Group 1 Automotive Inc Financials
This page shows Group 1 Automotive Inc (GPI) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Group 1’s sales growth is being offset by margin compression, leaving cash flow to carry more of the story.
From FY2023 to FY2025, volume growth added nearly$4.0B of revenue while operating margin fell by about2.1% ; the business is selling more but keeping less on each sales dollar. Meanwhile, FY2025 operating cash flow of$695M topped net income of$325M , so the income statement looks weaker than the underlying cash engine.
FY2025 shows an inventory-funded operating model: cash was only
Since FY2023, goodwill rose by roughly
Financial Health Signals
Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →
Health score ≠ stock price. This rates the quality of Group 1 Automotive Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Group 1 Automotive Inc has an operating margin of 3.3%, meaning the company retains $3 of operating profit per $100 of revenue. This results in a moderate score of 31/100, indicating healthy but not exceptional operating efficiency. This is down from 4.6% the prior year.
Group 1 Automotive Inc's revenue grew 13.2% year-over-year to $22.6B, a solid pace of expansion. This earns a growth score of 54/100.
Group 1 Automotive Inc carries a low D/E ratio of 1.23, meaning only $1.23 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 77/100, indicating a strong balance sheet with room for future borrowing.
Group 1 Automotive Inc's current ratio of 1.08 is below the typical benchmark, resulting in a score of 17/100. This tight liquidity could limit financial flexibility if cash inflows slow.
Group 1 Automotive Inc's free cash flow margin of 1.9% results in a low score of 29/100. Capital expenditures of $270.0M absorb a large share of operating cash flow.
Group 1 Automotive Inc's ROE of 11.7% shows moderate profitability relative to equity, earning a score of 45/100. This is down from 16.8% the prior year.
Group 1 Automotive Inc scores 3.36, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Group 1 Automotive Inc passes 6 of 9 financial strength tests. 3 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Group 1 Automotive Inc generates $2.14 in operating cash flow ($694.5M OCF vs $325.2M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
Group 1 Automotive Inc generated $22.6B in revenue in fiscal year 2025. This represents an increase of 13.2% from the prior year.
Group 1 Automotive Inc reported $325.2M in net income in fiscal year 2025. This represents a decrease of 34.7% from the prior year.
Group 1 Automotive Inc earned $25.24 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 31.4% from the prior year.
Cash & Balance Sheet
Group 1 Automotive Inc generated $424.5M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 24.4% from the prior year.
Group 1 Automotive Inc held $32.5M in cash against $3.4B in long-term debt as of fiscal year 2025.
Group 1 Automotive Inc paid $2.00 per share in dividends in fiscal year 2025. This represents an increase of 6.4% from the prior year.
Group 1 Automotive Inc had 12M shares outstanding in fiscal year 2025. This represents a decrease of 10.0% from the prior year.
Margins & Returns
Group 1 Automotive Inc's gross margin was 16.1% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 0.2 percentage points from the prior year.
Group 1 Automotive Inc's operating margin was 3.3% in fiscal year 2025, reflecting core business profitability. This is down 1.3 percentage points from the prior year.
Group 1 Automotive Inc's net profit margin was 1.4% in fiscal year 2025, showing the share of revenue converted to profit. This is down 1.1 percentage points from the prior year.
Group 1 Automotive Inc's ROE was 11.7% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 5.1 percentage points from the prior year.
Capital Allocation
Group 1 Automotive Inc spent $554.8M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 243.3% from the prior year.
Group 1 Automotive Inc invested $270.0M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 10.2% from the prior year.
GPI Income Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $5.6B-3.5% | $5.8B+1.4% | $5.7B+3.6% | $5.5B-0.7% | $5.5B+6.2% | $5.2B+11.2% | $4.7B+5.1% | $4.5B |
| Cost of Revenue | $4.7B-3.2% | $4.9B+2.0% | $4.8B+3.3% | $4.6B-1.1% | $4.7B+6.8% | $4.4B+11.2% | $3.9B+5.4% | $3.7B |
| Gross Profit | $874.4M-4.9% | $919.7M-1.7% | $935.8M+4.9% | $891.9M+1.4% | $879.2M+3.1% | $852.7M+11.2% | $766.5M+3.2% | $742.6M |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $627.2M-4.2% | $654.9M+1.4% | $646.1M+4.7% | $617.3M+0.5% | $614.3M+3.8% | $591.6M+19.0% | $497.2M+4.4% | $476.1M |
| Operating Income | $139.3M+29.2% | $107.8M-57.4% | $253.0M+8.2% | $233.9M+20.7% | $193.8M-16.3% | $231.6M-3.9% | $241.1M-0.6% | $242.6M |
| Interest Expense | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Income Tax | $19.5M-15.2% | $23.0M-47.7% | $44.0M+10.8% | $39.7M+41.8% | $28.0M-34.1% | $42.5M-6.0% | $45.2M-1.3% | $45.8M |
| Net Income | $43.6M+235.4% | $13.0M-90.7% | $140.5M+9.7% | $128.1M+35.3% | $94.7M-19.3% | $117.3M-15.1% | $138.2M-6.6% | $147.9M |
| EPS (Diluted) | N/A | $1.00-90.8% | $10.82+11.9% | $9.67 | N/A | $8.69-14.6% | $10.17-5.8% | $10.80 |
GPI Balance Sheet
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $10.3B-0.4% | $10.4B+1.6% | $10.2B+3.5% | $9.9B+0.6% | $9.8B-1.5% | $10.0B+12.7% | $8.9B+4.0% | $8.5B |
| Current Assets | $3.7B+3.2% | $3.6B+3.4% | $3.4B-2.1% | $3.5B+0.3% | $3.5B-3.5% | $3.6B+14.4% | $3.2B+11.8% | $2.8B |
| Cash & Equivalents | $32.5M+5.5% | $30.8M-41.6% | $52.7M-25.2% | $70.5M+104.9% | $34.4M-41.4% | $58.7M-8.9% | $64.4M+53.7% | $41.9M |
| Inventory | $2.7B+0.3% | $2.7B+2.8% | $2.7B+3.9% | $2.6B-3.0% | $2.6B-4.2% | $2.8B+16.8% | $2.4B+12.2% | $2.1B |
| Accounts Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Goodwill | $2.2B-1.7% | $2.2B-1.2% | $2.3B+9.3% | $2.1B+0.9% | $2.1B-3.9% | $2.1B+11.7% | $1.9B+4.0% | $1.8B |
| Total Liabilities | $7.6B+3.0% | $7.3B+3.4% | $7.1B+2.9% | $6.9B+0.7% | $6.8B-2.1% | $7.0B+17.0% | $6.0B+4.3% | $5.7B |
| Current Liabilities | $3.4B+2.0% | $3.3B+1.7% | $3.3B-6.4% | $3.5B+3.2% | $3.4B-6.3% | $3.6B+17.0% | $3.1B+13.8% | $2.7B |
| Long-Term Debt | $3.4B+5.9% | $3.3B+6.3% | $3.1B+14.9% | $2.7B-2.8% | $2.7B+1.6% | $2.7B+18.2% | $2.3B-5.7% | $2.4B |
| Total Equity | $2.8B-8.6% | $3.1B-2.6% | $3.1B+4.8% | $3.0B+0.6% | $3.0B-0.1% | $3.0B+3.8% | $2.9B+3.4% | $2.8B |
| Retained Earnings | $4.4B+0.9% | $4.4B+0.1% | $4.4B+3.2% | $4.2B+2.9% | $4.1B+2.2% | $4.0B+2.8% | $3.9B+3.5% | $3.8B |
GPI Cash Flow Statement
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $129.2M-16.6% | $155.0M-38.4% | $251.6M+58.5% | $158.7M-25.4% | $212.6M-12.8% | $243.9M+296.5% | -$124.1M-148.9% | $253.9M |
| Capital Expenditures | $77.8M+13.9% | $68.3M-4.7% | $71.7M+37.4% | $52.2M-43.6% | $92.5M+86.1% | $49.7M+25.2% | $39.7M-37.2% | $63.2M |
| Free Cash Flow | $51.4M-40.7% | $86.7M-51.8% | $179.9M+68.9% | $106.5M-11.3% | $120.1M-38.2% | $194.2M+218.6% | -$163.8M-185.9% | $190.7M |
| Investing Cash Flow | -$12.2M+95.8% | -$287.8M+12.9% | -$330.3M-705.6% | -$41.0M+44.1% | -$73.3M+86.4% | -$540.3M-963.6% | -$50.8M+91.8% | -$618.2M |
| Financing Cash Flow | -$115.6M-203.5% | $111.7M+98.0% | $56.4M+167.5% | -$83.6M+47.7% | -$159.8M-154.3% | $294.5M+49.5% | $197.0M-43.6% | $349.4M |
| Dividends Paid | $6.1M-4.7% | $6.4M-1.5% | $6.5M-1.5% | $6.6M+6.5% | $6.2M-1.6% | $6.3M0.0% | $6.3M-1.6% | $6.4M |
| Share Buybacks | $305.0M+269.7% | $82.5M+85.4% | $44.5M-63.8% | $122.8M+283.8% | $32.0M+7.4% | $29.8M-35.2% | $46.0M-14.5% | $53.8M |
GPI Financial Ratios
| Metric | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 15.7%-0.2pp | 15.9%-0.5pp | 16.4%+0.2pp | 16.2%+0.4pp | 15.8%-0.5pp | 16.3%0.0pp | 16.3%-0.3pp | 16.6% |
| Operating Margin | 2.5%+0.6pp | 1.9%-2.6pp | 4.4%+0.2pp | 4.3%+0.8pp | 3.5%-1.0pp | 4.4%-0.7pp | 5.1%-0.3pp | 5.4% |
| Net Margin | 0.8%+0.6pp | 0.2%-2.2pp | 2.5%+0.1pp | 2.3%+0.6pp | 1.7%-0.5pp | 2.3%-0.7pp | 2.9%-0.4pp | 3.3% |
| Return on Equity | 1.6%+1.1pp | 0.4%-4.0pp | 4.5%+0.2pp | 4.3%+1.1pp | 3.2%-0.8pp | 3.9%-0.9pp | 4.8%-0.5pp | 5.3% |
| Return on Assets | 0.4%+0.3pp | 0.1%-1.2pp | 1.4%+0.1pp | 1.3%+0.3pp | 1.0%-0.2pp | 1.2%-0.4pp | 1.6%-0.2pp | 1.7% |
| Current Ratio | 1.08+0.0 | 1.06+0.0 | 1.05+0.0 | 1.00-0.0 | 1.03+0.0 | 1.00-0.0 | 1.02-0.0 | 1.04 |
| Debt-to-Equity | 1.23+0.2 | 1.06+0.1 | 0.97+0.1 | 0.89-0.0 | 0.92+0.0 | 0.91+0.1 | 0.80-0.1 | 0.87 |
| FCF Margin | 0.9%-0.6pp | 1.5%-1.7pp | 3.1%+1.2pp | 1.9%-0.2pp | 2.2%-1.5pp | 3.7%+7.2pp | -3.5%-7.8pp | 4.3% |
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Frequently Asked Questions
What is Group 1 Automotive Inc's annual revenue?
Group 1 Automotive Inc (GPI) reported $22.6B in total revenue for fiscal year 2025. This represents a 13.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Group 1 Automotive Inc's revenue growing?
Group 1 Automotive Inc (GPI) revenue grew by 13.2% year-over-year, from $19.9B to $22.6B in fiscal year 2025.
Is Group 1 Automotive Inc profitable?
Yes, Group 1 Automotive Inc (GPI) reported a net income of $325.2M in fiscal year 2025, with a net profit margin of 1.4%.
How much debt does Group 1 Automotive Inc have?
As of fiscal year 2025, Group 1 Automotive Inc (GPI) had $32.5M in cash and equivalents against $3.4B in long-term debt.
What is Group 1 Automotive Inc's gross margin?
Group 1 Automotive Inc (GPI) had a gross margin of 16.1% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Group 1 Automotive Inc's operating margin?
Group 1 Automotive Inc (GPI) had an operating margin of 3.3% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Group 1 Automotive Inc's net profit margin?
Group 1 Automotive Inc (GPI) had a net profit margin of 1.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Group 1 Automotive Inc pay dividends?
Yes, Group 1 Automotive Inc (GPI) paid $2.00 per share in dividends during fiscal year 2025.
What is Group 1 Automotive Inc's return on equity (ROE)?
Group 1 Automotive Inc (GPI) has a return on equity of 11.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Group 1 Automotive Inc's free cash flow?
Group 1 Automotive Inc (GPI) generated $424.5M in free cash flow during fiscal year 2025. This represents a 24.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Group 1 Automotive Inc's operating cash flow?
Group 1 Automotive Inc (GPI) generated $694.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Group 1 Automotive Inc's total assets?
Group 1 Automotive Inc (GPI) had $10.3B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Group 1 Automotive Inc's capital expenditures?
Group 1 Automotive Inc (GPI) invested $270.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Group 1 Automotive Inc's current ratio?
Group 1 Automotive Inc (GPI) had a current ratio of 1.08 as of fiscal year 2025, which is considered adequate.
What is Group 1 Automotive Inc's debt-to-equity ratio?
Group 1 Automotive Inc (GPI) had a debt-to-equity ratio of 1.23 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Group 1 Automotive Inc's return on assets (ROA)?
Group 1 Automotive Inc (GPI) had a return on assets of 3.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Group 1 Automotive Inc's Altman Z-Score?
Group 1 Automotive Inc (GPI) has an Altman Z-Score of 3.36, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Group 1 Automotive Inc's Piotroski F-Score?
Group 1 Automotive Inc (GPI) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Group 1 Automotive Inc's earnings high quality?
Group 1 Automotive Inc (GPI) has an earnings quality ratio of 2.14x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Group 1 Automotive Inc?
Group 1 Automotive Inc (GPI) scores 42 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.