Welcome to our dedicated page for Vroom SEC filings (Ticker: VRM), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Vroom, Inc. filings document the company’s automotive finance operations, capital structure, governance, and material financing transactions after its recapitalization. Form 8-K reports cover financial results, Regulation FD presentations, UACC asset-backed securitizations of motor vehicle retail installment contracts, warehouse and secured credit arrangements, convertible notes, preferred units issued by Vroom Automotive, and related unregistered securities disclosures.
Proxy materials describe board matters, executive compensation, equity awards, and shareholder voting procedures. The filings also identify Vroom’s common stock listing on the Nasdaq Global Market and provide formal disclosure around UACC, CarStory, discontinued ecommerce operations, liquidity, debt obligations, collateral arrangements, and fresh-start accounting.
Vroom, Inc. director Robert J. Mylod Jr. reported acquisitions of Senior Secured Delayed Draw Convertible Notes due 2032 that are convertible into Vroom common stock. These awards reflect grants of convertible debt rather than open‑market stock purchases or sales.
On May 14, 2026, he and Annox Capital, LLC entered an Exchange and Subscription Agreement with Vroom, receiving notes convertible at $13.68 per share into underlying common stock, with portions held directly and indirectly through Annox Capital. On May 29, 2026, additional notes were granted with a conversion price of $14.47 per share. Mylod is managing member of Annox Capital and may be deemed to beneficially own its holdings but disclaims beneficial ownership beyond any pecuniary interest.
Mudrick Capital and affiliated funds report continued control of Vroom, Inc., beneficially owning 3,967,251 common shares, or 76.2% of the company, based on 5,207,627 shares outstanding as of May 12, 2026. The Amendment No. 3 notes there has been no change in the number of shares they own since the prior amendment; the percentage shifted only because Vroom’s total shares outstanding changed.
The filing also describes an Exchange and Subscription Agreement under which Mudrick Capital Management, L.P. agreed to acquire up to $22 million of Senior Secured Delayed Draw Convertible Notes due 2032. Of this, $8.0 million in notes were issued on May 14, 2026 by exchanging an existing delayed draw term loan, and another $7.5 million of notes were funded on May 29, 2026, leaving $6.5 million of remaining commitments. The notes pay 5.0% annual interest, payable quarterly, and are convertible on and after April 1, 2032 or upon certain corporate events at a conversion price equal to 120% of a reference price, with Vroom able to settle conversions in stock, cash, or a mix.
Vroom, Inc. reported that investment entities affiliated with Mudrick Capital Management acquired senior secured delayed draw convertible notes that are convertible into its common stock. One note tranche, acquired on May 14, 2026, is convertible into 584,800 shares at a conversion price of $13.68 per share. A second tranche, dated May 29, 2026, is convertible into 517,515 shares at a conversion price of $14.47 per share, with both series currently showing zero exercised shares. The notes are issued under an Exchange and Subscription Agreement dated May 14, 2026 and are scheduled to be exercisable starting April 1, 2032 and to expire June 30, 2032. The Mudrick reporting persons collectively may be deemed to beneficially own these positions through multiple funds and accounts, while formally disclaiming beneficial ownership beyond their pecuniary interest.
Vroom, Inc. insider filing shows Mudrick-affiliated funds acquiring new convertible note positions tied to Vroom common stock. Two grants of Senior Secured Delayed Draw Convertible Notes due 2032 were reported under an Exchange and Subscription Agreement dated May 14, 2026.
One note is convertible at $13.68 per share into 584,800 shares of common stock, and another at $14.47 per share into 517,515 shares. The positions are reported as indirect holdings across multiple Mudrick entities, which disclaim beneficial ownership beyond their pecuniary interests.
Vroom, Inc. reported amendments to two warehouse credit facilities used by its United Auto Credit Corporation subsidiaries. For Warehouse Credit Facility One, Amendment No. 28 extends the Commitment Termination Date from June 2, 2026 to July 2, 2026, with all other material terms unchanged.
For Warehouse Credit Facility Two, Amendment No. 10 is effective as of March 31, 2026 and changes several terms. It reduces the advance rate on certain receivables, lowers the Minimum Tangible Net Worth covenant, adds undrawn committed availability under the Senior Secured Delayed Draw Convertible Note due 2032 to Available Liquidity, and updates the undrawn availability under the Mudrick Capital Facility, while keeping other material terms the same.
Vroom, Inc. has filed a registration statement to sell up to $6,000,000 of its common stock pursuant to an Equity Distribution Agreement with Virtu Americas LLC dated May 15, 2026. Shares will be sold as “at the market offerings” from time to time; the Manager may act as sales agent or principal and is entitled to up to 2.5% commission.
The prospectus states the offering proceeds may be used for general corporate purposes, including working capital to support UACC and CarStory. As of May 12, 2026, there were 5,207,627 shares outstanding, and on May 12, 2026 the last reported sale price was $11.37 per share. The aggregate market value of common equity held by non-affiliates was stated as approximately $21,230,250 as of May 13, 2026.
Vroom, Inc. reports a Q1 2026 net loss attributable to common shareholders of $19.6 million, or $3.77 per share, as it operates post‑restructuring with a new capital structure. Interest income was $42.5 million, largely from UACC’s auto finance receivables portfolio.
Total assets were $937.8 million as of March 31, 2026, including finance receivables at fair value of $804.6 million, cash of $14.5 million and restricted cash of $59.2 million. Long‑term debt totaled $578.0 million, primarily $551.0 million of securitization debt, plus $159.5 million drawn on warehouse credit facilities.
Vroom emerged from a prepackaged Chapter 11 case in January 2025 and adopted fresh start accounting, making pre‑ and post‑emergence periods not comparable. The company has three warehouse credit facilities with an aggregate borrowing limit of $600.0 million and $14.9 million of excess capacity, and expects renewals but highlights that failure to extend or meet covenants could materially affect liquidity. Common shares outstanding were 5,206,492 as of March 31, 2026 and 5,207,627 as of May 12, 2026.
Vroom, Inc. reported a first quarter 2026 net loss from continuing operations of $19.0 million, with net loss attributable to controlling interest and common shareholders of $19.6 million and an adjusted net loss of $18.2 million. The company highlighted stockholders’ equity of $98.4 million and tangible book value of $86.5 million as of March 31, 2026.
Total available liquidity was $56.4 million, including $14.5 million of cash, $14.9 million of warehouse facility availability and $27.0 million from a delayed draw facility. Vroom updated full‑year 2026 adjusted net loss guidance to a range of $25.0–$30.0 million and maintained indirect origination volume guidance of $475–$515 million. Trailing‑twelve‑month adjusted net loss improved by $20.6 million versus the prior year period, while results remain affected by fresh‑start accounting following emergence from a prepackaged Chapter 11 case.
Vroom, Inc. reported that its Chief Legal Officer, Chief Compliance Officer and Secretary, Anna-Lisa Christina Corrales, sold 35 shares of common stock on May 8, 2026 at a weighted average price of $12.2022 per share. According to the footnotes, these shares were sold solely to satisfy tax withholding obligations related to vesting equity awards, rather than as a discretionary sale. After this small transaction, she directly holds 31,029 shares of Vroom common stock.