Welcome to our dedicated page for Shinhan Finan SEC filings (Ticker: SHG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Shinhan Financial Group Co., Ltd. (SHG) files detailed reports with the U.S. Securities and Exchange Commission and Korean regulators that shed light on its operations as a financial holding company. On this page, you can review current reports on Form 6-K, annual and interim business report summaries, and other disclosures that explain how the group manages capital, liquidity, governance, and its network of banking and non-bank subsidiaries.
Shinhan Financial Group’s filings describe its establishment as a holding company in 2001, its listings on the Korea Exchange and the New York Stock Exchange, and its primary objective of controlling and supporting financial businesses such as Shinhan Bank, Shinhan Card, Shinhan Securities, Shinhan Life Insurance, Shinhan Capital, Jeju Bank, Shinhan Savings Bank, Shinhan Asset Management, Shinhan Asset Trust, and Shinhan EZ General Insurance. Business report summaries present consolidated operating results prepared under Korean International Financial Reporting Standards, including net interest income, fees and commission income, insurance income, trading and derivatives results, and net profit.
Regulatory documents also provide extensive detail on capital adequacy and liquidity. The group discloses a consolidated BIS ratio under Basel III, capital adequacy ratios for major subsidiaries, won liquidity ratios, liquidity coverage ratios for Shinhan Bank and Jeju Bank, and foreign currency liquidity ratios. Other filings cover capital structure, treasury share repurchases and cancellations, dividend policies and payments, and changes in the shareholdings of the largest shareholder, Korea’s National Pension Service.
Additional current reports address topics such as the issuance of bail-in contingent capital securities to maintain Basel III capital requirements, the appointment of external auditors for specified fiscal years, and investment decisions by subsidiaries like Shinhan Life Insurance. With AI-powered summaries layered on top of these filings, investors can more quickly understand key points from complex documents, including dividend resolutions, capital instruments, and group-level risk and liquidity metrics.
Shinhan Financial Group has approved a quarterly cash dividend, returning KRW 348,928,026,400 to shareholders. The dividend is set at KRW 740 per share and applies to 471,524,360 shares.
The record date for determining eligible shareholders is April 30, 2026, and the expected payment date is May 29, 2026, providing investors with scheduled cash income tied to their shareholdings.
Shinhan Financial Group updated its multi‑year value‑up strategy, now branded “Shinhan Value-Up +++ (Triple Plus).” The group previously targeted 2027 goals of 10% ROE, a 50% shareholder return ratio, and a 50 million share reduction, and has already made substantial progress.
Based on 2025 assessments, Shinhan kept its CET1 capital ratio above 13%, lifted ROE by 67 basis points year-on-year to 9.11%, achieved a 50.2% shareholder return ratio, and cut issued and outstanding shares by about 25 million by January 2026. The revamped plan keeps the 2027 goals but adds rolling three‑year guidance.
New quantitative aims include ROE of at least 10% (with a 10–12% range), a shareholder return ratio of at least 50% under a clear formula, and a CET1 ratio of at least 13% for stable management. Execution priorities focus on strengthening Shinhan’s ROTCE‑ROC value chain to improve ROE and reviewing the mix of dividends and buybacks in light of tax reforms and improving price‑to‑book ratios. The board approved the new plan on April 23, 2026.
Shinhan Financial Group reported strong preliminary consolidated results for 1Q 2026 under Korean International Financial Reporting Standards. Revenue reached 28,492,432 million KRW, up 76.80% year over year, while net income was 1,649,148 million KRW, an 8.71% increase.
At Shinhan Bank, revenue rose to 18,156,749 million KRW, up 87.37% year over year, with net income of 1,157,576 million KRW, up 2.60%. Shinhan Card posted revenue of 1,697,189 million KRW, up 15.52%, but net income declined 14.76% to 116,673 million KRW.
Shinhan Life revenue increased to 2,733,789 million KRW, up 56.60% year over year. Net income was 103,145 million KRW, down 37.55% year over year but rebounding from a loss in 4Q 2025.
Shinhan Financial Group Co., Ltd. files its annual Form 20-F for the year ended December 31, 2025, prepared on a consolidated basis under IFRS Accounting Standards. The report translates figures using W1,444.6 per US$1.00, the Noon Buying Rate in New York on December 31, 2025.
The group had 477,157,399 shares of common stock outstanding, par value W5,000 per share, at period-end. Management highlights extensive risk factors, including dependence on Korean economic conditions, global inflation, geopolitical tensions, high household and corporate leverage, real estate and project financing pressures, and rising delinquencies.
The filing also stresses intense competition across Korean banking, credit cards and broader financial services, including from foreign banks, Internet-only banks and fintech platforms. It notes regulatory initiatives and government-led support programs that may affect asset quality, credit losses and profitability across Shinhan’s core businesses.
Shinhan Financial Group reported a small change in its largest shareholder’s stake. Korea’s National Pension Service now holds 42,747,919 common shares, down from 43,441,749 shares. NPS’s ownership decreased from 9.15% as of February 20, 2026 to 9.01% as of March 31, 2026, based on the shareholder registry closing.
Shinhan Financial Group has scheduled its 1Q2026 Earnings Release Conference and related Q&A session for April 23, 2026 at 14:00 Seoul time. The event will be live streamed over the internet for both PC and mobile users, with Korean and English available via simultaneous translation.
The company has also designated April 9, 2026 to April 23, 2026 as a blackout period. Investors can join the conference via Zoom using the provided meeting ID and password, and the 1Q2026 earnings presentation materials will be available on the company’s website and YouTube channel at the time of the webcast.
Shinhan Financial Group reported a small change in its ownership of Jeju Bank driven by the addition of related parties. Its combined shareholding rose from 24,196,024 shares, representing 64.01%, to 24,207,024 shares, representing 64.04%.
The related parties added are registered executives of subsidiaries. The filing also recalls that on April 18, 2025, Shinhan’s ownership ratio in Jeju Bank declined from 75.31% to 64.01% after Jeju Bank completed a paid-in capital increase through third-party allotment, which diluted Shinhan without requiring a separate large-shareholding change report.
Shinhan Financial Group reported the results of its 2025 Annual General Meeting of Shareholders, where all seven proposals were approved. Shareholders accepted the 2025 financial statements, a reduction of capital reserves with transfer to retained earnings, amendments to the articles of incorporation, and multiple director and audit committee elections.
The meeting also approved a cash dividend for 2025. Common shareholders will receive KRW 880 per share, contributing to an annual dividend of KRW 2,590 per share. The total annual dividend is KRW 1,245.7 billion, corresponding to an annual dividend yield of 3.01%.
Shinhan Financial Group reported that its 25th fiscal year financial statements and consolidated statements were approved at the Annual General Meeting of Shareholders on March 26, 2026. With this approval, the company confirms it meets the criteria to be treated as a high-dividend company for separate taxation of dividend income for Korean resident shareholders under the Restriction of Special Taxation Act.
The company has refiled its 2025 Corporate Value-up Plan to add details on this high-dividend compliance. A new 2026 Corporate Value-up Plan will be released after a later resolution by the Board of Directors.
Shinhan Financial Group reported stronger FY2025 results and outlined aggressive shareholder return plans. Consolidated net profit attributable to shareholders rose to KRW 4,972 billion, with earnings per share of KRW 9,812. Key profitability metrics improved, with ROE 9.1% and ROTCE 10.3%, supported by profit growth in banking and securities.
Capital strength remained solid, as the CET1 ratio reached 13.35% and the consolidated BIS ratio was 15.94%. Asset quality stayed sound, with a group NPL ratio of 0.64% and substandard-and-below ratio of 0.74%. As of December 31, 2025, the company had 485,494,934 issued shares and 477,157,399 voting shares after substantial treasury share cancellations.
The group executed its Corporate Value-up Plan by delivering a 50.2% shareholder return ratio in 2025, including total cash dividends of KRW 1,245.7 billion or KRW 2,590 per common share. On February 5, 2026, the board approved an additional annual dividend of KRW 880 per share and a new KRW 500 billion treasury share acquisition and planned cancellation of about 5,537,098 shares, further emphasizing capital return.