STOCK TITAN

Standard Premium (OTCQX: SPFX) repurchases 76,000 shares after strong 2025

Filing Impact
(High)
Filing Sentiment
(Neutral)
Form Type
8-K

Rhea-AI Filing Summary

Standard Premium Finance Holdings, Inc. reported that it has repurchased 76,000 shares at $2.25 per share under a previously authorized stock buyback program. Management describes the repurchase as aligned with its strategic direction and as a way to return capital to shareholders.

The company highlights strong 2025 performance, including a 24% increase in net income, $158 million in loan originations, a 14% increase in its receivables portfolio, a 56% increase in positive operating cash flow, and a 27.5% rise in earnings per share. Standard Premium operates as a specialty finance company that has financed premiums on over $2 billion of property and casualty insurance policies across 43 states.

Positive

  • Robust 2025 performance: Net income rose 24%, loan originations reached $158 million, receivables grew 14%, positive operating cash flow increased 56%, and earnings per share climbed 27.5%, indicating stronger profitability and cash generation.
  • Share repurchase activity: The company bought back 76,000 shares at $2.25 per share under a board-authorized program, reflecting active capital return alongside its stated growth initiatives.

Negative

  • None.

Insights

Standard Premium combines a modest buyback with strong 2025 growth metrics.

Standard Premium repurchased 76,000 shares at $2.25 under a board-authorized buyback, signaling active capital return alongside business expansion. The action reduces share count slightly and is framed by management as consistent with their strategic growth plans through 2026.

The company pairs this with notable 2025 results: net income up 24%, loan originations of $158 million, receivables up 14%, positive operating cash flow up 56%, and earnings per share up 27.5%. These figures indicate stronger profitability and cash generation supporting the repurchase decision.

As a specialty finance company that has financed over $2 billion of insurance premiums and operates in 43 states, future filings may show how ongoing buybacks and any M&A activity influence loan growth, receivables quality, and cash flow after the strong 2025 baseline.

Item 8.01 Other Events Other
Voluntary disclosure of events the company deems important to shareholders but not covered by other items.
Item 9.01 Financial Statements and Exhibits Exhibits
Financial statements, pro forma financial information, and exhibit attachments filed with this report.
Share repurchase 76,000 shares at $2.25 Repurchased under board-authorized stock buyback program
Net income growth 24% increase Change in net income for 2025 fiscal year
Loan originations $158 million Loan originations during 2025 fiscal year
Receivables growth 14% increase Increase in receivables portfolio in 2025
Operating cash flow 56% increase Increase in positive operating cash flow in 2025
Earnings per share 27.5% increase EPS change for 2025 fiscal year
Premiums financed Over $2 billion Cumulative property and casualty premiums financed since 1991
Geographic reach 43 states States in which the company currently operates
stock repurchase program financial
"the Company has repurchased 76,000 shares at $2.25 per share through a board authorized stock buyback program"
A stock repurchase program is when a company buys back its own shares from the market. This can make each remaining share more valuable and shows that the company believes its stock is a good investment. It’s like a business treating its shares like a limited resource, hoping to boost confidence and share prices.
operating cash flow financial
"a 56% increase to positive operating cash flow"
Operating cash flow is the amount of money a company earns from its main business activities, like selling products or services. It shows how well the company can generate cash to pay bills, invest in growth, or return money to shareholders. This figure helps investors understand if the company’s core operations are healthy and sustainable.
earnings per share financial
"an increase of 27.5% in earnings per share"
Earnings per share represent the amount of profit a company makes for each share of its stock, similar to how a pie’s total size can be divided into slices for each person. It helps investors understand how profitable the company is on a per-share basis, making it easier to compare its performance over time or against other companies. Higher earnings per share generally indicate better profitability and can influence a company's stock value.
forward-looking statements regulatory
"This press release includes "forward-looking statements" within the meaning of the safe harbor provisions"
Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.
specialty finance company financial
"Standard Premium Finance Holdings, Inc. ... is a specialty finance company which has financed premiums"
M&A opportunities financial
"are seeking M&A opportunities of synergistic businesses to leverage economies of scale"
false 0001807893 0001807893 2026-04-28 2026-04-28 iso4217:USD xbrli:shares iso4217:USD xbrli:shares

 

 
 

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

FORM 8-K

  

CURRENT REPORT

 

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

 

Date of Report (Date of earliest event reported): April 28, 2026

 

STANDARD PREMIUM FINANCE HOLDINGS, INC.

(Exact name of registrant as specified in its charter)

  

Florida 000-56243 81-2624094
(State or Other Jurisdiction (Commission (I.R.S. Employer
of Incorporation) File Number) Identification No.)

 

13590 SW 134th Avenue, Suite 214, Miami, FL 33186

(Address of Principal Executive Office) (Zip Code)

 

305-232-2752

(Registrant’s telephone number, including area code)

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

 

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

Securities registered pursuant to Section 12(b) of the Act: None

  

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

 

Emerging growth company

 

If an emerging growth company, indicate by checkmark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. 

 

 
 

 

 
 

 

Item 8.01 Other Events.

 

On April 28, 2026, Standard Premium Finance Holdings, Inc. (the “Company”) issued a press release related to stock repurchase activity of a stock repurchase program previously authorized by the Company’s board of directors. A copy of the press release is attached hereto as Exhibit 99.1.

 

Item 9.01 Financial Statements and Exhibits.

 

(d) Exhibit.

 

Exhibit
Number
  Exhibit Description
     
99.1  

Company press release dated April 28, 2026 related to the Company’s stock repurchase program.

104   Cover Page Interactive Data File (embedded within the Inline XBRL document).

 

 

 

SIGNATURES

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

 

  STANDARD PREMIUM FINANCE HOLDINGS, INC.
     
     
Dated:  April 28, 2026 By:   /s/ William J. Koppelmann
    William J. Koppelmann
Chairman and Chief Executive Officer
   

 

 

 

 

 

 

Exhibit 99.1

 

 

Standard Premium Announces Stock Repurchase Following Strong 2025 Financial Performance

 

MIAMI, FL – April 28, 2026 – Standard Premium Finance Holdings, Inc. (OTCQX: SPFX) (“Standard Premium”), a leading specialty finance company, today announces that the Company has repurchased 76,000 shares at $2.25 per share through a board authorized stock buyback program.

 

“We executed this planned stock buyback to support Standard Premium’s strategic direction as we continue to scale our business to achieve planned growth initiatives throughout the balance of 2026,” says William Koppelmann, CEO, Standard Premium. “This program highlights our financial strength and provides flexibility for us to return capital to shareholders while reinforcing the long-term value of the company.”

 

The stock repurchase follows Standard Premium’s reported strong earnings results for the 2025 fiscal year, including a 24% increase to net income, $158 million in loan originations, a 14% increase to the Company’s receivables portfolio, a 56% increase to positive operating cash flow and an increase of 27.5% in earnings per share.

 

About Standard Premium Finance Holdings, Inc. 

 

Standard Premium Finance Holdings, Inc. (OTCQX: SPFX), is a specialty finance company which has financed premiums on over $2 Billion of property and casualty insurance policies since 1991. We currently operate in 43 states and are seeking M&A opportunities of synergistic businesses to leverage economies of scale. https://www.standardpremium.com/ 

 

Cautionary Statement Regarding Forward-Looking Statements

This press release includes "forward-looking statements" within the meaning of the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995 and within the meaning of Section 27a of the Securities Act of 1933, as amended, and Section 21e of the Securities Exchange Act of 1934, as amended with regard to our anticipated future growth and outlook. Our actual results may differ from expectations presented or implied herein and, consequently, you should not rely on these forward-looking statements as predictions of future events. We do not undertake or accept any obligation or undertaking to release publicly any updates or revisions to any forward-looking statement to reflect any change in our expectations or any change in events, conditions or results.

 

Additional information concerning risk factors relating to our business is contained in Item 1A Risk Factors of our Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 20, 2026 which is available on the SEC’s website at www.sec.gov or on the Investor Relations section of our website, standardpremium.com.

 

Media:
Nicholas Turchiano
CPR Marketing
nturchiano@cpronline.com
201-641-1911x35

 

FAQ

What did Standard Premium Finance Holdings (SPFX) announce about its stock repurchase?

Standard Premium repurchased 76,000 shares at $2.25 per share under a board-authorized stock buyback program. Management says this action aligns with its strategic direction and is intended to return capital to shareholders while supporting long-term company value and planned growth initiatives.

How did Standard Premium Finance Holdings (SPFX) perform financially in 2025?

For 2025, Standard Premium reported a 24% increase in net income and a 27.5% increase in earnings per share. The company generated $158 million in loan originations, expanded its receivables portfolio by 14%, and increased positive operating cash flow by 56%, highlighting stronger underlying performance.

What type of business is Standard Premium Finance Holdings (SPFX)?

Standard Premium is a specialty finance company focused on financing property and casualty insurance premiums. It has financed over $2 billion of policies since 1991, operates in 43 states, and is actively seeking M&A opportunities in synergistic businesses to leverage economies of scale across its platform.

How does the stock buyback relate to Standard Premium’s growth plans?

Management states the 76,000-share repurchase was a planned buyback supporting the company’s strategic direction. They indicate it provides flexibility to return capital to shareholders while the business scales to pursue planned growth initiatives throughout the balance of 2026, following strong 2025 financial results.

What key growth metrics did Standard Premium highlight from 2025?

The company emphasized a 24% net income increase, $158 million in loan originations, a 14% receivables portfolio increase, a 56% rise in positive operating cash flow, and a 27.5% increase in earnings per share, underscoring improved profitability, lending activity, and cash generation during the 2025 fiscal year.

Does Standard Premium Finance (SPFX) provide any forward-looking statements or cautions?

Yes. The company includes forward-looking statements about anticipated growth and outlook, subject to risks described in its Form 10-K filed on March 20, 2026. It notes actual results may differ from expectations and does not undertake to update forward-looking statements publicly after this release.

Filing Exhibits & Attachments

4 documents