What is Stifel Fin Corp's earnings per share (EPS)?

Stifel Fin Corp (SF) reported diluted earnings per share of $5.87 for fiscal year 2025. This represents a -6.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Stifel Fin Corp Financials

Source SEC Filings (10-K/10-Q) Updated Mar 31, 2026 Currency USD FYE December

This page shows Stifel Fin Corp (SF) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 18 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI SF FY2025 2026-05-04

Stifel’s balance-sheet-heavy but capex-light model lets cash generation recover sharply even when reported profit does not.

From FY2024 to FY2025, net income fell from $694M to $646M while operating cash flow more than doubled from $490M to $1.12B and free cash flow jumped from $417M to $1.05B. That gap suggests annual cash output is driven less by heavy reinvestment and more by balance-sheet timing, so a softer earnings year can still become a much stronger cash year.

By FY2025, long-term debt was still about $617M, roughly half its FY2023 level of $1.12B. At the same time, equity expanded to $5.98B and debt-to-equity eased to 0.1x, suggesting the balance sheet strengthened without relying on more term borrowing.

This is also a low-capex franchise: FY2025 capital spending was only $62M against $1.12B of operating cash flow. Because little cash is needed to maintain physical infrastructure, the bigger swing factor in free cash flow is how the balance sheet turns, not how much the company must reinvest.

Financial Health Signals

Financial Profile 52/100

Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of Stifel Fin Corp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Growth

Stifel Fin Corp's revenue grew 11.3% year-over-year to $5.5B, a solid pace of expansion. This earns a growth score of 55/100.

Leverage

100

Stifel Fin Corp carries a low D/E ratio of 0.10, meaning only $0.10 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.

Cash Flow

Stifel Fin Corp has a free cash flow margin of 19.1%, earning a moderate score of 60/100. The company generates positive cash flow after capital investments, but with room for improvement.

Returns

Stifel Fin Corp's ROE of 10.8% shows moderate profitability relative to equity, earning a score of 35/100. This is down from 12.2% the prior year.

Piotroski F-Score Neutral

5/9

Stifel Fin Corp passes 5 of 9 financial strength tests. 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.73x

For every $1 of reported earnings, Stifel Fin Corp generates $1.73 in operating cash flow ($1.1B OCF vs $646.5M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$5.5B

YoY+11.3%

5Y CAGR+8.1%

10Y CAGR+9.0%

Stifel Fin Corp generated $5.5B in revenue in fiscal year 2025. This represents an increase of 11.3% from the prior year.

EBITDA

N/A

Net Income

$646.5M

YoY-6.9%

5Y CAGR+5.1%

10Y CAGR+21.5%

Stifel Fin Corp reported $646.5M in net income in fiscal year 2025. This represents a decrease of 6.9% from the prior year.

EPS (Diluted)

$5.87

YoY-6.1%

5Y CAGR+7.1%

10Y CAGR+17.4%

Stifel Fin Corp earned $5.87 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 6.1% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$1.1B

YoY+153.2%

5Y CAGR-7.9%

Stifel Fin Corp generated $1.1B in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 153.2% from the prior year.

Cash & Debt

$2.3B

YoY-14.9%

5Y CAGR-0.2%

10Y CAGR+10.8%

Stifel Fin Corp held $2.3B in cash against $617.4M in long-term debt as of fiscal year 2025.

Dividends Per Share

$1.84

YoY+9.5%

5Y CAGR+32.5%

Stifel Fin Corp paid $1.84 per share in dividends in fiscal year 2025. This represents an increase of 9.5% from the prior year.

Shares Outstanding

N/A

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

11.7%

YoY-2.3pp

5Y CAGR-1.7pp

10Y CAGR+7.7pp

Stifel Fin Corp's net profit margin was 11.7% in fiscal year 2025, showing the share of revenue converted to profit. This is down 2.3 percentage points from the prior year.

Return on Equity

10.8%

YoY-1.4pp

5Y CAGR-1.1pp

10Y CAGR+7.1pp

Stifel Fin Corp's ROE was 10.8% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 1.4 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$245.0M

YoY+70.0%

5Y CAGR+33.3%

10Y CAGR+7.6%

Stifel Fin Corp spent $245.0M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 70.0% from the prior year.

Capital Expenditures

$62.1M

YoY-15.9%

5Y CAGR-3.3%

10Y CAGR-1.2%

Stifel Fin Corp invested $62.1M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 15.9% from the prior year.

SF Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$5.5B+11.3%	$5.0B+14.3%	$4.3B-1.0%	$4.4B-7.3%	$4.7B+26.3%	$3.8B
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$3.3B+12.2%	$2.9B+14.2%	$2.6B-1.2%	$2.6B-8.3%	$2.8B+23.7%	$2.3B
Operating Income	N/A	$928.4M+31.4%	$706.7M-20.2%	$885.1M	N/A	N/A
Interest Expense	$817.8M-16.7%	$981.4M+21.1%	$810.3M+302.4%	$201.4M+337.8%	$46.0M-30.1%	$65.8M
Income Tax	$187.4M-4.9%	$197.1M+7.0%	$184.2M-17.4%	$223.0M-8.0%	$242.2M+64.0%	$147.7M
Net Income	$646.5M-6.9%	$694.1M+43.0%	$485.3M-22.3%	$624.9M-20.8%	$789.3M+56.8%	$503.5M
EPS (Diluted)	$5.87-6.1%	$6.25+46.0%	$4.28-19.5%	$5.32-20.1%	$6.66+60.1%	$4.16

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Revenue	$1.5B-5.3%	$1.6B+9.2%	$1.4B+11.3%	$1.3B+2.3%	$1.3B-8.0%	$1.4B+11.4%	$1.2B+0.6%	$1.2B
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$848.3M-8.3%	$925.2M+10.2%	$839.8M+8.4%	$774.9M+5.8%	$732.2M-8.0%	$795.8M+10.8%	$718.1M-0.6%	$722.7M
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$187.5M-2.5%	$192.3M-6.3%	$205.2M-0.8%	$206.8M-3.2%	$213.6M-6.4%	$228.2M-9.2%	$251.2M+1.6%	$247.3M
Income Tax	$74.7M+71.4%	$43.5M-41.7%	$74.7M+27.1%	$58.8M+466.6%	$10.4M-53.3%	$22.2M-61.8%	$58.2M-5.6%	$61.6M
Net Income	$251.4M+10.7%	$227.1M+7.4%	$211.4M+36.3%	$155.1M+192.6%	$53.0M-74.4%	$206.7M+30.4%	$158.5M-4.1%	$165.3M
EPS (Diluted)	$1.48	N/A	$1.84+37.3%	$1.34+415.4%	$0.26	N/A	$1.34-5.0%	$1.41

SF Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$41.3B+3.4%	$39.9B+5.7%	$37.7B+1.4%	$37.2B+9.2%	$34.0B+28.0%	$26.6B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$2.3B-14.9%	$2.6B-21.2%	$3.4B+52.8%	$2.2B+12.1%	$2.0B-13.9%	$2.3B
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$176.3M+23.9%	$142.3M+3.9%	$136.9M-3.0%	$141.2M-24.6%	$187.2M+26.0%	$148.6M
Goodwill	$1.5B+4.9%	$1.4B+0.5%	$1.4B+4.7%	$1.3B+1.5%	$1.3B+10.6%	$1.2B
Total Liabilities	$35.3B+3.2%	$34.2B+5.5%	$32.4B+1.8%	$31.9B+9.8%	$29.0B+29.7%	$22.4B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$617.4M+0.1%	$616.6M-44.7%	$1.1B+0.1%	$1.1B+0.1%	$1.1B+0.1%	$1.1B
Total Equity	$6.0B+5.1%	$5.7B+7.4%	$5.3B-0.6%	$5.3B+5.8%	$5.0B+18.8%	$4.2B
Retained Earnings	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Total Assets	$42.9B+3.9%	$41.3B-1.0%	$41.7B+4.6%	$39.9B-1.3%	$40.4B+1.2%	$39.9B+2.5%	$38.9B+3.0%	$37.8B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$2.9B+28.6%	$2.3B-29.2%	$3.2B+71.4%	$1.9B-31.9%	$2.7B+2.9%	$2.6B+38.2%	$1.9B-26.8%	$2.6B
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$175.8M-0.3%	$176.3M+10.0%	$160.2M+15.0%	$139.3M-9.1%	$153.2M+7.7%	$142.3M+8.3%	$131.4M-16.9%	$158.2M
Goodwill	$1.5B0.0%	$1.5B-1.2%	$1.5B+0.2%	$1.5B+6.0%	$1.4B0.0%	$1.4B+0.1%	$1.4B+0.4%	$1.4B
Total Liabilities	$36.9B+4.6%	$35.3B-1.8%	$35.9B+4.9%	$34.3B-1.7%	$34.8B+1.9%	$34.2B+2.5%	$33.4B+3.0%	$32.4B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$617.6M0.0%	$617.4M0.0%	$617.2M0.0%	$617.0M0.0%	$616.8M0.0%	$616.6M0.0%	$616.4M-44.8%	$1.1B
Total Equity	$6.0B+0.1%	$6.0B+3.8%	$5.8B+2.8%	$5.6B+1.1%	$5.5B-2.6%	$5.7B+2.3%	$5.6B+2.9%	$5.4B
Retained Earnings	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

SF Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$1.1B+127.8%	$490.4M-1.8%	$499.3M-56.9%	$1.2B+32.7%	$872.1M-47.5%	$1.7B
Capital Expenditures	$62.1M-15.9%	$73.8M+42.0%	$52.0M-36.9%	$82.3M-56.3%	$188.2M+156.5%	$73.4M
Free Cash Flow	$1.1B+153.2%	$416.6M-6.9%	$447.4M-58.4%	$1.1B+57.2%	$683.9M-56.9%	$1.6B
Investing Cash Flow	-$1.6B+30.1%	-$2.3B-321.1%	$1.0B+124.2%	-$4.3B+37.9%	-$7.0B-312.3%	-$1.7B
Financing Cash Flow	$91.2M-90.7%	$980.1M+485.0%	-$254.6M-108.0%	$3.2B-44.9%	$5.8B+383.3%	$1.2B
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$245.0M+70.0%	$144.1M-67.5%	$443.9M+319.4%	$105.8M-38.7%	$172.7M+196.5%	$58.3M

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Operating Cash Flow	-$342.6M-189.6%	$382.4M+13.1%	$338.3M-44.3%	$607.5M+387.6%	-$211.2M-149.8%	$423.8M+112.5%	$199.4M-58.2%	$476.9M
Capital Expenditures	$47.8M+254.8%	$13.5M-21.6%	$17.2M+16.0%	$14.8M-10.5%	$16.6M-4.9%	$17.4M+36.5%	$12.8M-62.4%	$34.0M
Free Cash Flow	-$390.4M-205.8%	$369.0M+14.9%	$321.1M-45.8%	$592.7M+360.2%	-$227.8M-156.0%	$406.4M+117.7%	$186.6M-57.9%	$443.0M
Investing Cash Flow	-$256.2M+61.9%	-$673.0M-89.9%	-$354.5M+14.4%	-$414.0M-139.9%	-$172.5M+65.2%	-$495.4M+64.1%	-$1.4B-51.6%	-$910.9M
Financing Cash Flow	$1.2B+293.2%	-$645.7M-149.3%	$1.3B+227.2%	-$1.0B-325.6%	$456.5M-43.9%	$813.3M+75.1%	$464.5M+221.3%	-$382.9M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$96.4M+156.8%	$37.5M+20.2%	$31.2M-62.4%	$83.0M-10.9%	$93.2M+104.5%	$45.6M+125.3%	$20.2M+14.9%	$17.6M

SF Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	18.7%+2.4pp	16.3%-3.9pp	20.2%	N/A	N/A
Net Margin	11.7%-2.3pp	14.0%+2.8pp	11.2%-3.1pp	14.2%-2.4pp	16.7%+3.2pp	13.4%
Return on Equity	10.8%-1.4pp	12.2%+3.0pp	9.2%-2.6pp	11.7%-3.9pp	15.7%+3.8pp	11.9%
Return on Assets	1.6%-0.2pp	1.7%+0.4pp	1.3%-0.4pp	1.7%-0.6pp	2.3%+0.4pp	1.9%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.100.0	0.11-0.1	0.210.0	0.21-0.0	0.22-0.0	0.26
FCF Margin	19.1%+10.7pp	8.4%-1.9pp	10.3%-14.2pp	24.5%+10.0pp	14.4%-27.9pp	42.3%

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	17.0%+2.5pp	14.5%-0.2pp	14.8%+2.7pp	12.1%+7.8pp	4.2%-10.9pp	15.2%+2.2pp	12.9%-0.6pp	13.6%
Return on Equity	4.2%+0.4pp	3.8%+0.1pp	3.7%+0.9pp	2.8%+1.8pp	1.0%-2.7pp	3.6%+0.8pp	2.9%-0.2pp	3.1%
Return on Assets	0.6%+0.0pp	0.5%+0.0pp	0.5%+0.1pp	0.4%+0.3pp	0.1%-0.4pp	0.5%+0.1pp	0.4%-0.0pp	0.4%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.100.0	0.100.0	0.110.0	0.110.0	0.110.0	0.110.0	0.11-0.1	0.21
FCF Margin	-26.4%-50.0pp	23.6%+1.2pp	22.5%-23.7pp	46.2%+64.3pp	-18.1%-47.9pp	29.8%+14.5pp	15.2%-21.1pp	36.4%

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Frequently Asked Questions

What is Stifel Fin Corp's annual revenue?

Stifel Fin Corp (SF) reported $5.5B in total revenue for fiscal year 2025. This represents a 11.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Stifel Fin Corp's revenue growing?

Stifel Fin Corp (SF) revenue grew by 11.3% year-over-year, from $5.0B to $5.5B in fiscal year 2025.

Is Stifel Fin Corp profitable?

Yes, Stifel Fin Corp (SF) reported a net income of $646.5M in fiscal year 2025, with a net profit margin of 11.7%.

How much debt does Stifel Fin Corp have?

As of fiscal year 2025, Stifel Fin Corp (SF) had $2.3B in cash and equivalents against $617.4M in long-term debt.

What is Stifel Fin Corp's net profit margin?

Stifel Fin Corp (SF) had a net profit margin of 11.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Stifel Fin Corp pay dividends?

Yes, Stifel Fin Corp (SF) paid $1.84 per share in dividends during fiscal year 2025.

What is Stifel Fin Corp's return on equity (ROE)?

Stifel Fin Corp (SF) has a return on equity of 10.8% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Stifel Fin Corp's free cash flow?

Stifel Fin Corp (SF) generated $1.1B in free cash flow during fiscal year 2025. This represents a 153.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Stifel Fin Corp's operating cash flow?

Stifel Fin Corp (SF) generated $1.1B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Stifel Fin Corp's total assets?

Stifel Fin Corp (SF) had $41.3B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Stifel Fin Corp's capital expenditures?

Stifel Fin Corp (SF) invested $62.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Stifel Fin Corp buy back shares?

Yes, Stifel Fin Corp (SF) spent $245.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

What is Stifel Fin Corp's debt-to-equity ratio?

Stifel Fin Corp (SF) had a debt-to-equity ratio of 0.10 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Stifel Fin Corp's return on assets (ROA)?

Stifel Fin Corp (SF) had a return on assets of 1.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Stifel Fin Corp's Piotroski F-Score?

Stifel Fin Corp (SF) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Stifel Fin Corp's earnings high quality?

Stifel Fin Corp (SF) has an earnings quality ratio of 1.73x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Stifel Fin Corp?

Stifel Fin Corp (SF) scores 52 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.