Welcome to our dedicated page for Rego Payment Architectures SEC filings (Ticker: RPMT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Rego Payment Architectures, Inc. (RPMT) SEC filings page on Stock Titan is designed to help investors and researchers review the company’s regulatory disclosures alongside AI-generated insights. While no specific filings are listed in the provided data, REGO’s own descriptions indicate that it operates a family digital wallet and white-label family financial lifecycle platform for financial institutions, with a focus on COPPA and GDPR compliance, youth banking, and senior financial management.
When available, annual reports on Form 10-K and quarterly reports on Form 10-Q for RPMT can provide details on REGO’s software publishing activities, its white-labeled digital banking products, patent portfolio, and risk factors related to data privacy, regulatory compliance, and technology partnerships. Current reports on Form 8-K may discuss material events such as new product launches, significant contracts with banking partners, or changes in the company’s capital structure.
For those tracking management and ownership, Form 4 insider transaction filings and related ownership reports can shed light on how REGO’s officers, directors, and major shareholders are trading the stock. Proxy statements, when available, may include information on executive compensation, governance practices, and board composition that relates to the company’s oversight of data privacy and financial technology operations.
Stock Titan’s platform supplements RPMT’s raw SEC filings with AI-powered summaries that highlight key points, explain complex sections in plain language, and help users quickly identify disclosures related to REGO’s youth banking, senior financial management, and compliance posture. As new filings are posted to EDGAR, they can be accessed and reviewed here with these contextual insights.
REGO Payment Architectures, Inc. files its annual report describing a niche fintech business built around its COPPA- and GDPR-compliant Mazoola family digital wallet platform, but with very weak finances. The company has an accumulated deficit of about $160.2 million and 2025 net loss of $12.4 million, following a $11.6 million loss in 2024.
Cash was only about $0.2 million as of March 31, 2026, leading auditors to raise substantial doubt about its ability to continue as a going concern. REGO is pursuing white-label and licensing partnerships with financial institutions, while facing intense competition, heavy regulation, and dependence on raising additional capital and securing strategic alternatives.
Rego Payment Architectures (RPMT) filed its Q3 2025 10‑Q, reporting no revenue and a continued focus on developing its Mazoola mobile payments platform. The company posted a Q3 net loss of $2,417,183, driven by operating expenses of $2,120,419 and interest expense of $296,764. For the nine months, net loss was $7,274,014.
Liquidity remains tight. Cash and cash equivalents were $1,691,485 as of September 30, 2025, and management noted approximately $1,000,000 as of November 14, 2025. The filing states substantial doubt about the ability to continue as a going concern and indicates funds to finance operations only through December 2025.
Leverage and fixed claims are significant. Current liabilities totaled $47,068,358, including 10% secured convertible notes payable of $6,141,237, 4% secured convertible notes of $14,981,250, and accrued preferred dividends of $16,090,210. Stockholders’ deficit was $(45,040,213). During Q3, the company raised $1,305,000 via additional 10% secured notes and converted 3,383 Series B preferred into 338,298 common shares. Common shares outstanding were 136,586,403 as of November 14, 2025.