Root, Inc. filings document the formal disclosures of a public car insurance technology company, including operating results, shareholder letters, Regulation FD investor materials, and governance matters in its proxy statement. The company's reports describe its auto insurance business, financial condition, industry commentary, executive compensation, equity awards, and stockholder voting items.
Material-event filings also cover capital-structure actions, including credit agreements, debt refinancing, guarantees, security interests, covenant packages, and limits tied to indebtedness, restricted payments, investments, asset sales, and risk-based capital requirements for U.S. insurance subsidiaries.
Root, Inc. Chief Administrative Officer Jonathan Allison sold 1,606 shares of Class A Common Stock in an open-market sale on May 15, 2026 at $55.96 per share. The sale was executed under a pre-arranged Rule 10b5-1 trading plan, and he now holds 68,356 shares directly.
ROOT submitted a Rule 144 notice reporting sales of Class A shares by an affiliate. The filing lists multiple transactions by Jonathan A. Allison between 03/03/2026 and 05/12/2026, with per-trade share counts and proceeds recorded.
T. Rowe Price Investment Management, Inc. amends a Schedule 13G to report beneficial ownership of 1,185,073 shares of Root Inc./OH - Class A common stock, representing 8.6% of the class. The filing lists 1,180,492 shares as sole voting power and 1,185,073 shares as sole dispositive power. The amendment is signed by Ellen York, Vice President, dated 05/15/2026.
Root, Inc. Chief Administrative Officer Jonathan Allison reported an open-market sale of 1,706 shares of Class A Common Stock at an average price of $55.74 per share. The transaction was executed on May 12, 2026 pursuant to a Rule 10b5-1 trading plan. Following this sale, Allison directly holds 69,962 shares, indicating he retained the vast majority of his position.
Jonathan A. Allison reports proposed sales of Class A shares under Form 144. The filing lists multiple sale transactions dated March and April 2026. Examples shown include 3,900 shares sold on 03/03/2026 for $186,732.00 and 4,112 shares sold on 04/02/2026 for $174,060.96.
The transactions are reported as sales of vested or otherwise distributable securities (compensation-related vesting is noted for 04/01/2026). The filing provides individual trade dates, share counts, and gross proceeds for each listed sale.
Root, Inc. reported sharply improved profitability for the quarter, with net income rising to $35.9 million from $18.4 million a year earlier as net premiums earned increased to $363.7 million. Gross combined ratio improved to 90.7% and net combined ratio to 91.4%, indicating underwriting profit.
Policies in force grew to 495,429, while gross premiums written slipped to $389.0 million as the company cut direct marketing spend and reduced quota‑share reinsurance. Root ended the quarter with $597.2 million of cash and cash equivalents and $467.1 million of marketable securities.
After quarter‑end, Root refinanced its $200.0 million term loan, lowering the interest margin, and its board authorized a share repurchase program of up to $75.0 million of Class A common stock.
Root, Inc. reported sharply improved profitability for the quarter, with net income rising to $35.9 million from $18.4 million a year earlier as net premiums earned increased to $363.7 million. Gross combined ratio improved to 90.7% and net combined ratio to 91.4%, indicating underwriting profit.
Policies in force grew to 495,429, while gross premiums written slipped to $389.0 million as the company cut direct marketing spend and reduced quota‑share reinsurance. Root ended the quarter with $597.2 million of cash and cash equivalents and $467.1 million of marketable securities.
After quarter‑end, Root refinanced its $200.0 million term loan, lowering the interest margin, and its board authorized a share repurchase program of up to $75.0 million of Class A common stock.
Root, Inc. reported its most profitable quarter ever and reshaped its capital structure. For Q1 2026, the company generated net income of $35.9 million, up from $18.4 million a year earlier, on total revenue of $393.5 million. Net premiums earned rose to $363.7 million, while the net combined ratio improved to 91.4%, reflecting stronger underwriting and expense control.
Root entered a new $200 million senior secured term loan led by The Huntington National Bank, maturing May 4, 2029, and used the proceeds to repay its existing $200 million term loan. The refinancing reduces borrowing costs by about 225 basis points and is expected to save roughly $4.5 million in annual interest. The board also authorized a $75 million Class A share repurchase program, adding flexibility to return capital alongside ongoing investments in AI-driven pricing, claims, and distribution growth.
Root, Inc. reported its most profitable quarter ever and reshaped its capital structure. For Q1 2026, the company generated net income of $35.9 million, up from $18.4 million a year earlier, on total revenue of $393.5 million. Net premiums earned rose to $363.7 million, while the net combined ratio improved to 91.4%, reflecting stronger underwriting and expense control.
Root entered a new $200 million senior secured term loan led by The Huntington National Bank, maturing May 4, 2029, and used the proceeds to repay its existing $200 million term loan. The refinancing reduces borrowing costs by about 225 basis points and is expected to save roughly $4.5 million in annual interest. The board also authorized a $75 million Class A share repurchase program, adding flexibility to return capital alongside ongoing investments in AI-driven pricing, claims, and distribution growth.
Root, Inc. Chief Accounting Officer Ryan Forish had 82 shares of Class A Common Stock withheld at $55.05 per share to cover tax obligations from vesting restricted stock units. This was not an open‑market trade. After the withholding, he directly holds 25,451 shares.
Root, Inc. is soliciting proxies for its 2026 virtual Annual Meeting of Stockholders on June 3, 2026, at 11:00 a.m. Eastern via webcast. Stockholders will vote on electing three Class III directors through 2029, ratifying Deloitte & Touche LLP as auditor for 2026, approving named executive officer pay on an advisory basis and amending the certificate of incorporation to allow exculpation of certain officers. Holders of Class A, Class B and Series A preferred stock vote together as a single class, with Class B carrying 10 votes per share and Series A preferred entitled to 780,727 votes.