Waterdrop (WDH) director Huang Kai Victor files initial insider Form 3

Rhea-AI Filing Summary

Waterdrop Inc. director Huang Kai Victor has filed an initial Form 3 with the SEC, which is a required statement of beneficial ownership when someone becomes an insider. This filing does not list any transactions in Waterdrop shares; it simply establishes his reporting status as a company director.

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SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Huang Kai Victor

(Last) (First) (Middle)

28/F, TOWER 2, JING AN KERRY CENTRE

1539 NANJING WEST ROAD, JING AN DISTRICT

(Street)

SHANGHAI 200000

(City) (State) (Zip)

CHINA

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/27/2026

3. Issuer Name and Ticker or Trading Symbol
Waterdrop Inc. [ WDH ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

No securities are beneficially owned.

	/s/ Kai Huang	03/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does Waterdrop (WDH) director Huang Kai Victor’s Form 3 filing mean?

The Form 3 filing shows that Huang Kai Victor is now classified as an insider of Waterdrop Inc. (WDH) in his role as director. It is an initial ownership report and, in this case, does not disclose any stock transactions or option exercises.

Does the Waterdrop (WDH) Form 3 show any insider buying or selling by Huang Kai Victor?

No, this Form 3 for Waterdrop (WDH) does not report any insider buying or selling activity. It only records that Huang Kai Victor is a director and subject to ongoing ownership reporting on future Forms 4 or 5 if he trades company securities.

Why is a Form 3 important for Waterdrop (WDH) investors?

Form 3 is important because it identifies who is an insider at Waterdrop (WDH), such as directors and key officers. Once filed, any future trades by that person in company securities must generally be reported on Form 4, improving transparency around insider activity.

Is this Waterdrop (WDH) Form 3 filing a sign of new investment by Huang Kai Victor?

The Form 3 filing itself is not a sign of new investment in Waterdrop (WDH). It is a regulatory disclosure of insider status. Because it contains no transactions, it does not indicate recent purchases, sales, or option exercises by Huang Kai Victor.

Will future trades by Huang Kai Victor in Waterdrop (WDH) stock be disclosed?

Yes. After this Form 3 establishes him as an insider of Waterdrop (WDH), most subsequent trades in company securities must be reported on Form 4. These follow-up filings typically show transaction dates, share amounts, and whether he acquired or disposed of shares.