Stewart (NYSE: STC) CEO exercises RSUs and receives new long-term awards

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

STEWART INFORMATION SERVICES CORP Chief Executive Officer Frederick H. Eppinger reported compensation-related equity activity involving restricted stock units and common shares. He exercised restricted stock units into a total of 17,006 shares of common stock and had 8,224 shares withheld at $59.38 per share to cover tax obligations. Following these transactions, he directly owned 170,675 shares of common stock. He also received new awards of restricted stock units, including grants of 38,901 units that vest in equal annual installments beginning on March 26, 2027 and another 38,901 units that vest in full as of March 26, 2029. Earlier awards vest annually on dates from March 26, 2025 through March 26, 2028, aligning his compensation with longer-term company performance.

Insider Trade Summary

17,006 shares exercised/converted

Mixed 8 txns

Insider EPPINGER FREDERICK H

Role Chief Executive Officer

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	6,753	$0.00	--
Exercise	Restricted Stock Units	10,253	$0.00	--
Grant/Award	Restricted Stock Units	38,901	$0.00	--
Grant/Award	Restricted Stock Units	38,901	$0.00	--
Exercise	Common Stock	6,753	$0.00	--
Tax Withholding	Common Stock	3,266	$59.38	$194K
Exercise	Common Stock	10,253	$0.00	--
Tax Withholding	Common Stock	4,958	$59.38	$294K

Holdings After Transaction: Restricted Stock Units — 6,755 shares (Direct); Common Stock — 168,646 shares (Direct)

Footnotes (1)

Each restricted stock unit represents a contingent right to receive one share of STC Common Stock. The restricted stock units vest in three equal annual installments on March 26, 2025, March 26, 2026, and March 26, 2027. The restricted stock units vest in three equal annual installments on March 26, 2026, March 26, 2027, and March 26, 2028. The restricted stock units will vest in three equal annual installments beginning March 26, 2027. The restricted stock units will vest in full as of March 26, 2029.

Form 4 Insider Transactions: What Each Field Means →

03/27/2026 - 06:33 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

EPPINGER FREDERICK H

(Last)

(First)

(Middle)

1360 POST OAK BLVD.

SUITE 100, MC-14-1

(Street)

HOUSTON

TEXAS

77056

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
STEWART INFORMATION SERVICES CORP [ STC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	Chief Executive Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	03/26/2026		M		6,753	A	⁽¹⁾	168,646	D
Common Stock	03/26/2026		F		3,266	D	$59.38	165,380	D
Common Stock	03/26/2026		M		10,253	A	⁽¹⁾	175,633	D
Common Stock	03/26/2026		F		4,958	D	$59.38	170,675	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Restricted Stock Units	⁽¹⁾	03/26/2026		M			6,753	⁽²⁾	⁽²⁾	Common Stock	6,753	$0	6,755	D
Restricted Stock Units	⁽¹⁾	03/26/2026		M			10,253	⁽³⁾	⁽³⁾	Common Stock	10,253	$0	20,507	D
Restricted Stock Units	⁽¹⁾	03/26/2026		A		38,901		⁽⁴⁾	⁽⁴⁾	Common Stock	38,901	$0	38,901	D
Restricted Stock Units	⁽¹⁾	03/26/2026		A		38,901		⁽⁵⁾	⁽⁵⁾	Common Stock	38,901	$0	38,901	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive one share of STC Common Stock.

2. The restricted stock units vest in three equal annual installments on March 26, 2025, March 26, 2026, and March 26, 2027.

3. The restricted stock units vest in three equal annual installments on March 26, 2026, March 26, 2027, and March 26, 2028.

4. The restricted stock units will vest in three equal annual installments beginning March 26, 2027.

5. The restricted stock units will vest in full as of March 26, 2029.

Remarks:

	/s/ Julie Warnock, as attorney-in-fact for the Reporting Person	03/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What did STC CEO Frederick H. Eppinger report in this Form 4?

Frederick H. Eppinger reported routine equity compensation activity. He exercised restricted stock units into 17,006 common shares and had 8,224 shares withheld to cover taxes, while also receiving new restricted stock unit awards with multi‑year vesting schedules.

How many STC common shares does the CEO hold after these transactions?

After the transactions, Frederick H. Eppinger directly holds 170,675 shares of Stewart Information Services common stock. This figure reflects both the restricted stock unit conversions into common shares and the shares withheld to satisfy associated tax obligations.

Were any of the STC CEO’s transactions open-market stock sales or purchases?

No open-market purchases or sales were reported. The Form 4 shows derivative exercises of restricted stock units and tax-withholding dispositions, where 8,224 shares were surrendered at $59.38 per share to cover tax liabilities rather than being sold on the open market.

What new restricted stock unit awards did the STC CEO receive?

Frederick H. Eppinger received new awards of restricted stock units, including grants of 38,901 units that vest in three equal annual installments beginning March 26, 2027 and another 38,901 units that vest in full on March 26, 2029, subject to continued service.

How do the STC CEO’s existing restricted stock units vest over time?

Existing restricted stock units vest in three equal annual installments. One award vests on March 26, 2025, March 26, 2026, and March 26, 2027, while another vests on March 26, 2026, March 26, 2027, and March 26, 2028, promoting long-term alignment.

What is a restricted stock unit in the context of STC’s equity awards?

At Stewart Information Services, each restricted stock unit represents a contingent right to receive one share of common stock. Units convert into shares when vesting conditions, typically continued employment through specified future dates, are satisfied by the award recipient.