Welcome to our dedicated page for TWFG SEC filings (Ticker: TWFG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The TWFG, Inc. (NASDAQ: TWFG) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as an insurance distribution business in the financial services sector. TWFG files reports with the U.S. Securities and Exchange Commission that describe its operations as a high-growth, independent distribution platform for personal and commercial insurance in the United States, representing hundreds of carriers that underwrite personal and commercial lines risks.
Investors can review TWFG’s periodic reports, such as Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q, to understand its insurance distribution model, agency and managing general agency (MGA) platforms, non-GAAP performance measures, liquidity, and risk factors. These filings often elaborate on topics referenced in press releases, including Organic Revenue, Organic Revenue Growth, Adjusted Net Income, Adjusted Net Income Margin, Adjusted Diluted Earnings Per Share, Adjusted EBITDA, Adjusted EBITDA Margin, and Adjusted Free Cash Flow.
Current Reports on Form 8-K are particularly relevant for tracking material events. For TWFG, recent 8-K filings have furnished press releases announcing quarterly financial and operating results and have disclosed leadership changes, such as the appointment of a President. These filings provide timely context on the company’s performance, capital resources, and corporate governance developments.
On Stock Titan, TWFG’s SEC filings are supplemented with AI-powered summaries that help explain the key points in dense regulatory documents. Users can quickly see what each filing covers, from earnings details and non-GAAP reconciliations to updates on executive roles. The page also facilitates monitoring of ongoing disclosure activity, enabling users to follow TWFG’s reporting history and understand how its insurance distribution business evolves over time.
TWFG reports full-year 2025 results showing continued growth and strong cash generation. Total revenues rose $248.5 million (+22.0%), driven by Organic Revenue Growth of 11.6%. Net income increased to $41.2 million (+44.0%) and Adjusted EBITDA grew to $66.8 million (+47.4%). Total Written Premium was $1.7B. Management notes operating leverage, disciplined M&A, and continued investment in technology; non-GAAP measures are reconciled in the Form 10-K.
TWFG, Inc. asks stockholders to elect six directors and ratify Deloitte & Touche as auditor at the 2026 virtual annual meeting. The proxy highlights a strong 2025, with revenue up 22% to $248.5 million, net income up 44% to $41.2 million, and Adjusted EBITDA up 47.4% to $66.8 million. Organic revenue grew 11.6% and Adjusted EBITDA margin rose to 26.9%, showing operating leverage in its independent insurance distribution platform. The filing also details a controlled governance structure, director pay, equity incentives, related‑party arrangements, and enhanced clawback and insider‑trading policies.
TWFG, Inc. director, President and CEO Richard F. Bunch III reported equity compensation and related tax withholding in Class A Common Stock. He received 27,500 restricted stock units (RSUs) under the 2024 Omnibus Incentive Plan, vesting in three equal annual installments on March 31, 2027, 2028 and 2029, subject to continued service. To cover tax obligations from an RSU release, 2,133 shares were withheld at $18.39 per share, a non‑market disposition. After these entries, he directly holds 331,329 shares. Separately, his wife, serving as a director, was granted 4,000 RSUs that vest in full on the first anniversary of the grant date, and indirect holdings are reported for his wife, two sons and Bunch Family Holdings, LLC.
TWFG, Inc. director Michelle Caroline Bunch reported equity awards and related tax withholding involving Class A Common Stock. She received 4,000 restricted stock units (RSUs) as a director grant, bringing her direct holdings to 15,967 shares. These RSUs vest in full on the first anniversary of the grant date, subject to continued board service.
Her husband received 27,500 RSUs under the 2024 Omnibus Incentive Plan, vesting in three equal annual installments on March 31, 2027, March 31, 2028 and March 31, 2029, contingent on his continued service. In connection with RSU release, 2,133 shares were withheld at his election at $18.39 per share to satisfy tax withholding obligations, leaving 331,329 shares held indirectly through him. The filing also lists indirect holdings through two sons and Bunch Family Holdings, LLC on separate lines.
TWFG, Inc. reported that Chief Creative & Marketing Officer Charles Alexander Bunch received an award of 5,000 shares of Class A Common Stock in the form of restricted stock units under the 2024 Omnibus Incentive Plan. The RSUs vest in three equal annual installments on March 31, 2027, March 31, 2028, and March 31, 2029, subject to his continued service with the company.
On the same date, 326 shares of Class A Common Stock were withheld at a price of $18.39 per share to satisfy tax withholding obligations in connection with the release of RSUs. Following these transactions, Bunch directly holds 42,686 shares of Class A Common Stock and has an additional 72 shares held indirectly by his son.
TWFG, Inc. General Counsel and Secretary Julie E. Benes reported equity compensation activity in Class A Common Stock. On March 31, 2026, she received 5,000 restricted stock units (RSUs) granted under the 2024 Omnibus Incentive Plan, vesting in three equal annual installments on March 31, 2027, 2028, and 2029, subject to continued service. On the same date, 337 shares were withheld at $18.39 per share to satisfy tax withholding obligations tied to the RSU release. Following these transactions, she directly holds 43,625 shares of Class A Common Stock.
TWFG, Inc. Chief Accounting Officer Gene Padgett reported routine equity compensation activity in Class A Common Stock. He received a grant of 3,250 restricted stock units (RSUs) under the 2024 Omnibus Incentive Plan, which vest in three equal annual installments on March 31, 2027, March 31, 2028, and March 31, 2029, subject to his continued service with the company.
In connection with the release of RSUs, 224 shares were withheld at $18.39 per share to satisfy tax withholding obligations. After these transactions, Padgett directly holds 4,805 shares of Class A Common Stock.
TWFG, Inc. Chief Financial Officer Janice E. Zwinggi received 12,500 shares of Class A Common Stock in the form of restricted stock units (RSUs). These RSUs were granted under the 2024 Omnibus Incentive Plan and vest in three equal annual installments on March 31, 2027, March 31, 2028, and March 31, 2029, subject to her continued service with the company through each vesting date.
On the same date, 839 shares were withheld at her election to satisfy tax withholding obligations tied to the RSU release, rather than being sold in the open market. After these transactions, she directly holds 65,024 shares of Class A Common Stock.
McGuire Andrew Vincent reported acquisition or exercise transactions in this Form 4 filing.
TWFG, Inc. Chief Underwriting Officer Andrew Vincent McGuire received an equity grant of 4,000 shares of Class A Common Stock in the form of restricted stock units under the 2024 Omnibus Incentive Plan. These RSUs vest in three equal annual installments on March 31, 2027, March 31, 2028, and March 31, 2029, contingent on his continued service with the company through each vesting date. Following this grant, he holds 4,000 shares directly.
Vijaya Gopal Mohan Babu reported acquisition or exercise transactions in this Form 4 filing.
TWFG, Inc. Chief Technology Officer Vijaya Gopal Mohan Babu received a grant of 3,250 shares of Class A common stock in the form of restricted stock units under the 2024 Omnibus Incentive Plan. These RSUs vest in three equal annual installments on March 31, 2027, March 31, 2028, and March 31, 2029, contingent on his continued service with the company. Following this award, he directly holds 3,677 shares of Class A common stock.