Welcome to our dedicated page for Smartfinancial SEC filings (Ticker: SMBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SmartFinancial, Inc. (NYSE: SMBK) SEC filings page brings together the company’s regulatory disclosures, including current reports on Form 8-K and registration-related documents referenced in its public announcements. SmartFinancial is a Tennessee-incorporated bank holding company based in Knoxville, Tennessee, and its filings provide detailed insight into the operations and capital structure supporting SmartBank, a full-service commercial bank founded in 2007 with branches across Tennessee, Alabama, and Florida.
Recent Form 8-K filings for SmartFinancial cover a range of material events and Regulation FD disclosures. These include quarterly earnings releases that report results of operations and financial condition, with exhibits providing full press releases and investor slide presentations. Through these filings, readers can review information on net interest income, net interest margin, loan and lease growth, deposit trends, noninterest income and expense, credit quality measures, and non-GAAP metrics such as operating earnings and tangible book value per share.
SmartFinancial’s 8-K filings also document board actions on regular quarterly cash dividends, specifying dividend amounts, record dates, and payment dates. Other filings describe capital and funding transactions, such as the Subordinated Note Purchase Agreement under which the company issued $100.0 million of 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035, intended to qualify as Tier 2 capital, and a subsequent exchange offer for registered notes with identical terms. These documents outline key terms of the notes, including maturity, interest structure, redemption provisions, and subordination.
Additional 8-K disclosures address corporate transactions, such as the sale of SBK Insurance Inc. by SmartBank and SmartFinancial’s minority ownership interest in the purchaser’s parent entity, as well as the expectation of a continuing strategic relationship. Together, these filings provide a regulatory record of SmartFinancial’s earnings communication, dividend policy, capital management, and selected subsidiary transactions.
On this page, users can access SmartFinancial’s SEC filings as they are made available through EDGAR. AI-powered tools on the platform can help summarize lengthy documents, highlight key terms in subordinated debt agreements, and surface important data points from earnings-related filings, making it easier to interpret SMBK’s regulatory disclosures without reading every line.
SMARTFINANCIAL INC. director Kelli D. Shomaker made an open-market purchase of the company’s Common Stock. On May 4, 2026, she bought 290 shares at a price of $41.30 per share. Following this transaction, she directly owns 2,120 Common shares.
SmartFinancial, Inc. registers $100,000,000 of securities on a shelf to be offered from time to time, including common stock, preferred stock, senior and subordinated debt, depositary shares, purchase contracts, units, warrants and rights. The shelf prospectus provides a general description; specific terms, issuance amounts, pricing and distribution methods will be set forth in subsequent prospectus supplements for each offering. The company discloses consolidated balance-sheet anchors: total assets of $5.9 billion, total loans of $4.5 billion, total deposits of $5.2 billion and shareholders’ equity of $562.2 million as of March 31, 2026.
SmartFinancial, Inc. declared a regular quarterly cash dividend of $0.09 per share of common stock. The dividend is payable on June 1, 2026 to shareholders of record at the close of business on May 15, 2026.
The $0.09 quarterly dividend represents a 12.5% increase from the prior quarterly dividend of $0.08 per share declared in January 2026, signaling a higher ongoing cash return to shareholders.
BlackRock, Inc. files a Schedule 13G/A reporting beneficial ownership of 1,029,869 shares of SMARTFINANCIAL INC. common stock, representing 6.0% of the class as shown on the cover date 03/31/2026.
The filing states sole voting power of 1,013,564 shares and sole dispositive power of 1,029,869 shares held by certain Reporting Business Units of BlackRock. The cover lists BlackRock’s business address as 50 Hudson Yards, New York, NY. Item 6 notes various persons have rights to dividends or sale proceeds; no single outside person holds more than 5%.
SMARTFINANCIAL INC. executive Jordan Rhett D., EVP & Chief Credit Officer, completed an open-market sale of 500 shares of Common Stock at $41.85 per share. After this transaction, he directly holds 12,202 shares of SmartFinancial common stock, indicating a relatively small reduction in his position.
SmartFinancial, Inc. reported first quarter 2026 net income of $13.7 million, or $0.81 per diluted share, up from $11.3 million, or $0.67, a year earlier and flat with the prior quarter. Loan balances rose by about $155 million, while core deposits increased $95 million, helping drive growth.
Tax-equivalent net interest margin improved to 3.48% from 3.38% in the prior quarter as deposit costs declined, even though loan yields softened slightly. The allowance for credit losses increased to 0.97% of loans following a model change, and nonperforming assets remained low at 0.25% of total assets.
Total assets reached $5.91 billion, deposits totaled $5.20 billion, and shareholders’ equity was $562.2 million. Return on average assets was 0.96% and return on average shareholders’ equity was 9.90%, indicating steady profitability alongside modest balance sheet growth.
SmartFinancial, Inc. is asking shareholders to vote at its May 21, 2026 annual meeting on three items: electing 10 directors, ratifying Elliott Davis, PLLC as auditor for 2026, and approving executive pay on an advisory basis. The Board recommends voting FOR all proposals.
The record date is March 24, 2026, when 17,098,473 common shares were outstanding, including 274,420 unvested restricted shares with voting rights. The Board is mostly independent and uses committees for audit, governance, nominations, compensation and strategic oversight. A 2025 advisory vote on executive pay received about 99% support.
SmartFinancial, Inc., through its subsidiary SmartBank, has promoted Cynthia A. Cain to Chief Operating Officer, effective immediately. The new COO role is designed to strengthen the bank’s leadership structure and support long-term growth in a rapidly changing financial services environment.
Ms. Cain will oversee Operations, Technology, Data, AI Governance, Digital & Innovation, and all Payments functions, centralizing key efficiency and client-experience areas under one leader. She has more than 30 years of accounting and financial operations experience and has served as SmartFinancial’s Chief Accounting Officer since August 2022.
The company states there are no special arrangements or family relationships connected to her appointment and no related-party transactions requiring disclosure. A press release detailing the promotion is furnished as an exhibit under Regulation FD.
SmartFinancial, Inc., a Tennessee-based bank holding company for SmartBank, outlines its 2025 business profile, risk factors and regulatory environment. The bank focuses on commercial and consumer lending, with net loans and leases of approximately $4.3 billion at December 31, 2025, representing about 74% of total assets.
SmartBank operates 42 full-service branches and two loan production offices across Tennessee, Alabama, Florida and Georgia as of March 1, 2026, and uses investment securities and FHLB and Federal Reserve funding to complement deposits. The company emphasizes credit risk management, diversified loan types and investment-grade securities.
As of June 30, 2025, non-affiliate market value of common stock was about $535.9 million, and there were 17,096,969 shares outstanding as of March 12, 2026. Management discusses interest-rate sensitivity, showing modeled 200 basis-point rate shocks could change 12‑month net interest income by between about $3.4 million and $4.06 million, and notes SmartBank remained well capitalized under regulatory standards.