Welcome to our dedicated page for Repay Hldgs SEC filings (Ticker: RPAY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to Repay Holdings Corporation (NASDAQ: RPAY) SEC filings, offering a detailed view of how the company reports its financial and operational performance as a provider of integrated payment processing solutions. These documents include annual and quarterly reports, current reports on Form 8-K, and other required disclosures.
In its periodic reports, REPAY presents results for its Consumer Payments and Business Payments segments, outlining revenue, gross profit, and segment trends. Management also discusses non-GAAP measures such as Adjusted EBITDA, Free Cash Flow, and normalized revenue and gross profit growth, explaining how these metrics are used to evaluate the business alongside GAAP results.
Current reports on Form 8-K document material events such as quarterly earnings releases, leadership appointments, board resignations, and changes in executive employment arrangements. For example, filings describe the appointment of a Chief Financial Officer under a detailed employment agreement and the planned end of employment for a senior executive, along with associated compensation terms and post-employment covenants.
Through this page, users can review filings that address results of operations and financial condition, regulatory disclosures under Regulation FD, and exhibits such as earnings supplements and investor presentations. These materials help explain REPAY’s segment structure, vertical focus, and use of proprietary payment technology.
Stock Titan enhances these filings with AI-powered summaries that highlight key points from lengthy documents, helping users quickly identify important information in 10-Ks, 10-Qs, and 8-Ks. Real-time updates from EDGAR, along with structured access to exhibits and other attachments, support efficient research into REPAY’s financial reporting, governance developments, and payment-processing business model.
Forager Fund and its affiliates report owning a significant stake in Repay Holdings Corp. The group beneficially owns 10,192,937 shares of Repay’s Class A common stock, representing about 11.9% of the 85,880,982 shares outstanding as of March 4, 2026.
The shares were acquired for a total of $34,723,158.43 using working capital from Forager Fund, L.P. and its general partner, Forager Capital Management, LLC, with no borrowed funds. Recent open-market purchases between March 25 and April 2, 2026 were made at prices ranging from about $2.52 to $3.05 per share. The fund and GP hold sole voting and dispositive power, while managing partners Edward Kissel and Robert MacArthur share voting and dispositive power through the GP.
Repay Holdings Corp large shareholder Forager Fund, L.P. reported open-market purchases of a combined 950,000 shares of Class A common stock. The fund bought 488,391 shares on April 1 at a weighted average price of $2.54 and 461,609 shares on April 2 at a weighted average price of $2.53, with actual trade prices ranging between $2.42 and $2.60. Following these transactions, the filing shows 10,192,937 shares of Class A common stock held directly. The purchases are reported jointly by Forager Fund, its general partner Forager Capital Management, LLC, and principals Edward Urban Kissel and Robert Symmes MacArthur, who share voting and dispositive authority but each disclaim beneficial ownership beyond their pecuniary interest.
Repay Holdings Corporation agreed to acquire KUBRA for approximately $372 million in an all-cash deal, funded by cash on hand and committed debt financing. Truist has provided a $500 million term loan commitment and a $100 million undrawn revolving credit facility.
KUBRA is a bill payment and customer communications platform serving more than 250 clients and reaching over 40% of households in the U.S. and Canada. On a combined basis, 2025 Revenue is projected at about $548 million and Adjusted EBITDA at about $178 million, excluding synergies.
REPAY expects at least $15 million of annual run-rate cost synergies and about $5 million of technology savings by 2028, plus roughly $5 million in revenue opportunities. Net leverage is expected to be around 4.0x at closing, with a goal of below 3.0x within 18 months. Closing is targeted for the second quarter of 2026, subject to antitrust and other regulatory approvals. The stock purchase agreement includes an $18.6 million termination fee payable to the seller if REPAY fails to close in certain circumstances.
Forager Fund, L.P., a 10% owner of Repay Holdings Corp, reported open-market purchases of 642,837 shares of Class A common stock. The buys occurred over three days at weighted average prices of about $2.92, $3.04 and $3.05 per share.
Following these purchases, the Fund and its affiliated general partner together report ownership of 9,242,937 Class A shares. Prices are disclosed as weighted averages across multiple individual trades within stated ranges, and the reporting persons disclaim beneficial ownership beyond their pecuniary interests.
Repay Holdings Corp: Amendment to a Schedule 13G by The Vanguard Group reports zero shares beneficially owned of Repay Holdings Corp Common Stock (CUSIP 76029L100). The filing states that, after an internal realignment effective January 12, 2026, certain Vanguard subsidiaries will report separately and Vanguard no longer is deemed to beneficially own those securities. The filing is signed by Ashley Grim, Head of Global Fund Administration, on March 27, 2026.
Repay Holdings Corp Chief Accounting Officer Thomas Eugene Sullivan reported a routine tax-withholding transaction involving shares of Class A common stock. On this Form 4, 4,670 shares were withheld at a price of $2.65 per share to cover his tax liability connected to the vesting of previously granted time-based restricted stock. This was not an open-market sale but a payment of taxes by delivering shares back to the issuer. Following the transaction, Sullivan directly holds 248,561 shares of Repay Holdings Corp Class A common stock.
Repay Holdings Corp Executive Vice President Naomi Barnett reported a tax-related share withholding, not an open-market trade. On the vesting of previously reported time-based restricted stock, 3,313 shares of Class A common stock were withheld at $2.65 per share to cover her tax liability, leaving her with 293,909 shares held directly.
Repay Holdings Corp General Counsel Tyler B. Dempsey reported a tax-related share disposition involving 5,723 shares of Class A common stock at a price of $2.65 per share. These shares were withheld by the company to cover his tax liability tied to the vesting of previously granted time-based restricted stock.
After this withholding transaction, Dempsey directly holds 491,251 shares of Repay Holdings Corp Class A common stock. The event reflects a routine compensation-related tax settlement rather than an open-market purchase or sale.
Repay Holdings Corp Chief Technology Officer David M. Guthrie reported a routine tax-related share disposition. On the vesting of previously granted time-based restricted stock, 6,627 shares of Class A common stock were withheld to cover his tax liability rather than sold on the open market. After this withholding event, he directly holds 457,185 shares, so the filing mainly reflects compensation-related tax treatment rather than an active trading decision.
Repay Holdings Corp Chief Executive Officer John Andrew Morris Sr. reported a tax-related share disposition rather than an open-market trade. On March 19, 2026, 51,905 shares of Class A common stock were withheld at $2.65 per share to cover his tax liability from previously granted time-based restricted stock that vested. After this withholding, he directly holds 2,204,370 shares of Class A common stock. He also reports additional indirect holdings through several entities, including trusts and entities associated with the family, which together represent substantial ongoing ownership.