Welcome to our dedicated page for Terra Ppty Tr SEC filings (Ticker: TPTA), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings page for Terra Property Trust, Inc. 6.00% Notes due 2026 (NYSE: TPTA) provides direct access to the issuer’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Although TPTA refers to the 6.00% Notes due 2026, the underlying registrant is Terra Property Trust, Inc., a Maryland corporation that has elected REIT status for U.S. federal income tax purposes and focuses on commercial real estate credit investments.
Through this page, users can review Form 10-K and Form 10-Q reports, where Terra Property Trust discusses its portfolio of mezzanine loans, first mortgage loans, subordinated mortgage loans, preferred equity investments and related real estate assets. These periodic reports include management’s discussion and analysis of interest income, real estate operating revenue, credit loss provisions, operating expenses reimbursed to its external manager, asset management and servicing fees, and interest expense on both secured and unsecured financing, including the 6.00% Notes due 2026.
The filings list also includes multiple Form 8-K current reports that highlight material events relevant to TPTA noteholders. Examples include disclosures about the company’s evolving financing strategy, reductions in outstanding debt, investor update webcasts, and discussions of plans to repay its 6.00% senior notes due June 30, 2026 and, through its subsidiary Terra Income Fund 6, LLC, its 7.00% senior notes due March 31, 2026. A Notification of Late Filing on Form 12b-25 explains the additional time needed to finalize quarterly disclosures related to expected repayments, strategic asset sales and refinancings connected to these maturities.
Investors interested in governance and capital structure can also find filings describing stockholder meetings, director elections and auditor ratifications, as well as registration statements and merger-related documents associated with Terra Property Trust’s combination with Western Asset Mortgage Capital Corporation. For those tracking Form 4 or other insider-related filings, this page serves as a starting point to understand how management and affiliates interact with the company’s securities.
Stock Titan supplements these filings with AI-powered summaries that highlight key points in lengthy documents, such as leverage metrics, changes in credit performance, impairment charges, and updates on non-performing loans. Real-time updates from EDGAR help users see new 10-Q, 10-K, 8-K, NT 10-Q and related filings as they are posted, while AI-generated explanations can make complex accounting and credit discussions more accessible to both professional and individual investors analyzing Terra Property Trust, Inc. and its 6.00% Notes due 2026.
Terra Property Trust, Inc. completed exchange offers and issued $25,578,000 of new 7.00% Senior Secured Notes due March 31, 2029. Holders exchanged $24,027,025 of the company’s 6.00% notes due 2026 and $1,550,975 of TIF6 7.00% notes due 2026 into these new secured notes.
The Exchange Notes pay 7.00% interest monthly, are secured by liens on equity interests in multiple subsidiaries, and rank senior to subordinated and unsecured debt to the extent of the collateral value. The indenture includes covenants tied to a minimum 1.35 to 1.00 Collateral Coverage Ratio and limits dividends above 90% of taxable income.
Terra Property Trust, Inc. reported the final results of its exchange offers for existing unsecured notes into new secured 7.00% Senior Notes due March 31, 2029. Holders of Terra Property Trust’s 6.00% Senior Notes due June 30, 2026 tendered $24,027,025, representing 29.89% of that series’ outstanding principal. Holders of Terra Income Fund 6, LLC’s 7.00% Senior Notes due March 31, 2026 tendered $1,550,975, or 4.04% of that series’ principal.
The company did not receive consents from a requisite majority of TPT noteholders, so proposed amendments eliminating many covenants, certain events of default, and reporting obligations under the TPT indenture will not take effect. Completion of the exchange offers remains subject to conditions described in the effective S-4 registration statement and related prospectus.
Terra Property Trust, Inc. is offering holders of its 6.00% Senior Notes due June 30, 2026 and its subsidiary Terra Income Fund 6, LLC’s 7.00% Senior Notes due March 31, 2026 the opportunity to exchange those Existing Notes for new 7.00% Senior Secured Notes due 2029 issued by the Company. In exchange, each $25.00 principal amount of Existing Notes validly tendered will receive $25.00 principal amount of Exchange Notes. The Exchange Notes will pay interest monthly beginning April 30, 2026 and mature on March 31, 2029. As of the prospectus date, aggregate principal outstanding totaled approximately $80,388,375 of Company Notes and $38,400,000 of Terra LLC Notes. The Exchange Offers and related consent solicitation to amend the Company Notes indenture expire at 5:00 p.m., Eastern Time, on March 26, 2026, subject to extension, and are conditioned on effectiveness of the registration statement.
Terra Property Trust, Inc. files its annual report describing a credit-focused real estate investment strategy and a concentrated middle‑market loan portfolio. As of December 31, 2025, it held three first mortgage loans totaling $86.5 million, two mezzanine loans totaling $24.7 million, and four preferred equity investments totaling $81.3 million. The company also owned four industrial buildings with a net carrying value of $47.4 million and $20.7 million of related mortgage debt, plus $70.0 million of equity in unconsolidated ventures and $26.2 million of non‑real‑estate investments. Outstanding indebtedness included $118.8 million of unsecured notes and $62.0 million of secured financing. Terra is pursuing registered exchange offers to swap 6.00% and 7.00% Senior Notes Due 2026 for new Senior Secured Notes due 2029, with the coupon reduced from 9.75% to 7.00% and the expiration extended to March 26, 2026.
Terra Property Trust, Inc. furnished a press release on March 12, 2026 disclosing financial information as of December 31, 2025 and details regarding previously announced exchange offers to exchange the Company’s 6.00% Senior Notes due June 30, 2026 and its subsidiary TIF6’s 7.00% Senior Notes due March 31, 2026 for newly issued 7.00% Senior Secured Notes due 2029, and a related consent solicitation for the TPT Notes.
The Company states the Exchange Offers are made under a Form S-4 registration statement (File No. 333-293479) that has not been declared effective. The press release is attached as Exhibit 99.1 and the filing reiterates customary forward-looking statement disclaimers and risk factors.
Terra Property Trust, Inc. disclosed updated information on its ongoing exchange offers for its unsecured notes and the unsecured notes of its wholly owned subsidiary, Terra Income Fund 6, LLC (TIF6). The company is offering to exchange each $25 principal amount of these existing notes for $25 principal amount of new 7.00% senior secured notes due 2029, secured by a first-lien pledge on equity interests in certain subsidiaries.
As of December 31, 2025, TIF6 had approximately $38.4 million of notes outstanding, cash of about $0.4 million, and total assets of roughly $105.8 million, including a $48.1 million promissory note receivable from the company due March 31, 2027. The company had about $80.4 million of its own notes outstanding and cash and cash equivalents of approximately $33.2 million as of the same date. As of March 12, 2026, only 3.80% of the company’s notes and 0.37% of TIF6’s notes had been tendered into the exchange offers.
The company states there may not be sufficient liquidity for TIF6 to repay its notes at maturity while also ensuring the company remains a going concern and notes it cannot provide assurance it will obtain additional liquidity on acceptable terms, if at all, to repay any remaining company notes. In response, it has engaged Portage Point Partners as restructuring banker and Alston & Bird as restructuring counsel to evaluate strategic alternatives, including potential restructuring options, relating to the existing notes.
Terra Property Trust, Inc. is offering holders of its and its subsidiary’s outstanding notes the opportunity to exchange those notes for newly issued 7.00% Senior Secured Notes due 2029 and is soliciting consents to amend the Company Notes indenture.
The Exchange Offers cover all outstanding Existing Notes, including approximately $80.4 million aggregate principal of the Company Notes and $38.4 million aggregate principal of the Terra LLC Notes. The Exchange Notes accrue interest monthly and are secured by perfected liens on certain capital interests in specified direct subsidiaries, subject to a pro forma 1.35x Collateral Coverage Ratio covenant. The offers expire at 5:00 p.m., Eastern Time, on March 26, 2026, and consummation is conditioned on the effectiveness of the Form S-4 registration statement and, for the Proposed Amendments, receipt of consents representing a majority of outstanding Company Notes.
Terra Property Trust, Inc. commenced registered exchange offers to exchange its outstanding 6.00% Notes due 2026 and 7.00% Notes due 2026 for newly issued 9.75% Senior Secured Notes due 2029, pursuant to a Form S-4 registration statement filed February 13, 2026.
The company is also soliciting consents from holders of the 6.00% Notes to approve proposed indenture amendments that would eliminate substantially all restrictive covenants, certain events of default provisions and certain reporting obligations; the Consent Solicitation requires consents from holders of at least a majority in aggregate principal amount of the outstanding 6.00% Notes. The Exchange Offers and Consent Solicitation commenced February 13, 2026 and expire at 5:00 p.m. New York City time on March 16, 2026, unless extended or terminated. The Exchange Notes will be senior secured, bear interest at 9.75% per annum, mature on March 31, 2029, and pay interest monthly beginning April 30, 2026.
Terra Property Trust, Inc. has launched exchange offers to refinance its outstanding retail notes. Holders of $25.00 principal amount of the existing 6.00% Company Notes due June 30, 2026 and 7.00% Terra LLC Notes due March 31, 2026 are offered $25.00 principal of new 9.75% senior secured notes due March 31, 2029.
The new notes pay interest monthly at 9.75% and may be redeemed at 101% before December 31, 2026 and at par thereafter, plus accrued interest. They will be secured by equity interests in certain subsidiaries and rank senior secured to the extent of that collateral.
The offer and related consent solicitation run until 5:00 p.m. Eastern time on March 16, 2026, and aim to extend debt maturities and strengthen Terra’s liquidity and capital structure. Non‑tendered Company Notes may lose key covenants, face potential delisting and could trade with reduced liquidity.