Welcome to our dedicated page for Virginia Natl Bankshares SEC filings (Ticker: VABK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Virginia National Bankshares Corporation (NASDAQ: VABK) files a range of reports and disclosures with the U.S. Securities and Exchange Commission as a bank holding company for Virginia National Bank. This SEC filings page brings together those documents, including current reports on Form 8-K and other required filings, with AI-powered tools that help explain their contents in straightforward language.
For Virginia National Bankshares Corporation, Form 8-K filings provide timely detail on material events. Recent 8-Ks describe items such as quarterly earnings announcements, cash dividend declarations, the results of the Annual Meeting of Shareholders, amendments to the company’s stock incentive plan, and leadership changes involving the Chief Financial Officer. These filings also include information on advisory votes on executive compensation and the ratification of the company’s independent registered public accounting firm.
In addition to current reports, investors typically review annual reports on Form 10-K and quarterly reports on Form 10-Q for information about Virginia National Bankshares Corporation’s financial condition and results of operations. These filings discuss topics such as loan and deposit balances, nonperforming assets, the allowance for credit losses, capital and liquidity management, and the use of non-GAAP financial measures like net interest margin on a fully tax-equivalent basis and efficiency ratio. They also contain risk factor and management discussion sections referenced in the company’s earnings releases.
This page is designed to make those filings easier to work with by providing AI-generated summaries of lengthy documents, highlighting key sections on earnings, credit quality, capital, dividends and governance. Real-time updates from the SEC’s EDGAR system allow users to see new Virginia National Bankshares Corporation filings as they are posted, and to quickly locate items such as dividend-related 8-Ks, shareholder meeting results, or disclosures about executive appointments and compensation plans.
Virginia National Bankshares Corporation has completed the sale of its indirect, wholly owned subsidiary Fauquier Bank Services, Inc.’s interest in Bearing Insurance Group, LLC, a full-service insurance agency, effective May 1, 2026. The company expects to record an approximate $4.7 million pre-tax gain from this transaction in its operating results for the second quarter of 2026. Management characterizes related comments about future results and operations as forward-looking statements subject to risks and uncertainties described in its Form 10-K and other SEC filings.
Virginia National Bankshares Corporation is holding its 2026 Annual Meeting of Shareholders on June 25, 2026 at 10:00 AM Eastern Time in Charlottesville, Virginia. Shareholders of record as of April 30, 2026, when 5,391,979 common shares were outstanding, are entitled to vote.
Owners are asked to elect eleven directors, approve on an advisory basis the Company’s executive compensation, and ratify Yount, Hyde & Barbour, P.C. as independent registered public accounting firm for 2026. If proxies are signed without instructions, they will be voted for all board-recommended proposals.
The proxy details board structure and independence, committee responsibilities, director and executive pay, change-in-control arrangements, related-party transactions, and audit fees. In 2025, CEO Glenn W. Rust received total compensation of $1,029,693, while net income was $19,260,428 and total shareholder return value reached 121.77 on a $100 base.
Virginia National Bankshares Corporation reported strong first quarter 2026 results, with net income of $5.3 million, or $0.97 per diluted share, up from $4.5 million, or $0.83 per diluted share, a year earlier. Management attributed the higher earnings mainly to a 19 basis point reduction in cost of funds and lower noninterest expenses, helping the fully tax-equivalent net interest margin improve to 3.40% from 3.28% and the efficiency ratio improve to 56.6% from 62.4%.
Asset quality remained solid, with nonperforming assets at 0.36% of total assets and a period-end allowance for credit losses on loans of 0.64% of total loans. Book value per share rose to $34.39, and tangible book value per share to $32.51. The Board declared a quarterly cash dividend of $0.36 per share, payable May 29, 2026, implying an annualized dividend yield of about 3.50% based on the April 21, 2026 closing share price.
Virginia National Bankshares Corp Schedule 13G/A amendment: The Vanguard Group reports 0 shares beneficially owned and 0% of the common stock as of the amendment. The filing explains an internal realignment effective January 12, 2026, under SEC Release No. 34-39538 that caused certain Vanguard subsidiaries/divisions to report ownership separately.
The amendment is signed by Ashley Grim, Head of Global Fund Administration, dated 03/27/2026.
Virginia National Bankshares Corporation files its annual report describing a well-capitalized Virginia community banking group focused on commercial, real estate and consumer lending, deposits, and trust and estate services. The company primarily serves markets around Charlottesville, Winchester, Manassas and Richmond.
As of December 31, 2025, the holding company reported Tier 1 and CET1 capital ratios of 19.60%, total capital of 20.42%, and a 12.52% leverage ratio, while the bank subsidiary showed similarly strong ratios and a “well capitalized” status. Non‑affiliate market value was about $174.4 million as of June 30, 2025, and 5,422,082 common shares were outstanding on March 23, 2026.
The filing details extensive regulatory oversight, conservative dividend constraints, and adoption of the CECL credit loss standard. Key risks include high exposure to real estate and commercial real estate lending, sensitivity to interest rates and inflation, economic downturns in its Virginia markets, cybersecurity threats, and evolving consumer protection and data-privacy rules.
Burrows Robert Lee Jr. reported acquisition or exercise transactions in this Form 4 filing.
Virginia National Bankshares Corp director Robert Lee Burrows Jr. received a grant of 1,100 shares of common stock on February 25, 2026 as a restricted stock award. The grant had no cash purchase price and is compensation-related, not an open-market purchase. The restricted shares vest in four equal annual installments beginning on February 25, 2027, spreading the benefit over several years. Following this award, Burrows directly holds a total of 1,354 common shares.
Virginia National Bankshares Corp director Robert Lee Burrows Jr. filed an initial ownership report on the company’s common stock. The Form 3 shows indirect ownership of 254 shares of common stock, held in an entity described as RLB CRUT, with no buy or sell transaction reported.
Virginia National Bankshares Corporation reported a board change. On January 30, 2026, its Board of Directors appointed Robert Lee Burrows, Jr. as a director of the Company, effective February 25, 2026. He was also appointed to the board of its wholly owned subsidiary, Virginia National Bank.
Mr. Burrows will receive compensation in line with other non-employee directors, based on the Company’s proxy statement for the 2025 annual meeting of shareholders. As of this report, he has not been assigned to any board committee. The Company issued a press release about his appointment, filed as Exhibit 99.1.
Virginia National Bankshares director Craig E. Hunter reported an award of 1,100 shares of common stock as restricted stock. The shares were granted on January 30, 2026 at a reported price of $0 per share and are structured as equity compensation rather than an open-market purchase.
This restricted stock grant vests in four equal annual installments beginning January 30, 2027. After this grant, Hunter beneficially owns 237,550 shares of Virginia National Bankshares common stock in direct ownership.
Virginia National Bankshares director reports restricted stock grant. Director Strange Sterling T III received 1,100 shares of Virginia National Bankshares Corp common stock on January 30, 2026 as an acquisition coded "A" at a price of $0 per share, reflecting a restricted stock award. After this grant, he beneficially owns 13,472 common shares on a direct basis. The restricted stock grant vests in four equal annual installments beginning January 30, 2027.