Welcome to our dedicated page for U-Haul Holding Company SEC filings (Ticker: UHAL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
U-Haul Holding Company filings document regulatory disclosures for a Nevada holding company with moving and storage, property and casualty insurance, and life insurance businesses. The company's Form 8-K reports furnish quarterly operating results, record other corporate events and identify its common stock and non-voting common stock reporting contexts.
The filing record also includes prospectus-supplement activity for Fixed Rate Secured Notes and proxy materials covering annual meeting voting, director elections, auditor ratification, stockholder proposals and the U-Haul Holding Company 2025 Stock Option Plan. These documents describe governance, capital-structure actions, equity-compensation matters and formal reporting for the company's subsidiaries and security classes.
U-Haul Holding Company reported sharply lower fiscal 2026 profits despite higher revenue. Net earnings available to shareholders for the year ended March 31, 2026 were $83.1 million, down from $367.1 million a year earlier, while consolidated revenue rose to $6.04 billion from $5.83 billion.
For the quarter ended March 31, 2026, the company posted a net loss of $127.8 million versus a loss of $82.3 million in the prior-year quarter, as higher fleet depreciation and larger losses on disposal of rental equipment weighed on results. Moving and Storage earnings from operations fell significantly, even though Adjusted EBITDA increased to $1.65 billion on a trailing twelve-month basis.
Self-moving equipment rental and self-storage revenues both grew year over year, but storage occupancies declined as new capacity came online, adding cost pressure. Total debt reached $8.12 billion, with net debt to Adjusted EBITDA at 4.3x. The board authorized a $350 million share repurchase plan, and a $0.05 per-share cash dividend was paid on the Non-Voting Common Stock in March 2026.
U-Haul Holding Company files its annual report describing a large North American “do-it-yourself” moving and storage platform built around over 2,400 company-operated stores, more than 23,000 independent dealers, and a sizable self-storage portfolio. As of March 31, 2026, the rental fleet included about 204,800 trucks, 136,600 trailers and 42,000 towing devices, and the company operated nearly 1,136,000 rentable storage units totaling 99.0 million square feet. Three segments drive results: Moving and Storage, which generated about 94% of consolidated net revenue in fiscal 2026; Property and Casualty Insurance; and Life Insurance. The report highlights leverage of $8.125 billion of debt, regular $0.05 quarterly dividends on the non-voting shares, heavy seasonality in moving demand, and extensive risk disclosures around fleet rotation, electric-vehicle regulation, cybersecurity, competition, taxation and environmental and insurance regulation.
U-Haul Holding Co ownership filing shows the Vanguard Group reporting 0 shares beneficially owned in the issuer's Common Stock following an internal realignment. The filing cites the January 12, 1998 SEC release and notes the realignment occurred on January 12, 2026; signature dated 03/27/2026.
The filing states Vanguard's subsidiaries will report beneficial ownership separately and that Vanguard no longer is deemed to beneficially own securities held by those subsidiaries.
U-Haul Holding Company filed a current report to note that it has released financial results for the quarter ended December 31, 2025. The company issued a press release on February 4, 2026, and furnished that release as Exhibit 99.1, rather than treating it as formally filed with regulators.
U-Haul Holding Company reported higher revenue but sharply weaker profits for the quarter and nine months ended December 31, 2025. Quarterly revenue rose slightly to $1.42 billion from $1.39 billion, yet the company posted a net loss of $37 million versus net earnings of $67 million a year earlier.
The swing to loss was driven by significantly higher operating costs, especially depreciation of $325 million versus $246 million, and higher interest expense of $96 million versus $81 million. For the first nine months, revenue increased to $4.77 billion, but net earnings fell to $211 million from $449 million as costs, depreciation, and interest outpaced growth.
Total assets increased to $21.6 billion and stockholders’ equity to $7.74 billion, reflecting continued heavy capital investment of $2.6 billion in property, plant and equipment. Operating cash flow remained solid at $1.39 billion, while total debt rose to $8.02 billion, increasing ongoing interest costs.
U-Haul Holding Co advisory board member Laurence J. De Respino has filed an initial insider ownership report. The filing shows beneficial ownership of 1,000 shares of U-Haul Holding Co Series N Common Stock, held directly. This establishes his reported equity stake as an advisory board member but does not reflect any recent purchase or sale, only the shares he beneficially owns as of the reported date.
U-Haul Holding Company filed a prospectus supplement to its effective shelf registration statement covering $13,673,700 of Fixed Rate Secured Notes Series UIC-14N, 15N, 16N, 18N, 20N, 21N, 22N, 23N, 24N, 25N, 26N, 31N, 34N, 35N, 36N, 37N, 38N, 39N, 40N and 41N. These notes are issued under the company’s existing Form S-3 registration, allowing it to access capital through secured debt. The company also filed a legal opinion from DLA Piper LLP (US) confirming the validity of the notes, together with the related consent, as exhibits to this report.
U-Haul Holding Company is offering up to $13,673,700 aggregate principal amount of Fixed Rate Secured Notes through its U-Haul Investors Club. The notes are issued in up to 20 series, each with sub-series carrying different fixed terms from 2 to 8 years and interest rates ranging from 5.00% to 5.30%. The notes are fully amortizing, with principal and interest credited every three months to investors’ U-Haul Investors Club accounts.
The notes are secured by specific U-Haul equipment, including utility dollies, furniture pads and wooden U-Box containers, but each series is separately secured, not cross-collateralized. U-Haul may substitute or remove collateral under certain conditions, and the collateral’s value can decline over time. The notes are structurally subordinated to subsidiary creditors, may be redeemed at par plus accrued interest at U-Haul’s option, are unrated, will not be listed on any exchange, and are only transferable in limited private transactions between club members, making them an illiquid, hold-to-maturity investment.
U-Haul Holding Company has filed an automatic shelf registration statement on Form S-3ASR that includes $13,673,700 aggregate principal amount of unsold Fixed Rate Secured Notes Series UIC-14N, 15N, 16N, 18N, 20N, 21N, 22N, 23N, 24N, 25N, 26N, 31N, 34N, 35N, 36N, 37N, 38N, 39N, 40N and 41N as carry-forward securities from a prior registration. This filing also replaces the company’s existing Form S-3 registration statement, which will terminate upon effectiveness of the new one.
The automatic shelf allows U-Haul to offer and sell, from time to time, debt securities, voting and non-voting common stock, and preferred stock, with specific terms and pricing to be detailed in future prospectus supplements. The company indicates that net proceeds from any such offerings would generally be used for broad corporate purposes, and may be sold through underwriters, dealers, agents, or directly to investors on a continuous or delayed basis.
U-Haul Holding Co director and 10% owner Mark V. Shoen filed a Form 4 reporting a transaction in the company’s Series N Common Stock on 11/20/2025. The filing shows a disposition of 4,578 shares of Series N Common Stock at a reported price of $0 under transaction code G, with 186,013 Series N shares beneficially owned indirectly through the Shoen Family Revocable Trust after the transaction.
The form also lists substantial additional indirect holdings, including 425,196 Series N shares held by the MVS-029 Trust and 8,150,658 Series N shares held by Blackwater Investments, Inc. Other indirect holdings are reported through Willow Grove Holdings LP, EJS-028 Trust, Clarendon Strategies, LLC and SAC Holding Corporation, reflecting a significant aggregate beneficial ownership position tied to various trusts and entities associated with the reporting person.