Welcome to our dedicated page for Southern First SEC filings (Ticker: SFST), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Southern First Bancshares, Inc. (NASDAQ: SFST) SEC filings page provides access to the company’s regulatory disclosures as a public bank holding company. Southern First Bancshares files reports with the U.S. Securities and Exchange Commission in connection with its listing on The Nasdaq Global Market, where its common stock trades under the symbol SFST.
Investors can review current reports on Form 8-K, which the company uses to announce material events such as quarterly earnings releases and related investor presentations. Recent 8-K filings reference press releases detailing financial results for specific periods and slide presentations that summarize net interest income, net interest margin, loan and deposit balances, asset quality ratios, and capital measures.
In addition to 8-Ks, users can expect to find Southern First Bancshares’ annual reports on Form 10-K and quarterly reports on Form 10-Q, which typically include comprehensive financial statements, management’s discussion and analysis, segment information for its Commercial and Retail Banking activities, and detailed credit quality and capital disclosures. These filings provide insight into how the company manages FDIC-insured deposits, commercial, consumer, and mortgage loans, and overall balance sheet risk.
For those monitoring insider activity and governance, the SEC’s EDGAR system also includes Forms 3, 4, and 5 for insider ownership and trading, as well as proxy materials related to director and executive matters. On Stock Titan, AI-powered tools can help summarize lengthy filings, highlight key changes in metrics such as nonperforming assets, allowance for credit losses, and capital ratios, and make it easier to interpret complex banking disclosures without reading every line.
Because Southern First Bancshares regularly uses SEC filings to furnish earnings press releases and presentations, this page is a central resource for understanding the company’s financial condition, results of operations, and regulatory reporting as a publicly traded commercial banking organization.
Southern First Bancshares Inc. Chief Executive Officer R. Arthur Seaver Jr. reported a bona fide gift of 100 shares of Common Stock. The gift carried a stated price of $0.00 per share, indicating no sale proceeds. Following this disposition, he directly owns 102,597 shares of the company’s common stock.
Southern First Bancshares, Inc. reported strong first quarter 2026 results, driven by loan and deposit growth and a wider net interest margin. Net income was $9.9 million with diluted EPS of $1.19, up 83% from the first quarter of 2025.
Net interest income rose to $30.3 million, a 29% year-over-year increase, as the tax-equivalent net interest margin expanded to 2.88%. Total revenue reached $33.8 million, up 28% year over year. Return on average assets improved to 0.91% and return on average equity to 10.67%.
Total loans were $3.94 billion and total deposits were $3.87 billion, each up about 7% from a year earlier, including retail deposit growth of nearly $210 million in the quarter. Asset quality remained solid, with nonperforming assets at 0.26% of total assets and net charge-offs at 0.01% of average loans.
The company also closed an underwritten public offering of 1,207,500 common shares at $54.00 per share, generating approximately $65.2 million in gross proceeds. Management plans to use the capital for general corporate purposes, including supporting organic growth and potentially redeeming remaining subordinated notes.
Southern First Bancshares, Inc. entered into an underwriting agreement for an underwritten public offering of 1,050,000 shares of common stock at $54.00 per share. The company expects net proceeds of about $53.2 million, or $61.3 million if underwriters fully exercise a 157,500-share option.
The press release states aggregate gross proceeds of approximately $56.7 million, or $65.2 million with full option exercise. Southern First plans to use the funds for general corporate purposes, including supporting organic growth, providing capital to its bank subsidiary, redeeming or repurchasing debt, and working capital. Directors and certain executives signed 90‑day lock-up agreements restricting share sales.
Southern First Bancshares, Inc. is offering 1,050,000 shares of common stock. The prospectus supplement states the shares are being offered at a public offering price of $54.00 per share and the underwriters have a 30-day option to purchase up to an additional 157,500 shares (15%).
The offering is being sold on a firm commitment basis by underwriters led by Piper Sandler & Co., with estimated net proceeds to the company of approximately $53.2 million (before expenses) and estimated proceeds of ~$61.3 million if the option is fully exercised. The prospectus supplement lists intended uses as general corporate purposes, including capital support for the bank subsidiary and anticipated redemption of approximately $11.5 million of subordinated debt.
Preliminary operating and balance-sheet metrics for Q1 2026 are presented as unaudited management estimates, including preliminary net income of approximately $9.9 million, net interest income of approximately $30.3 million, total assets of $4.578 billion (preliminary), and shares outstanding of 8,247,665 as of March 31, 2026 (used to calculate post-offering outstanding shares).
Southern First Bancshares, Inc. released preliminary first-quarter 2026 results and launched an underwritten public offering of its common stock. Management estimates Q1 2026 net income of approximately $9.9 million, with net interest income around $30.3 million and a tax-equivalent net interest margin near 2.88%.
Preliminary noninterest income is about $3.5 million and noninterest expense roughly $20.0 million. Estimated total loans were about $3.94 billion and total deposits about $3.87 billion as of March 31, 2026, with nonperforming assets at roughly 0.26% of total assets and a tangible common equity to tangible assets ratio near 8.29%. These figures are unaudited, based on internal reports, and may change after full closing procedures.
The company has launched an underwritten public common stock offering and plans to grant underwriters a 30-day option to buy up to an additional 15% of the shares sold. Net proceeds are intended for general corporate purposes, including supporting organic growth, adding capital to its bank subsidiary, potential debt redemptions or repurchases, and working capital.
Southern First Bancshares, Inc. released preliminary first-quarter 2026 results and launched an underwritten public offering of its common stock. Management estimates Q1 2026 net income of approximately $9.9 million, with net interest income around $30.3 million and a tax-equivalent net interest margin near 2.88%.
Preliminary noninterest income is about $3.5 million and noninterest expense roughly $20.0 million. Estimated total loans were about $3.94 billion and total deposits about $3.87 billion as of March 31, 2026, with nonperforming assets at roughly 0.26% of total assets and a tangible common equity to tangible assets ratio near 8.29%. These figures are unaudited, based on internal reports, and may change after full closing procedures.
The company has launched an underwritten public common stock offering and plans to grant underwriters a 30-day option to buy up to an additional 15% of the shares sold. Net proceeds are intended for general corporate purposes, including supporting organic growth, adding capital to its bank subsidiary, potential debt redemptions or repurchases, and working capital.
Southern First Bancshares, Inc. intends to offer shares of its common stock under a preliminary prospectus supplement related to its effective Form S-3 shelf registration (Registration No. 333-293279), subject to completion and change. The prospectus lists terms as preliminary and leaves the number of shares and offering price blank on the cover page.
The supplement includes preliminary, unaudited Q1 2026 operating and balance sheet metrics prepared by management: $9.9 million approximate net income, $30.3 million net interest income, total loans of approximately $3.94 billion and total deposits of approximately $3.87 billion as of March 31, 2026. Proceeds are stated to be used for general corporate purposes, including supporting growth, capital for the bank subsidiary and potential redemption of subordinated debt (management currently expects to redeem approximately $11.5 million of subordinated debt).
Southern First Bancshares, Inc. intends to offer shares of its common stock under a preliminary prospectus supplement related to its effective Form S-3 shelf registration (Registration No. 333-293279), subject to completion and change. The prospectus lists terms as preliminary and leaves the number of shares and offering price blank on the cover page.
The supplement includes preliminary, unaudited Q1 2026 operating and balance sheet metrics prepared by management: $9.9 million approximate net income, $30.3 million net interest income, total loans of approximately $3.94 billion and total deposits of approximately $3.87 billion as of March 31, 2026. Proceeds are stated to be used for general corporate purposes, including supporting growth, capital for the bank subsidiary and potential redemption of subordinated debt (management currently expects to redeem approximately $11.5 million of subordinated debt).
Southern First Bancshares, Inc. is soliciting proxies for its 2026 annual meeting of shareholders, where investors will vote to elect 16 directors, approve on a non-binding basis the compensation of named executive officers, and ratify Elliott Davis as independent registered public accountant for 2026.
The meeting will be held on May 19, 2026 at the bank’s Greenville, South Carolina headquarters. Shareholders of record at the close of business on March 20, 2026, when 8,247,710 common shares were outstanding, are entitled to one vote per share and may vote by mail, online, telephone, or in person.
The proxy statement details board composition, committee structures, director independence, risk oversight and cybersecurity reporting, as well as executive pay programs emphasizing base salary, annual incentives, and equity awards. It also discloses 2025 and 2024 audit and tax fees paid to Elliott Davis and explains change-in-control and severance protections for senior management.
Southern First Bancshares Inc amendment to a Schedule 13G/A states that The Vanguard Group reports 0 shares beneficially owned of the company’s common stock after an internal realignment. The filing notes the realignment reference January 12, 2026 and is signed on 03/27/2026.
The filing explains certain Vanguard subsidiaries will report disaggregated ownership in reliance on SEC Release No. 34-39538; the disclosure lists no voting or dispositive power and reports ownership of 5% or less.
Southern First Bancshares, Inc. entered into a Modification of Loan with TIB, National Association to amend its existing revolving credit facility of up to $15.0 million. The agreement extends the revolving line of credit’s maturity date to March 5, 2027.
Under the Modification Agreement, the Company agrees to pay the lender a non-usage fee of 0.25%, stated as $37,500 less the interest accrued and paid under the Promissory Note, which will be collected on the maturity date. As of March 10, 2026, there was a zero principal balance outstanding under the Promissory Note.
Southern First Bancshares director William Maner IV bought more company stock. On March 6, 2026, he purchased 400 shares of Common Stock in an open-market transaction at $52.35 per share. Following this purchase, he directly owns 3,585 shares of Southern First Bancshares.