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Asbury Automotive Group Inc Financials

ABG
Source SEC Filings (10-K/10-Q) Updated Mar 31, 2026 Currency USD FYE December

This page shows Asbury Automotive Group Inc (ABG) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI ABG FY2025

Revenue recovery is being carried by asset turnover, while margin compression keeps each added sales dollar less valuable.

Operating margin fell from 6.4% to 4.8% even as sales volume recovered. Operating cash flow moved the other way, climbing from $313M to $775.2M, which suggests the recent rebound came from pushing more inventory through the system, not from restoring earlier profit per sale.

Liquidity is tight: the current ratio was 0.9x while cash on hand was only $40.4M. With inventory at $2.1B, near-term obligations appear to be met mainly by turning inventory into cash rather than by holding a large cash cushion.

Balance-sheet expansion used more cash than operations supplied, with investing outflow of -$1.5B against operating cash flow of $775.2M. That gap helps explain the financing inflow in the latest year, meaning recent growth was not fully self-funded.

[ NOT FINANCIAL ADVICE ]

Financial Health Signals

Profitability Growth Leverage Liquidity Cash Flow Returns 42 / 100
Financial Profile 42/100

Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of Asbury Automotive Group Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability
34

Asbury Automotive Group Inc has an operating margin of 4.8%, meaning the company retains $5 of operating profit per $100 of revenue. This results in a moderate score of 34/100, indicating healthy but not exceptional operating efficiency. This is down from 4.9% the prior year.

Growth
50

Asbury Automotive Group Inc's revenue grew a modest 4.7% year-over-year to $18.0B. This slow but positive growth earns a score of 50/100.

Leverage
86

Asbury Automotive Group Inc carries a low D/E ratio of 0.79, meaning only $0.79 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 86/100, indicating a strong balance sheet with room for future borrowing.

Liquidity
14

Asbury Automotive Group Inc's current ratio of 0.95 is below the typical benchmark, resulting in a score of 14/100. This tight liquidity could limit financial flexibility if cash inflows slow.

Returns
42

Asbury Automotive Group Inc's ROE of 12.6% shows moderate profitability relative to equity, earning a score of 42/100. This is up from 12.3% the prior year.

Altman Z-Score Grey Zone
2.52

Asbury Automotive Group Inc scores 2.52, placing it in the grey zone between 1.81 and 2.99. This signals moderate financial risk that warrants monitoring.

Piotroski F-Score Neutral
5/9

Asbury Automotive Group Inc passes 5 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed
1.58x

For every $1 of reported earnings, Asbury Automotive Group Inc generates $1.58 in operating cash flow ($775.2M OCF vs $492.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue
$18.0B
YoY+4.7%
5Y CAGR+20.3%
10Y CAGR+10.6%

Asbury Automotive Group Inc generated $18.0B in revenue in fiscal year 2025. This represents an increase of 4.7% from the prior year.

EBITDA
$943.0M
YoY+3.6%
5Y CAGR+18.2%
10Y CAGR+11.0%

Asbury Automotive Group Inc's EBITDA was $943.0M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 3.6% from the prior year.

Net Income
$492.0M
YoY+14.3%
5Y CAGR+14.1%
10Y CAGR+11.3%

Asbury Automotive Group Inc reported $492.0M in net income in fiscal year 2025. This represents an increase of 14.3% from the prior year.

EPS (Diluted)
$25.13
YoY+16.9%
5Y CAGR+13.8%
10Y CAGR+14.6%

Asbury Automotive Group Inc earned $25.13 per diluted share (EPS) in fiscal year 2025. This represents an increase of 16.9% from the prior year.

Cash & Balance Sheet

Free Cash Flow
N/A
Cash & Debt
$40.4M
YoY-41.8%
5Y CAGR+95.9%
10Y CAGR+30.6%

Asbury Automotive Group Inc held $40.4M in cash against $3.1B in long-term debt as of fiscal year 2025.

Dividends Per Share
N/A
Shares Outstanding
N/A

Margins & Returns

Gross Margin
17.1%
YoY-0.1pp
5Y CAGR-0.1pp
10Y CAGR+1.0pp

Asbury Automotive Group Inc's gross margin was 17.1% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 0.1 percentage points from the prior year.

Operating Margin
4.8%
YoY-0.1pp
5Y CAGR-0.4pp
10Y CAGR+0.2pp

Asbury Automotive Group Inc's operating margin was 4.8% in fiscal year 2025, reflecting core business profitability. This is down 0.1 percentage points from the prior year.

Net Margin
2.7%
YoY+0.2pp
5Y CAGR-0.8pp
10Y CAGR+0.2pp

Asbury Automotive Group Inc's net profit margin was 2.7% in fiscal year 2025, showing the share of revenue converted to profit. This is up 0.2 percentage points from the prior year.

Return on Equity
12.6%
YoY+0.4pp
5Y CAGR-15.4pp
10Y CAGR-41.2pp

Asbury Automotive Group Inc's ROE was 12.6% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 0.4 percentage points from the prior year.

Capital Allocation

R&D Spending
N/A
Share Buybacks
$12.8M
YoY+25.5%
5Y CAGR+20.2%
10Y CAGR-27.3%

Asbury Automotive Group Inc spent $12.8M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 25.5% from the prior year.

Capital Expenditures
N/A

ABG Income Statement

Metric Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24
Revenue $4.1B-12.0% $4.7B-2.6% $4.8B+9.8% $4.4B+5.4% $4.1B-7.9% $4.5B+6.3% $4.2B-0.2% $4.2B
Cost of Revenue $3.4B-12.8% $3.9B-2.9% $4.0B+10.4% $3.6B+5.8% $3.4B-50.7% $6.9B+97.5% $3.5B+0.1% $3.5B
Gross Profit $726.9M-8.3% $793.1M-1.2% $802.5M+6.7% $751.9M+3.8% $724.2M+129.6% -$2.4B-440.6% $718.0M-1.7% $730.7M
R&D Expenses N/A N/A N/A N/A N/A N/A N/A N/A
SG&A Expenses $510.4M-3.4% $528.6M+0.3% $527.1M+10.9% $475.5M+4.2% $456.4M-4.3% $476.9M+2.2% $466.5M-2.1% $476.5M
Operating Income $193.9M+53.5% $126.3M-47.9% $242.6M-5.7% $257.4M+9.9% $234.3M-2.2% $239.6M+3.0% $232.7M+131.5% $100.5M
Interest Expense N/A N/A N/A N/A N/A N/A N/A N/A
Income Tax $62.8M+175.4% $22.8M-57.1% $53.1M+4.1% $51.0M+17.8% $43.3M+0.9% $42.9M-1.2% $43.4M+338.4% $9.9M
Net Income $187.8M+213.0% $60.0M-59.2% $147.1M-3.7% $152.8M+15.7% $132.1M+2.6% $128.8M+2.0% $126.3M+349.5% $28.1M
EPS (Diluted) $9.87 N/A $7.52-3.1% $7.76+15.6% $6.71 N/A $6.37+358.3% $1.39

ABG Balance Sheet

Metric Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24
Total Assets $11.3B-2.7% $11.6B-1.3% $11.8B+16.2% $10.1B-0.9% $10.2B-1.1% $10.3B+1.6% $10.2B-1.3% $10.3B
Current Assets $3.0B-10.0% $3.4B+1.3% $3.3B+6.6% $3.1B-3.6% $3.2B+3.5% $3.1B+1.1% $3.1B-3.5% $3.2B
Cash & Equivalents $25.3M-37.4% $40.4M+25.5% $32.2M-41.2% $54.8M-56.0% $124.6M+79.5% $69.4M+15.1% $60.3M-10.3% $67.2M
Inventory $2.1B-0.9% $2.1B-7.9% $2.3B+19.4% $1.9B+6.6% $1.8B-7.9% $2.0B-2.6% $2.0B-1.7% $2.1B
Accounts Receivable N/A N/A N/A N/A N/A N/A N/A N/A
Goodwill $2.3B-0.6% $2.3B+0.7% $2.3B+14.7% $2.0B-0.1% $2.0B-3.4% $2.0B+1.7% $2.0B0.0% $2.0B
Total Liabilities $7.4B-4.6% $7.7B-2.1% $7.9B+24.2% $6.4B-3.7% $6.6B-3.5% $6.8B+0.3% $6.8B-2.4% $7.0B
Current Liabilities $3.2B-9.5% $3.6B+5.9% $3.4B+39.9% $2.4B-7.8% $2.6B-8.1% $2.8B+9.3% $2.6B+1.1% $2.6B
Long-Term Debt $3.1B-0.8% $3.1B-11.6% $3.5B+18.0% $3.0B-1.7% $3.0B-0.3% $3.0B-8.4% $3.3B-5.4% $3.5B
Total Equity $3.9B+1.0% $3.9B+0.4% $3.9B+2.7% $3.8B+4.2% $3.6B+3.5% $3.5B+4.2% $3.4B+1.0% $3.3B
Retained Earnings $3.7B+1.4% $3.6B+0.4% $3.6B+2.8% $3.5B+4.6% $3.4B+4.1% $3.2B+4.1% $3.1B+1.4% $3.0B

ABG Cash Flow Statement

Metric Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24
Operating Cash Flow $223.2M+46.9% $151.9M-50.5% $306.9M+235.8% $91.4M-59.4% $225.0M-7.9% $244.2M-39.6% $404.3M+361.9% -$154.4M
Capital Expenditures N/A N/A N/A N/A N/A N/A N/A N/A
Free Cash Flow N/A N/A N/A N/A N/A N/A N/A N/A
Investing Cash Flow $312.4M+818.8% $34.0M+102.1% -$1.6B-1350.2% $129.6M+26020.0% -$500K+99.7% -$155.0M-533.0% $35.8M+913.6% -$4.4M
Financing Cash Flow -$550.7M-210.1% -$177.6M-113.8% $1.3B+543.9% -$290.8M-71.8% -$169.3M-111.4% -$80.1M+82.1% -$446.9M-327.0% $196.9M
Dividends Paid N/A N/A N/A N/A N/A N/A N/A N/A
Share Buybacks $147.0M+495.2% -$37.2M-199.7% $37.3M+18550.0% $200K-98.4% $12.5M+107.3% -$171.9M-199.8% $172.2M+172100.0% $100K

ABG Financial Ratios

Metric Q1'26 Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24
Gross Margin 17.7%+0.7pp 17.0%+0.2pp 16.7%-0.5pp 17.2%-0.3pp 17.5%+71.7pp -54.3%-71.2pp 17.0%-0.3pp 17.2%
Operating Margin 4.7%+2.0pp 2.7%-2.4pp 5.1%-0.8pp 5.9%+0.2pp 5.7%+0.3pp 5.3%-0.2pp 5.5%+3.1pp 2.4%
Net Margin 4.6%+3.3pp 1.3%-1.8pp 3.1%-0.4pp 3.5%+0.3pp 3.2%+0.3pp 2.9%-0.1pp 3.0%+2.3pp 0.7%
Return on Equity 4.8%+3.2pp 1.5%-2.3pp 3.8%-0.3pp 4.0%+0.4pp 3.6%-0.0pp 3.7%-0.1pp 3.8%+2.9pp 0.8%
Return on Assets 1.7%+1.1pp 0.5%-0.7pp 1.3%-0.3pp 1.5%+0.2pp 1.3%+0.0pp 1.3%+0.0pp 1.2%+1.0pp 0.3%
Current Ratio 0.940.0 0.95-0.0 0.99-0.3 1.30+0.1 1.25+0.1 1.11-0.1 1.20-0.1 1.25
Debt-to-Equity 0.78-0.0 0.79-0.1 0.90+0.1 0.78-0.0 0.83-0.0 0.86-0.1 0.98-0.1 1.05
FCF Margin N/A N/A N/A N/A N/A N/A N/A N/A

Note: The current ratio is below 1.0 (0.95), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.

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Frequently Asked Questions

Asbury Automotive Group Inc (ABG) reported $18.0B in total revenue for fiscal year 2025. This represents a 4.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

Asbury Automotive Group Inc (ABG) revenue grew by 4.7% year-over-year, from $17.2B to $18.0B in fiscal year 2025.

Yes, Asbury Automotive Group Inc (ABG) reported a net income of $492.0M in fiscal year 2025, with a net profit margin of 2.7%.

Asbury Automotive Group Inc (ABG) reported diluted earnings per share of $25.13 for fiscal year 2025. This represents a 16.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Asbury Automotive Group Inc (ABG) had EBITDA of $943.0M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

As of fiscal year 2025, Asbury Automotive Group Inc (ABG) had $40.4M in cash and equivalents against $3.1B in long-term debt.

Asbury Automotive Group Inc (ABG) had a gross margin of 17.1% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

Asbury Automotive Group Inc (ABG) had an operating margin of 4.8% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

Asbury Automotive Group Inc (ABG) had a net profit margin of 2.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Asbury Automotive Group Inc (ABG) has a return on equity of 12.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Asbury Automotive Group Inc (ABG) generated $775.2M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Asbury Automotive Group Inc (ABG) had $11.6B in total assets as of fiscal year 2025, including both current and long-term assets.

Yes, Asbury Automotive Group Inc (ABG) spent $12.8M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

Asbury Automotive Group Inc (ABG) had a current ratio of 0.95 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.

Asbury Automotive Group Inc (ABG) had a debt-to-equity ratio of 0.79 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Asbury Automotive Group Inc (ABG) had a return on assets of 4.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Asbury Automotive Group Inc (ABG) has an Altman Z-Score of 2.52, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

Asbury Automotive Group Inc (ABG) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Asbury Automotive Group Inc (ABG) has an earnings quality ratio of 1.58x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Asbury Automotive Group Inc (ABG) scores 42 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.

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