Welcome to our dedicated page for Sofi Technologies SEC filings (Ticker: SOFI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SoFi Technologies, Inc. (NASDAQ: SOFI) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. These documents include current reports on Form 8-K, annual and quarterly reports when available, registration statements, and other materials that describe SoFi’s financial condition, capital markets activity, and significant corporate events.
Recent Form 8-K filings illustrate how SoFi uses SEC reports to communicate material information. For example, the company has filed 8-Ks describing underwritten public offerings of common stock registered on Form S-3, including the size of the offerings, pricing, and intended use of proceeds for general corporate purposes such as enhancing capital position, working capital, and funding growth and business opportunities. Other 8-Ks report quarterly financial results by furnishing earnings press releases for specific periods.
SoFi’s filings also document insider-related transactions and other events. Certain 8-Ks describe prepaid variable forward contracts entered into by senior executives involving shares of SoFi common stock, explaining the structure, pledged shares, and how these contracts provide liquidity while allowing executives to retain voting and dividend rights during the pledge term.
On Stock Titan, users can review these filings in sequence and use AI-powered summaries to understand the key points of lengthy documents. AI tools highlight important items in 10-K and 10-Q reports, explain complex capital markets transactions, and surface notable Form 4 insider activity where available, helping investors quickly interpret what each filing may mean for SoFi’s business. Real-time updates from EDGAR ensure that new SOFI filings, from earnings-related 8-Ks to registration statements, appear promptly so users can analyze SoFi’s regulatory disclosures alongside its stock performance and news flow.
SoFi Technologies reported strong growth for the quarter ended March 31, 2026. Total net revenue reached $1,100,368 thousand, up from $771,759 thousand a year earlier, driven mainly by higher interest income from loans and securitizations and larger loan platform fees.
Net income rose to $166,731 thousand from $71,116 thousand, with diluted earnings per share improving to $0.12 from $0.06. Loans totaled $42,172,790 thousand, reflecting expansion in personal, home, and student lending, while deposits grew to $40,242,697 thousand, showing continued traction of SoFi Bank.
Operating cash flow was a use of $2,314,994 thousand, largely due to significant growth in loans held for sale. Cash and cash equivalents declined to $3,401,020 thousand from $4,929,452 thousand at year-end 2025 as the company funded loan and securities growth.
SoFi Technologies, Inc. has called its 2026 annual meeting of stockholders as a fully virtual event on June 17, 2026 at 7:00 a.m. Pacific Time. Stockholders of record at the close of business on April 20, 2026 may participate and vote online using a 16-digit control number.
Stockholders will vote on three main items: electing ten directors to one-year terms, approving on an advisory basis the 2025 compensation of named executive officers, and ratifying Deloitte & Touche LLP as independent registered public accounting firm for the year ending December 31, 2026. Deloitte has served in this role since 2017.
The proxy describes SoFi’s governance framework, including an independent board chair, fully independent key committees (Audit, Risk, Compensation, and Nominating and Corporate Governance), and an enterprise-wide risk oversight structure. Non-employee directors receive cash retainers, additional committee fees, and annual RSU grants; in 2025 most received RSUs valued at $264,603, with the board-level annual cash retainer set at $50,000.
SoFi Technologies Inc Schedule 13G reports that Vanguard Capital Management beneficially owned 68,207,763 shares of SoFi common stock, representing 5.34% of the class as reported. The filing shows sole voting power for 11,099,182 shares and sole dispositive power for 68,207,763 shares. The CUSIP is 83406F102 and the reporting period is 03/31/2026. The filing states these holdings include securities held by Vanguard funds and certain affiliates over which Vanguard exercises dispositive power. The form is signed on 04/30/2026.
SoFi Technologies reported a strong first quarter of 2026 with record net revenue of $1.1 billion, up 43% from a year earlier, and net income of $166.7 million, more than doubling from the prior-year period. Diluted earnings per share rose to $0.12 from $0.06. Adjusted net revenue reached $1.09 billion, up 41%, and adjusted EBITDA grew 62% to a record $339.9 million, for a 31% margin.
The company added 1.1 million members to reach 14.7 million, and total products increased 39% to 22.2 million, with 19.3 million in financial services. Loan originations hit a record $12.2 billion, led by personal loans of $8.3 billion, student loans of $2.6 billion, and home loans of $1.2 billion. Credit performance remained solid, with total annualized net charge-offs at 2.04% and personal loan charge-offs at 3.03%.
Management guided to roughly 30% adjusted net revenue growth and about 30% adjusted EBITDA margin for the second quarter of 2026, and for full-year 2026 expects adjusted net revenue of about $4.655 billion, adjusted EBITDA of about $1.6 billion, adjusted net income of about $825 million and adjusted EPS of roughly $0.60.
BlackRock, Inc. reported beneficial ownership of 64,797,945 shares of SoFi Technologies, Inc. common stock, representing 5.1% of the class as disclosed on the Schedule 13G. The filing shows sole voting power for 59,499,689 shares and sole dispositive power for 64,797,945 shares.
The Schedule 13G lists BlackRock's address and CUSIP 83406F102, and is signed by Spencer Fleming on 04/27/2026. The filing notes various persons may have rights to dividends or proceeds; no other person holds more than 5% individually.
SoFi Technologies EVP Kelli Keough sold common stock in a pre-planned transaction. On this Form 4, Keough is reported to have sold 9,742 shares of SoFi Technologies, Inc. common stock in an open-market transaction at a weighted average price of $19.2518 per share.
The filing states this sale was completed pursuant to a Rule 10b5-1 Trading Plan adopted by the reporting person on July 30, 2025. The transaction was executed in multiple trades within a price range of $18.7050 to $19.7600 per share. Following the sale, Keough directly owns 333,284 shares of SoFi common stock.
Borden William A. reported acquisition or exercise transactions in this Form 4 filing.
SoFi Technologies director William A. Borden elected to receive part of his board compensation as Deferred Stock Units (DSUs) rather than cash under the company’s Director Deferred Compensation Plan. On March 31, 2026, he was credited with 1,191 DSUs, each economically equivalent to one share of SoFi common stock.
The first‑quarter 2026 DSU amount was based on the cash compensation he deferred, divided by SoFi’s common stock closing price of $15.23 on March 27, 2026, as described in the plan. Earlier quarters show similar DSU credits tied to then‑current closing prices. The DSUs will be paid out according to the plan’s terms.
SoFi Technologies Inc — Amendment No. 3 to a Schedule 13G/A filed by The Vanguard Group states it beneficially owns 0 shares of SoFi common stock, representing 0% of the class. The filing explains an internal realignment on January 12, 2026 that led certain Vanguard subsidiaries to report ownership separately; Vanguard states it no longer is deemed to have beneficial ownership of securities held by those subsidiaries. The filing is signed by Ashley Grim on 03/27/2026.
SoFi Technologies executive Kelli Keough sold 9,742 shares of common stock in an open-market transaction. The sale occurred on March 20, 2026 at a weighted average price of $16.9438 per share, with individual trade prices ranging from $16.7000 to $17.3600 per share.
After this transaction, Keough directly holds 343,026 shares of SoFi Technologies common stock. The sale was completed under a pre-arranged Rule 10b5-1 trading plan adopted by Keough on July 30, 2025, indicating it was scheduled in advance rather than timed discretionarily.