Welcome to our dedicated page for Western Union SEC filings (Ticker: WU), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Western Union Company (NYSE: WU) files a range of documents with the U.S. Securities and Exchange Commission that shed light on its financial condition, strategy, and risk profile as a financial transactions processing company. These SEC filings complement Western Union’s role in cross-border money movement, payments, and digital financial services across more than 200 countries and territories and over 130 currencies.
On this page, you can review current and historical SEC filings for Western Union, including Form 10-K annual reports and Form 10-Q quarterly reports, which typically discuss segment performance in areas such as Consumer Services, Branded Digital, and Consumer Money Transfer. These reports provide narrative and quantitative detail on revenues, operating margins, liquidity, and risk factors relevant to Western Union’s global payments and money transfer activities.
Western Union’s Form 8-K current reports are particularly important for tracking material events. Recent 8-K filings have disclosed items such as the entry into a delayed draw term loan credit agreement providing an unsecured term loan facility, earnings releases for quarterly results, and the Agreement and Plan of Merger under which a Western Union subsidiary will merge with International Money Express, Inc. (IMXI). Other 8-Ks address Investor Day presentations and regulatory milestones related to the planned IMXI transaction.
Investors can also use this page to access information on capital structure and governance, including disclosures about debt arrangements, interest coverage covenants, and executive appointments, as reported in 8-K filings. Forms 3, 4, and 5, when available, provide insight into insider ownership and transactions by Western Union’s directors and officers.
Stock Titan’s platform enhances these filings with AI-powered summaries that highlight key points from lengthy documents such as 10-Ks, 10-Qs, and 8-Ks. Real-time updates from EDGAR help users quickly identify new filings, while AI-generated explanations can make complex topics—such as merger terms, credit agreements, or non-GAAP metrics—more accessible for both individual and institutional investors analyzing WU.
The Western Union Company is offering $165,000,000 aggregate principal amount of 4.750% Notes due 2029, forming a single series with $450,000,000 of existing 4.750% notes issued March 9, 2026. Upon issuance, $615,000,000 aggregate principal amount will be outstanding. The notes pay interest semiannually, mature June 15, 2029, will be senior unsecured obligations and will be issued in book-entry form. Net proceeds of approximately $162.1 million are intended for general corporate purposes, which may include repayment of commercial paper or borrowings under the Term Loan Facility.
Western Union CO executive Giovanni Angelini sold 6,000 shares of common stock in an open-market transaction at $9.475 per share. According to the filing footnote, the shares were sold to cover additional tax withholding obligations from equity vestings that occurred in February 2026. After this sale, he continues to hold 311,292 shares of Western Union common stock directly.
Western Union Co/The ownership disclosure: Vanguard Capital Management reports beneficial ownership of 16,638,405 shares of Common Stock, representing 5.3% of the class. The filing shows sole voting power for 2,451,395 shares and sole dispositive power for 16,638,405 shares.
The Western Union Company is offering additional 4.750% Notes due 2029 as a further issuance forming a single series with the $450,000,000 aggregate principal amount of 4.750% notes due 2029 issued on March 9, 2026. The notes will bear interest at 4.750% per annum, pay interest semiannually on June 15 and December 15, and mature on June 15, 2029. The notes will be senior unsecured obligations of The Western Union Company and will trade interchangeably with the existing notes under the same CUSIP/ISIN upon settlement. Net proceeds are intended for general corporate purposes, which may include repayment of borrowings under the commercial paper program or the Term Loan Facility.
Western Union Co/The shares are reported as beneficially owned by Vanguard Portfolio Management, holding 18,153,497 shares, representing 5.79% of the class as of 03/31/2026. The filer reports sole voting power for 72,934 shares and sole dispositive power for 18,153,497 shares. The disclosure states these holdings include securities managed on behalf of Vanguard funds and other clients under Vanguard Portfolio Management LLC and affiliated divisions.
BlackRock, Inc. reported beneficial ownership of 24,861,056 shares of Western Union Company common stock, representing 7.9% of the class in a Schedule 13G/A covering 03/31/2026. The filing shows sole voting power for 24,148,420 shares and sole dispositive power for 24,861,056. The amendment is signed by a BlackRock Managing Director on 04/24/2026.
The Western Union Company reported weaker profitability for the three months ended March 31, 2026. Revenue was nearly flat at $982.7 million, but operating income fell to $123.0 million from $177.4 million as service costs and overhead increased.
Net income declined to $64.7 million from $123.5 million, and diluted earnings per share dropped to $0.20 from $0.36. Consumer Money Transfer revenue decreased, particularly in North America and Latin America, while Consumer Services grew. Cash from operations was $109.0 million, and the company continued dividends and share repurchases while refinancing debt and adding new 2029 notes and a term loan facility.
Western Union reported first quarter 2026 revenue of $982.7 million, essentially flat year over year, while adjusted revenue declined 1%. Profitability weakened, with GAAP EPS falling to $0.20 from $0.36 and adjusted EPS to $0.25 from $0.41 as operating margin compressed to 13% from 18%.
Consumer Services remained a growth engine, with revenue up 24% (33% adjusted), helped by its Travel Money business and the Eurochange acquisition, while Branded Digital revenue grew 9% with 21% transaction growth. In contrast, Consumer Money Transfer revenue declined 3% as Americas retail macro pressure weighed on results.
Despite weaker quarterly earnings, Western Union reaffirmed its 2026 outlook, guiding GAAP revenue growth of 5%–8% and GAAP EPS of $1.50–$1.60, with adjusted EPS of $1.75–$1.85. Management highlighted the pending Intermex acquisition, a planned stablecoin launch, and continued digital investment as key strategic initiatives.