State Street (NYSE: STT) details Q4 and 2025 results update for investors

Rhea-AI Filing Summary

State Street Corporation filed a current report to furnish information about its fourth-quarter 2025 and full-year 2025 results of operations. On January 16, 2026, the company issued a news release and a detailed financial information addendum covering these periods, which are attached as Exhibits 99.1 and 99.2.

State Street also prepared a slide presentation highlighting key aspects of its fourth-quarter and full-year 2025 performance and related information as of December 31, 2025. This presentation, attached as Exhibit 99.3, is being used in connection with an investor conference call held on the same day.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

______________________

FORM 8-K

_________________

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 16, 2026

______________________

State Street Corporation

(Exact name of Registrant as Specified in its Charter)

____________________

Massachusetts

001-07511

04-2456637

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

One Congress Street

Boston

Massachusetts

02114

(Address of principal executive offices, and Zip Code)

Registrant’s telephone number, including area code: (617) 786-3000

________________

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common stock, $1 par value per share

STT

New York Stock Exchange

Depositary Shares, each representing a 1/4,000th ownership interest in a share of

STT.PRG

New York Stock Exchange

Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series G, without par value per share

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ¨

Item 2.02.    Results of Operations and Financial Condition.

On January 16, 2026, State Street Corporation ("State Street") issued a news release announcing its results of operations for the fourth-quarter 2025 and full-year 2025. Copies of that news release and accompanying fourth-quarter 2025 and full-year 2025 financial information addendum are furnished herewith as Exhibits 99.1 and 99.2, respectively, and are incorporated herein by reference.

Item 7.01.    Regulation FD Disclosure.

On January 16, 2026, State Street made available a slide presentation providing highlights of its fourth-quarter 2025 and full-year 2025 results of operations and related information as of December 31, 2025, which is being made available in connection with a January 16, 2026 investor conference call. A copy of that slide presentation is furnished herewith as Exhibit 99.3 and is incorporated herein by reference.

Item 9.01.        Financial Statements and Exhibits.

(d) Exhibits.

State Street's news release dated January 16, 2026, announcing its fourth-quarter 2025 results of operations and accompanying fourth-quarter 2025 and full-year 2025 financial information addendum are furnished herewith as Exhibits 99.1 and 99.2, respectively, and are incorporated by reference in Item 2.02 hereof; and a slide presentation providing highlights of State Street's fourth-quarter 2025 and full-year 2025 results of operations and related information, which is being made available in connection with a January 16, 2026 investor conference call, is furnished herewith as Exhibit 99.3 and is incorporated by reference in Item 7.01 hereof.

			Exhibit No.			Description
			99.1			State Street's news release dated January 16, 2026, announcing its fourth-quarter 2025 results of operations (this Exhibit 99.1 is furnished, not filed)
			99.2			State Street's fourth-quarter 2025 and full-year 2025 financial information addendum (this Exhibit 99.2 is furnished, not filed)
			99.3			Slide presentation providing highlights of State Street's fourth-quarter 2025 and full-year 2025 results of operations and related information (this Exhibit 99.3 is furnished, not filed)
*			104			Cover Page Interactive Data File (formatted as Inline XBRL)

 * Submitted electronically herewith

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

STATE STREET CORPORATION

By:

/s/ Elizabeth M. Schaefer

Name:

Elizabeth M. Schaefer,

Title:

Senior Vice President, Chief Accounting Officer and Interim Controller

Date:

January 16, 2026

FAQ

What did State Street (STT) report in this Form 8-K?

State Street furnished a news release, a financial information addendum, and a slide presentation summarizing its fourth-quarter 2025 and full-year 2025 results of operations.

Which periods are covered by State Street’s latest results?

The materials cover State Street’s results of operations for the fourth quarter of 2025 and the full year 2025, with related information as of December 31, 2025.

Where can investors find the detailed financial data for State Street (STT)?

Detailed data are included in Exhibit 99.1 (news release) and Exhibit 99.2 (fourth-quarter 2025 and full-year 2025 financial information addendum) to the report.

What is included in Exhibit 99.3 to State Street’s 8-K?

Exhibit 99.3 is a slide presentation that provides highlights of State Street’s fourth-quarter 2025 and full-year 2025 results of operations and related information.

How is State Street sharing its results with investors on January 16, 2026?

State Street is making its slide presentation available in connection with an investor conference call held on January 16, 2026, alongside the furnished news release and financial addendum.

Are the exhibits in this State Street (STT) 8-K filed or furnished?

The news release (Exhibit 99.1), financial information addendum (Exhibit 99.2), and slide presentation (Exhibit 99.3) are each designated as furnished, not filed.