What is Torrid Hldgs Inc's earnings per share (EPS)?

Torrid Hldgs Inc (CURV) reported diluted earnings per share of $-0.07 for fiscal year 2026. This represents a -146.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Torrid Hldgs Inc Financials

CURV

Source SEC Filings (10-K/10-Q) Updated Jan 31, 2026 Currency USD FYE January

This page shows Torrid Hldgs Inc (CURV) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 7 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI CURV FY2026 2026-04-22

Thin operating cushion turned a manageable sales slide into cash burn once gross margin slipped in FY2026.

Between FY2024 and FY2025, lower sales were offset by margin repair and lighter reinvestment, keeping free cash flow positive; in FY2026, gross margin fell from 37.5% to 34.8%, operating income dropped from $57.2M to $21.4M, and operating cash flow flipped from $77.4M to -$13.0M. That sequence shows a cash engine highly sensitive to gross profit dollars, not a business cushioned by scale alone.

The balance-sheet posture is structurally tight: FY2026 ended with negative equity of -$213.4M and a current ratio of 0.8x. With liabilities still above assets, the company depends more on steady operating cash generation than on a large liquidity buffer.

Inventory fell from $149.6M to $136.5M as revenue declined, so FY2026 weakness was not mainly an inventory pileup. Cash still deteriorated even after SG&A was cut to $269.2M and capex to $8.9M, which points to insufficient gross profit coverage rather than runaway overhead.

Financial Health Signals

Financial Profile 15/100

Based on FY2026 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of Torrid Hldgs Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability

Torrid Hldgs Inc has an operating margin of 2.1%, meaning the company retains $2 of operating profit per $100 of revenue. This results in a moderate score of 30/100, indicating healthy but not exceptional operating efficiency. This is down from 5.2% the prior year.

Growth

Torrid Hldgs Inc's revenue declined 9.4% year-over-year, from $1.1B to $1.0B. This contraction results in a growth score of 22/100.

Liquidity

Torrid Hldgs Inc's current ratio of 0.78 is below the typical benchmark, resulting in a score of 10/100. This tight liquidity could limit financial flexibility if cash inflows slow.

Cash Flow

While Torrid Hldgs Inc generated -$13.0M in operating cash flow, capex of $8.9M consumed most of it, leaving -$21.9M in free cash flow. This results in a low score of 27/100, reflecting heavy capital investment rather than weak cash generation.

Altman Z-Score Distress

1.48

Torrid Hldgs Inc scores 1.48, below the 1.81 distress threshold. This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.

Piotroski F-Score Weak

2/9

Torrid Hldgs Inc passes 2 of 9 financial strength tests. No profitability signals pass, 1 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.

Earnings Quality Low Quality

1.85x

For every $1 of reported earnings, Torrid Hldgs Inc generates $1.85 in operating cash flow (-$13.0M OCF vs -$7.0M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$1.0B

YoY-9.4%

5Y CAGR+0.3%

Torrid Hldgs Inc generated $1.0B in revenue in fiscal year 2026. This represents a decrease of 9.4% from the prior year.

EBITDA

$57.5M

YoY-39.1%

5Y CAGR-8.8%

Torrid Hldgs Inc's EBITDA was $57.5M in fiscal year 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 39.1% from the prior year.

Net Income

-$7.0M

YoY-143.1%

Torrid Hldgs Inc reported -$7.0M in net income in fiscal year 2026. This represents a decrease of 143.1% from the prior year.

EPS (Diluted)

$-0.07

YoY-146.7%

Torrid Hldgs Inc earned $-0.07 per diluted share (EPS) in fiscal year 2026. This represents a decrease of 146.7% from the prior year.

Cash & Balance Sheet

Free Cash Flow

-$21.9M

YoY-134.7%

Torrid Hldgs Inc generated -$21.9M in free cash flow in fiscal year 2026, representing cash available after capex. This represents a decrease of 134.7% from the prior year.

Cash & Debt

$20.0M

YoY-15.5%

5Y CAGR-36.3%

Torrid Hldgs Inc held $20.0M in cash against $256.3M in long-term debt as of fiscal year 2026.

Dividends Per Share

N/A

Shares Outstanding

99M

YoY-5.3%

5Y CAGR-2.0%

Torrid Hldgs Inc had 99M shares outstanding in fiscal year 2026. This represents a decrease of 5.3% from the prior year.

Margins & Returns

Gross Margin

34.8%

YoY-2.7pp

5Y CAGR+0.2pp

Torrid Hldgs Inc's gross margin was 34.8% in fiscal year 2026, indicating the percentage of revenue retained after direct costs. This is down 2.7 percentage points from the prior year.

Operating Margin

2.1%

YoY-3.0pp

5Y CAGR-3.6pp

Torrid Hldgs Inc's operating margin was 2.1% in fiscal year 2026, reflecting core business profitability. This is down 3.0 percentage points from the prior year.

Net Margin

-0.7%

YoY-2.2pp

5Y CAGR-3.2pp

Torrid Hldgs Inc's net profit margin was -0.7% in fiscal year 2026, showing the share of revenue converted to profit. This is down 2.2 percentage points from the prior year.

Return on Equity

N/A

Capital Allocation

R&D Spending

N/A

Share Buybacks

$20.1M

Torrid Hldgs Inc spent $20.1M on share buybacks in fiscal year 2026, returning capital to shareholders by reducing shares outstanding.

Capital Expenditures

$8.9M

YoY-38.5%

5Y CAGR-5.2%

Torrid Hldgs Inc invested $8.9M in capex in fiscal year 2026, funding long-term assets and infrastructure. This represents a decrease of 38.5% from the prior year.

CURV Income Statement

Metric	FY26	FY25	FY24	FY23	FY22	FY21
Revenue	$1.0B-9.4%	$1.1B-4.2%	$1.2B-10.6%	$1.3B-0.7%	$1.3B+31.8%	$984.2M
Cost of Revenue	$652.1M-5.5%	$690.3M-7.5%	$746.0M-10.0%	$828.6M+9.1%	$759.8M+18.1%	$643.2M
Gross Profit	$348.0M-15.8%	$413.5M+1.8%	$406.0M-11.7%	$459.5M-14.5%	$537.4M+57.6%	$341.0M
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$269.2M-10.9%	$302.0M+3.0%	$293.3M-1.6%	$298.0M-32.2%	$439.4M+88.8%	$232.8M
Operating Income	$21.4M-62.6%	$57.2M+0.1%	$57.1M-43.8%	$101.6M+123.9%	$45.4M-20.1%	$56.8M
Interest Expense	N/A	N/A	$39.2M+31.8%	$29.7M+0.8%	$29.5M+38.2%	$21.3M
Income Tax	-$2.5M-147.8%	$5.3M-17.6%	$6.4M-70.1%	$21.5M-53.1%	$45.8M+316.5%	$11.0M
Net Income	-$7.0M-143.1%	$16.3M+40.4%	$11.6M-76.9%	$50.2M+267.7%	-$29.9M-222.1%	$24.5M
EPS (Diluted)	$-0.07-146.7%	$0.15+36.4%	$0.11-77.1%	$0.48+277.8%	$-0.27-222.7%	$0.22

Metric	Q4'26	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25
Revenue	$235.2M-10.5%	$262.8M-1.2%	$266.0M-8.1%	$289.4M+9.7%	$263.8M-7.3%	$284.6M+1.7%	$279.8M-9.1%	$307.6M
Cost of Revenue	$153.0M-9.7%	$169.3M+2.9%	$164.6M-9.9%	$182.7M+8.4%	$168.6M-3.3%	$174.4M+6.1%	$164.3M-22.2%	$211.2M
Gross Profit	$82.2M-12.1%	$93.5M-7.8%	$101.4M-4.9%	$106.7M+12.1%	$95.2M-13.7%	$110.3M-4.5%	$115.4M+19.8%	$96.4M
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$66.3M-6.0%	$70.5M+0.7%	$70.0M-12.8%	$80.3M+7.2%	$74.9M-2.5%	$76.8M+0.5%	$76.5M+1.4%	$75.4M
Operating Income	$205K-98.0%	$10.2M-36.6%	$16.0M+18.1%	$13.6M+88.4%	$7.2M-64.7%	$20.4M-21.9%	$26.1M+564.4%	$3.9M
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A	$9.4M-10.4%	$10.5M
Income Tax	-$1.5M-415.0%	$487K-81.5%	$2.6M+778.4%	-$388K-1392.3%	-$26K-100.8%	$3.1M-31.6%	$4.5M+361.3%	-$1.7M
Net Income	-$6.4M-510.1%	$1.6M-73.6%	$5.9M+83.1%	$3.2M+371.7%	-$1.2M-114.3%	$8.3M-31.6%	$12.2M+374.5%	-$4.4M
EPS (Diluted)	$-0.06-400.0%	$0.02-66.7%	$0.06	N/A	$-0.01-112.5%	$0.08-33.3%	$0.12	N/A

CURV Balance Sheet

Metric	FY26	FY25	FY24	FY23	FY22	FY21
Total Assets	$400.3M-11.3%	$451.4M-5.9%	$479.7M-6.9%	$515.5M-9.1%	$567.2M-2.0%	$578.5M
Current Assets	$193.5M-4.4%	$202.4M+4.2%	$194.3M-10.5%	$217.2M-1.7%	$220.9M0.0%	$220.9M
Cash & Equivalents	$20.0M-15.5%	$23.7M+15.8%	$20.5M+12.1%	$18.3M-26.4%	$24.8M-87.0%	$191.0M
Inventory	$136.5M-8.7%	$149.6M+3.3%	$144.8M-17.2%	$174.8M-2.3%	$178.8M+4.8%	$170.6M
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$613.7M-3.4%	$635.2M-6.4%	$678.3M-7.3%	$731.8M-11.0%	$822.0M+39.6%	$588.8M
Current Liabilities	$248.9M+7.3%	$232.0M-1.0%	$234.3M-8.1%	$254.9M-13.7%	$295.4M-0.5%	$297.0M
Long-Term Debt	$256.3M-4.5%	$268.4M-5.7%	$284.5M-5.4%	$300.7M-5.1%	$316.8M-1.3%	$320.8M
Total Equity	-$213.4M-16.1%	-$183.8M+7.5%	-$198.6M+8.2%	-$216.3M+15.1%	-$254.9M-2384.5%	-$10.3M
Retained Earnings	-$338.3M-4.0%	-$325.3M+3.0%	-$335.4M+3.4%	-$347.4M+7.7%	-$376.5M+0.3%	-$377.8M

Metric	Q4'26	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25
Total Assets	$402.9M-2.8%	$414.5M-8.2%	$451.4M-7.6%	$488.4M-0.9%	$493.0M+1.1%	$487.5M+1.6%	$479.7M+0.6%	$476.9M
Current Assets	$188.7M-0.2%	$189.1M-6.6%	$202.4M-10.5%	$226.2M+1.6%	$222.6M+2.5%	$217.2M+11.8%	$194.3M+8.5%	$179.1M
Cash & Equivalents	$17.2M-20.1%	$21.5M-9.1%	$23.7M-51.2%	$48.5M+10.4%	$44.0M-18.5%	$53.9M+163.6%	$20.5M+74.4%	$11.7M
Inventory	$128.8M-1.1%	$130.2M-12.9%	$149.6M+0.7%	$148.5M+7.4%	$138.3M+7.7%	$128.4M-11.3%	$144.8M+1.8%	$142.2M
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$609.5M-1.0%	$615.6M-3.1%	$635.2M-6.5%	$679.5M-0.4%	$682.3M+0.9%	$676.4M-0.3%	$678.3M-1.5%	$688.7M
Current Liabilities	$232.8M+2.0%	$228.2M-1.6%	$232.0M-11.8%	$263.1M+4.8%	$251.0M+2.2%	$245.6M+4.8%	$234.3M+1.0%	$232.1M
Long-Term Debt	$260.3M-1.5%	$264.3M-1.5%	$268.4M-1.5%	$272.4M-1.5%	$276.4M-1.4%	$280.5M-1.4%	$284.5M-1.4%	$288.6M
Total Equity	-$206.5M-2.7%	-$201.1M-9.4%	-$183.8M+3.8%	-$191.1M-1.0%	-$189.3M-0.2%	-$188.9M+4.9%	-$198.6M+6.2%	-$211.7M
Retained Earnings	-$330.2M-2.0%	-$323.8M+0.5%	-$325.3M+1.8%	-$331.3M-0.9%	-$328.3M-0.4%	-$327.1M+2.5%	-$335.4M+3.5%	-$347.6M

CURV Cash Flow Statement

Metric	FY26	FY25	FY24	FY23	FY22	FY21
Operating Cash Flow	-$13.0M-116.8%	$77.4M+80.9%	$42.8M-19.8%	$53.3M-56.0%	$121.2M-20.2%	$151.8M
Capital Expenditures	$8.9M-38.5%	$14.4M-44.7%	$26.0M+11.3%	$23.4M+33.1%	$17.6M+51.7%	$11.6M
Free Cash Flow	-$21.9M-134.7%	$63.0M+275.7%	$16.8M-44.0%	$29.9M-71.1%	$103.7M-26.1%	$140.3M
Investing Cash Flow	-$8.9M+38.5%	-$14.4M+44.7%	-$26.0M-11.3%	-$23.4M-33.1%	-$17.6M-51.7%	-$11.6M
Financing Cash Flow	-$7.2M+70.7%	-$24.5M-32.3%	-$18.5M+59.0%	-$45.1M+77.2%	-$197.8M-330.7%	-$45.9M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$20.1M	$0	$0-100.0%	$31.7M+35.7%	$23.4M	$0

Metric	Q4'26	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25
Operating Cash Flow	-$4.9M-130.8%	$15.7M+187.4%	-$18.0M-249.8%	$12.0M+490.3%	-$3.1M-107.5%	$40.8M+47.8%	$27.6M+205.5%	$9.0M
Capital Expenditures	$1.8M+56.0%	$1.1M-55.9%	$2.5M+43.5%	$1.8M-27.2%	$2.4M-23.2%	$3.2M-54.7%	$7.0M-35.0%	$10.8M
Free Cash Flow	-$6.6M-145.2%	$14.6M+171.1%	-$20.6M-300.6%	$10.2M+285.7%	-$5.5M-114.7%	$37.7M+82.6%	$20.6M+1289.6%	-$1.7M
Investing Cash Flow	-$1.8M-56.0%	-$1.1M+55.9%	-$2.5M-43.5%	-$1.8M+27.2%	-$2.4M+23.2%	-$3.2M+54.7%	-$7.0M+35.0%	-$10.8M
Financing Cash Flow	$2.4M+114.6%	-$16.8M-259.3%	-$4.7M-13.1%	-$4.1M+5.7%	-$4.4M-6.4%	-$4.1M+65.2%	-$11.9M-443.2%	-$2.2M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$85K	N/A	N/A	$0	$0	N/A	N/A	$0

CURV Financial Ratios

Metric	FY26	FY25	FY24	FY23	FY22	FY21
Gross Margin	34.8%-2.7pp	37.5%+2.2pp	35.2%-0.4pp	35.7%-5.8pp	41.4%+6.8pp	34.6%
Operating Margin	2.1%-3.0pp	5.2%+0.2pp	5.0%-2.9pp	7.9%+4.4pp	3.5%-2.3pp	5.8%
Net Margin	-0.7%-2.2pp	1.5%+0.5pp	1.0%-2.9pp	3.9%+6.2pp	-2.3%-4.8pp	2.5%
Return on Equity	N/A	N/A	N/A	N/A	N/A	N/A
Return on Assets	-1.8%-5.4pp	3.6%+1.2pp	2.4%-7.3pp	9.7%+15.0pp	-5.3%-9.5pp	4.2%
Current Ratio	0.78-0.1	0.87+0.0	0.83-0.0	0.85+0.1	0.750.0	0.74
Debt-to-Equity	-1.20+0.3	-1.46-0.0	-1.43-0.0	-1.39-0.1	-1.24+30.0	-31.28
FCF Margin	-2.2%-7.9pp	5.7%+4.3pp	1.5%-0.9pp	2.3%-5.7pp	8.0%-6.3pp	14.2%

Metric	Q4'26	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25
Gross Margin	34.9%-0.6pp	35.6%-2.6pp	38.1%+1.3pp	36.9%+0.8pp	36.1%-2.7pp	38.7%-2.5pp	41.3%+9.9pp	31.3%
Operating Margin	0.1%-3.8pp	3.9%-2.2pp	6.0%+1.3pp	4.7%+2.0pp	2.7%-4.4pp	7.2%-2.2pp	9.3%+8.1pp	1.3%
Net Margin	-2.7%-3.3pp	0.6%-1.6pp	2.2%+1.1pp	1.1%+1.6pp	-0.4%-3.4pp	2.9%-1.4pp	4.3%+5.8pp	-1.4%
Return on Equity	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Assets	-1.6%-2.0pp	0.4%-0.9pp	1.3%+0.7pp	0.7%+0.9pp	-0.2%-1.9pp	1.7%-0.8pp	2.5%+3.5pp	-0.9%
Current Ratio	0.81-0.0	0.83-0.0	0.87+0.0	0.86-0.0	0.890.0	0.88+0.1	0.83+0.1	0.77
Debt-to-Equity	-1.26+0.1	-1.31+0.1	-1.46-0.0	-1.43+0.0	-1.46+0.0	-1.48-0.1	-1.43-0.1	-1.36
FCF Margin	-2.8%-8.4pp	5.6%+13.3pp	-7.7%-11.3pp	3.5%+5.6pp	-2.1%-15.3pp	13.2%+5.9pp	7.4%+7.9pp	-0.6%

Note: Shareholder equity is negative (-$213.4M), which causes debt-to-equity and return on equity ratios to appear negative or not meaningful. This can occur from accumulated losses or large share buyback programs.

Note: The current ratio is below 1.0 (0.78), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.

Similar Companies

J Jill JILL

$184.8M

Duluth Holdings DLTH

$126.2M

Citi Trends CTRN

$381.6M

A K A Brands Hldg Corp AKA

$122.0M

Cato Corp CATO

$59.2M

Frequently Asked Questions

What is Torrid Hldgs Inc's annual revenue?

Torrid Hldgs Inc (CURV) reported $1.0B in total revenue for fiscal year 2026. This represents a -9.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Torrid Hldgs Inc's revenue growing?

Torrid Hldgs Inc (CURV) revenue declined by 9.4% year-over-year, from $1.1B to $1.0B in fiscal year 2026.

Is Torrid Hldgs Inc profitable?

No, Torrid Hldgs Inc (CURV) reported a net income of -$7.0M in fiscal year 2026, with a net profit margin of -0.7%.

What is Torrid Hldgs Inc's EBITDA?

Torrid Hldgs Inc (CURV) had EBITDA of $57.5M in fiscal year 2026, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does Torrid Hldgs Inc have?

As of fiscal year 2026, Torrid Hldgs Inc (CURV) had $20.0M in cash and equivalents against $256.3M in long-term debt.

What is Torrid Hldgs Inc's gross margin?

Torrid Hldgs Inc (CURV) had a gross margin of 34.8% in fiscal year 2026, indicating the percentage of revenue retained after direct costs of goods sold.

What is Torrid Hldgs Inc's operating margin?

Torrid Hldgs Inc (CURV) had an operating margin of 2.1% in fiscal year 2026, reflecting the profitability of core business operations before interest and taxes.

What is Torrid Hldgs Inc's net profit margin?

Torrid Hldgs Inc (CURV) had a net profit margin of -0.7% in fiscal year 2026, representing the share of revenue converted into profit after all expenses.

What is Torrid Hldgs Inc's free cash flow?

Torrid Hldgs Inc (CURV) generated -$21.9M in free cash flow during fiscal year 2026. This represents a -134.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Torrid Hldgs Inc's operating cash flow?

Torrid Hldgs Inc (CURV) generated -$13.0M in operating cash flow during fiscal year 2026, representing cash generated from core business activities.

What are Torrid Hldgs Inc's total assets?

Torrid Hldgs Inc (CURV) had $400.3M in total assets as of fiscal year 2026, including both current and long-term assets.

What are Torrid Hldgs Inc's capital expenditures?

Torrid Hldgs Inc (CURV) invested $8.9M in capital expenditures during fiscal year 2026, funding long-term assets and infrastructure.

Does Torrid Hldgs Inc buy back shares?

Yes, Torrid Hldgs Inc (CURV) spent $20.1M on share buybacks during fiscal year 2026, returning capital to shareholders by reducing shares outstanding.

How many shares does Torrid Hldgs Inc have outstanding?

Torrid Hldgs Inc (CURV) had 99M shares outstanding as of fiscal year 2026.

What is Torrid Hldgs Inc's current ratio?

Torrid Hldgs Inc (CURV) had a current ratio of 0.78 as of fiscal year 2026, which is below 1.0, which may suggest potential liquidity concerns.

What is Torrid Hldgs Inc's debt-to-equity ratio?

Torrid Hldgs Inc (CURV) had a debt-to-equity ratio of -1.20 as of fiscal year 2026, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Torrid Hldgs Inc's return on assets (ROA)?

Torrid Hldgs Inc (CURV) had a return on assets of -1.8% for fiscal year 2026, measuring how efficiently the company uses its assets to generate profit.

What is Torrid Hldgs Inc's cash runway?

Based on fiscal year 2026 data, Torrid Hldgs Inc (CURV) had $20.0M in cash against an annual operating cash burn of $13.0M. This gives an estimated cash runway of approximately 18 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.

Why is Torrid Hldgs Inc's debt-to-equity ratio negative or unusual?

Torrid Hldgs Inc (CURV) has negative shareholder equity of -$213.4M as of fiscal year 2026, which causes the debt-to-equity ratio to appear negative or not meaningful. This can occur when accumulated losses exceed invested capital, or after large share buyback programs. Other solvency metrics like the current ratio or interest coverage may be more informative.

What is Torrid Hldgs Inc's Altman Z-Score?

Torrid Hldgs Inc (CURV) has an Altman Z-Score of 1.48, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Torrid Hldgs Inc's Piotroski F-Score?

Torrid Hldgs Inc (CURV) has a Piotroski F-Score of 2 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Torrid Hldgs Inc's earnings high quality?

Torrid Hldgs Inc (CURV) has an earnings quality ratio of 1.85x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Torrid Hldgs Inc?

Torrid Hldgs Inc (CURV) scores 15 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.