STOCK TITAN

CFO at Reinsurance Group (NYSE: RGA) receives new SAR and RSU grants

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Reinsurance Group of America reported that EVP and Chief Financial Officer Andre Axel received equity-based compensation awards on March 19, 2026. He was granted 8,642 Stock Appreciation Rights tied to common stock at an exercise price of $200.50 per share, expiring on March 19, 2036. He also received 2,993 restricted share units, which convert into common stock.

Both the stock appreciation rights and restricted share units settle in common stock and vest in 33 1/3% annual increments, beginning on the first anniversary of the grant and fully vesting on March 19, 2029. These are compensation grants, not open-market share purchases or sales.

Positive

  • None.

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Insider Andre Axel
Role EVP, Chief Financial Officer
Type Security Shares Price Value
Grant/Award Restricted Share Unit - March 2026 2,993 $0.00 --
Grant/Award Stock Appreciation Right (right to purchase) 2026 8,642 $0.00 --
Holdings After Transaction: Restricted Share Unit - March 2026 — 2,993 shares (Direct, null); Stock Appreciation Right (right to purchase) 2026 — 8,642 shares (Direct, null)
Footnotes (1)
  1. [object Object]
Stock Appreciation Rights granted 8,642 rights Granted March 19, 2026 to CFO Andre Axel
SAR exercise price $200.50 per share Exercise price for 8,642 Stock Appreciation Rights
SAR expiration date March 19, 2036 Expiration of granted Stock Appreciation Rights
Restricted share units granted 2,993 units Restricted share units granted March 19, 2026
Vesting pattern 33 1/3% annually Both SARs and RSUs vest in equal annual thirds
Full vesting date March 19, 2029 Date SARs and RSUs become fully vested
Stock Appreciation Right financial
"Stock appreciation rights and restricted share units settle in common stock"
A stock appreciation right (SAR) is a form of employee pay that gives the holder the right to receive the increase in a company's share price over a set reference price, paid in cash or shares, without having to buy stock first. It matters to investors because SARs can create future cash outflows or dilute existing shareholders if settled in stock, and they align employee incentives with share-price performance like a bonus tied to a home's price rise.
Restricted Share Unit financial
"Stock appreciation rights and restricted share units settle in common stock"
A restricted share unit (RSU) is a promise by a company to give an employee a set number of company shares at a future date, typically after meeting time or performance conditions. For investors, RSUs matter because when they convert into actual shares they increase the number of shares outstanding (like unlocking more tickets in a game), which can dilute existing holders, and they align employee incentives with company performance, influencing behavior and long-term value.
exercise price financial
"conversion_or_exercise_price: "200.5000""
The exercise price is the fixed amount at which you can buy or sell an asset, like a stock, when using an options contract. It matters because it helps determine whether exercising the option will be profitable or not, depending on the current market price. Think of it as the set price you agree on today to buy or sell later.
expiration date financial
"expiration_date: "2036-03-19T00:00:00.000Z""
The expiration date is the deadline after which a financial contract, such as an option or a futures agreement, is no longer valid or can be exercised. It matters to investors because it determines the timeframe during which they can take action or benefit from the contract, similar to how a coupon or a food item has a limited period of usefulness. Once the expiration date passes, the contract loses its value or ability to be used.
vest financial
"settle in common stock, vest in 33 1/3% increments, beginning on the first anniversary"
A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Andre Axel

(Last)(First)(Middle)
16600 SWINGLEY RIDGE RD.

(Street)
CHESTERFIELD MISSOURI 63017

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
REINSURANCE GROUP OF AMERICA INC [ RGA ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP, Chief Financial Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
03/19/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Share Unit - March 2026(1)03/19/2026A2,993 (1) (1)Common Stock2,993$02,993D
Stock Appreciation Right (right to purchase) 2026$200.5(1)03/19/2026A8,642 (1)03/19/2036Common Stock8,642$08,642D
Explanation of Responses:
1. Stock appreciation rights and restricted share units settle in common stock, vest in 33 1/3% increments, beginning on the first anniversary date of the grant, and fully vest on March 19, 2029.
Remarks:
This Form 4 is being filed late due to inadvertent administrative error.
/s/ My Chi To, by Power of Attorney04/27/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider activity did RGA report for CFO Andre Axel on this Form 4?

RGA reported that CFO Andre Axel received equity compensation awards, including stock appreciation rights and restricted share units. These awards are grants that settle in common stock and do not represent open-market purchases or sales of existing RGA shares.

How many Stock Appreciation Rights did RGA CFO Andre Axel receive?

Andre Axel received 8,642 Stock Appreciation Rights tied to RGA common stock. These rights have an exercise price of $200.50 per share, settle in common stock, and expire on March 19, 2036, if not exercised according to their terms.

How many restricted share units were granted to RGA CFO Andre Axel?

He was granted 2,993 restricted share units, each linked to RGA common stock. These units convert into shares as they vest over time, forming part of his long-term equity compensation rather than an immediate cash or stock transaction.

What is the vesting schedule for Andre Axel’s new RGA equity awards?

Both the stock appreciation rights and restricted share units vest in 33 1/3% increments each year. Vesting begins on the first anniversary of the March 19, 2026 grant date and continues until they are fully vested on March 19, 2029.

Did the RGA Form 4 show any stock sales or open-market purchases by the CFO?

The Form 4 shows only grant or award acquisitions of stock appreciation rights and restricted share units. It does not report any open-market purchases or sales of RGA common stock by CFO Andre Axel on the reported date.

What does a Stock Appreciation Right grant mean for RGA’s CFO?

A Stock Appreciation Right gives the CFO the right to benefit from increases in RGA’s share price above the $200.50 exercise price. These rights settle in common stock and can be exercised before their March 19, 2036 expiration, once vested.