$768K+72.0%	-$2.7M+19.6%	-$3.4M-21.0%	-$2.8M+3.4%	-$2.9M-7.1%	-$2.7M+0.7%	-$2.7M
Financing Cash Flow	-$1.0M+99.0%	-$108.6M-4301.0%	-$2.5M-110.5%	$23.4M+749.1%	-$3.6M+70.7%	-$12.3M+92.1%	-$156.3M-235.1%	$115.7M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

TREE Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	31.5%-2.9pp	34.4%-8.7pp	43.1%+5.6pp	37.5%+0.1pp	37.4%-3.2pp	40.6%
Operating Margin	5.8%+0.8pp	5.0%+11.0pp	-6.0%-2.7pp	-3.3%-4.1pp	0.7%+1.5pp	-0.7%
Net Margin	13.5%+18.2pp	-4.6%+13.6pp	-18.2%+0.9pp	-19.1%-25.4pp	6.3%+11.6pp	-5.3%
Return on Equity	52.8%+91.1pp	-38.3%+60.3pp	-98.6%-8.2pp	-90.4%-105.8pp	15.4%+28.7pp	-13.2%
Return on Assets	17.7%+23.1pp	-5.4%+9.8pp	-15.3%+0.4pp	-15.7%-21.0pp	5.3%+9.4pp	-4.1%
Current Ratio	1.67+0.7	0.99-1.6	2.60-2.4	5.02+3.7	1.36-1.3	2.65
Debt-to-Equity	1.35-1.8	3.16-1.1	4.23+0.3	3.91+2.8	1.07-0.6	1.68
FCF Margin	5.4%-0.2pp	5.7%-2.5pp	8.2%+5.0pp	3.2%-5.6pp	8.8%+1.2pp	7.6%

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Gross Margin	29.2%-1.5pp	30.7%-3.3pp	34.0%+1.1pp	33.0%-0.7pp	33.6%+3.5pp	30.1%-4.3pp	34.5%-7.5pp	42.0%
Operating Margin	7.0%-2.4pp	9.3%+1.0pp	8.4%+11.3pp	-3.0%-9.8pp	6.9%+3.1pp	3.8%-0.8pp	4.6%+0.3pp	4.3%
Net Margin	45.3%+41.9pp	3.3%-0.2pp	3.5%+8.7pp	-5.2%-8.0pp	2.9%+25.1pp	-22.2%-25.9pp	3.7%+3.1pp	0.6%
Return on Equity	50.4%+42.8pp	7.7%+0.2pp	7.5%+19.4pp	-11.9%-18.8pp	6.9%+68.4pp	-61.5%-66.8pp	5.3%+4.5pp	0.8%
Return on Assets	16.9%+15.6pp	1.3%+0.3pp	1.1%+2.7pp	-1.6%-2.6pp	1.0%+8.3pp	-7.4%-8.3pp	1.0%+0.9pp	0.1%
Current Ratio	1.67+0.2	1.43+0.2	1.22+0.0	1.20+0.2	0.99+0.1	0.92-0.9	1.82-1.9	3.71
Debt-to-Equity	1.35-1.6	2.93-0.3	3.26-0.5	3.74+0.6	3.16-0.5	3.67+0.5	3.21-1.6	4.80
FCF Margin	4.2%-4.1pp	8.3%-1.8pp	10.1%+11.6pp	-1.5%-6.6pp	5.1%-11.1pp	16.2%+19.9pp	-3.6%-5.4pp	1.8%

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Frequently Asked Questions

What is Lendingtree Inc's annual revenue?

Lendingtree Inc (TREE) reported $1.1B in total revenue for fiscal year 2025. This represents a 24.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Lendingtree Inc's revenue growing?

Lendingtree Inc (TREE) revenue grew by 24.1% year-over-year, from $900.2M to $1.1B in fiscal year 2025.

Is Lendingtree Inc profitable?

Yes, Lendingtree Inc (TREE) reported a net income of $151.3M in fiscal year 2025, with a net profit margin of 13.5%.

What is Lendingtree Inc's EBITDA?

Lendingtree Inc (TREE) had EBITDA of $81.3M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does Lendingtree Inc have?

As of fiscal year 2025, Lendingtree Inc (TREE) had $81.1M in cash and equivalents against $387.7M in long-term debt.

What is Lendingtree Inc's gross margin?

Lendingtree Inc (TREE) had a gross margin of 31.5% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is Lendingtree Inc's operating margin?

Lendingtree Inc (TREE) had an operating margin of 5.8% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Lendingtree Inc's net profit margin?

Lendingtree Inc (TREE) had a net profit margin of 13.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Lendingtree Inc's return on equity (ROE)?

Lendingtree Inc (TREE) has a return on equity of 52.8% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Lendingtree Inc's free cash flow?

Lendingtree Inc (TREE) generated $60.7M in free cash flow during fiscal year 2025. This represents a 18.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Lendingtree Inc's operating cash flow?

Lendingtree Inc (TREE) generated $73.1M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Lendingtree Inc's total assets?

Lendingtree Inc (TREE) had $855.7M in total assets as of fiscal year 2025, including both current and long-term assets.

What are Lendingtree Inc's capital expenditures?

Lendingtree Inc (TREE) invested $12.4M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How much does Lendingtree Inc spend on research and development?

Lendingtree Inc (TREE) invested $45.3M in research and development during fiscal year 2025.

How many shares does Lendingtree Inc have outstanding?

Lendingtree Inc (TREE) had 14M shares outstanding as of fiscal year 2025.

What is Lendingtree Inc's current ratio?

Lendingtree Inc (TREE) had a current ratio of 1.67 as of fiscal year 2025, which is generally considered healthy.

What is Lendingtree Inc's debt-to-equity ratio?

Lendingtree Inc (TREE) had a debt-to-equity ratio of 1.35 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Lendingtree Inc's return on assets (ROA)?

Lendingtree Inc (TREE) had a return on assets of 17.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Lendingtree Inc's Altman Z-Score?

Lendingtree Inc (TREE) has an Altman Z-Score of 1.09, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Lendingtree Inc's Piotroski F-Score?

Lendingtree Inc (TREE) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Lendingtree Inc's earnings high quality?

Lendingtree Inc (TREE) has an earnings quality ratio of 0.48x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Lendingtree Inc?

Lendingtree Inc (TREE) scores 58 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.