What is Citi Trends's earnings per share (EPS)?

Citi Trends (CTRN) reported diluted earnings per share of $0.63 for fiscal year 2026. This represents a 112.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Citi Trends Financials

CTRN

Source SEC Filings (10-K/10-Q) Updated Jan 31, 2026 Currency USD FYE January

This page shows Citi Trends (CTRN) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI CTRN FY2026 2026-04-22

Merchandise margin recovered, but store operating costs and reinvestment needs kept FY2026’s earnings rebound economically thin.

Between FY2025 and FY2026, operating cash flow swung from -$3.8M to $21.0M, showing the retail engine stopped consuming cash even before earnings became meaningful again. But free cash flow was only $624K after capital spending returned to $20.3M, which means the turnaround currently funds upkeep more than balance-sheet expansion.

Margin repair came from merchandise economics, but overhead absorption is still the bottleneck. FY2026 gross margin recovered to 39.6%, yet SG&A consumed 38.2% of revenue, leaving only a sliver of operating profit despite higher sales.

Balance-sheet strain is about cushion, not financing cost. Liabilities were about 3.1x equity, which leaves less buffer if operations soften. Yet the current ratio was only 1.1x and interest expense just $342K, pointing to tight flexibility more than a large borrowing bill.

Financial Health Signals

Financial Profile 23/100

Based on FY2026 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of Citi Trends's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability

Citi Trends has an operating margin of 0.5%, meaning the company retains $0 of operating profit per $100 of revenue. This below-average margin results in a low score of 18/100, suggesting thin profitability after operating expenses. This is up from -5.2% the prior year.

Growth

Citi Trends's revenue grew 8.9% year-over-year to $820.0M, a solid pace of expansion. This earns a growth score of 41/100.

Leverage

Citi Trends has a moderate D/E ratio of 3.05. This balance of debt and equity financing earns a leverage score of 40/100.

Liquidity

Citi Trends's current ratio of 1.11 is below the typical benchmark, resulting in a score of 17/100. This tight liquidity could limit financial flexibility if cash inflows slow.

Cash Flow

While Citi Trends generated $21.0M in operating cash flow, capex of $20.3M consumed most of it, leaving $624K in free cash flow. This results in a low score of 22/100, reflecting heavy capital investment rather than weak cash generation.

Returns

Citi Trends generates a 4.5% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 0/100. This is up from -39.8% the prior year.

Altman Z-Score Safe

3.31

Citi Trends scores 3.31, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.

Piotroski F-Score Neutral

6/9

Citi Trends passes 6 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed

4.02x

For every $1 of reported earnings, Citi Trends generates $4.02 in operating cash flow ($21.0M OCF vs $5.2M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Safe

11.3x

Citi Trends earns $11.3 in operating income for every $1 of interest expense ($3.9M vs $342K). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.

Key Financial Metrics

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Earnings & Revenue

Revenue

$820.0M

YoY+8.9%

5Y CAGR+0.9%

10Y CAGR+1.8%

Citi Trends generated $820.0M in revenue in fiscal year 2026. This represents an increase of 8.9% from the prior year.

EBITDA

$22.3M

YoY+208.1%

5Y CAGR-15.3%

10Y CAGR-6.3%

Citi Trends's EBITDA was $22.3M in fiscal year 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 208.1% from the prior year.

Net Income

$5.2M

YoY+112.1%

5Y CAGR-26.3%

10Y CAGR-10.4%

Citi Trends reported $5.2M in net income in fiscal year 2026. This represents an increase of 112.1% from the prior year.

EPS (Diluted)

$0.63

YoY+112.1%

5Y CAGR-23.0%

10Y CAGR-4.8%

Citi Trends earned $0.63 per diluted share (EPS) in fiscal year 2026. This represents an increase of 112.1% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$624K

YoY+104.5%

5Y CAGR-63.3%

10Y CAGR-22.4%

Citi Trends generated $624K in free cash flow in fiscal year 2026, representing cash available after capex. This represents an increase of 104.5% from the prior year.

Cash & Debt

$66.1M

YoY+59.0%

5Y CAGR-12.8%

10Y CAGR+2.2%

Citi Trends held $66.1M in cash against $0 in long-term debt as of fiscal year 2026.

Dividends Per Share

N/A

Shares Outstanding

YoY+0.8%

5Y CAGR-2.4%

10Y CAGR-5.6%

Citi Trends had 8M shares outstanding in fiscal year 2026. This represents an increase of 0.8% from the prior year.

Margins & Returns

Gross Margin

39.6%

YoY+2.1pp

5Y CAGR-0.2pp

10Y CAGR+0.5pp

Citi Trends's gross margin was 39.6% in fiscal year 2026, indicating the percentage of revenue retained after direct costs. This is up 2.1 percentage points from the prior year.

Operating Margin

0.5%

YoY+5.7pp

5Y CAGR-3.6pp

10Y CAGR-3.1pp

Citi Trends's operating margin was 0.5% in fiscal year 2026, reflecting core business profitability. This is up 5.7 percentage points from the prior year.

Net Margin

0.6%

YoY+6.4pp

5Y CAGR-2.4pp

10Y CAGR-1.6pp

Citi Trends's net profit margin was 0.6% in fiscal year 2026, showing the share of revenue converted to profit. This is up 6.4 percentage points from the prior year.

Return on Equity

4.5%

YoY+44.3pp

5Y CAGR-11.7pp

10Y CAGR-2.6pp

Citi Trends's ROE was 4.5% in fiscal year 2026, measuring profit generated per dollar of shareholder equity. This is up 44.3 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$6.3M

YoY+67.2%

5Y CAGR-28.1%

10Y CAGR-8.3%

Citi Trends spent $6.3M on share buybacks in fiscal year 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 67.2% from the prior year.

Capital Expenditures

$20.3M

YoY+101.1%

5Y CAGR+3.7%

10Y CAGR+0.4%

Citi Trends invested $20.3M in capex in fiscal year 2026, funding long-term assets and infrastructure. This represents an increase of 101.1% from the prior year.

CTRN Income Statement

Metric	FY26	FY25	FY24	FY23	FY22	FY21
Revenue	$820.0M+8.9%	$753.1M+0.7%	$747.9M-5.9%	$795.0M-19.8%	$991.6M+26.6%	$783.3M
Cost of Revenue	$495.3M+5.2%	$471.0M+1.8%	$462.8M-4.4%	$484.0M-17.1%	$584.1M+23.8%	$471.6M
Gross Profit	$324.6M+15.1%	$282.0M-1.1%	$285.1M-8.3%	$311.0M-23.7%	$407.5M+30.8%	$311.7M
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$313.2M+4.3%	$300.2M+5.5%	$284.5M+1.9%	$279.2M-9.2%	$307.6M+18.2%	$260.2M
Operating Income	$3.9M+109.8%	-$39.5M-103.0%	-$19.5M-125.8%	$75.3M-5.3%	$79.5M+149.0%	$31.9M
Interest Expense	$342K+7.2%	$319K+4.2%	$306K0.0%	$306K0.0%	$306K-60.6%	$776K
Income Tax	$296K-94.9%	$5.8M+249.4%	-$3.9M-122.8%	$17.1M+0.8%	$17.0M+129.2%	$7.4M
Net Income	$5.2M+112.1%	-$43.2M-260.4%	-$12.0M-120.3%	$58.9M-5.4%	$62.2M+159.6%	$24.0M
EPS (Diluted)	$0.63+112.1%	$-5.19-255.5%	$-1.46-120.4%	$7.17+3.8%	$6.91+197.8%	$2.32

Metric	Q4'26	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25
Revenue	$197.1M+3.3%	$190.8M-5.4%	$201.7M+3.1%	$195.7M+9.3%	$179.1M+1.4%	$176.6M-5.2%	$186.3M-10.7%	$208.6M
Cost of Revenue	$120.5M+5.2%	$114.5M-6.1%	$121.9M+1.9%	$119.7M+11.0%	$107.8M-11.3%	$121.6M+6.5%	$114.3M-12.4%	$130.4M
Gross Profit	$76.6M+0.5%	$76.3M-4.4%	$79.8M+4.9%	$76.1M+6.8%	$71.2M+29.7%	$54.9M-23.7%	$72.0M-7.9%	$78.2M
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$79.3M+0.6%	$78.9M+5.4%	$74.9M-2.5%	$76.8M+2.7%	$74.7M+1.3%	$73.8M-0.6%	$74.2M+4.3%	$71.1M
Operating Income	-$7.3M-308.8%	$3.5M+619.2%	$489K+107.8%	-$6.3M+29.1%	-$8.8M+64.5%	-$24.9M-257.2%	-$7.0M-583.6%	$1.4M
Interest Expense	$91K+3.4%	$88K+15.8%	$76K-9.5%	$84K+6.3%	$79K-1.3%	$80K+1.3%	$79K+6.8%	$74K
Income Tax	N/A	N/A	N/A	N/A	-$1.3M+78.6%	-$6.0M-114.6%	-$2.8M-222.2%	$2.3M
Net Income	-$6.9M-280.6%	$3.8M+338.3%	$871K+104.7%	-$18.5M-158.3%	-$7.2M+61.2%	-$18.4M-437.4%	-$3.4M-1101.8%	$342K
EPS (Diluted)	$-0.86-287.0%	$0.46+318.2%	$0.11	N/A	$-0.86+61.1%	$-2.21-426.2%	$-0.42	N/A

CTRN Balance Sheet

Metric	FY26	FY25	FY24	FY23	FY22	FY21
Total Assets	$471.2M+7.7%	$437.4M-9.6%	$484.1M-9.4%	$534.4M+2.1%	$523.2M+2.8%	$509.2M
Current Assets	$193.0M+14.5%	$168.6M-13.5%	$195.0M-11.0%	$219.1M+5.5%	$207.7M-17.7%	$252.4M
Cash & Equivalents	$66.1M+59.0%	$41.6M-28.6%	$58.2M-34.4%	$88.7M+43.9%	$61.7M-53.0%	$131.3M
Inventory	$113.5M+3.3%	$109.9M-7.6%	$119.0M+4.1%	$114.3M-11.9%	$129.7M+27.4%	$101.8M
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$354.9M+7.9%	$328.8M-0.1%	$329.3M-12.1%	$374.5M-2.0%	$382.0M+5.8%	$361.2M
Current Liabilities	$173.4M+15.2%	$150.5M+5.2%	$143.0M-11.8%	$162.2M-7.9%	$176.0M-16.3%	$210.4M
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$116.3M+7.1%	$108.6M-29.9%	$154.8M-3.2%	$160.0M+13.3%	$141.2M-4.6%	$148.0M
Retained Earnings	$281.1M+1.6%	$276.8M-12.3%	$315.6M-2.7%	$324.4M+7.3%	$302.4M+25.6%	$240.8M

Metric	Q4'26	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25
Total Assets	$464.3M+1.5%	$457.4M+4.6%	$437.4M-5.5%	$462.8M-0.9%	$467.1M-7.8%	$506.7M+4.7%	$484.1M-6.7%	$518.7M
Current Assets	$192.1M+1.5%	$189.2M+12.2%	$168.6M-14.4%	$197.1M+7.6%	$183.1M-14.9%	$215.1M+10.3%	$195.0M-13.4%	$225.1M
Cash & Equivalents	$51.1M+1.4%	$50.4M+21.3%	$41.6M-32.0%	$61.1M+57.1%	$38.9M-34.5%	$59.3M+1.9%	$58.2M-43.8%	$103.5M
Inventory	$123.5M+5.1%	$117.6M+6.9%	$109.9M-10.4%	$122.6M-3.8%	$127.5M-5.5%	$135.0M+13.4%	$119.0M-8.8%	$130.4M
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$356.4M+3.6%	$344.2M+4.7%	$328.8M-5.9%	$349.6M+3.8%	$336.8M-9.0%	$370.1M+12.4%	$329.3M-8.8%	$361.0M
Current Liabilities	$179.8M+7.5%	$167.4M+11.2%	$150.5M-13.7%	$174.4M+9.3%	$159.6M-14.0%	$185.5M+29.7%	$143.0M-15.8%	$169.9M
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$107.8M-4.8%	$113.2M+4.3%	$108.6M-4.1%	$113.2M-13.1%	$130.3M-4.6%	$136.6M-11.8%	$154.8M-1.8%	$157.7M
Retained Earnings	$273.7M-2.5%	$280.6M+1.4%	$276.8M+0.3%	$275.9M-4.9%	$290.1M-2.4%	$297.2M-5.8%	$315.6M-1.1%	$319.1M

CTRN Cash Flow Statement

Metric	FY26	FY25	FY24	FY23	FY22	FY21
Operating Cash Flow	$21.0M+644.4%	-$3.8M+59.8%	-$9.6M-266.4%	$5.8M-92.3%	$74.3M-33.0%	$110.9M
Capital Expenditures	$20.3M+101.1%	$10.1M-32.0%	$14.9M-33.3%	$22.3M-25.0%	$29.7M+75.2%	$17.0M
Free Cash Flow	$624K+104.5%	-$14.0M+42.9%	-$24.5M-47.9%	-$16.5M-137.1%	$44.6M-52.5%	$93.9M
Investing Cash Flow	-$8.5M+16.0%	-$10.1M+24.3%	-$13.4M-122.2%	$60.2M+303.9%	-$29.5M-210.6%	$26.7M
Financing Cash Flow	-$7.5M-59.8%	-$4.7M-446.1%	-$854K+93.0%	-$12.2M+89.7%	-$118.2M-244.6%	-$34.3M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	$832K
Share Buybacks	$6.3M+67.2%	$3.8M	N/A	$10.0M-91.3%	$115.3M+250.8%	$32.9M

Metric	Q4'26	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25
Operating Cash Flow	$8.6M+122.6%	$3.9M+135.1%	-$11.0M-138.5%	$28.5M+255.3%	-$18.4M-426.7%	$5.6M+128.6%	-$19.6M-184.2%	$23.3M
Capital Expenditures	$7.8M+39.5%	$5.6M+166.2%	$2.1M-15.9%	$2.5M+21.8%	$2.1M-48.2%	$4.0M+149.2%	$1.6M-51.9%	$3.3M
Free Cash Flow	$767K+143.9%	-$1.7M+86.6%	-$13.1M-150.3%	$26.0M+227.4%	-$20.4M-1332.2%	$1.7M+107.8%	-$21.2M-206.1%	$20.0M
Investing Cash Flow	-$7.8M-239.4%	$5.6M+366.4%	-$2.1M+15.9%	-$2.5M-21.8%	-$2.1M+48.2%	-$4.0M-149.2%	-$1.6M+51.9%	-$3.3M
Financing Cash Flow	-$66K+89.3%	-$619K+90.4%	-$6.5M-70.6%	-$3.8M-15666.7%	-$24K+95.4%	-$523K-57.1%	-$333K-11000.0%	-$3K
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$0	$0-100.0%	$6.3M	N/A	N/A	N/A	N/A	N/A

CTRN Financial Ratios

Metric	FY26	FY25	FY24	FY23	FY22	FY21
Gross Margin	39.6%+2.1pp	37.5%-0.7pp	38.1%-1.0pp	39.1%-2.0pp	41.1%+1.3pp	39.8%
Operating Margin	0.5%+5.7pp	-5.2%-2.6pp	-2.6%-12.1pp	9.5%+1.5pp	8.0%+3.9pp	4.1%
Net Margin	0.6%+6.4pp	-5.7%-4.1pp	-1.6%-9.0pp	7.4%+1.1pp	6.3%+3.2pp	3.1%
Return on Equity	4.5%+44.3pp	-39.8%-32.0pp	-7.7%-44.6pp	36.8%-7.3pp	44.1%+27.9pp	16.2%
Return on Assets	1.1%+11.0pp	-9.9%-7.4pp	-2.5%-13.5pp	11.0%-0.9pp	11.9%+7.2pp	4.7%
Current Ratio	1.110.0	1.12-0.2	1.36+0.0	1.35+0.2	1.18-0.0	1.20
Debt-to-Equity	3.05+0.0	3.03+0.9	2.13-0.2	2.34-0.4	2.71+0.3	2.44
FCF Margin	0.1%+1.9pp	-1.8%+1.4pp	-3.3%-1.2pp	-2.1%-6.6pp	4.5%-7.5pp	12.0%

Metric	Q4'26	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25
Gross Margin	38.9%-1.1pp	40.0%+0.4pp	39.6%+0.7pp	38.9%-0.9pp	39.8%+8.7pp	31.1%-7.6pp	38.7%+1.2pp	37.5%
Operating Margin	-3.7%-5.6pp	1.8%+1.6pp	0.2%+3.4pp	-3.2%+1.7pp	-4.9%+9.2pp	-14.1%-10.4pp	-3.7%-4.4pp	0.7%
Net Margin	-3.5%-5.5pp	2.0%+1.6pp	0.4%+9.9pp	-9.4%-5.5pp	-4.0%+6.4pp	-10.4%-8.6pp	-1.8%-2.0pp	0.2%
Return on Equity	-6.4%-9.8pp	3.4%+2.6pp	0.8%+17.1pp	-16.3%-10.8pp	-5.5%+8.0pp	-13.5%-11.3pp	-2.2%-2.4pp	0.2%
Return on Assets	-1.5%-2.3pp	0.8%+0.6pp	0.2%+4.2pp	-4.0%-2.5pp	-1.5%+2.1pp	-3.6%-2.9pp	-0.7%-0.8pp	0.1%
Current Ratio	1.07-0.1	1.130.0	1.120.0	1.13-0.0	1.15-0.0	1.16-0.2	1.36+0.0	1.32
Debt-to-Equity	3.31+0.3	3.04+0.0	3.03-0.1	3.09+0.5	2.59-0.1	2.71+0.6	2.13-0.2	2.29
FCF Margin	0.4%+1.3pp	-0.9%+5.6pp	-6.5%-19.8pp	13.3%+24.7pp	-11.4%-12.3pp	0.9%+12.3pp	-11.4%-21.0pp	9.6%

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Frequently Asked Questions

What is Citi Trends's annual revenue?

Citi Trends (CTRN) reported $820.0M in total revenue for fiscal year 2026. This represents a 8.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Citi Trends's revenue growing?

Citi Trends (CTRN) revenue grew by 8.9% year-over-year, from $753.1M to $820.0M in fiscal year 2026.

Is Citi Trends profitable?

Yes, Citi Trends (CTRN) reported a net income of $5.2M in fiscal year 2026, with a net profit margin of 0.6%.

What is Citi Trends's EBITDA?

Citi Trends (CTRN) had EBITDA of $22.3M in fiscal year 2026, measuring earnings before interest, taxes, depreciation, and amortization.

What is Citi Trends's gross margin?

Citi Trends (CTRN) had a gross margin of 39.6% in fiscal year 2026, indicating the percentage of revenue retained after direct costs of goods sold.

What is Citi Trends's operating margin?

Citi Trends (CTRN) had an operating margin of 0.5% in fiscal year 2026, reflecting the profitability of core business operations before interest and taxes.

What is Citi Trends's net profit margin?

Citi Trends (CTRN) had a net profit margin of 0.6% in fiscal year 2026, representing the share of revenue converted into profit after all expenses.

What is Citi Trends's return on equity (ROE)?

Citi Trends (CTRN) has a return on equity of 4.5% for fiscal year 2026, measuring how efficiently the company generates profit from shareholder equity.

What is Citi Trends's free cash flow?

Citi Trends (CTRN) generated $624K in free cash flow during fiscal year 2026. This represents a 104.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Citi Trends's operating cash flow?

Citi Trends (CTRN) generated $21.0M in operating cash flow during fiscal year 2026, representing cash generated from core business activities.

What are Citi Trends's total assets?

Citi Trends (CTRN) had $471.2M in total assets as of fiscal year 2026, including both current and long-term assets.

What are Citi Trends's capital expenditures?

Citi Trends (CTRN) invested $20.3M in capital expenditures during fiscal year 2026, funding long-term assets and infrastructure.

Does Citi Trends buy back shares?

Yes, Citi Trends (CTRN) spent $6.3M on share buybacks during fiscal year 2026, returning capital to shareholders by reducing shares outstanding.

How many shares does Citi Trends have outstanding?

Citi Trends (CTRN) had 8M shares outstanding as of fiscal year 2026.

What is Citi Trends's current ratio?

Citi Trends (CTRN) had a current ratio of 1.11 as of fiscal year 2026, which is considered adequate.

What is Citi Trends's debt-to-equity ratio?

Citi Trends (CTRN) had a debt-to-equity ratio of 3.05 as of fiscal year 2026, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Citi Trends's return on assets (ROA)?

Citi Trends (CTRN) had a return on assets of 1.1% for fiscal year 2026, measuring how efficiently the company uses its assets to generate profit.

What is Citi Trends's Altman Z-Score?

Citi Trends (CTRN) has an Altman Z-Score of 3.31, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Citi Trends's Piotroski F-Score?

Citi Trends (CTRN) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Citi Trends's earnings high quality?

Citi Trends (CTRN) has an earnings quality ratio of 4.02x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Citi Trends cover its interest payments?

Citi Trends (CTRN) has an interest coverage ratio of 11.3x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is Citi Trends?

Citi Trends (CTRN) scores 23 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.