Welcome to our dedicated page for Western New Eng Bancorp SEC filings (Ticker: WNEB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Western New England Bancorp, Inc. (WNEB) SEC filings page provides access to the Company’s regulatory disclosures as a NASDAQ-listed bank holding company. Western New England Bancorp, Inc., incorporated in Massachusetts, is the holding company for Westfield Bank and files reports with the U.S. Securities and Exchange Commission under the Exchange Act.
Among the most important documents for investors are the annual reports on Form 10-K and quarterly reports on Form 10-Q. These filings typically include detailed information on net interest income, net interest margin, loan and deposit composition, asset quality metrics, allowance for credit losses, liquidity, capital ratios and the performance of key loan segments such as commercial and industrial, commercial real estate, residential real estate and consumer loans.
Western New England Bancorp, Inc. also files current reports on Form 8-K, which, as shown in recent filings, are used to furnish earnings press releases and investor presentations. These 8-Ks provide timely updates on quarterly and year-to-date results, dividend declarations, and other material information. Additional SEC forms may include proxy materials related to corporate governance and executive compensation and Form 4 filings reporting transactions in Company stock by directors and officers.
On this page, Stock Titan pairs real-time updates from the SEC’s EDGAR system with AI-powered summaries that highlight the key points in lengthy filings. The goal is to help readers quickly understand what changes in Western New England Bancorp, Inc.’s credit quality, net interest margin, loan and deposit trends, capital management and share repurchase activity mean for the Company. Users can review full-text filings while relying on AI-generated explanations to navigate complex banking disclosures more efficiently.
Western New England Bancorp, Inc. is asking shareholders to vote at its 2026 Annual Meeting on May 14, 2026, in Springfield, Massachusetts. Holders of 20,258,872 common shares as of March 16, 2026, may vote in person or by telephone, internet or mail.
Shareholders will elect four directors to terms expiring in 2029, cast a non-binding advisory vote on compensation for Named Executive Officers, and ratify Wolf & Company as independent registered public accounting firm for the year ending December 31, 2026. The nine-member Board includes eight independent directors and uses standing Audit, Compensation, Governance and Finance & Risk Management Committees to oversee financial reporting, pay practices, corporate governance and enterprise risk.
The proxy describes policies on insider trading, restricted hedging by insiders, board education, cybersecurity and AI governance, as well as the company’s environmental, social and community initiatives, including Community Reinvestment Act activities and support for affordable financial services.
Western New England Bancorp received an amended Schedule 13G/A filing from The Vanguard Group reporting zero shares beneficially owned of Common Stock (CUSIP 958892101) as of the amendment. The filing explains an internal Vanguard realignment on January 12, 2026 that caused certain subsidiaries to report separately in reliance on SEC Release No. 34-39538. The amendment is signed by Ashley Grim on March 27, 2026.
Western New England Bancorp, Inc. filed Amendment No. 1 to its 2025 annual report solely to add the conformed signature of Wolf & Company, P.C. to the independent audit opinion; no other disclosures were changed or updated.
For 2025, the bank reported net income of $15.3 million, up from $11.7 million in 2024, with basic earnings per share of $0.76 and diluted earnings per share of $0.75. Total assets reached $2.74 billion, loans totaled $2.18 billion, and deposits were $2.36 billion at year-end. The allowance for credit losses on loans was $20.3 million, while comprehensive income benefited from a $6.6 million improvement in unrealized losses on securities.
SAGAN LEO R JR reported acquisition or exercise transactions in this Form 4 filing.
Western New England Bancorp SVP & Chief Risk Officer Leo R. Sagan Jr received a grant of 2,840 shares of common stock on March 6, 2026 at no cost, increasing his directly held shares to 6,654. Footnotes state these 6,654 shares are unvested time-based incentive stock awards, with 3,497, 2,209 and 948 shares scheduled to vest on December 31, 2026, December 31, 2027 and December 31, 2028, respectively. In addition to this direct position, he reports indirect holdings of common stock through a family trust, an ESOP and a 401(k) plan.
PICKNELLY PAUL C reported acquisition or exercise transactions in this Form 4 filing.
Western New England Bancorp director equity grant. Director Paul C. Picknelly received an award of 1,603 shares of Common Stock, representing the equity portion of his annual board retainer with a grant date value of about $20,000. These shares fully vest on 12/31/26, bringing his direct holdings to 109,588 shares.
Phillips Christine reported acquisition or exercise transactions in this Form 4 filing.
Western New England Bancorp, Inc. senior vice president and Chief HR Officer Christine Phillips received a grant of 2,684 shares of common stock on March 6, 2026 at no cost as equity compensation. Following this award, she directly holds 22,732 shares of common stock.
A footnote states that her direct holdings include 6,267 unvested time-based incentive stock award shares, with 3,289, 2,082 and 896 shares scheduled to vest on December 31, 2026, December 31, 2027 and December 31, 2028, respectively. She also has indirect holdings of 2,828 shares through an ESOP and 1,856 shares through a 401(k) plan.
O'Connor Kevin C reported acquisition or exercise transactions in this Form 4 filing.
Western New England Bancorp EVP & COO Kevin C. O'Connor received a grant of 3,427 shares of Common Stock on March 6, 2026. The award was granted at no cash cost per share as part of his equity compensation.
After this grant, he directly owns 39,751 common shares, which includes 8,001 unvested time-based incentive stock award shares. According to the disclosure, 4,200 of these unvested shares are scheduled to vest on 12/31/26, 2,658 on 12/31/27, and 1,143 on 12/31/28.
He also has additional indirect ownership through benefit plans, with 20,063 shares held by an ESOP and 1,954 shares held by a 401(k) plan, providing further long-term alignment with the company’s stock performance.
Smith Philip R reported acquisition or exercise transactions in this Form 4 filing.
Western New England Bancorp director equity award. Director Philip R. Smith received a grant of 1,603 shares of common stock on March 6, 2026 as a board compensation award with no cash paid per share. After this grant, he holds 9,100 shares directly and 41,000 shares indirectly through a 401(k) plan. The granted shares were issued under the company’s Amended & Restated 2021 Omnibus Plan, will fully vest on December 31, 2026, and represent the equity portion of his annual board retainer with a grant date fair market value of approximately $20,000.
Western New England Bancorp, Inc., parent of Westfield Bank, reports a community banking franchise focused on western Massachusetts and Connecticut. As of December 31, 2025, it had $2.7 billion in assets, including $2.2 billion in loans and $2.4 billion in deposits, with shareholders’ equity of $247.6 million.
Loans are concentrated in commercial real estate (50.4% of total loans), residential mortgages (33.0%), home equity (6.3%) and commercial and industrial credits (10.2%). Asset quality metrics are strong: nonaccrual loans were $5.2 million, or 0.24% of total loans, and the allowance for credit losses was $20.3 million, or 0.93% of loans, covering nonaccruals by about four times.
The investment portfolio totaled roughly $364 million in available-for-sale and held-to-maturity securities, with unrealized losses tied to interest rate movements but no identified credit losses. Deposits are largely core funding, with brokered balances essentially eliminated by year-end 2025 and uninsured deposits at 29.5% of total deposits.