What is Prospect Capital's earnings per share (EPS)?

Prospect Capital (PSEC) reported diluted earnings per share of $-1.35 for fiscal year 2025. This represents a -497.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Prospect Capital Financials

PSEC

Source SEC Filings (10-K/10-Q) Updated Feb 9, 2026 Currency USD FYE June

This page shows Prospect Capital (PSEC) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 6 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 15/100

Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of Prospect Capital's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Growth

Prospect Capital's revenue declined 55.4% year-over-year, from $27.7M to $12.3M. This contraction results in a growth score of 4/100.

Leverage

Prospect Capital carries a low D/E ratio of 0.70, meaning only $0.70 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 88/100, indicating a strong balance sheet with room for future borrowing.

Returns

Prospect Capital generates a -16.4% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 0/100. This is down from 6.3% the prior year.

Piotroski F-Score Weak

3/9

Prospect Capital passes 3 of 9 financial strength tests. 2 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Mixed

-1.07x

For every $1 of reported earnings, Prospect Capital generates $-1.07 in operating cash flow ($523.2M OCF vs -$490.5M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue

$12.3M

YoY-55.4%

Prospect Capital generated $12.3M in revenue in fiscal year 2025. This represents a decrease of 55.4% from the prior year.

EBITDA

N/A

Net Income

-$490.5M

YoY-309.5%

Prospect Capital reported -$490.5M in net income in fiscal year 2025. This represents a decrease of 309.5% from the prior year.

EPS (Diluted)

$-1.35

YoY-497.1%

Prospect Capital earned $-1.35 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 497.1% from the prior year.

Cash & Balance Sheet

Free Cash Flow

N/A

Cash & Debt

$50.8M

YoY-40.9%

Prospect Capital held $50.8M in cash against $2.1B in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

456M

YoY+7.3%

Prospect Capital had 456M shares outstanding in fiscal year 2025. This represents an increase of 7.3% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

-3972.3%

YoY-4818.5pp

Prospect Capital's net profit margin was -3972.3% in fiscal year 2025, showing the share of revenue converted to profit. This is down 4818.5 percentage points from the prior year.

Return on Equity

-16.4%

YoY-22.7pp

Prospect Capital's ROE was -16.4% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 22.7 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

N/A

PSEC Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$12.3M-55.4%	$27.7M+52.6%	$18.1M-58.5%	$43.7M+26.0%	$34.7M	N/A
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$148.3M-7.5%	$160.2M+8.1%	$148.2M+26.2%	$117.4M-10.1%	$130.6M	N/A
Income Tax	N/A	N/A	N/A	N/A	N/A	N/A
Net Income	-$490.5M-309.5%	$234.1M+365.9%	-$88.0M-112.0%	$735.3M+71.8%	$428.1M+642.3%	-$78.9M
EPS (Diluted)	$-1.35-497.1%	$0.34+179.1%	$-0.43-132.1%	$1.34-46.4%	$2.50	N/A

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24
Revenue	N/A	$2.5M+94.5%	$1.3M-75.9%	$5.4M+53.8%	$3.5M+194.6%	$1.2M-46.9%	$2.2M-53.9%	$4.9M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$16K-100.0%	$32.8M-2.7%	$33.7M-2.0%	$34.4M-4.9%	$36.2M-4.8%	$38.0M-4.5%	$39.8M0.0%	$39.8M
Income Tax	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Income	$24K-99.9%	$23.7M-69.6%	$78.0M+136.0%	-$216.5M-54.7%	-$139.9M-211893.9%	-$66K+100.0%	-$134.0M-16034.8%	$841K
EPS (Diluted)	$0.01+200.0%	$-0.01-112.5%	$0.08	N/A	$-0.39-457.1%	$-0.07+81.6%	$-0.38	N/A

PSEC Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$6.8B-13.4%	$7.9B-0.1%	$7.9B+2.6%	$7.7B	N/A	N/A
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$50.8M-40.9%	$85.9M-10.2%	$95.6M+170.5%	$35.4M-44.4%	$63.6M	N/A
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$3.8B-7.9%	$4.1B+52.9%	$2.7B-5.0%	$2.9B	N/A	N/A
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$2.1B-14.2%	$2.4B-5.8%	$2.6B-5.6%	$2.7B	N/A	N/A
Total Equity	$3.0B-19.5%	$3.7B-0.6%	$3.7B-9.4%	$4.1B+4.4%	$3.9B	N/A
Retained Earnings	-$1.3B-387.4%	$436.3M+223.6%	-$352.9M-616.3%	$68.4M+132.5%	-$210.6M	N/A

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24
Total Assets	$6.5M-99.9%	$6.5B-1.6%	$6.6B-2.4%	$6.8B-2.7%	$7.0B-3.3%	$7.2B-4.7%	$7.6B-3.4%	$7.9B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$38K-99.9%	$38.1M-56.0%	$86.5M+70.4%	$50.8M-6.8%	$54.5M-8.8%	$59.8M+4.8%	$57.0M-33.6%	$85.9M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$3.6M-99.9%	$3.6B-1.7%	$3.6B-4.7%	$3.8B+1.7%	$3.8B-1.2%	$3.8B-7.0%	$4.1B-1.5%	$4.1B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$164K-100.0%	$1.8B-3.8%	$1.9B-8.0%	$2.1B+3.0%	$2.0B-1.5%	$2.1B-9.5%	$2.3B-6.6%	$2.4B
Total Equity	$3.0M-99.9%	$3.0B-1.5%	$3.0B+0.5%	$3.0B-7.9%	$3.2B-5.7%	$3.4B-2.0%	$3.5B-5.4%	$3.7B
Retained Earnings	$1.3M+100.1%	-$1.3B-5.6%	-$1.3B-1.1%	-$1.3B-18.4%	-$1.1B-27.9%	-$828.0M-11.9%	-$739.7M-269.6%	$436.3M

PSEC Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$523.2M+86.9%	$280.0M+226.8%	-$220.8M+72.2%	-$795.3M-2664.0%	$31.0M	N/A
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A
Financing Cash Flow	-$558.3M-92.7%	-$289.8M-203.1%	$281.1M-63.4%	$767.1M+6508.5%	-$12.0M	N/A
Dividends Paid	$332.4M-7.7%	$360.3M+20.4%	$299.1M+10.7%	$270.3M+38.2%	$195.6M	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24
Operating Cash Flow	$365K-99.6%	$85.6M-69.3%	$279.0M+3755.6%	-$7.6M-109.7%	$78.6M-71.8%	$278.5M+60.3%	$173.7M+36.0%	$127.8M
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Financing Cash Flow	$377K+100.3%	-$134.2M+44.8%	-$243.2M-6301.9%	$3.9M+104.7%	-$83.8M+69.6%	-$275.8M-36.1%	-$202.6M-112.4%	-$95.4M
Dividends Paid	$164K-99.8%	$74.6M-16.2%	$89.0M+24.2%	$71.7M-8.5%	$78.3M-12.3%	$89.2M-4.2%	$93.2M+2.4%	$91.0M
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

PSEC Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	-3972.3%-4818.5pp	846.2%+1331.8pp	-485.6%-2168.9pp	1683.4%+448.7pp	1234.6%	N/A
Return on Equity	-16.4%-22.7pp	6.3%+8.7pp	-2.4%-20.2pp	17.8%+7.0pp	10.8%	N/A
Return on Assets	-7.2%-10.2pp	3.0%+4.1pp	-1.1%-10.7pp	9.6%	N/A	N/A
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.70+0.0	0.66-0.0	0.69+0.0	0.66	N/A	N/A
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	N/A	939.0%-5064.2pp	6003.2%+10012.5pp	-4009.4%-25.5pp	-3983.9%-3978.4pp	-5.5%+5966.5pp	-5972.0%-5989.3pp	17.3%
Return on Equity	0.8%0.0pp	0.8%-1.8pp	2.6%+9.8pp	-7.2%-2.9pp	-4.3%-4.3pp	0.0%+3.8pp	-3.8%-3.8pp	0.0%
Return on Assets	0.4%0.0pp	0.4%-0.8pp	1.2%+4.4pp	-3.2%-1.2pp	-2.0%-2.0pp	0.0%+1.8pp	-1.8%-1.8pp	0.0%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.06-0.6	0.62-0.0	0.64-0.1	0.70+0.1	0.62+0.0	0.60-0.0	0.650.0	0.66
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

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Frequently Asked Questions

What is Prospect Capital's annual revenue?

Prospect Capital (PSEC) reported $12.3M in total revenue for fiscal year 2025. This represents a -55.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Prospect Capital's revenue growing?

Prospect Capital (PSEC) revenue declined by 55.4% year-over-year, from $27.7M to $12.3M in fiscal year 2025.

Is Prospect Capital profitable?

No, Prospect Capital (PSEC) reported a net income of -$490.5M in fiscal year 2025, with a net profit margin of -3972.3%.

How much debt does Prospect Capital have?

As of fiscal year 2025, Prospect Capital (PSEC) had $50.8M in cash and equivalents against $2.1B in long-term debt.

What is Prospect Capital's net profit margin?

Prospect Capital (PSEC) had a net profit margin of -3972.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Prospect Capital's return on equity (ROE)?

Prospect Capital (PSEC) has a return on equity of -16.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Prospect Capital's operating cash flow?

Prospect Capital (PSEC) generated $523.2M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Prospect Capital's total assets?

Prospect Capital (PSEC) had $6.8B in total assets as of fiscal year 2025, including both current and long-term assets.

How many shares does Prospect Capital have outstanding?

Prospect Capital (PSEC) had 456M shares outstanding as of fiscal year 2025.

What is Prospect Capital's debt-to-equity ratio?

Prospect Capital (PSEC) had a debt-to-equity ratio of 0.70 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Prospect Capital's return on assets (ROA)?

Prospect Capital (PSEC) had a return on assets of -7.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Prospect Capital's Piotroski F-Score?

Prospect Capital (PSEC) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Prospect Capital's earnings high quality?

Prospect Capital (PSEC) has an earnings quality ratio of -1.07x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Prospect Capital?

Prospect Capital (PSEC) scores 15 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.