Southern Missouri Bancorp, Inc. filings document formal disclosures for a Missouri bank holding company whose common stock trades on the NASDAQ Stock Market under SMBC. Recent Form 8-K reports record preliminary operating results and financial condition updates for Southern Bank, quarterly dividend declarations, investor presentation materials furnished under Regulation FD, and other events affecting the holding company.
The filing record also includes governance disclosures such as amended and restated bylaws, annual meeting voting results, director elections, advisory executive-compensation votes, auditor ratification, securities information for common stock, and exhibit filings with Inline XBRL cover data.
Southern Missouri Bancorp, Inc. reported higher profitability for the quarter and nine months ended March 31, 2026. Quarterly net income rose to $17.8 million from $15.7 million, and nine‑month net income increased to $51.6 million from $42.8 million, as net interest income improved and funding costs eased.
Total assets reached $5.14 billion, with net loans of $4.27 billion and deposits of $4.34 billion. The allowance for credit losses increased to $55.9 million, reflecting higher provisioning, while basic earnings per share were $1.60 for the quarter and dividends paid were $0.25 per share.
Southern Missouri Bancorp, Inc. director Douglas Bagby reported an open-market sale of common stock. On May 6, 2026, he sold 580 shares of Southern Missouri Bancorp common stock at an average price of $68.9041 per share. Following this transaction, he directly owns 21,220 common shares, indicating the sale represented a small portion of his overall holdings.
SOUTHERN MISSOURI BANCORP, INC. executive vice president and chief lending officer Richard Windes reported an options exercise and updated holdings. Windes exercised stock options to acquire 2,000 shares of common stock at $34.35 per share, bringing his directly held common stock position to 7,375 shares after the transaction.
He also holds 2,178.491 shares of common stock indirectly through a 401(k), reflecting contributions since his last ownership report. In addition, Windes retains several unexercised stock option grants on common stock, including grants with exercise prices such as $34.91 and $37.40 per share that expire between 2030 and 2035, which vest in 20% annual installments over five years.
Southern Missouri Bancorp, Inc. filed a current report to share investor presentation materials. The company furnished an investor presentation dated May 4, 2026, as Exhibit 99.1, which is scheduled to be presented on May 5, 2026 at the DA Davidson Financial Institutions Conference. The filing is made under a Regulation FD disclosure item and does not itself include detailed financial results, which are contained in the attached presentation.
Southern Missouri Bancorp, Inc. reported preliminary net income of $17.8 million for the third quarter of fiscal 2026, up 13.3% from a year earlier, driven by higher net interest income and noninterest income.
Preliminary diluted earnings per share were $1.60, compared with $1.39 in the prior-year quarter. Net interest margin improved to 3.67% from 3.44%, as funding costs fell faster than yields on interest-earning assets. Total assets reached $5.1 billion, with net loans of $4.27 billion and deposits of $4.34 billion.
Asset quality remained solid though nonperforming loans increased to 0.70% of gross loans, while the allowance for credit losses stood at 1.29% of gross loans and covered 185.6% of nonperforming loans. The efficiency ratio improved to 52.2%, reflecting revenue growth outpacing expenses.
The board declared a quarterly dividend of $0.25 per common share, payable May 29, 2026, marking the 128th consecutive quarterly dividend. Book value per common share was $52.31 and tangible book value per share was $45.80 as of March 31, 2026.
Southern Missouri Bancorp Inc: The Vanguard Group filed an Amendment No. 1 to Schedule 13G reporting a reallocation of holdings after an internal realignment on January 12, 2026. The filing states amount beneficially owned: 0 shares (0%) and lists voting and dispositive power as zero. The amendment explains certain Vanguard subsidiaries will report beneficial ownership separately in reliance on SEC Release No. 34-39538; as a result, The Vanguard Group, Inc. no longer is deemed to beneficially own the securities held by those subsidiaries.
Southern Missouri Bancorp director Charles R. Love reported an open-market sale of 580 shares of common stock at $64.00 per share. After this transaction, he directly owns 15,220 common shares and indirectly holds 11,100 shares through an IRA.
Southern Missouri Bancorp director Kenneth J. Bower reported an equity award. He acquired 400 shares of common stock as a grant of restricted stock at a price of $0.0000 per share, bringing his directly held common shares to 400.
The restricted shares are scheduled to vest over five years beginning on February 9, 2027, with 20% vesting on that date and 20% on each of the next four anniversaries. The filing also notes a direct holding of stock options covering 5,000 shares, which become exercisable in 20% annual installments starting on October 20, 2026.
Southern Missouri Bancorp director Douglas Bagby received an equity award in the form of restricted common stock. On the reported date, he was granted 400 shares at a stated price of $0.00 per share as a grant, award, or other acquisition.
After this transaction, Bagby directly owned 21,800 common shares. According to the footnote, the restricted shares are scheduled to vest over five years beginning on February 9, 2027, with 20% of the shares vesting on that date and on each of the next four anniversaries.
Chkautovich Stefan reported acquisition or exercise transactions in this Form 4 filing.
Southern Missouri Bancorp reported that its Chief Financial Officer, Stefan Chkautovich, received new equity awards. He was granted stock options for 1,500 shares of common stock at a price of $0.00 per share, and a separate award of 600 shares of common stock, both classified as grants or awards rather than open‑market purchases.
The 600-share common stock award is scheduled to vest over five years beginning on February 9, 2027, with up to 20% vesting on that date and on each of the next four anniversaries, based on how much the company’s annualized return on average assets over the prior 12 calendar quarters exceeds a threshold level. The stock options become exercisable in 20% installments over five-year periods, with first installments beginning on February 24, 2027, February 18, 2026, February 8, 2025, and September 19, 2024, with remaining installments vesting annually thereafter. After these transactions, Chkautovich directly owns 2,725 shares of common stock.