Simmons First (SFNC) EVP Jonathan Schneider details RSU and share holdings

Rhea-AI Filing Summary

Simmons First National Corporation executive Jonathan G. Schneider reported his initial equity holdings in a Form 3 filing. As EVP, he holds Restricted Stock Units tied to 7,778 shares and another grant tied to 17,216 shares of SFNC common stock, plus 5,556 shares of common stock directly.

One RSU grant is scheduled to vest in installments of 2,592, 2,593 and 2,593 units on January 31 of 2027, 2028 and 2029. A separate RSU grant vests in tranches of 3,443, 3,443, 3,443, 3,443 and 3,444 units from January 31, 2027 through January 31, 2031, with SFNC shares delivered within 30 days of each vesting date.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Schneider Jonathan G.

Role EVP

Type	Security	Shares	Price	Value
holding	Restricted Stock Units	--	--	--
holding	Restricted Stock Units	--	--	--
holding	SFNC Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 7,778 shares (Direct); SFNC Common Stock — 5,556 shares (Direct)

Footnotes (1)

1. 2,592 Restricted Stock Units vest on January 31, 2027; 2,593 Restricted Stock Units vest on January 31, 2028; and 2,593 Restricted Stock Units vest on January 31, 2029. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the agreement may result in earlier vesting. Each Restricted Stock Unit represents a contingent right to receive one share of Simmons First National Corporation common stock. 3,443 Restricted Stock Units vest on January 31, 2027; 3,443 Restricted Stock Units vest on January 31, 2028; 3,443 Restricted Stock Units vest on January 31, 2029; 3,443 Restricted Stock Units vest on January 31, 2030; and 3,444 Restricted Stock Units vest on January 31, 2031. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the agreement may result in earlier vesting.

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SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
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hours per response:			0.5

1. Name and Address of Reporting Person^*

Schneider Jonathan G.

(Last) (First) (Middle)

C/O SIMMONS FIRST NATIONAL CORP.

501 MAIN STREET

(Street)

PINE BLUFF AR 71601

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
01/31/2026

3. Issuer Name and Ticker or Trading Symbol
SIMMONS FIRST NATIONAL CORP [ SFNC ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
SFNC Common Stock	5,556	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	(1)	SFNC Common Stock	7,778	(2)	D
Restricted Stock Units	(3)	(3)	SFNC Common Stock	17,216	(2)	D

Explanation of Responses:

1. 2,592 Restricted Stock Units vest on January 31, 2027; 2,593 Restricted Stock Units vest on January 31, 2028; and 2,593 Restricted Stock Units vest on January 31, 2029. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the agreement may result in earlier vesting.

2. Each Restricted Stock Unit represents a contingent right to receive one share of Simmons First National Corporation common stock.

3. 3,443 Restricted Stock Units vest on January 31, 2027; 3,443 Restricted Stock Units vest on January 31, 2028; 3,443 Restricted Stock Units vest on January 31, 2029; 3,443 Restricted Stock Units vest on January 31, 2030; and 3,444 Restricted Stock Units vest on January 31, 2031. SFNC shares will be delivered within 30 days of vesting. Events such as retirement, death, disability, and other specified events in the agreement may result in earlier vesting.

Remarks:

Exhibit 24 - Power of Attorney

	/s/ Natalie Gassiott, attorney-in-fact for Jonathan J. Schneider	03/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did SFNC EVP Jonathan G. Schneider report on his Form 3?

Jonathan G. Schneider reported initial equity holdings in Simmons First National Corporation. He holds Restricted Stock Units linked to 7,778 and 17,216 SFNC common shares, plus 5,556 SFNC common shares directly, reflecting his compensation-related and ownership position as an executive vice president.

How many SFNC Restricted Stock Units does Jonathan G. Schneider hold?

Jonathan G. Schneider holds two RSU positions tied to SFNC common stock. One represents 7,778 underlying shares and the other represents 17,216 underlying shares, giving him significant equity-based compensation that will convert into SFNC shares as the units vest over time.

What is the vesting schedule for Schneider’s 7,778 SFNC RSUs?

The 7,778 Restricted Stock Units vest in three installments. 2,592 units vest on January 31, 2027, 2,593 units vest on January 31, 2028, and 2,593 units vest on January 31, 2029, with SFNC shares delivered within 30 days after each scheduled vesting date.

What is the vesting schedule for Schneider’s 17,216 SFNC RSUs?

The 17,216 Restricted Stock Units vest in five equal-like tranches. 3,443 units vest on January 31 of 2027, 2028, 2029 and 2030, and 3,444 units vest on January 31, 2031, with SFNC shares delivered within 30 days following each vesting event under the grant terms.

Does each SFNC Restricted Stock Unit equal one share of common stock?

Each Restricted Stock Unit represents a contingent right to receive one share of Simmons First National Corporation common stock. When the RSUs vest, SFNC delivers the corresponding number of common shares, generally within 30 days of the vesting date, according to the award’s terms.

How many SFNC common shares does Schneider currently hold directly?

In addition to his Restricted Stock Units, Jonathan G. Schneider directly holds 5,556 shares of SFNC common stock. This direct ownership position is separate from his RSU awards, which will convert into additional shares as the units vest over the specified future dates.