Welcome to our dedicated page for Shinhan Finan SEC filings (Ticker: SHG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Shinhan Financial Group Co., Ltd. (SHG) files detailed reports with the U.S. Securities and Exchange Commission and Korean regulators that shed light on its operations as a financial holding company. On this page, you can review current reports on Form 6-K, annual and interim business report summaries, and other disclosures that explain how the group manages capital, liquidity, governance, and its network of banking and non-bank subsidiaries.
Shinhan Financial Group’s filings describe its establishment as a holding company in 2001, its listings on the Korea Exchange and the New York Stock Exchange, and its primary objective of controlling and supporting financial businesses such as Shinhan Bank, Shinhan Card, Shinhan Securities, Shinhan Life Insurance, Shinhan Capital, Jeju Bank, Shinhan Savings Bank, Shinhan Asset Management, Shinhan Asset Trust, and Shinhan EZ General Insurance. Business report summaries present consolidated operating results prepared under Korean International Financial Reporting Standards, including net interest income, fees and commission income, insurance income, trading and derivatives results, and net profit.
Regulatory documents also provide extensive detail on capital adequacy and liquidity. The group discloses a consolidated BIS ratio under Basel III, capital adequacy ratios for major subsidiaries, won liquidity ratios, liquidity coverage ratios for Shinhan Bank and Jeju Bank, and foreign currency liquidity ratios. Other filings cover capital structure, treasury share repurchases and cancellations, dividend policies and payments, and changes in the shareholdings of the largest shareholder, Korea’s National Pension Service.
Additional current reports address topics such as the issuance of bail-in contingent capital securities to maintain Basel III capital requirements, the appointment of external auditors for specified fiscal years, and investment decisions by subsidiaries like Shinhan Life Insurance. With AI-powered summaries layered on top of these filings, investors can more quickly understand key points from complex documents, including dividend resolutions, capital instruments, and group-level risk and liquidity metrics.
Shinhan Financial Group has scheduled its 1Q2026 Earnings Release Conference and related Q&A session for April 23, 2026 at 14:00 Seoul time. The event will be live streamed over the internet for both PC and mobile users, with Korean and English available via simultaneous translation.
The company has also designated April 9, 2026 to April 23, 2026 as a blackout period. Investors can join the conference via Zoom using the provided meeting ID and password, and the 1Q2026 earnings presentation materials will be available on the company’s website and YouTube channel at the time of the webcast.
Shinhan Financial Group reported a small change in its ownership of Jeju Bank driven by the addition of related parties. Its combined shareholding rose from 24,196,024 shares, representing 64.01%, to 24,207,024 shares, representing 64.04%.
The related parties added are registered executives of subsidiaries. The filing also recalls that on April 18, 2025, Shinhan’s ownership ratio in Jeju Bank declined from 75.31% to 64.01% after Jeju Bank completed a paid-in capital increase through third-party allotment, which diluted Shinhan without requiring a separate large-shareholding change report.
Shinhan Financial Group reported the results of its 2025 Annual General Meeting of Shareholders, where all seven proposals were approved. Shareholders accepted the 2025 financial statements, a reduction of capital reserves with transfer to retained earnings, amendments to the articles of incorporation, and multiple director and audit committee elections.
The meeting also approved a cash dividend for 2025. Common shareholders will receive KRW 880 per share, contributing to an annual dividend of KRW 2,590 per share. The total annual dividend is KRW 1,245.7 billion, corresponding to an annual dividend yield of 3.01%.
Shinhan Financial Group reported that its 25th fiscal year financial statements and consolidated statements were approved at the Annual General Meeting of Shareholders on March 26, 2026. With this approval, the company confirms it meets the criteria to be treated as a high-dividend company for separate taxation of dividend income for Korean resident shareholders under the Restriction of Special Taxation Act.
The company has refiled its 2025 Corporate Value-up Plan to add details on this high-dividend compliance. A new 2026 Corporate Value-up Plan will be released after a later resolution by the Board of Directors.
Shinhan Financial Group reported stronger FY2025 results and outlined aggressive shareholder return plans. Consolidated net profit attributable to shareholders rose to KRW 4,972 billion, with earnings per share of KRW 9,812. Key profitability metrics improved, with ROE 9.1% and ROTCE 10.3%, supported by profit growth in banking and securities.
Capital strength remained solid, as the CET1 ratio reached 13.35% and the consolidated BIS ratio was 15.94%. Asset quality stayed sound, with a group NPL ratio of 0.64% and substandard-and-below ratio of 0.74%. As of December 31, 2025, the company had 485,494,934 issued shares and 477,157,399 voting shares after substantial treasury share cancellations.
The group executed its Corporate Value-up Plan by delivering a 50.2% shareholder return ratio in 2025, including total cash dividends of KRW 1,245.7 billion or KRW 2,590 per common share. On February 5, 2026, the board approved an additional annual dividend of KRW 880 per share and a new KRW 500 billion treasury share acquisition and planned cancellation of about 5,537,098 shares, further emphasizing capital return.
Shinhan Financial Group reported a change in the stake held by its largest shareholder, Korea’s National Pension Service (NPS). NPS’s holding decreased from 43,846,070 common shares, representing 9.03% as of December 31, 2025, to 43,441,749 common shares, representing 9.15% as of February 20, 2026. The update is based on the shareholder registry closing as of February 20, 2026.
Shinhan Financial Group Co., Ltd. filed a report stating that it has submitted its 2025 Annual Report on Corporate Governance & Remuneration System to the Korea Exchange. An English version of this governance and compensation report will be made available on the company’s website within March 2026.
Shinhan Financial Group filed a Form 6-K presenting audited 2025 financial statements for its wholly owned subsidiary Shinhan Bank, along with audit opinions and an internal control review. The financial statements are prepared under K-IFRS and remain subject to shareholder approval.
On a consolidated basis, Shinhan Bank reported total assets of W 596,967,318 million and total liabilities of W 558,513,573 million as of December 31, 2025, with total equity of W 38,453,745 million. Deposits were W 434,322,320 million. Profit for the year was W 3,775,822 million and basic and diluted earnings per share were W 2,325. Net interest income reached W 9,169,889 million and net fees and commission income W 1,216,505 million.
On a separate (parent-only) basis, Shinhan Bank reported total assets of W 549,431,678 million, total liabilities of W 514,882,090 million and equity of W 34,549,588 million. Separate profit for the year was W 3,184,959 million, with basic and diluted earnings per share of W 1,953 and net interest income of W 7,995,044 million. KPMG Samjong issued unmodified audit opinions on both consolidated and separate statements and reported that internal control over financial reporting was effectively designed and operating as of December 31, 2025.
Shinhan Financial Group furnished audited 2025 financial statements for its wholly owned credit card subsidiary, Shinhan Card, prepared under K-IFRS and still subject to shareholder approval. On a consolidated basis, Shinhan Card reported profit of W 480,205 million for 2025, down from W 575,261 million in 2024, as operating income fell to W 610,020 million from W 757,441 million. Net interest income was broadly stable at W 1,947,497 million, while net fee and commission income declined to W 586,111 million. Credit loss provisions were similar year over year at W 911,600 million. Consolidated total assets were W 43,186,732 million and equity W 8,499,882 million, both slightly higher equity-wise than a year earlier. Basic and diluted earnings per share were W 3,548, compared with W 4,309 in 2024. Operating cash flow turned positive at W 1,047,525 million, and year-end cash and cash equivalents stood at W 413,080 million. Separate (parent-only) statements show 2025 profit of W 440,672 million and equity of W 8,329,455 million.
Shinhan Financial Group submitted audited 2025 consolidated financial statements for its wholly owned life insurance subsidiary, Shinhan Life Insurance Co., Ltd., prepared under K-IFRS. The auditors issued an unqualified opinion.
Shinhan Life reported total assets of W 59,661,505 million and total liabilities of W 53,455,107 million as of December 31, 2025, with equity of W 6,206,398 million, down from W 7,040,701 million a year earlier after hybrid bond redemption and dividends. Profit for the period was W 507,708 million versus W 528,401 million in 2024, but total other comprehensive loss of W 657,050 million led to a total comprehensive loss of W 149,342 million.
Operating profit rose to W 791,988 million from W 725,082 million, while net cash inflow from operating activities increased sharply to W 1,339,375 million from W 370,727 million. The group redeemed W 300,000 million of hybrid bonds, issued W 498,594 million of debentures, and paid W 378,307 million in dividends.