USCB (USCB) CRO logs 197-share tax withholding, holds stock and options

Rhea-AI Filing Summary

USCB Financial Holdings executive vice president and chief risk officer Maricarmen Logrono had 197 shares of Class A Voting Common Stock withheld on March 8, 2026 to cover tax obligations, at a value of $18.45 per share. This was reported as a tax-withholding disposition, not an open-market sale. After this entry, she directly holds 15,892 common shares, including multiple tranches of restricted stock that vest in annual thirds starting in 2025, 2026, and 2027. She also holds options to purchase 15,000 shares of Class A Voting Common Stock at an exercise price of $12.05 per share, expiring on September 27, 2031, which vested in thirds beginning on September 27, 2021.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Logrono Maricarmen

Role EVP and Chief Risk Officer

Type	Security	Shares	Price	Value
Tax Withholding	Class A Voting Common Stock	197	$18.45	$4K
holding	Options to Purchase Class A Voting Stock	--	--	--

Holdings After Transaction: Class A Voting Common Stock — 15,892 shares (Direct); Options to Purchase Class A Voting Stock — 15,000 shares (Direct)

Footnotes (1)

1. Includes 876 shares of restricted stock from a grant of 2,630 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 3,920 shares of restricted stock from a grant of 5,880 shares which commenced vesting at a rate of one-third per year on January 21, 2026 and 6,217 shares of restricted stock which vest at the rate of one-third per year commencing on January 27, 2027. The options vested at a rate of one-third per year commencing on September 27, 2021.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Logrono Maricarmen

(Last) (First) (Middle)

C/O USCB FINANCIAL HOLDINGS, INC.

2301 N.W. 87TH AVENUE

(Street)

DORAL FL 33172

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
USCB FINANCIAL HOLDINGS, INC. [ USCB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and Chief Risk Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/08/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Voting Common Stock	03/08/2026		F		197	D	$18.45	15,892(1)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Options to Purchase Class A Voting Stock	$12.05							09/27/2022(2)	09/27/2031	Class A Voting Common Stock	15,000		15,000	D

Explanation of Responses:

1. Includes 876 shares of restricted stock from a grant of 2,630 shares which commenced vesting at a rate of one-third per year on January 22, 2025, 3,920 shares of restricted stock from a grant of 5,880 shares which commenced vesting at a rate of one-third per year on January 21, 2026 and 6,217 shares of restricted stock which vest at the rate of one-third per year commencing on January 27, 2027.

2. The options vested at a rate of one-third per year commencing on September 27, 2021.

	/s/ Robert Anderson by P.O.A. for Maricarmen Logrono	03/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did USCB EVP and Chief Risk Officer Maricarmen Logrono report?

Maricarmen Logrono reported a tax-withholding disposition of 197 shares of USCB Class A Voting Common Stock. The shares were withheld on March 8, 2026 to cover tax obligations, valued at $18.45 per share, and were not sold in an open market transaction.

How many USCB shares does Maricarmen Logrono hold after this Form 4 filing?

After the reported transaction, Maricarmen Logrono directly holds 15,892 shares of USCB Class A Voting Common Stock. This total includes several restricted stock grants that vest in equal annual installments beginning in 2025, 2026, and 2027, as described in the filing footnotes.

Were the 197 USCB shares in this Form 4 an open-market sale?

No, the 197 shares were not an open-market sale. They were classified as a tax-withholding disposition, meaning shares were delivered to satisfy tax liabilities associated with equity compensation, rather than being voluntarily sold in the open market by the executive.

What stock options does Maricarmen Logrono hold in USCB Financial Holdings?

She holds options to purchase 15,000 shares of Class A Voting Common Stock at an exercise price of $12.05 per share. These options vested in one-third increments beginning September 27, 2021 and will expire on September 27, 2031 if not exercised.

What restricted stock awards are included in Maricarmen Logrono’s USCB holdings?

Her holdings include 876 restricted shares from a 2,630-share grant vesting one-third per year from January 22, 2025, 3,920 shares from a 5,880-share grant vesting from January 21, 2026, and 6,217 restricted shares vesting one-third per year from January 27, 2027.