Welcome to our dedicated page for Uwharrie Cap SEC filings (Ticker: UWHR), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page presents Uwharrie Capital Corp (UWHR) SEC filings, including current reports on Form 8-K that describe results of operations, financial condition, and Board actions. Uwharrie Capital Corp is a North Carolina-incorporated commercial banking company whose common stock trades on the OTCQX market, and its filings provide official details on consolidated assets, net income, and capital decisions.
Recent Form 8-K reports show how the company uses SEC disclosures to announce quarterly financial results, including consolidated total assets at period-end and net income for three-month and nine-month spans. These filings also distinguish between overall net income and net income available to common shareholders, noting that the latter reflects dividends on preferred stock issued by the registrant or its banking subsidiary.
In addition, Uwharrie Capital Corp uses 8-K filings to document stock dividend declarations by its Board of Directors, such as a 3% stock dividend on common stock with a specified payment date. The filings explain that earnings per share figures are adjusted retroactively for these stock dividends, and they often incorporate related press releases as exhibits.
Stock Titan enhances access to these documents by pairing real-time updates from the SEC’s EDGAR system with AI-generated summaries. Users can quickly see the key points from Uwharrie Capital Corp’s 8-K filings, understand how stock dividends and preferred stock dividends affect common shareholders, and navigate to detailed exhibits when deeper review is needed. This page is a central resource for reviewing the company’s regulatory history, including earnings announcements, capital actions, and shareholder communications filed with the SEC.
Uwharrie Capital Corp reported stronger first quarter 2026 results. Consolidated total assets reached $1.25 billion at March 31, 2026, up from $1.20 billion at December 31, 2025, reflecting balance sheet growth.
Net income for the three months ended March 31, 2026 was $3.2 million, compared with $2.6 million a year earlier. Net income available to common shareholders rose to $3.1 million, or $0.43 per share, from $2.4 million, or $0.33 per share. Management attributes the year-over-year earnings improvement to an improved net interest margin driven by increased earnings across all interest-earning assets.
Uwharrie Capital Corp is holding a virtual-only annual shareholder meeting on May 19, 2026 at 10:00 a.m. Shareholders will vote on electing seven directors to staggered one‑, two‑ and three‑year terms, approving a non‑binding advisory resolution on executive compensation, choosing how often to hold future say‑on‑pay votes, and ratifying Forvis Mazars, LLP as independent auditor for 2026.
The company has 7,158,130 common shares outstanding as of March 16, 2026, with directors, nominees and executive officers as a group beneficially owning 11.77% as of April 1, 2026. CEO Roger L. Dick received total compensation of $749,260 for 2025, while non‑PEO named executive officers together averaged $652,795. From 2024 to 2025, compensation actually paid to the CEO rose about 5%, compared with a 14.6% increase in net income to $11.353 million and an increase in total shareholder return from 159.41 to 197.44 on a $100 base investment.
The Board reports all directors met at least 75% of meeting and committee attendance thresholds and affirms independence for most directors under NASDAQ standards. Forvis Mazars is expected to receive $355,364 in 2025 audit‑related fees. The Board recommends voting for all director nominees, for the say‑on‑pay proposal, for a three‑year say‑on‑pay frequency, and for ratification of the auditor.
Uwharrie Capital Corp’s Chief People Officer, Brooke L. Senter, reported an internal restructuring of 458 shares of common stock on March 11, 2026. Footnotes explain this was a non-cash transfer of shares from a registered account for The Senter Living Trust to a brokerage safekeeper account.
After the transfer, one direct common stock account shows 45,071 shares held. The Form 4 also lists additional direct and indirect common stock holdings in various retirement and family custodian accounts, indicating that overall exposure to Uwharrie Capital stock remains in place despite the internal movement of shares.
Uwharrie Capital Corp Chief Operations Officer Jason R. Andrew reported a restructuring of his share holdings, not a market trade. On 2026-03-10, 1,376 jointly held common shares were transferred out of a registered joint account and 1,376 common shares were recorded in his direct brokerage safekeeper account.
Footnotes state no money was paid or received; the moves reflect an administrative transfer between accounts. After these changes, Andrew holds 17,905 common shares directly and 74 common shares indirectly through a great grandmother-in-law acting as custodian for his spouse.
Uwharrie Capital Corp reports higher 2025 earnings with net income of $11.4 million, up from $9.9 million in 2024, and net income available to common shareholders of $10.8 million, or $1.49 per share.
Total assets grew to $1.20 billion from $1.13 billion, driven by $50.5 million in organic deposit growth and a $23.2 million, or 3.5%, increase in loans held for investment to $689.6 million. Investment securities rose to $379.7 million, while unrealized losses on available-for-sale securities improved to $21.5 million from $32.1 million.
Net interest income increased to $38.9 million as net interest margin expanded to 3.50%. Noninterest income rose 15.6% to $11.3 million, led by stronger mortgage banking. The allowance for credit losses on loans increased to $6.4 million, or 0.93% of loans, and nonaccrual loans remained low at 0.05% of total loans. The Bank was "well capitalized," and shareholders’ equity increased to $75.6 million, despite repurchasing 110,939 shares and not paying common dividends.
Uwharrie Capital Corp reported that executive Jeffrey L. Trout, President UB Mortgage, acquired 917 shares of common stock as a grant or award. The shares were granted on March 2, 2026 at a weighted average price of $10.90 per share. Following this transaction, his direct holdings increased to 16,122 common shares. The grant was made pursuant to the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust.
STONER CHRISTY D reported acquisition or exercise transactions in this Form 4 filing.
Uwharrie Capital Corp reported that Christy D. Stoner, President & CEO of Uwharrie Investment Advisors and CMO of Uwharrie Capital Corp, received a grant of 917 shares of common stock on March 2, 2026. The shares were granted under the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust at a weighted average price of $10.90 per share. Following this grant, her directly held common stock increased to 14,092 shares, with additional direct and indirect holdings reported for various custodial and family accounts.
Uwharrie Capital Corp EVP & Corporate Secretary Tamara M. Singletary acquired additional company stock through an equity grant. She received 458 shares of common stock on March 2, 2026 at a weighted average price of $10.90 per share, pursuant to the Uwharrie Capital Corp 2015 Revocable Stock Grant Trust. Following this grant, she directly holds 49,598 common shares. She also has indirect holdings as custodian for her son and daughter, with 272 shares reported for each account.
Senter Brooke L reported acquisition or exercise transactions in this Form 4 filing.
Uwharrie Capital Corp insider Brooke L. Senter, Chief People Officer, reported an award of 458 shares of common stock on March 2, 2026 to The Senter Living Trust at a weighted average price of $10.90 per share. The filing also updates various direct and indirect common stock holdings for Senter and related family accounts.
Uwharrie Capital Corp’s Chief Credit Officer Cheryl P. Rinehardt reported an award of common stock on March 2, 2026. She acquired 458 shares of common stock at a weighted average price of $10.90 per share as a grant or other acquisition, increasing this directly held position to 3,028 shares (held "Self TOD Son"). A separate directly owned holding of 1,906 common shares is shown as being held by Cede & Co. as depository for an IRA for her benefit.