Welcome to our dedicated page for Third Coast Bancshares SEC filings (Ticker: TCBX), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission (SEC) filings for Third Coast Bancshares, Inc. (TCBX), a commercially focused, Texas-based bank holding company for Third Coast Bank. Through these filings, investors can review the company’s regulatory disclosures, financial condition, and material corporate events.
Third Coast Bancshares files periodic reports and current reports with the SEC, including Forms 10-K and 10-Q (not reproduced here) and multiple Forms 8-K. The 8-K filings in the provided information cover topics such as quarterly financial results, dividend declarations on the company’s 6.75% Series A Convertible Non-Cumulative Preferred Stock, executive retirement and related separation agreements, and material definitive agreements. For example, an 8-K dated October 22, 2025 describes an Agreement and Plan of Reorganization under which a wholly owned subsidiary of Third Coast will merge with Keystone Bancshares, Inc., followed by the integration of Keystone and Keystone Bank into Third Coast and Third Coast Bank.
Filings also document changes in listing status and exchange transfers. An 8-K filed on September 22, 2025 reports that the company provided written notice of its intention to voluntarily withdraw the principal listing of its common stock from the Nasdaq Global Select Market and transfer the listing to the New York Stock Exchange and NYSE Texas. A related Form 25 dated October 3, 2025 confirms the voluntary removal of the company’s common stock from listing and registration on Nasdaq under SEC Rule 12d2-2(c), in connection with this transfer of listing.
Additional 8-Ks and 8-K/A filings furnish press releases and investor presentations related to quarterly results, Regulation FD disclosures, and the Keystone merger transaction. These documents include financial highlights such as net income, net interest margin, loan growth, deposit composition, and asset quality measures, as well as explanatory notes regarding non-GAAP metrics.
On Stock Titan, users can view Third Coast Bancshares’ SEC filings as they are made available through EDGAR, with AI-powered summaries that explain the key points of lengthy documents such as annual reports (Form 10-K), quarterly reports (Form 10-Q), and current reports (Form 8-K). The platform also surfaces information from registration statements, including the planned Form S-4 related to the Keystone transaction, and can help users quickly identify items on corporate actions, listing changes, executive arrangements, and other material events.
Third Coast Bancshares, Inc. reported first quarter 2026 results and completed its merger with Keystone Bancshares on February 1, 2026. The merger added approximately $1.0 billion in assets, $812.0 million in loans and $844.2 million in deposits.
Net income for the quarter was $16.4 million, or $1.03 basic and $0.88 diluted earnings per share, including about $3.3 million in pre-tax merger-related expenses. Return on average assets was 1.08% annualized and net interest margin was 3.67%.
Gross loans reached $5.25 billion and deposits $5.72 billion at March 31, 2026. The efficiency ratio rose to 66.06% amid higher merger and compensation costs. Asset quality remained controlled, with nonperforming loans of $35.6 million, or 0.68% of total loans, and an allowance for credit losses of $51.5 million, or 0.98% of gross loans.
Third Coast Bancshares, Inc. filed an amended current report to add detailed financial information for its completed merger with Keystone Bancshares, Inc., effective February 1, 2026. The filing includes Keystone’s audited 2025 and 2024 financial statements and unaudited pro forma combined statements as of and for the year ended December 31, 2025.
Keystone reported total assets of $1.02 billion and total deposits of $864.4 million at year-end 2025. Net income for 2025 was $6.25 million, with total stockholders’ equity of $104.3 million. The filing also details loan portfolio quality, credit loss allowances, liquidity, capital ratios, and stock-based compensation programs that now underlie the combined bank’s financial profile.
Third Coast Bancshares, Inc. is asking shareholders to vote at its 2026 annual meeting on May 21, 2026 at 10:00 a.m. Central Time in Humble, Texas. Holders of 16,562,087 common shares outstanding as of March 27, 2026 are entitled to vote.
Shareholders will elect four Class A directors and one Class C director, vote on an amended and restated 2019 Omnibus Incentive Plan that increases shares available for equity awards by 375,000, and ratify Whitley Penn LLP as independent auditor. The board currently has 16 members, 12 of whom are deemed independent, and uses audit, compensation, and governance committees for oversight.
The proxy describes a pay program built around salary, annual cash bonuses and long-term equity. In 2025, Chairman, President and CEO Bart O. Caraway received total compensation of $2,503,561, reflecting salary, bonus, stock awards and other benefits.
Third Coast Bancshares, Inc. announced that its Board of Directors has declared a quarterly cash dividend of $16.875 per share on its 6.75% Series A Convertible Non‑Cumulative Preferred Stock. The dividend will be paid on April 15, 2026 to holders of record at the close of business on March 31, 2026.
The company is a commercially focused, Texas-based bank holding company operating through Third Coast Bank, which has 21 branches across the Austin, Dallas-Fort Worth, Greater Houston, and San Antonio markets.
Third Coast Bancshares, Inc. director Greenleaf Clint Tuxberry filed an amended Form 4 to fix an administrative error. A prior Form 4 had mistakenly shown a grant of 3,600 stock options on March 16, 2026, but this option award never occurred. The amendment removes the incorrect grant, and the filing shows no stock options or underlying common shares from this award outstanding after the correction.
Third Coast Bancshares, Inc. filed an amended Form 4 to correct an earlier administrative error for director Jeffrey A. Wilkinson. The prior filing had incorrectly reported a grant of 3,600 stock options on March 16, 2026, which the company now states did not occur. The amendment shows no stock options or underlying common shares outstanding for this award, effectively clarifying that no equity grant was made on that date.
Bobbora William reported acquisition or exercise transactions in this Form 4 filing.
Third Coast Bancshares, Inc. officer William Bobbora received a grant of 3,549 shares of restricted common stock on March 15, 2026. The award was at no cash cost to him and is compensation-related rather than an open-market purchase or sale.
The restricted stock vests in three equal annual installments beginning on the anniversary of the grant date, subject to the terms of the award. After this grant, Bobbora holds 51,855 shares of common stock directly, plus indirect holdings of 2,127 shares through an ESOP and 11,750 shares through an IRA.
Caraway Bart reported acquisition or exercise transactions in this Form 4 filing.
Third Coast Bancshares director and officer Bart Caraway received a grant of 32,136 shares of restricted common stock on March 15, 2026 at $0.00 per share as equity compensation, not an open-market purchase. These restricted shares vest in three equal annual installments beginning on the grant’s anniversary, subject to the award terms.
After the grant, Caraway directly holds 164,160 common shares, with additional indirect holdings of 2,746 shares by an IRA and 4,534 shares by an ESOP, giving a clearer view of his total equity stake.
MCWHORTER RICHARD J reported acquisition or exercise transactions in this Form 4 filing.
Third Coast Bancshares, Inc. reported that Chief Financial Officer Richard J. McWhorter received a grant of 3,180 shares of restricted common stock on 2026-03-15. The award carries a price of $0.0000 per share and is compensation-related, not an open‑market purchase.
The restricted stock vests in three equal annual installments beginning on the anniversary of the grant date, subject to the terms of the award. Following this grant, McWhorter holds 128,061 common shares directly, plus indirect holdings of 94,681 shares through a management trust, 55,538 shares via an IRA, and 5,262 shares through an ESOP.