Welcome to our dedicated page for QNB SEC filings (Ticker: QNBC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
QNB Corp. (QNBC) files periodic and current reports with the U.S. Securities and Exchange Commission as a Pennsylvania bank holding company. These SEC filings document the company’s financial condition, results of operations, governance changes, and significant corporate transactions involving QNB Bank and its affiliates.
On this page, you can review QNB Corp.’s Forms 10-K and 10-Q for detailed discussions of net interest income, net interest margin, asset quality, provisions for credit losses on loans, non-interest income and expense, and risk factors referenced in its public earnings releases. Current reports on Form 8-K provide timely disclosure of material events, such as quarterly earnings announcements furnished under Item 2.02, investor slide presentations furnished under Item 7.01, and governance or board changes reported under Item 5.02.
Filings from September 2025 include extensive information on QNB Corp.’s Agreement and Plan of Merger with The Victory Bancorp, Inc., reported under Item 1.01. These documents describe the planned merger structure, exchange ratio, post-merger governance arrangements, and the conditions required for closing. Related exhibits include the Merger Agreement, support agreements with directors of both companies, and a joint press release.
Other 8-K filings cover the appointment of directors, such as the addition of Randall E. Stauffer to the boards of QNB Bank and QNB Corp., and the furnishing of quarterly financial results. Together, these filings offer a comprehensive view of QNB’s regulatory disclosures, capital actions, and strategic initiatives.
Stock Titan’s platform adds AI-powered summaries on top of QNB Corp.’s filings to highlight key points from lengthy documents, explain complex sections in accessible language, and surface items such as earnings trends, merger terms, and board or governance changes. Real-time updates from EDGAR help users quickly locate new 10-K, 10-Q, and 8-K filings, as well as exhibits related to major transactions.
QNB CORP. director Kevin L. Johnson filed an initial Form 3 reporting his insider position in the company’s common stock. The filing shows he held 0 shares of common stock directly after the reported date, establishing a baseline for any future insider transactions.
QNB CORP. director Major Joseph W filed an initial Form 3 reporting his beneficial ownership of the company’s common stock. The filing shows a direct holding of 0 shares of Common Stock following the reported holding entry.
QNB CORP. director Randy S. Bimes reported an open-market purchase of 262.9503 shares of Common Stock at $38.03 per share. After this transaction, he directly owns 266,299.2831 shares. His holdings include 981.8146 shares acquired through the Dividend Reinvestment Plan.
QNB Corp. furnished an investor slide presentation that it made available to analysts and prospective investors on March 26, 2026. The materials discuss the corporation’s operating strategies, growth plans, and financial performance. The slide deck is provided as Exhibit 99.1 under Item 7.01 and is expressly treated as furnished, not filed, under securities laws.
QNB Corp. reports solid 2025 results and outlines a pending merger with The Victory Bancorp. Total assets reached $1.91B with loans of $1.26B, deposits of $1.64B and shareholders’ equity of $129.6M as of December 31, 2025.
Net income was $14.1M, up from $11.4M in 2024, with diluted EPS of $3.78 and an adjusted non‑GAAP EPS of $4.08 excluding $1.1M after‑tax merger costs. Return on average assets was 0.74% and return on average equity was 12.28%.
The bank’s net interest margin improved to 2.72%, loans grew 3.8% year over year, and deposits increased 0.9%. Asset quality remained manageable with non‑performing loans of $8.8M, or 0.70% of total loans. Regulatory capital ratios were strong, including a Tier 1 capital ratio of 12.39% and leverage ratio of 9.02%.
QNB operates 12 full‑service branches in southeastern Pennsylvania and continues to emphasize community banking, small‑business lending, and technology-enabled services. Under a definitive agreement signed in September 2025, Victory will merge into QNB, creating a combined organization with nearly $2.4B in assets, expected to close in the second quarter of 2026, subject to customary conditions.
QNB CORP. director Randall Edward Stauffer filed an initial ownership report on Form 3 showing beneficial ownership of 800 shares of QNB CORP. common stock. These shares are reported as held directly by the director, with no derivative securities disclosed.
QNB Corp. and The Victory Bancorp, Inc. announced that they have received all required regulatory approvals to complete their previously announced merger transaction. The merger, first disclosed on September 23, 2025, is now expected to close during the second quarter, subject to customary closing conditions.
QNB Corp. is the holding company for QNB Bank, which operates twelve branches in Bucks, Lehigh, and Montgomery Counties in Pennsylvania and offers a range of commercial and retail banking, securities, advisory, and title insurance services. Victory Bancorp is the parent of The Victory Bank, a Pennsylvania commercial bank focused on business lending and traditional consumer banking with four offices in Montgomery and Berks Counties.
QNB Corp. reports that its shareholders approved the Agreement and Plan of Merger with The Victory Bancorp, Inc., under which Victory will merge into QNB and QNB will be the surviving company. The proposal received 2,211,803 votes for, 60,631 against, and 1,635 abstentions, with 3,733,073 shares entitled to vote. A separate adjournment proposal was not needed because support for the merger was sufficient. QNB and Victory also announced that Victory’s shareholders approved the transaction. The merger, initially announced in September 2025, is expected to close in the second quarter, subject to customary closing conditions and remaining regulatory approvals; the Pennsylvania Department of Banking and Securities has already approved the deal.
QNB CORP. President and CEO David W. Freeman reported equity awards in company stock. On February 13, 2026, he acquired three performance-based restricted stock awards of 250 shares each at $38.00 per share, and an additional 750 shares of common stock at the same price through grant or award transactions.
After these acquisitions, his directly held common stock position is reported as 33,966.7133 shares, and his directly held "Common Stock (Right to Buy)" derivative position is reported as 3,500.0000 shares.
QNB CORP. executive Scott G. Orzehoski, EVP Chief Lending Officer, reported equity awards in company stock. On February 13, 2026, he acquired three performance-based restricted stock awards of 250 shares each at $38 per share, and a separate grant of 750 shares of common stock at the same price, all held directly. The filing also lists multiple existing “Common Stock (Right to Buy)” positions with updated post-transaction share balances, reflecting his outstanding rights but not new purchases or sales.