What is Cathay Gnl Bncp's earnings per share (EPS)?

Cathay Gnl Bncp (CATY) reported diluted earnings per share of $4.54 for fiscal year 2025. This represents a 14.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Cathay Gnl Bncp Financials

CATY

Source SEC Filings (10-K/10-Q) Updated May 8, 2026 Currency USD FYE December

This page shows Cathay Gnl Bncp (CATY) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI CATY FY2025 2026-04-22

This business runs on a large funded balance sheet that converts earnings to cash with minimal reinvestment needs.

From FY2023 through FY2025, operating cash flow exceeded net income every year, while annual capex stayed below $5M; that combination says the franchise is cash-generative without needing much physical reinvestment. Yet assets still expanded to $24.2B in FY2025 while ROA only recovered from 1.2% to 1.3%, so scale is returning faster than profitability per asset.

Liabilities of $21.3B versus equity of $2.93B make the balance sheet look heavily funded, but long-term debt is only $119.1M and debt-to-equity is 0.04x. The important read is that financing comes mostly from non-term liabilities rather than borrowed leverage, which is a different balance-sheet posture than a company relying on term debt.

FY2025 EPS benefited from two engines at once: net income rose to $315.1M from $286.0M, and shares outstanding fell from 70.3M to 67.0M as buybacks reached $180.3M. Even with dividends of $93.8M, retained earnings climbed to $2.91B, showing capital returns did not stop internal capital building.

Financial Health Signals

Financial Profile 48/100

Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of Cathay Gnl Bncp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Growth

Cathay Gnl Bncp's revenue grew a modest 2.9% year-over-year to $53.8M. This slow but positive growth earns a score of 51/100.

Leverage

100

Cathay Gnl Bncp carries a low D/E ratio of 0.04, meaning only $0.04 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.

Cash Flow

100

Cathay Gnl Bncp converts 676.0% of revenue into free cash flow ($363.7M). This strong cash generation earns a score of 100/100.

Returns

Cathay Gnl Bncp's ROE of 10.8% shows moderate profitability relative to equity, earning a score of 36/100. This is up from 10.1% the prior year.

Piotroski F-Score Neutral

6/9

Cathay Gnl Bncp passes 6 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.17x

For every $1 of reported earnings, Cathay Gnl Bncp generates $1.17 in operating cash flow ($368.6M OCF vs $315.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$53.8M

YoY+2.9%

5Y CAGR+10.8%

10Y CAGR-19.2%

Cathay Gnl Bncp generated $53.8M in revenue in fiscal year 2025. This represents an increase of 2.9% from the prior year.

EBITDA

N/A

Net Income

$315.1M

YoY+10.2%

5Y CAGR+6.6%

10Y CAGR+6.9%

Cathay Gnl Bncp reported $315.1M in net income in fiscal year 2025. This represents an increase of 10.2% from the prior year.

EPS (Diluted)

$4.54

YoY+14.9%

5Y CAGR+9.6%

10Y CAGR+8.7%

Cathay Gnl Bncp earned $4.54 per diluted share (EPS) in fiscal year 2025. This represents an increase of 14.9% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$363.7M

YoY+11.7%

5Y CAGR+3.0%

10Y CAGR+7.7%

Cathay Gnl Bncp generated $363.7M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 11.7% from the prior year.

Cash & Debt

N/A

Dividends Per Share

$1.36

YoY+0.0%

5Y CAGR+1.9%

10Y CAGR+9.3%

Cathay Gnl Bncp paid $1.36 per share in dividends in fiscal year 2025. This represents an increase of 0.0% from the prior year.

Shares Outstanding

67M

YoY-4.7%

5Y CAGR-3.4%

10Y CAGR-1.9%

Cathay Gnl Bncp had 67M shares outstanding in fiscal year 2025. This represents a decrease of 4.7% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

585.8%

YoY+38.5pp

5Y CAGR-124.2pp

10Y CAGR+550.3pp

Cathay Gnl Bncp's net profit margin was 585.8% in fiscal year 2025, showing the share of revenue converted to profit. This is up 38.5 percentage points from the prior year.

Return on Equity

10.8%

YoY+0.7pp

5Y CAGR+1.3pp

10Y CAGR+1.6pp

Cathay Gnl Bncp's ROE was 10.8% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 0.7 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$180.3M

YoY+112.8%

5Y CAGR+50.2%

10Y CAGR+11.7%

Cathay Gnl Bncp spent $180.3M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 112.8% from the prior year.

Capital Expenditures

$4.9M

YoY+35.1%

5Y CAGR-3.2%

10Y CAGR+3.4%

Cathay Gnl Bncp invested $4.9M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 35.1% from the prior year.

CATY Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$53.8M+2.9%	$52.3M+19.0%	$43.9M+4.1%	$42.2M+7.9%	$39.1M+21.2%	$32.2M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$355.1M-5.2%	$374.7M-1.5%	$380.5M+25.4%	$303.4M+5.9%	$286.5M+1.1%	$283.5M
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$566.8M-14.2%	$660.9M+32.1%	$500.5M+325.6%	$117.6M+71.0%	$68.8M-53.7%	$148.5M
Income Tax	$75.1M+137.9%	$31.6M-36.2%	$49.5M-55.8%	$111.9M+33.9%	$83.5M+232.8%	$25.1M
Net Income	$315.1M+10.2%	$286.0M-19.2%	$354.1M-1.8%	$360.6M+20.9%	$298.3M+30.3%	$228.9M
EPS (Diluted)	$4.54+14.9%	$3.95-18.7%	$4.86+0.6%	$4.83+27.1%	$3.80+32.4%	$2.87

Metric	Q2'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Revenue	$2.0M-85.5%	$13.9M-4.8%	$14.5M+18.2%	$12.3M-6.0%	$13.1M-4.1%	$13.6M-1.3%	$13.8M+7.5%	$12.9M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$86.7M-5.9%	$92.2M+4.6%	$88.1M-1.1%	$89.1M+4.1%	$85.7M+0.5%	$85.2M-12.0%	$96.9M-2.5%	$99.4M
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$128.7M-6.5%	$137.7M-4.8%	$144.6M+2.1%	$141.7M-0.7%	$142.8M-10.2%	$159.0M-6.7%	$170.3M+1.7%	$167.5M
Income Tax	$23.1M+0.5%	$23.0M+42.5%	$16.1M-14.4%	$18.8M+9.6%	$17.2M+161.7%	$6.6M-38.3%	$10.6M+85.0%	$5.8M
Net Income	$86.9M-4.0%	$90.5M+16.5%	$77.7M+0.3%	$77.5M+11.4%	$69.5M-13.4%	$80.2M+18.8%	$67.5M+1.0%	$66.8M
EPS (Diluted)	$1.29	N/A	$1.13+2.7%	$1.10+12.2%	$0.98	N/A	$0.94+2.2%	$0.92

CATY Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$24.2B+5.1%	$23.1B-0.1%	$23.1B+5.2%	$21.9B+5.1%	$20.9B+9.7%	$19.0B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	N/A	N/A	N/A	N/A	N/A	N/A
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$375.7M0.0%	$375.7M0.0%	$375.7M0.0%	$375.7M+0.9%	$372.2M0.0%	$372.2M
Total Liabilities	$21.3B+5.4%	$20.2B-0.7%	$20.3B+4.5%	$19.5B+5.6%	$18.4B+10.9%	$16.6B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$119.1M0.0%	$119.1M0.0%	$119.1M0.0%	$119.1M0.0%	$119.1M0.0%	$119.1M
Total Equity	$2.9B+2.8%	$2.8B+4.0%	$2.7B+10.6%	$2.5B+1.1%	$2.4B+1.2%	$2.4B
Retained Earnings	$2.9B+8.2%	$2.7B+7.5%	$2.5B+11.4%	$2.2B+13.1%	$2.0B+10.9%	$1.8B

Metric	Q2'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Total Assets	$24.0B-0.7%	$24.2B+0.6%	$24.1B+1.5%	$23.7B+2.2%	$23.2B+0.7%	$23.1B-0.9%	$23.3B+0.2%	$23.2B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$375.7M0.0%	$375.7M0.0%	$375.7M0.0%	$375.7M0.0%	$375.7M0.0%	$375.7M0.0%	$375.7M0.0%	$375.7M
Total Liabilities	$21.1B-1.1%	$21.3B+0.6%	$21.2B+1.6%	$20.8B+2.4%	$20.3B+0.6%	$20.2B-1.2%	$20.4B0.0%	$20.4B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$119.1M0.0%	$119.1M0.0%	$119.1M0.0%	$119.1M0.0%	$119.1M0.0%	$119.1M0.0%	$119.1M0.0%	$119.1M
Total Equity	$3.0B+2.1%	$2.9B+0.8%	$2.9B+0.6%	$2.9B+0.7%	$2.9B+0.7%	$2.8B+0.5%	$2.8B+1.3%	$2.8B
Retained Earnings	$3.0B+2.1%	$2.9B+2.4%	$2.8B+2.0%	$2.8B+2.0%	$2.7B+1.7%	$2.7B+2.1%	$2.6B+1.7%	$2.6B

CATY Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$368.6M+12.0%	$329.2M-14.4%	$384.7M-17.7%	$467.4M+39.8%	$334.3M+4.5%	$320.0M
Capital Expenditures	$4.9M+35.1%	$3.6M+6.9%	$3.4M+0.3%	$3.4M-9.1%	$3.7M-35.5%	$5.8M
Free Cash Flow	$363.7M+11.7%	$325.5M-14.6%	$381.3M-17.8%	$464.0M+40.3%	$330.6M+5.2%	$314.2M
Investing Cash Flow	-$857.3M-565.9%	$184.0M+112.5%	-$1.5B+20.1%	-$1.8B-115.1%	-$859.9M-255.0%	-$242.2M
Financing Cash Flow	$873.6M+388.8%	-$302.5M-139.9%	$758.7M+700.9%	$94.7M-93.9%	$1.6B+107.4%	$749.5M
Dividends Paid	$93.8M-4.3%	$98.0M-0.7%	$98.6M-2.3%	$101.0M+1.6%	$99.3M+0.6%	$98.7M
Share Buybacks	$180.3M+112.8%	$84.7M+408.2%	$16.7M-88.2%	$141.3M-15.4%	$167.1M+608.3%	$23.6M

Metric	Q2'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Operating Cash Flow	$98.3M+78.6%	$55.1M-63.4%	$150.6M+135.5%	$64.0M-35.4%	$99.0M+14.0%	$86.8M+6.9%	$81.2M+11.4%	$72.9M
Capital Expenditures	$2.3M+408.6%	$456K-7.9%	$495K-60.8%	$1.3M-53.2%	$2.7M+174.7%	$982K-18.5%	$1.2M+126.1%	$533K
Free Cash Flow	$96.0M+75.9%	$54.6M-63.6%	$150.1M+139.4%	$62.7M-34.9%	$96.3M+12.1%	$85.8M+7.2%	$80.0M+10.6%	$72.4M
Investing Cash Flow	-$61.3M-30.0%	-$47.2M+84.7%	-$309.1M+52.2%	-$646.3M-545.1%	$145.2M+279.5%	-$80.9M-155.6%	$145.5M+76.6%	$82.4M
Financing Cash Flow	-$255.9M-335.9%	$108.5M-50.6%	$219.5M-50.6%	$444.8M+341.2%	$100.8M+133.0%	-$305.2M-4427.9%	$7.1M+103.1%	-$226.2M
Dividends Paid	$25.4M+11.3%	$22.9M-1.7%	$23.2M-2.5%	$23.8M0.0%	$23.9M-1.3%	$24.2M-0.7%	$24.3M-1.8%	$24.8M
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

CATY Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	585.8%+38.5pp	547.2%-259.2pp	806.4%-48.5pp	854.9%+91.5pp	763.4%+53.5pp	710.0%
Return on Equity	10.8%+0.7pp	10.1%-2.9pp	12.9%-1.6pp	14.6%+2.4pp	12.2%+2.7pp	9.5%
Return on Assets	1.3%+0.1pp	1.2%-0.3pp	1.5%-0.1pp	1.6%+0.2pp	1.4%+0.2pp	1.2%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.040.0	0.040.0	0.040.0	0.050.0	0.050.0	0.05
FCF Margin	676.0%+53.2pp	622.9%-245.6pp	868.4%-231.6pp	1100.0%+253.9pp	846.1%-128.6pp	974.6%

Metric	Q2'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	4314.1%+3660.9pp	653.2%+119.5pp	533.8%-95.7pp	629.5%+98.4pp	531.1%-56.9pp	588.0%+99.8pp	488.2%-31.3pp	519.5%
Return on Equity	2.9%-0.2pp	3.1%+0.4pp	2.7%0.0pp	2.7%+0.3pp	2.4%-0.4pp	2.8%+0.4pp	2.4%0.0pp	2.4%
Return on Assets	0.4%-0.0pp	0.4%+0.1pp	0.3%0.0pp	0.3%+0.0pp	0.3%-0.1pp	0.4%+0.1pp	0.3%0.0pp	0.3%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	0.040.0	0.040.0	0.040.0	0.040.0	0.040.0	0.040.0	0.040.0	0.04
FCF Margin	4767.9%+4373.7pp	394.2%-637.6pp	1031.8%+522.3pp	509.5%-226.0pp	735.5%+106.3pp	629.2%+50.4pp	578.8%+16.2pp	562.6%

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Frequently Asked Questions

What is Cathay Gnl Bncp's annual revenue?

Cathay Gnl Bncp (CATY) reported $53.8M in total revenue for fiscal year 2025. This represents a 2.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Cathay Gnl Bncp's revenue growing?

Cathay Gnl Bncp (CATY) revenue grew by 2.9% year-over-year, from $52.3M to $53.8M in fiscal year 2025.

Is Cathay Gnl Bncp profitable?

Yes, Cathay Gnl Bncp (CATY) reported a net income of $315.1M in fiscal year 2025, with a net profit margin of 585.8%.

What is Cathay Gnl Bncp's net profit margin?

Cathay Gnl Bncp (CATY) had a net profit margin of 585.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Cathay Gnl Bncp pay dividends?

Yes, Cathay Gnl Bncp (CATY) paid $1.36 per share in dividends during fiscal year 2025.

What is Cathay Gnl Bncp's return on equity (ROE)?

Cathay Gnl Bncp (CATY) has a return on equity of 10.8% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Cathay Gnl Bncp's free cash flow?

Cathay Gnl Bncp (CATY) generated $363.7M in free cash flow during fiscal year 2025. This represents a 11.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Cathay Gnl Bncp's operating cash flow?

Cathay Gnl Bncp (CATY) generated $368.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Cathay Gnl Bncp's total assets?

Cathay Gnl Bncp (CATY) had $24.2B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Cathay Gnl Bncp's capital expenditures?

Cathay Gnl Bncp (CATY) invested $4.9M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Cathay Gnl Bncp buy back shares?

Yes, Cathay Gnl Bncp (CATY) spent $180.3M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Cathay Gnl Bncp have outstanding?

Cathay Gnl Bncp (CATY) had 67M shares outstanding as of fiscal year 2025.

What is Cathay Gnl Bncp's debt-to-equity ratio?

Cathay Gnl Bncp (CATY) had a debt-to-equity ratio of 0.04 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Cathay Gnl Bncp's return on assets (ROA)?

Cathay Gnl Bncp (CATY) had a return on assets of 1.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Cathay Gnl Bncp's Piotroski F-Score?

Cathay Gnl Bncp (CATY) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Cathay Gnl Bncp's earnings high quality?

Cathay Gnl Bncp (CATY) has an earnings quality ratio of 1.17x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Cathay Gnl Bncp?

Cathay Gnl Bncp (CATY) scores 48 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.