STOCK TITAN

Surge Components (OTC: SPRS) grows Q1 2026 sales but posts small loss

Filing Impact
(High)
Filing Sentiment
(Neutral)
Form Type
10-Q

Rhea-AI Filing Summary

Surge Components, Inc. reported higher sales but a small loss for the quarter ended February 28, 2026. Net sales rose 13.3% to $8,193,907, driven by growth from both new and existing customers. Gross profit increased 17.7% to $2,408,409, and gross margin improved to 29.4% from 28.3%, helped by higher-margin products and passing through some tariff costs.

Operating expenses grew faster than sales, with selling and shipping up 27.7% and general and administrative costs up 24.8%, reflecting added staff, commissions and higher public company expenses. The company swung to a net loss of $34,275 versus prior-year net income of $57,356. Cash flow from operations strengthened to $1,090,562, supporting cash of $6,448,930, marketable securities of $8,363,700 and working capital of $20,634,936, which management believes is sufficient for the next twelve months.

Positive

  • None.

Negative

  • None.
Net sales $8,193,907 Three months ended February 28, 2026; up 13.3% year-over-year
Net sales prior-year quarter $7,231,738 Three months ended February 28, 2025
Gross profit $2,408,409 Three months ended February 28, 2026; 29.4% gross margin
Net (loss) income ($34,275) Three months ended February 28, 2026
Cash balance $6,448,930 As of February 28, 2026
Marketable securities $8,363,700 Fair value as of February 28, 2026
Working capital $20,634,936 As of February 28, 2026
Net cash from operating activities $1,090,562 Three months ended February 28, 2026
marketable securities financial
"Our marketable securities are stated at fair value in accordance with ASC Topic 321, Investments- Equity Securities."
Marketable securities are financial assets — such as publicly traded stocks, bonds, and short-term government bills — that a company can quickly sell for cash at a known price. Investors watch them because they show how much ready cash a company can access without selling core operations, like keeping money in a highly liquid savings account versus being tied up in a house, and they affect short-term risk, financial flexibility, and balance-sheet strength.
deferred income taxes financial
"Deferred income taxes reflect the net tax effects of temporary differences between the carrying amount of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes"
Deferred income taxes are accounting entries that record taxes a company will owe or reclaim in the future because the company's financial accounting and its tax returns recognize income or expenses at different times. They matter to investors because deferred taxes affect future cash flow and can change a company’s real profit picture—think of them as a postponed tax bill or credit that shifts when and how much cash actually leaves or enters the business.
operating lease right of use asset financial
"Operating lease right of use asset $ 988,582 $ 918,387"
stock based compensation financial
"The Company recognizes in the statement of operations the grant-date fair value of stock options and other equity-based compensation"
Stock-based compensation is pay given to employees or executives in the form of company shares or the right to buy shares instead of cash. It matters to investors because it spreads ownership like handing out extra slices of a pie—reducing each existing share’s slice and showing up as a real cost on the company’s profit figures, which can change earnings comparisons and the value of your holdings.
incremental borrowing rate financial
"The Company generally is not able to determine the rate implicit in its leases and, as such, applies an incremental borrowing rate based on the Company’s cost of borrowing"
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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

 

FORM 10-Q

 

(Mark One)

QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the quarterly period ended February 28, 2026

 

TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

 

For the transition period from _______ to _______

 

Commission File No. 000-27688

 

SURGE COMPONENTS, INC.

(Exact name of registrant as specified in its charter)

 

Nevada 11-2602030
(State or Other Jurisdiction of
Incorporation or Organization)
  (I.R.S. Employer
Identification No.)
     
95 East Jefryn Boulevard
Deer Park, New York
 11729
(Address of principal executive offices)   (Zip Code)

 

(631) 595-1818
(Registrant’s telephone number, including area code)

 

Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ☒  No ☐

 

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes ☒  No ☐

 

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

 

Large Accelerated Filer Accelerated Filer
Non-accelerated FilerSmaller reporting company
  Emerging growth company

 

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

 

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐  No 

 

Securities registered pursuant to Section 12(b) of the Act: None

 

The registrant’s common stock outstanding as of April 11, 2026, was 5,716,792 shares of common stock. The registrant’s common stock trades on the OTC Markets under the stock symbol “SPRS.”

 

 

 

 

 

 

SURGE COMPONENTS, INC

 

TABLE OF CONTENTS

 

    Page
PART I - FINANCIAL INFORMATION    
     
Item 1. Financial Statements   1
     
Consolidated Balance Sheets as of February 28, 2026 (unaudited) and November 30, 2025   1
     
Consolidated Statements of Operations for the three months ended February 28, 2026 and February 28, 2025 (unaudited)   3
     
Consolidated Statements of Comprehensive Income(loss) for the three months ended February 28, 2026 and February 28, 2025 (unaudited)   4
     
Consolidated Statements of Changes in Shareholders Equity for the three months ended February 28, 2026 and February 28, 2025 (unaudited)   5
     
Consolidated Statements of Cash Flows for the three months ended February 28, 2026 and February 28, 2025 (unaudited)   6
     
Notes to Consolidated Financial Statements (unaudited)   8
     
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations   19
     
Item 3. Quantitative and Qualitative Disclosures About Market Risk   23
     
Item 4. Controls and Procedures   23
     
PART II - OTHER INFORMATION    
     
Item 1. Legal Proceedings   24
     
Item 1A. Risk Factors   24
     
Item 2. Unregistered Sales of Equity Securities and Use of Proceeds   24
     
Item 3. Defaults Upon Senior Securities   24
     
Item 4. Mine Safety Disclosures   24
     
Item 5. Other Information   24
     
Item 6. Exhibits   25
     
SIGNATURES   26

 

i

 

 

PART I - FINANCIAL INFORMATION

 

ITEM 1. FINANCIAL STATEMENTS.

 

SURGE COMPONENTS, INC. AND SUBSIDIARIES

 

Consolidated Balance Sheets

 

   February 28,
2026
   November 30,
2025
 
   (unaudited)     
ASSETS        
Current assets:        
Cash $6,448,930  $5,331,609 
Marketable Securities  8,363,700   8,438,017 
Accounts receivable - net of allowance for credit losses of $120,915 and $120,915  5,807,866   6,460,109 
Inventory, net  4,969,387   5,086,298 
Prepaid expenses and income taxes  214,378   460,289 
Total current assets  25,804,261   25,776,322 
           
Fixed assets – net of accumulated depreciation and amortization of $1,909,591 and $1,898,800  151,242   162,033 
Operating lease right of use asset  988,582   918,387 
Deferred income taxes  303,701   229,212 
Other assets  34,299   34,299 
Total assets $27,282,085  $27,120,253 

 

See notes to consolidated financial statements.

 

1

 

 

SURGE COMPONENTS, INC. AND SUBSIDIARIES

 

Consolidated Balance Sheets

(Continued)

 

   February 28,
2026
   November 30,
2025
 
   (unaudited)     
LIABILITIES AND SHAREHOLDERS’ EQUITY        
Current liabilities:        
Accounts payable $3,476,282  $3,225,926 
Operating lease liabilities, current maturities  368,083   367,033 
Accrued expenses and taxes  661,337   647,439 
Accrued salaries  663,623   772,350 
Total current liabilities  5,169,325   5,012,748 
Operating lease liabilities net of current maturities  780,353   709,942 
Total liabilities  5,949,678   5,722,690 
           
Commitments and contingencies        
           
Shareholders’ equity:          
Preferred stock - $.001 par value, 5,000,000 shares authorized:        
Series C–100,000 shares authorized, 10,000 and 10,000 shares issued and outstanding, redeemable, convertible, and a liquidation preference of $5 per share  10   10 
Series D – 75,000 shares authorized, none issued or outstanding, voting, convertible, redeemable.        
Common stock - $.001 par value, 50,000,000 shares authorized, 5,716,792 and 5,716,792 shares issued and outstanding  5,715   5,715 
Additional paid-in capital  18,421,154   18,401,747 
Accumulated other comprehensive income – unrealized gain on marketable debt securities  137,951   185,739 
Accumulated equity  2,767,577   2,804,352 
Total shareholders’ equity  21,332,407   21,397,563 
           
Total liabilities and shareholders’ equity $27,282,085  $27,120,253 

 

See notes to consolidated financial statements.

 

2

 

 

SURGE COMPONENTS, INC. AND SUBSIDIARIES

 

Consolidated Statements of Operations

(Unaudited)

 

   Three Months Ended 
   February 28,
2026
   February 28,
2025
 
Net sales $8,193,907  $7,231,738 
           
Cost of goods sold  5,785,498   5,186,036 
           
Gross profit  2,408,409   2,045,702 
           
Operating expenses:          
Selling and shipping expenses  834,180   653,367 
General and administrative expenses  1,721,278   1,379,262 
Depreciation and amortization  10,791   15,617 
Total operating expenses  2,566,249   2,048,246 
           
Loss before other income and income taxes  (157,840)  (2,544)
           
Other income (expense):          
Interest expense  -   - 
Investment income  104,297   124,966 
           
Other income (expense):  104,297   124,966 
           
Income (loss) before income taxes  (53,543)  122,422 
           
Income taxes (benefit)  (19,268)  65,066 
           
Net (loss) income $(34,275) $57,356 
Dividends on preferred stock  2,500   2,500 
           
Net (loss) income  available to common shareholders $(36,775) $54,856 
           
Net (loss) income per share available to common shareholders:          
           
Basic $(.01) $.01 
Diluted $(.01) $.01 
           
Weighted Shares Outstanding:          
Basic  5,716,792   5,582,783 
Diluted  5,716,792   5,747,420 

 

See notes to consolidated financial statements.

 

3

 

 

SURGE COMPONENTS, INC. AND SUBSIDIARIES

 

Consolidated Statements of Comprehensive Income (loss)

(Unaudited)

 

   Three Months Ended 
   February 28,
2026
   February 28,
2025
 
Net (loss) income $(34,275) $57,356 
Other comprehensive income:          
Reclassification of realized gain on investment securities  -   - 
Unrealized (loss) gain on marketable debt securities,net of tax  (47,788)  44,812 
Net comprehensive (loss) income $(82,063) $102,168 

 

See notes to consolidated financial statements

 

4

 

 

SURGE COMPONENTS, INC. AND SUBSIDIARIES

 

Consolidated Statements of Changes in Shareholders’ Equity-unaudited

Three months ended February 28, 2025 and February 28, 2026

 

   Series C
Preferred
   Common   Additional
Paid-In
   Other
Comprehensive
   Accumulated
Equity
     
   Shares   Amount   Shares   Amount   Capital   Income   (Deficit)   Total 
Balance – December 1, 2024   10,000   $10    5,582,783   $5,581   $17,725,520   $85,330   $1,672,639   $19,489,080 
Preferred stock dividends   -           -    -    -    -    -    (2,500)   (2,500)
Change in unrealized gain on marketable securities   -    -    -    -    -    44,812    -    44,812 
Stock option exercise   -    -    -    -    -    -    -    - 
Net (loss) income   -    -    -    -    -    -    57,356    57,356 
Balance – February 28, 2025   10,000   $10    5,582,783   $5,581   $17,725,520   $130,142   $1,727,495   $19,588,748 

 

   Series C
Preferred
   Common   Additional
Paid -In
   Other
Comprehensive
   Accumulated     
   Shares   Amount   Shares   Amount   Capital   Income   Equity   Total 
Balance – December 1, 2025  10,000  $10   5,716,792  $5,715  $18,401,747  $185,739  $2,804,352  $21,397,563 
Preferred stock dividends  -          -   -   -   -   -   (2,500)  (2,500)
Issuance of shares as compensation  -   -   -   -   -   -   -   - 
Change in unrealized gain on marketable securities                      (47,788)      (47,788)
Stock option compensation  -   -   -   -   19,407   -   -   19,407 
Net loss  -   -   -   -   -   -   (34,275)  (34,275)
Balance – February 28, 2026  10,000  $10   5,716,792  $5,715  $18,421,154  $137,951  $2,767,577  $21,332,407 

 

See notes to consolidated financial statements.

 

5

 

 

SURGE COMPONENTS, INC. AND SUBSIDIARIES

 

Consolidated Statements of Cash Flows

(Unaudited)

 

   Three Months Ended 
   February 28,
2026
   February 28,
2025
 
CASH FLOWS FROM OPERATING ACTIVITIES:        
Net (loss) income $(34,275) $57,356 
Adjustments to reconcile net income (loss) to net cash provided by operating activities:          
Depreciation and amortization  10,791   15,617 
Gain on marketable securities  (230)    
Deferred income taxes  (74,489)  (19,519)
Allowance for credit losses  -   735 
Stock Compensation Expense  19,407   - 
           
CHANGES IN OPERATING ASSETS AND LIABILITIES:          
Accounts receivable  652,243   516,846 
Inventory  116,911   (261,137)
Prepaid expenses and income taxes  245,911   89,366 
Other assets  1,266   (3,054)
Accounts payable  250,356   (189,869)
Accrued expenses  (97,329)  (330,619)
NET CASH FLOWS PROVIDED BY (USED IN) OPERATING ACTIVITIES  1,090,562   (124,278)
           
CASH FLOWS FROM INVESTING ACTIVITIES:          
Acquisition of fixed assets $-  $(6,135)
Acquisition of marketable securities  (656,241)  (2,075,440)
Proceeds from the sale of marketable securities  683,000   450,000 
NET CASH FLOWS PROVIDED BY (USED IN) INVESTING ACTIVITIES $26,759  $(1,631,575)

 

6

 

 

SURGE COMPONENTS, INC. AND SUBSIDIARIES

 

Consolidated Statements of Cash Flows

(Unaudited)

(Continued)

 

   Three Months Ended 
   February 28,
2026
   February 28,
2025
 
CASH FLOWS FROM FINANCING ACTIVITIES:        
   $-   $- 
           
NET CASH FLOWS FROM FINANCING ACTIVITIES  -   - 
           
NET CHANGE IN CASH  1,117,321   (1,755,853)
           
CASH AT BEGINNING OF PERIOD  5,331,609   5,627,693 
           
CASH AT END OF PERIOD $6,448,930  $3,871,840 
           
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:          
           
Income taxes paid $11,170  $23,490 
           
Interest paid $-  $- 
           
NONCASH INVESTING AND FINANCING ACTIVITIES:          
Accrued dividends on preferred stock $2,500  $2,500 
Operating lease assets and liabilities  $146,601   $- 

 

See notes to consolidated financial statements.

 

7

 

 

SURGE COMPONENTS, INC. AND SUBSIDIARIES

 

Notes to Consolidated Financial Statements

 

NOTE A – ORGANIZATION, DESCRIPTION OF COMPANY’S BUSINESS AND BASIS OF PRESENTATION

 

Surge Components, Inc. (“Surge”) was incorporated in the State of New York and commenced operations on November 24, 1981 as an importer of electronic products, primarily capacitors and discrete semi-conductors selling to customers located principally throughout North America. On June 24, 1988, Surge formed Challenge/Surge Inc. (“Challenge”), a wholly-owned subsidiary to engage in the sale of electronic component products and sounding devices from established brand manufacturers to customers located principally throughout North America.

 

In May 2002, Surge and an officer of Surge founded and became sole owners of Surge Components, Limited (“Surge Limited”), a Hong Kong corporation. Under current Hong Kong law, Surge Limited is required to have at least two shareholders. Surge owns 999 shares of the outstanding common stock and the officer of Surge owns 1 share of the outstanding common stock. The officer of Surge has assigned his rights regarding his 1 share to Surge. Surge Limited started doing business in July 2002. Surge Limited operations have been consolidated with the Company. Surge Limited is responsible for the sale of Surge’s products to customers located in Asia.

 

On August 31, 2010, the Company changed its corporate domicile by merging into a newly-formed corporation, Surge Components, Inc. (Nevada), which was formed in the State of Nevada for that purpose. Surge Components Inc. is the surviving entity.

 

In February 2019, the Company converted into a Delaware corporation. The number of authorized shares of common stock was decreased to 50,000,000 shares.

 

In December 2021, the Company changed its corporate domicile to Nevada.

 

NOTE B – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

 

(1) Principles of Consolidation:

 

The consolidated financial statements include the accounts of Surge, Challenge, and Surge Limited (collectively the “Company”). All material intercompany balances and transactions have been eliminated in consolidation.

 

The accompanying interim consolidated financial statements have been prepared without audit in accordance with the instructions to Form 10Q for interim financial reporting and the rules and regulations of the Securities and Exchange Commissions. In the opinion of management, all adjustments are of a normal recurring nature and all disclosures necessary for a fair presentation of these financial statements have been included. The results and trends in these interim consolidated financial statements for the three months ended February 28, 2026 and February 28, 2025 may not be representative of those for the full fiscal year or any future periods.

 

(2) Accounts Receivable:

 

Trade accounts receivable are recorded at the net invoice value net of the allowance for credit losses in the consolidated balance sheet and are not interest bearing. The Company considers receivables past due based on the payment terms. The Company reviews its exposure to accounts receivable and reserves specific amounts if collectability is no longer reasonably assured. The Company also reserves a percentage of its trade receivable balance based on collection history and current economic trends that might impact the level of future credit losses. The Company re-evaluates such reserves on a regular basis and adjusts its reserves as needed. Based on the Company’s operating history and customer base, bad debts to date have not been material. Payment terms vary from customer to customer and range from 15 days to 120 days.

 

(3) Revenue Recognition:

 

In May 2014, the Financial Accounting Standards Board (“FASB”) issued Accounting Standard Update (“ASU”) No. 2014-09, “Revenue from Contracts with Customers: Topic 606.” This ASU replaces nearly all existing U.S. generally accepted accounting principles guidance on revenue recognition. The standard prescribes a five-step model for recognizing revenue, the application of which will require significant judgment by the Company. The Company adopted the standard using the modified retrospective approach in its fiscal year beginning December 1, 2017. The preponderance of the Company’s contracts with customers are standard ship and bill arrangements where revenue is recognized at the time of shipment.

 

8

 

 

SURGE COMPONENTS, INC. AND SUBSIDIARIES

 

Notes to Consolidated Financial Statements

 

NOTE B – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

 

(3) Revenue Recognition (continued):

 

Revenue is recognized for products sold by the Company when persuasive evidence of an arrangement exists, delivery has occurred, the price is fixed and determinable, collectability is reasonably assured and title and risk of loss have been transferred to the customer. This occurs when product is shipped from the Company’s warehouse.

 

For direct shipments, revenue is recognized when product is shipped from the Company’s supplier. The Company has a long term supply agreement with one of our suppliers. The Company purchases the merchandise from the supplier and has the supplier directly ship to the customer through a freight forwarder. Title passes to customer upon the merchandise being received by a freight forwarder. Direct shipments were approximately $1,094,000 and $1,116,000 for the three months ended February 28, 2026 and February 28, 2025 respectively.

 

The Company also acts as a sales agent to certain customers in North America for one of its suppliers. The Company reports these commissions as revenues in the period earned. Commission revenue totaled $5,129 and $84,198 for the three months ended February 28, 2026 and February 28, 2025 respectively.

 

The Company performs ongoing credit evaluations of its customers and maintains reserves for potential credit losses.

 

The Company and its subsidiaries currently have agreements with several distributors. There are no provisions for the granting of price concessions in any of the agreements. Revenues under these distribution agreements were approximately $1,006,000 and $1,200,000 for the three months ended February 28, 2026 and February 28, 2025 respectively.

 

(4) Inventories:

 

Inventories, which consist solely of products held for resale, are stated at the lower of cost (first-in, first-out method) or net realizable value. Products are included in inventory when the Company obtains title and risk of loss on the products, primarily when shipped from the supplier. Inventory in transit principally from foreign suppliers at February 28, 2026 was $398,808. The Company, at February 28, 2026, has a reserve against slow moving and obsolete inventory of $415,054. From time to time the Company’s products are subject to legislation from various authorities on environmental matters.

 

(5) Depreciation and Amortization:

 

Fixed assets are recorded at cost. Depreciation is generally calculated on a straight line method and amortization of leasehold improvements is provided for on the straight-line method over the estimated useful lives of the various assets as follows:

 

Furniture, fixtures and equipment   5 - 7 years
Computer equipment   5 years
Leasehold Improvements   Estimated useful life or lease term, whichever is shorter

 

Maintenance and repairs are expensed as incurred while renewals and betterments are capitalized.

 

(6) Concentration of Credit Risk:

 

Financial instruments that potentially subject the Company to concentrations of credit risk consist principally of accounts receivable. The Company maintains substantially all of its cash balances in a limited number of financial institutions. At February 28, 2026 and November 30, 2025, the Company’s uninsured cash balances and marketable securities totaled $5,384,434 and $4,267,113, respectively. The increase in cash balances is due to an increase in cash generated from the Company’s operations.

 

9

 

 

SURGE COMPONENTS, INC. AND SUBSIDIARIES

 

Notes to Consolidated Financial Statements

 

NOTE B – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

 

(7) Income Taxes:

 

The Company’s deferred income taxes arise primarily from the differences in the recording of allowances for bad debts, inventory reserves, depreciation and other expenses for financial reporting and income tax purposes. A valuation allowance is provided when it has been determined to be more likely than not that the likelihood of the realization of deferred tax assets will not be realized. See Note H.

 

The Company follows the provisions of the Accounting Standards Codification topic, ASC 740, “Income Taxes” (ASC 740). There have been no unrecognized tax benefits and, accordingly, there has been no effect on the Company’s financial condition or results of operations as a result of ASC 740.

 

The Company files income tax returns in the U.S. federal jurisdiction and various state and foreign jurisdictions. The Company is no longer subject to U.S. federal tax examinations for years before fiscal years ending November 30, 2020, and state tax examinations for years before fiscal years ending November 30, 2019. Management does not believe there will be any material changes in our unrecognized tax positions over the next twelve months.

 

The Company’s policy is to recognize interest and penalties accrued on any unrecognized tax benefits as a component of income tax expense. As of the date of adoption of ASC 740, there was no accrued interest or penalties associated with any unrecognized benefits, nor was any interest expense recognized during the three months ended February 28, 2026 and February 28, 2025.

 

(8) Cash Equivalents:

 

The Company considers all highly liquid investments with an original maturity of three months or less to be cash equivalents.

 

(9) Use of Estimates:

 

The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from those estimates.

 

(10) Marketing and promotional costs:

 

Marketing and promotional costs are expensed as incurred and have not been material to date. The Company has contractual arrangements with several of its distributors which provide for cooperative advertising rights to the distributor as a percentage of sales. Cooperative advertising is reflected as a reduction in revenues and has not been material to date.

 

(11) Fair Value Measurements and Fair Value of Financial Instruments:

 

The estimated fair value of certain financial instruments, including all current liabilities are carried at historical cost basis, which approximates their fair values because of the short-term nature of these instruments.

 

ASC subtopic 825-10, Financial Instruments (“ASC 825-10”) requires disclosure of the fair value of certain financial instruments. The carrying value of cash and cash equivalents, accounts payable and accrued liabilities as reflected in the balance sheets, approximate fair value because of the short-term maturity of these instruments. All other significant financial assets, financial liabilities and equity instruments of the Company are either recognized or disclosed in the financial statements together with other information relevant for making a reasonable assessment of future cash flows, interest rate risk and credit risk. Where practicable the fair values of financial assets and financial liabilities have been determined and disclosed; otherwise only available information pertinent to fair value has been disclosed.

 

10

 

 

SURGE COMPONENTS, INC. AND SUBSIDIARIES

 

Notes to Consolidated Financial Statements

 

NOTE B – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

 

(11) Fair Value Measurements and Fair Value of Financial Instruments (Continued):

 

The Company follows ASC subtopic 820-10, Fair Value Measurements and Disclosures (“ASC 820-10”) and ASC 825-10, which permits entities to choose to measure many financial instruments and certain other items at fair value. The following table represents the Company’s assets and liabilities by level measured at fair value on a recurring basis at February 28, 2026 and November 30, 2025.

 

   February 28, 2026   November 30, 2025 
Description  Level 1   Level 2   Level 3   Level 1   Level 2   Level 3 
Assets                        
Marketable securities $8,363,700        $8,438,017       

 

 

(12) Marketable securities and other investments

 

Our marketable securities are stated at fair value in accordance with ASC Topic 321, Investments- Equity Securities. Any changes in the fair value of the Company’s marketable debt securities are included in the statement of other comprehensive income. The market value of the securities is determined using prices as reflected on an established market. Realized and unrealized gains and losses are determined on an average cost basis. The marketable securities are investments predominately in Treasury bills and treasury notes which are being invested until such time the funds are needed for operations and reflected as available for sale debt securities.

 

The value of these marketable securities at February 28, 2026 and November 30, 2025 is as follows:

 

   February 28,   November 30, 
   2026   2025 
Cost $8,225,749  $8,252,278 
Gross unrealized gain  151,464   187,669 
Gross unrealized loss  (13,513)  (1,930)
Fair value $8,363,700  $8,438,017 

 

(13) Shipping Costs

 

The Company classifies shipping costs as a component of selling expenses. Shipping costs totaled $1,110 and $902 for three months ended February 28, 2026 and February 28, 2025 respectively.

 

(14) Earnings Per Share

 

Basic earnings per share is computed by dividing net income (loss) available to common stockholders by the weighted-average number of common shares outstanding for the period. Diluted earnings per share reflects the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock.

 

For the periods presented in which the Company incurred a net loss, all potentially dilutive securities, including stock options and convertible preferred stock, were excluded from the computation of diluted net loss per share because their effect would be anti-dilutive. Accordingly, basic and diluted net loss per share are the same for those periods.

 

Total potentially dilutive shares excluded from diluted weighted-average shares outstanding at February 28, 2026 and February 28, 2025 were 745,000 and 295,363, respectively.

 

11

 

 

SURGE COMPONENTS, INC. AND SUBSIDIARIES

 

Notes to Consolidated Financial Statements

 

NOTE B – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

 

(14) Earnings Per Share (continued):

 

The following sets forth the computation of basic and diluted earnings per share:

 

   Three Months Ended 
   February 28,
2026
   February 28,
2025
 
Numerator:      
         
Net (loss) Gain  $(34,275)  $57,356 
Less: Preferred dividends  2,500   2,500 
Net (Loss) income available to common shareholders $(36,775) $54,856 
           
Denominator:          
           
Weighted average shares outstanding – basic  5,716,792   5,582,783 
Effect of convertible preferred stock  -   100,000 
Effect of stock options  -   64,637 
           
Weighted average shares outstanding – diluted  5,716,792   5,747,420 
           
Basic earnings per share $(.01) $.01 
Diluted earnings per share $(.01) $.01 

 

(15) Stock Based Compensation

 

Stock Based Compensation to Employees

 

The Company accounts for its stock-based compensation for employees in accordance with Accounting Standards Codification (“ASC”) 718. The Company recognizes in the statement of operations the grant-date fair value of stock options and other equity-based compensation issued to employees and non-employees over the related vesting period.

 

Stock Based Compensation to Other than Employees

 

The Company accounts for equity instruments issued in exchange for the receipt of goods or services from other than employees in accordance with ASC 718. Costs are measured at the estimated fair market value of the consideration received or the estimated fair value of the equity instruments issued, whichever is more reliably determinable. The value of equity instruments issued for consideration other than employee services is determined on the earlier of a performance commitment or completion of performance by the provider of goods or services. In the case of equity instruments issued to consultants, the fair value of the equity instrument is recognized over the term of the consulting agreement.

 

(16) Leases:

 

In February 2016, the FASB issued Accounting Standards Update No. 2016-02, Leases (Topic 842) (“Topic 842”). Topic 842 requires the entity to recognize the assets and liabilities for the rights and obligations created by leased assets. Leases will be classified as either finance or operating, with classification affecting expense recognition in the income statement.

 

On December 1, 2019, the Company adopted Topic 842 applying the optional transition method, which allows an entity to apply the new standard at the adoption date with a cumulative effect adjustment to the opening balance of retained earnings in the period of adoption. As a result of adopting Topic 842, the Company recognized assets and liabilities for the rights and obligations created by operating leases totaling approximately $290,000.

 

The Company determines if a contract contains a lease at inception based on whether it conveys the right to control the use of an identified asset. Substantially all of the Company’s leases are classified as operating leases. The Company records operating lease right-of-use assets within “Other assets” and lease liabilities are recorded within “current and noncurrent liabilities” in the consolidated balance sheets. Lease expenses are recorded within “General and administrative expenses” in the consolidated statements of operations. Operating lease payments are presented within “Operating cash flows” in the consolidated statements of cash flows.

 

12

 

 

SURGE COMPONENTS, INC. AND SUBSIDIARIES

 

Notes to Consolidated Financial Statements

 

NOTE B – SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued)

 

(16) Leases (continued):

 

Operating lease right-of-use assets and lease liabilities are recognized based on the net present value of future minimum lease payments over the lease term starting on the commencement date. The Company generally is not able to determine the rate implicit in its leases and, as such, applies an incremental borrowing rate based on the Company’s cost of borrowing for the relevant terms of each lease. Lease expense for minimum lease payments is recognized on a straight-line basis over the lease term. Lease terms may include an option to extend or terminate a lease if it is reasonably certain that the Company will exercise such options. The Company has elected the practical expedient to not separate lease components from non-lease components, and also has elected not to record a right-of-use asset or lease liability for leases which, at inception, have a term of twelve months or less. Variable lease payments are recognized in the period in which the obligation for those payments is incurred.

 

(17) Segment information

 

The Company operates through two divisions, Surge and Challenge. The Company’s Chief Operating Decision Maker (“CODM”) is the Chief Executive Officer. The CODM reviews financial information for Surge and Challenge separately in order to assess performance and allocate resources.

 

Each division acquires and distributes substantially similar products that are sold to similar customer types and operate within the same economic environment. The divisions share similar production processes, distribution methods, and regulatory environments. Accordingly, although financial information is reviewed separately by the CODM, the Company has determined that Surge and Challenge meet the aggregation criteria under ASC 280, Segment Reporting, and are aggregated into a single reportable segment.

 

Because the Company has one reportable segment, segment disclosures required under ASC 280 consist of the following entity-wide disclosures. Revenue by geographic regions is reported in Note M. Long-lived assets are primarily located within the US and Hong Kong.

 

NOTE C – FIXED ASSETS

 

Fixed assets consist of the following:

 

   February 28,   November 30, 
   2026   2025 
Furniture and Fixtures $329,186  $329,186 
Leasehold Improvements  1,142,385   1,142,385 
Computer Equipment  589,262   589,262 
Less-Accumulated Depreciation  (1,909,591)  (1,898,800)
Net Fixed Assets $151,242  $162,033 

 

Depreciation and amortization expense for the three months ended February 28, 2026 and February 28, 2025 was $10,791 and $15,617, respectively.

 

NOTE D – LOANS PAYABLE

 

In February 2017, the Company obtained a line of credit with a bank for up to $3,000,000 (the “Credit Line”). Borrowings under the Credit Line are due upon demand and accrue interest at the greater of the prime rate or the LIBOR rate plus two percent (and may be increased by three percent in the event the Company fails to (i) repay all amounts due on the Credit Line upon demand or (ii) comply with any terms or conditions relating to the Credit Line). The Credit Line is collateralized by substantially all the assets of the Company. As of February 28, 2026, the balance on the Credit Line was $0. As of February 28, 2026, the Company was in compliance with the covenant for the debt service coverage ratio for the Credit Line.  Effective July 1, 2023, the use of the LIBOR rate was discontinued and replaced with the secured overnight financing rate (SOFR).

 

NOTE E – ACCRUED EXPENSES

 

Accrued expenses consist of the following:

 

    February 28,     November 30,  
    2026     2025  
Commissions $259,641  $253,898 
Preferred stock dividends  179,069   176,569 
Other accrued expenses  222,627   216,972 
  $661,337  $647,439 

 

13

 

 

SURGE COMPONENTS, INC. AND SUBSIDIARIES

 

Notes to Consolidated Financial Statements

 

NOTE F – RETIREMENT PLAN

 

In June 1997, the Company adopted a qualified 401(k) retirement plan for all full-time employees who are twenty-one years of age and have completed twelve months of service. The plan allows total employee contributions of up to fifteen percent (15%) of the eligible employee’s salary through salary reduction. The Company makes a matching contribution of twenty percent (20%) of each employee’s contribution for each dollar of employee deferral up to five percent (5%) of the employee’s salary. Net assets for the plan, as estimated by Axa Equitable, Inc., which maintains the plan’s records, were approximately $2,540,000 at November 30, 2025. Pension expense for the three months ended February 28, 2026 and February 28, 2025 was $15,133 and $16,239, respectively.

 

NOTE G – SHAREHOLDERS’ EQUITY

 

[1] Preferred Stock:

 

In February 1996, the Company amended its Certificate of Incorporation to authorize the issuance of 1,000,000 shares of preferred stock in one or more series. In August 2010, the number of preferred shares authorized for issuance was increased to 5,000,000 shares.

 

In November 2000, the Company authorized 100,000 shares of preferred stock as Non-Voting Redeemable Convertible Series C Preferred Stock (“Series C Preferred”). Each share of Series C Preferred is automatically convertible into 10 shares of our common stock upon shareholder approval. If the Series C Preferred were converted into common stock on or before April 15, 2001, these shares were entitled to cumulative dividends at the rate of $.50 per share per annum commencing April 15, 2001 payable on June 30 and December 31 of each year. In November 2000, 70,000 shares of the Series C Preferred were issued in payment of financial consulting services to its investment banker and a shareholder of the Company.

 

Dividends aggregating $179,069 have not been paid for the semi-annual periods ended December 31, 2001 through the semi-annual payment due December 31, 2025. The Company has accrued these dividends. At February 28, 2026 there are 10,000 shares of Series C Preferred issued and outstanding.

 

In October 2016, the Company authorized 75,000 shares of preferred stock as Voting Non-Redeemable Convertible Series D Preferred Stock (“Series D Preferred”). None of the Series D Preferred Stock is outstanding as of February 28, 2026.

 

[2] Incentive Stock Plan

 

In November 2015, the Company adopted and the shareholders ratified, the 2015 Incentive Stock Plan (“2015 Stock Plan”). The 2015 Stock Plan provides for the grant of options to officers, employees, directors or consultants to the Company to purchase an aggregate of 1,500,000 common shares.

 

In April 2021, a total of 26,786 shares were issued to the Company’s officers as a part of their 2021 bonus compensation under the 2015 stock plan. The Company recorded a cost of $75,000 relating to the issuance of these shares in the second quarter of 2021.

 

In March 2022, a total of 26,000 shares were issued to the Company’s officers as part of their bonus compensation under the 2015 stock plan. The Company recorded a cost of $97,500 relating to the issuance of these shares in the second quarter of 2022.

 

In March 2022, the Company granted stock options to (a) four non-employee directors to each purchase 20,000 shares of common stock, (b) one non-employee-director to purchase 30,000 shares of common stock, and (c) two Company officers to each purchase 40,000 shares of common stock at an exercise price of $3.55 per share, the market price of the common stock on the date of the grant. These options vest immediately and expire five years from the grant date. The Company recorded a cost of $492,132 related to the granting of these options.

 

In April 2023, a total of 28,179 shares were issued to the Company’s officers as part of their bonus compensation under the 2015 stock plan. The Company recorded a cost of $97,500 relating to the issuance of these shares in the second quarter of 2023.

 

In April 2024, a total of 5,085 shares were issued to one of the Company’s officers as part of their bonus compensation under the 2015 stock plan. The Company recorded a cost of $15,000 relating to the issuance of these shares in the second quarter of 2024.

 

In November 2024, the Company adopted and the shareholders ratified, the 2024 Incentive Stock Plan (“2024 Stock Plan”). The 2024 Stock Plan provides for the grant of options and stock grants to officers, employees, directors or consultants to the Company in the aggregate of 1,000,000 common shares. No grants were made under the 2024 Plan in the quarter ended February 28, 2026 and 2025.

 

14

 

 

SURGE COMPONENTS, INC. AND SUBSIDIARIES

 

Notes to Consolidated Financial Statements

 

NOTE G – SHAREHOLDERS’ EQUITY (Continued)

 

[2] Incentive Stock Plan (continued)

 

In April 2025, a total of 14,659 shares were issued to one of the Company’s officers as part of his bonus compensation under the 2015 stock plan. The Company recorded a cost of $32,250 relating to the issuance of these shares in the second quarter ended May 31, 2025.

 

In May 2025, the Company granted stock options from the 2024 Incentive Stock Plan to (a) four non-employee directors to each purchase 30,000 shares of common stock, at an exercise price of $2.20 per share, the closing market price of the common stock on the date of the grant which vest immediately and expire five years from the grant date; (b) two Company officers to each purchase 50,000 shares of common stock, at an exercise price of $2.42 per share, one hundred and ten percent of the market price of the common stock on the date of the grant: (c) seventeen employees to purchase 285,000 shares of the Company’s common stock at an exercise price of $2.20, the closing market price of the common stock on the date of the grant A total of 160,000 of these options vest immediately, 115,000 options will vest over a two year period and 10,000 options vest over a three year period and all options discussed herein will expire in five years from the date of grant. The Company recorded a cost of $538,361 related to the granting of these options in 2025, and a cost of $19,407 in the first quarter of 2026.

 

The weighted-average assumptions used in the Black-Scholes option pricing model were as follows:

 

   Three Months Ended 
   February 28,
2026
 
     
Expected volatility  65%
Expected term  5 years 
Risk-free interest rate  4.11%
Expected dividend yield  0.00%

 

The Company estimates volatility using historical volatility of its common stock.

 

Activity in the Company’s stock plans for the period ended February 28, 2026 is summarized as follows:

 

   Shares   Weighted
Average
Exercise
Price
 
Options outstanding December 1, 2025  645,000  $2.68 
Options issued in the three months ended February 28, 2026  -  $- 
Options exercised in the three months ended February 28, 2026  -  $- 
Options cancelled in the three months ended February 28, 2026  -  $- 
Options outstanding at February 28, 2026  645,000  $2.68 
Options exercisable at February 28, 2026  645,000  $2.68 

 

The intrinsic value of the exercisable options at February 28, 2026 totaled $314,000. At February 28, 2026, the weighted average remaining life of the stock options is 3.39 years. At February 28, 2026, unrecognized compensation costs related to the stock options granted under the plan totaled $81,881.

 

[3] Compensation of Directors

 

Compensation for each non-employee director is $3,000 per month (and $4,000 per month for a non-employee director that serves as the chairman of more than two committees of the Board of Directors). In April 2026, the Board approved an increase in the compensation for each non-employee director to $3,300 per month (and $4,400 per month for a non-employee director that serves as the chairman of more than two committees of the Board of Directors).

 

15

 

 

SURGE COMPONENTS, INC. AND SUBSIDIARIES

 

Notes to Consolidated Financial Statements

 

NOTE H – INCOME TAXES

 

Deferred income taxes reflect the net tax effects of temporary differences between the carrying amount of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes using the enacted tax rates in effect in the years in which the differences are expected to reverse.

 

The Company’s deferred income taxes are comprised of the following:

 

   February 28,   November 30, 
   2026   2025 
Deferred Tax Assets        
Depreciation $36,107  $35,837 
Allowance for bad debts  27,264   27,264 
Inventory  68,696   68,696 
Facilities rental  40,651   40,876 
Other Accrued Accounts  130,983   56,539 
           
Total deferred tax assets  303,701   229,212 
Valuation allowance  -   - 
Deferred Tax Assets $303,701  $229,212 

 

A valuation allowance for the deferred tax assets relates principally to the uncertainty of the utilization of deferred tax assets and was calculated in accordance with the provisions of ASC 740, which requires that a valuation allowance be established or maintained when it is “more likely than not” that all or a portion of deferred tax assets will not be realized.

 

The Company’s income tax expense consists of the following:

 

   Three Months Ended 
   February 28,
2026
   February 28,
2025
 
Current:        
Federal $25,328  $66,822 
States  29,893   17,763 
   55,221   84,585 
           
Deferred:          
Federal  (53,622)  (15,420)
States  (20,857)  (4,099)
   (74,489)  (19,519)
Provision for income taxes $(19,268) $65,066 

 

The Company files a consolidated income tax return with its wholly-owned subsidiaries. A reconciliation of the difference between the expected income tax rate using the statutory federal tax rate and the Company’s effective rate is as follows:

 

   Three Months Ended 
   February 28,   February 28, 
   2026   2025 
U.S Federal Income tax statutory rate  (21)%  21%
State income taxes  (5)%  5%
Other-primarily state franchise taxes   (10)%   27%
Effective tax rate  (36)%  53%

 

State franchise taxes include taxes not based on income and taxes based on income for entities filing separate income tax returns for state filing purposes. The effect of foreign income taxes has not been presented as the amount is not material.

 

16

 

 

SURGE COMPONENTS, INC. AND SUBSIDIARIES

 

Notes to Consolidated Financial Statements

 

NOTE I – OPERATING LEASE COMMITMENTS

 

The Company leases its office and warehouse space through 2030 from a corporation that is partly owned by officers/shareholders of the Company (“Related Company”). Annual minimum rental payments to the Related Company approximated $194,000 for the three months ended February 28, 2026, and increase at the rate of two per cent per annum throughout the lease term.

 

Pursuant to the lease agreement, lease expense recognized in operations differs from cash lease payments due to scheduled rent increases. Lease expense is recognized on a straight-line basis over the lease term. The difference between cash payments and lease expense is reflected in the carrying amount of the Company’s operating lease right-of-use asset 

 

The Company has a lease to rent office space and a warehouse in Hong Kong through November 2027. Annual minimum rental payments for this space are approximately $77,097.

 

The Company has a lease to rent additional warehouse space in Hong Kong through November 30, 2027. Annual minimum rental payments for this space are approximately $79,564.

 

The Company’s future minimum rental commitments at February 28, 2026 are as follows:

 

Twelve Months Ended February 28,    
2026 $368,083 
2027  372,311 
2028  219,962 
2029  224,362 
2030  132,392 
2031 and after  - 
  $1,317,110 
Less interest portion  168,674 
Present value of lease liabilities  1,148,436 
Current portion  368,083 
Noncurrent portion $780,353 

 

Net rental expense for the three months ended February 28, 2026 and February 28, 2025 were $112,933 and $106,048 respectively, of which $72,591 and $73,509 respectively, was paid to the Related Company.

 

The remaining weighted average lease term is 4.24 years at February 28, 2026. The weighted average discount rate is 5.14 % at February 28, 2026.

 

NOTE J – EMPLOYMENT AND OTHER AGREEMENTS

 

In February 2016, the Company entered into revised employment agreements with two officers of the Company. Pursuant to these agreements, the base salary for one officer is $330,000 and the base salary for the other officer is $275,000. The agreements continue until terminated by either party. In April 2026, the employment agreements for Ira Levy and Steven Lubman were amended to increase the base salary to $363,000 and $302,500, respectively.

 

The Company’s compensation committee may award these officers with bonuses and will review the base salary amounts for each of the officers on an annual basis to determine if any changes to the base salary amounts need to be made and may also award these officers with annual bonuses. Pursuant to the employment agreements, the officers are prohibited from engaging in activities which are competitive with those of the Company during their employment with the Company and for one year following termination. If the agreement is terminated other than for cause, the officer would be entitled to all base salary earned through the date of termination, accrued but unused vacation, all vested equity, and bonus amounts payable to the officer through the date of termination. The officers would also be entitled to receive an additional thirty-six months of annual compensation equal to the average of his base salary and bonus for the three calendar years prior to the date of termination, payable in accordance with the Company’s regular payroll practice over a 52-week period.

 

17

 

 

SURGE COMPONENTS, INC. AND SUBSIDIARIES

 

Notes to Consolidated Financial Statements

 

NOTE K – MAJOR CUSTOMERS

 

The Company had two customers who respectively accounted for 20% and 12% of net sales for the three months ended February 28, 2026 and two customers who accounted for 18% and 17% of net sales for the three months ended February 28, 2025. The Company had one customer who accounted for 36% of accounts receivable at February 28, 2026 and one customer who accounted for 34% of accounts receivable at February 28, 2025.

 

NOTE L – MAJOR SUPPLIERS

 

During the three months ended February 28, 2026 and February 28, 2025 there was one foreign supplier accounting for 25% and 27% of total inventory purchased.

 

The Company purchases substantially all of its products overseas. For the three months ended February 28, 2026, the Company purchased 29% of its products from Taiwan, 18% from Hong Kong, 45% from elsewhere in Asia and less than 1% overseas outside of Asia. The Company purchases the balance of its products in the United States.

 

NOTE M – EXPORT SALES

 

The Company’s export sales were as follows:

 

   Three Months Ended 
   February 28,   February 28, 
   2026   2025 
Canada  713,360   747,641 
China  2,565,533   2,078,411 
Other Asian Countries  291,937   137,011 
South America  2,085   35,011 
Europe  612,237   398,869 

 

Revenues are attributed to countries based on location of customer.

 

18

 

 

ITEM 2. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS.

 

This report contains forward-looking statements. All statements other than statements of historical facts contained herein, including statements regarding our future results of operations and financial position, business strategy and plans and objectives of management for future operations, are forward-looking statements. These statements involve known and unknown risks, uncertainties and other factors that may cause our actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by the forward-looking statements. Furthermore, we cannot at this time assess the affect that the global outbreak of the novel Coronavirus may have on the Company.

 

In some cases, forward-looking statements can be identified by terms such as “may,” “will,” “should,” “expects,” “plans,” “anticipates,” “could,” “intends,” “target,” “projects,” “contemplates,” “believes,” “estimates,” “predicts,” “potential” or “continue” or the negative of these terms or other similar words. These statements are only predictions. We have based these forward-looking statements largely on our current expectations and projections about future events and financial trends that we believe may affect our business, financial condition and results of operations. We discuss many of the risks in greater detail under the heading “Risk Factors” in our most recent Annual Report on Form 10-K. Also, these forward-looking statements represent our estimates and assumptions only as of the date of the filing of this report. Except as required by law, we assume no obligation to update any forward-looking statements after the date of the filing of this report.

 

Overview

 

The Company operates with two sales groups, Surge Components (“Surge”) and Challenge Electronics (“Challenge”). Surge is a supplier of electronic products and components. These products include capacitors, which are electrical energy storage devices, and discrete semiconductor components, such as rectifiers, transistors and diodes, which are single function low power semiconductor products that are packaged alone as compared to integrated circuits such as microprocessors. The products sold by Surge are typically utilized in the electronic circuitry of diverse products, including, but not limited to, automobiles, audio products, temperature control products, lighting products, energy related products, computer related products, various types of consumer products, garage door openers, household appliances, power supplies and security equipment. These products are sold to both original equipment manufacturers, commonly referred to as OEMs, who incorporate them into their products, and to distributors of the lines of products we sell, who resell these products within their customer base. These products are manufactured predominantly in Asia by approximately sixteen independent manufacturers. We act as the master distribution agent utilizing independent sales representative organizations in North America to sell and market the products for one such manufacturer pursuant to a written agreement. When we act as a sales agent, our supplier who sold the product to the customer that we introduced to our supplier pays us a commission. The amount of the commission is determined on a sale by sale basis depending on the profit margin of the product. Commission revenue totaled $5,129 and $84,198 for the three months ended February 28, 2026 and February 28, 2025 respectively.

 

Challenge is engaged in the sale of electronic components. In 1999, Challenge began as a division to sell audible components. We have been able to increase the types of products that we sell because some of our suppliers introduced new products, and we also located other products from new suppliers. Our core products include buzzers, speakers, microphones, resonators, alarms, chimes, filters, and discriminators. We now also work with our suppliers to have our suppliers customize many of the products we sell for many customers through the customers’ own designs and those that we work with our suppliers to have our suppliers redesign for them at our suppliers’ factories. We have engineers on our staff who work with our suppliers on such redesigns and assists with the introduction of new product lines. We are continually looking to expand the line of products that we sell. We sell these products through independent representatives that earn a commission on the products we sell. We are also working with local, regional, and national distributors to sell these products to local accounts in every state. Challenge also at times handles the brokering of certain products, helping its customers find parts that regular suppliers can’t deliver.

 

The Company has a Hong Kong office to effectively handle the transfer business from United States customers purchasing and manufacturing in Asia after designing the products in the United States. This office has strengthened the Company’s global position, improving our capabilities and service to our customer base.

 

19

 

 

The world of business continues to change because of “disruptors,” which are significant changes in traditional business practices. For example, customers continue to centralize purchasing from regional purchasing and are stretching their payment terms. These changes also include customers moving their manufacturing operations from North America to Asia, and the trend of globalization. Some of our customers have been involved in mergers and acquisitions, causing consolidation. This trend makes business more complicated and costly for the Company. The Company must have a presence in Asia to service and further develop the business. The Surge sales division has a sales and marketing office and warehouse in Hong Kong and for these reasons, we established Surge Ltd., our Hong Kong subsidiary. The Surge divisions regional sales in their Europe office are growing well throughout the entire European continent and management looks forward to their continued growth. The Challenge Electronics sales division is in the process of opening up a sales and marketing office in Europe as well. Currency fluctuations may also have an effect on doing business outside of North America. Customers have moved to reduce their supply chain, which could adversely affect the Company. In some market segments, demand for electronic components has decreased, and in other segments, the demand is still strong. Some technologies have become obsolete, while customers develop new products using different kinds of components. The Challenge Electronics division in the Company has had success in designing new products for customers to better their products performance capabilities. This proactive approach separates the Company from selling only commodity products to also selling more customized products. Management is cautiously optimistic about continued growth in 2026 but expects 2026 to be a period of continued challenge, in regard to inflation and general economic conditions, in maintaining consistent flow of products during shortages of certain products. These challenges could affect the Company in negative ways, possibly reducing sales and or profitability. Because of a labor shortage, our customers engineering staff has been challenged, so getting our products approved has been and will continue to take longer to achieve. Additionally, the cost of some raw materials has continued to increase, therefore our costs have increased. In some cases the customers will accept the increase while in others, the Company absorbs the cost increase. In order for the Company to continue to grow, we will depend on, among other things, the continued growth of the electronics and semiconductor industries, our ability to withstand intense price competition, our ability to obtain new customers, our ability to retain and attract high performing sales and other key personnel in order to expand our marketing capabilities, our ability to secure adequate sources of products, which are in demand on commercially reasonable terms, our success in executing and managing growth, including monitoring an expanded level of operations and systems, controlling costs, the availability of adequate cash flow, the continued supply of products from our factories, the ability to withstand higher transportation costs, tariffs, and longer travel times and our ability to deal successfully, with new and future disruptors. The tariffs continue to impact the Company, although less now than previously. The general supply chain challenges present both a challenge and opportunity to the Company. The Company is cautiously optimistic about its ability to meet these challenges with continued growth unless the general global or electronics industry economic conditions deteriorate. Challenging economic conditions could have a negative impact on sales into 2027. The combination of possible disruptors such as increased costs and longer lead times from factories to the Company could also have negative impacts on the business in the future. The tense relations between America and China could also impact the Company’s business. China could impose rules and laws that make it more difficult to do business in Hong Kong and China. The Company is taking steps to be well prepared in case of any actions from China or Iran that would cause us business disruption. For example, many of the Company’s factory partners have opened production facilities outside of China. The current U.S. conflict with Iran also carries challenges in the cost of products and general global supply. As there are many challenges in this complicated and competitive market, there are also many great opportunities that the Company is involved in. Therefore continues to seek opportunities for growth in 2026 and beyond.

 

Critical Accounting Policies

 

Accounts Receivable

 

The allowance for doubtful accounts is based on the Company’s assessment of the collectability of specific customer accounts and an assessment of international, political and economic risk as well as the aging of the accounts receivable. If there is a change in actual defaults from the Company’s historical experience, the Company’s estimates of recoverability of amounts due could be affected and the Company would adjust the allowance accordingly.

 

Revenue Recognition

 

Revenue is recognized when persuasive evidence of an arrangement exists, delivery has occurred, the price is fixed and determinable, collectability is reasonably assured and title and risk of loss have been transferred to the customer. This occurs when product is shipped from the Company’s warehouse. For direct shipments from our suppliers to our customer, revenue is recognized when product is shipped from the Company’s supplier. The Company acts as a sales agent for certain customers buying direct from one of its suppliers. The Company reports these commissions as revenues in the period earned.

 

20

 

 

The Company performs ongoing credit evaluations of its customers and maintains reserves for potential credit losses.

 

Inventory Valuation

 

Inventories are recorded at the lower of cost or net realizable value. Write-downs of inventories to net realizable value are based on stock rotation, historical sales requirements and obsolescence as well as in the changes in the backlog. Reserves required for obsolescence were not material in any of the periods in the financial statements presented. Reserves related to stock rotation and future sales requirements for specific inventory parts involve subjective estimates to be made by management based on current and expected market conditions. If market conditions are less favorable than those projected by management, additional write-downs of inventories could be required. For example, each additional 1% of obsolete inventory would reduce operating income by approximately $54,000.

 

The Company does not have price protection agreements with any of its vendors and assumes the risk of changes in the prices of its products. The Company does not believe there to be a significant risk with regards to the lack of price protection agreements as many of its inventory items are purchased to fulfill purchase orders received.

 

Income Taxes

 

We have made a number of estimates and assumptions relating to the reporting of a deferred income tax asset to prepare our financial statements in accordance with generally accepted accounting principles. These estimates may have a significant impact on our valuation allowance relating to deferred income taxes. Our estimates could materially impact the financial statements.

 

Results of Operations

 

Consolidated net sales for the three months ended February 28, 2026 increased by $962,169 or 13.3%, to $8,193,907 as compared to net sales of $7,231,738 for the three months ended February 28, 2025. We attribute the increase to an increase in business with new customers as well as an increase in business with existing customers. Net sales for the three months ended February 28, 2026 and February 28, 2025 reflect $165,574 and $173,081, respectively of tariff costs that the Company was able to pass on to its customers.

 

Our gross profit for the three months ended February 28, 2026 increased by $362,707 to $2,408,409, or 17.7%, as compared to $2,045,702 for the three months ended February 28, 2025. Gross margin as a percentage of net sales increased to 29.4% for the three months ended February 28, 2026 compared to 28.3% for the three months ended February 28, 2025. The increase in gross profit and gross profit as a percentage of sales can be attributed to the increase in sales volume and to certain products being sold at a higher profit margin. Our industry will continue to receive pressure from customers for price reductions. Some of them further demand periodic price reductions on a quarterly or semi-annual basis, as opposed to annual fixed pricing. We work with electronic manufacturing service subcontractor customers who manufacture products for other customers who do not have their own manufacturing operations. At times we are not able to recover these price reductions from our suppliers. The Company has agreements with these subcontractor customers to provide periodic cost reductions through rebates in the amount of 5%. These reductions only affect future shipments of our products, and do not affect existing orders. These reductions can have a negative impact on our profit margins since they reduce the amount of commissions we can earn. Even though this rebate can impact the Company’s gross profit margin, these subcontractor customers represent very significant potential growth for the Company, because they can help the Company become an approved supplier at the customers they manufacture for, and they purchase our components for these customers. We believe it would be very difficult for the Company to achieve business at these customers without the help of these subcontractor customers. The Company was impacted by tariff costs on certain products imported from China, which went into effect as of July 6, 2018 as well as new tariffs that went into effect as of February 4, 2025. The Company has been able to pass along a portion of these costs to its customers. The Company is also moving some customer deliveries directly to Hong Kong in order to mitigate some of these costs. However, there can be no assurance that we will be able to pass along the new costs or the effects if any it will have on our revenue in the future.

 

21

 

 

Selling and shipping expenses for the three months ended February 28, 2026 was $834,180, an increase of $180,813, or 27.7%, as compared to $653,367 for three months ended February 28, 2025. We attribute the increase to increases in selling expenses such as commission expenses and sales payroll, due to the hiring of additional sales personnel and travel and entertainment expenses offset by decreases in advertising expenses..

 

General and administrative expenses for the three months ended February 28, 2026 was $1,721,278, an increase of $342,016, or 24.8%, as compared to $1,379,262 for the three months ended February 28, 2025. The increase is due primarily to increases in salaries and related payroll tax due to the hiring of additional staff.as well as rent, professional fees expenses, as well as office and public company expenses, partially offset by decreases in bank charge expenses.

 

Depreciation expense for the three months ended February 28, 2026 was $10,791, a decrease of $4,826, or 30.9%, as compared to $15,617 for the three months ended February 28, 2025.

 

Other income for the three months ended February 28, 2026 was $104,297, a decrease of $20,669 as compared to $124,966 for the three months ended February 28, 2025. We attribute the decrease to a reduction in income from investment in bonds and notes issued by the United States Treasury.

 

Tax expense for the three months ended February 28, 2026 was $(19,268), a decrease of $84,334 as compared to a tax expense of $65,066 for the three months ended February 28, 2025. The changes result from our decrease in net income for the fiscal 2026 period.

 

As a result of the foregoing, the net loss for the three months ended February 28, 2026 was $(34,275), compared to a net income of $57,356 for the three months ended February 28, 2025.

 

Liquidity and Capital Resources

 

As of February 28, 2026 we had cash of $6,448,930, marketable securities of $8,363,700, and working capital of $20,634,936. We believe that our working capital levels are adequate to meet our operating requirements during the next twelve months. The Company is exploring and evaluating opportunities for growth and expansion using the Company’s cash resources.

 

During the three months ended February 28, 2026, we had net cash flow provided by operating activities of $1,090,562, as compared to net cash flow used in operating activities of $(124,278) for the three months ended February 28, 2025. The increase in cash flow from operating activities was primarily the result of increased cash flows from reduced accounts receivable, accounts payable, inventory and prepaid expenses as partially offset by net loss and a smaller decrease in cash flows from accrued expenses in 2026.

 

We had net cash flow provided by investing activities of $26,759 for the three months ended February 28, 2026, as compared to net cash flow used in investing activities of $(1,631,575) for the three months ended February 28, 2025. We attribute the change to reduced purchases by the Company of marketable debt securities in the form of Treasury bills and notes issued by the United States Treasury in the current period..

 

We had no net cash flow from financing activities during each of the three months ended February 28, 2026 and 2025.

 

22

 

 

As a result of the foregoing, the Company had an increase in cash of $1,117,321 for the three months ended February 28, 2026, as compared to a net decrease in cash of $1,755,853 for the three months ended February 28, 2025.

 

The table below sets forth our contractual obligations, including long-term debt, operating leases and other long-term obligations, as of February 28, 2026:

 

       Payments due         
       0 – 12   13 – 36   37 – 60   More than 
Contractual Obligations  Total   Months   Months   Months   60 Months 
Financing Lease Obligations  $-   $-   $-   $-   $    - 
Operating leases  $1,317,110    368,083    592,273    356,754    - 
                          
Total obligations  $1,317,110   $368,083   $592,273   $356,754   $- 

 

Inflation

 

In the past two fiscal years, inflation has not had a significant impact on our business. The Company has been able to pass along increases in purchasing costs to its customers. Any significant increase in inflation and interest rates could have a significant effect on the economy in general and, thereby, could affect our future operating results.

 

Off Balance Sheet Arrangements

 

We do not have any off balance sheet arrangements.

 

ITEM 3. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK.

 

Not applicable.

 

ITEM 4. CONTROLS AND PROCEDURES.

 

Evaluation of Disclosure Controls and Procedures

 

The Company maintains controls and procedures designed to ensure that information required to be disclosed in the reports that it files or submits under the Securities Exchange Act of 1934, as amended (“Exchange Act”), is recorded, processed, summarized and reported within the time periods specified in the rules and forms of the Securities and Exchange Commission (“Commission”). Ira Levy, the Company’s principal executive officer and principal financial officer, has evaluated the effectiveness of the Company’s disclosure controls and procedures (as defined in Exchange Act Rule 13a-15(e)) as of February 28, 2026 and has concluded that, as of such date, our disclosure controls and procedures were effective.

 

Changes in Internal Controls

 

During the three months ended February 28, 2026 there were no changes in our internal control over financial reporting that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

 

23

 

 

PART II - OTHER INFORMATION

 

ITEM 1. LEGAL PROCEEDINGS.

 

There are no legal proceedings to which the Company or any of its property is the subject.

 

ITEM 1A. RISK FACTORS.

 

Not applicable.

 

ITEM 2. UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS.

 

None.

 

ITEM 3. DEFAULTS UPON SENIOR SECURITIES.

 

None.

 

ITEM 4. MINE SAFETY DISCLOSURES.

 

Not applicable.

 

ITEM 5. OTHER INFORMATION.

 

None.

 

24

 

 

ITEM 6. EXHIBITS.

 

Exhibit
Number
  Description
     
31.1   Certification by Principal Executive Officer and Principal Financial Officer pursuant to Section 302 of the Sarbanes-Oxley Act of 2002
     
32.1   Certification by Principal Executive Officer and Principal Financial Officer pursuant to Section 906 of the Sarbanes-Oxley Act of 2002
     
101.INS   Inline XBRL Instance Document.
     
101.SCH   Inline XBRL Taxonomy Extension Schema Document.
     
101.CAL   Inline XBRL Taxonomy Extension Calculation Linkbase Document.
     
101.DEF   Inline XBRL Taxonomy Extension Definition Linkbase Document.
     
101.LAB   Inline XBRL Taxonomy Extension Label Linkbase Document.
     
101.PRE   Inline XBRL Taxonomy Extension Presentation Linkbase Document.
     
104   Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101).

 

25

 

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

 

  SURGE COMPONENTS, INC.
     
Date: April 14, 2026 By: /s/ Ira Levy
  Name:  Ira Levy
  Title: Chief Executive Officer
(Principal Executive Officer,
Principal Financial Officer and
Principal Accounting Officer)

 

26

 

FAQ

How did Surge Components (SPRS) revenue perform in the quarter ended February 28, 2026?

Surge Components’ net sales increased 13.3% to $8,193,907 for the quarter ended February 28, 2026. Management attributes this growth to higher business from both new and existing customers, despite ongoing industry challenges such as tariffs, inflation and supply chain complexity.

Did Surge Components (SPRS) report a profit or loss for the quarter?

Surge Components reported a small net loss of $34,275 for the quarter, compared with net income of $57,356 a year earlier. Higher selling, shipping, and general and administrative expenses outpaced gross profit growth, driving the shift from profit to a modest quarterly loss.

What was Surge Components’ (SPRS) cash and working capital position as of February 28, 2026?

As of February 28, 2026, Surge Components held $6,448,930 in cash, $8,363,700 in marketable securities, and working capital of $20,634,936. The company states these resources are adequate to meet operating requirements over the next twelve months while it evaluates growth and expansion opportunities.

How did gross margin trend for Surge Components (SPRS) in the latest quarter?

Gross margin improved to 29.4% in the quarter ended February 28, 2026, up from 28.3% a year earlier. Gross profit increased 17.7% to $2,408,409, supported by higher sales volume and certain products sold at better margins, even with ongoing customer price pressure.

What operating expense changes affected Surge Components (SPRS) results?

Selling and shipping expenses rose 27.7% to $834,180, and general and administrative expenses increased 24.8% to $1,721,278. These increases were mainly from higher commissions, additional sales and administrative staff, travel, rent, professional fees, and public company costs, partly offset by lower bank charges.

How strong was Surge Components’ (SPRS) operating cash flow this quarter?

Operating activities generated $1,090,562 in cash for the three months ended February 28, 2026, versus cash used of $124,278 a year earlier. The improvement mainly reflects favorable working capital movements in accounts receivable, inventory, prepaid expenses, accounts payable and accrued expenses.