Welcome to our dedicated page for Qfin Holdings SEC filings (Ticker: QFIN), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Qfin Holdings, Inc. (QFIN) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a foreign private issuer. Qfin Holdings files annual reports under Form 20-F and furnishes current reports on Form 6-K under the Securities Exchange Act of 1934. These filings cover its activities as an AI-empowered Credit-Tech platform in China that provides technology services to financial institutions, consumers, and SMEs across the loan lifecycle.
Form 6-K submissions from Qfin Holdings typically include press releases on unaudited quarterly and interim financial results, dates of board meetings, and schedules for earnings announcements. They may also contain documents related to corporate actions, such as the Fourth Amended and Restated Memorandum and Articles of Association, poll results from annual general meetings, and announcements about the company’s name change from Qifu Technology, Inc. to Qfin Holdings, Inc.
Through these filings, investors can review information on net revenue from credit driven services and platform services, loan facilitation and servicing fees under capital-heavy and capital-light models, financing income, revenue from releasing guarantee liabilities, and other services fees. The filings also describe provisions for loans receivable, financial assets receivable, accounts receivable and contract assets, as well as operating costs and expenses such as facilitation, origination and servicing expenses, funding costs, sales and marketing expenses, and general and administrative expenses.
Stock Titan enhances access to QFIN filings by pairing real-time updates from EDGAR with AI-powered summaries that explain the key points of lengthy documents like annual reports and quarterly financial updates. Users can quickly understand how Qfin Holdings’ Credit-Tech platform operates, how it reports risk indicators and loan portfolio metrics, and how governance decisions and capital markets activities are documented in its SEC submissions.
Qfin Holdings filed a Form 6-K to announce publication of its 2025 ESG report. The report outlines the company’s ESG guidelines, strategies and targets, emphasizing environmental sustainability, social responsibility and ongoing improvements in corporate governance.
The filing also reiterates Qfin’s role as an AI-empowered Credit-Tech platform in China, using machine learning and data analytics to support financial institutions, consumers and SMEs across the loan lifecycle while promoting safe, convenient and inclusive financial services.
Qfin Holdings filed a Form 6-K to announce publication of its 2025 ESG report. The report outlines the company’s ESG guidelines, strategies and targets, emphasizing environmental sustainability, social responsibility and ongoing improvements in corporate governance.
The filing also reiterates Qfin’s role as an AI-empowered Credit-Tech platform in China, using machine learning and data analytics to support financial institutions, consumers and SMEs across the loan lifecycle while promoting safe, convenient and inclusive financial services.
Qfin Holdings, Inc. provides a reconciliation of its consolidated financial statements prepared under U.S. GAAP to IFRS Accounting Standards for 2024 and 2025. For 2024, net income was RMB6,248,116 thousand under U.S. GAAP versus RMB5,757,885 thousand under IFRS, mainly due to differing treatments of expected credit losses and financial guarantees. For 2025, net income was RMB5,975,643 thousand under U.S. GAAP and RMB6,277,418 thousand under IFRS, reflecting adjustments for credit losses, effective interest rate on loans, share-based compensation, financial guarantees and convertible senior notes.
Qfin Holdings, Inc. provides a reconciliation of its consolidated financial statements prepared under U.S. GAAP to IFRS Accounting Standards for 2024 and 2025. For 2024, net income was RMB6,248,116 thousand under U.S. GAAP versus RMB5,757,885 thousand under IFRS, mainly due to differing treatments of expected credit losses and financial guarantees. For 2025, net income was RMB5,975,643 thousand under U.S. GAAP and RMB6,277,418 thousand under IFRS, reflecting adjustments for credit losses, effective interest rate on loans, share-based compensation, financial guarantees and convertible senior notes.
Qfin Holdings, Inc., a Cayman Islands holding company operating in China through PRC subsidiaries and VIEs, files its annual report for the year ended December 31, 2025. The VIEs contributed most of group revenue and remain subject to contractual arrangements under PRC law, with associated enforceability uncertainties.
Total net revenue reached RMB19.21 billion, while net income attributable to ordinary shareholders was RMB5.99 billion. Operating cash flow was RMB11.08 billion, supporting semi-annual dividends, including US$192.4 million paid in 2025. As of December 31, 2025, there were 243,823,900 Class A ordinary shares outstanding.
The report highlights extensive risks from China’s evolving regulatory environment, including dependence on VIE structures, data and cybersecurity oversight, licensing for micro-lending and financing guarantees, and tightening interest-rate and pricing caps such as the Quadruple LPR Limit. It also discusses prior HFCAA-related PCAOB inspection uncertainty, ongoing compliance efforts, and the need for PRC approvals or filings for future offshore offerings.
Qfin Holdings, Inc., a Cayman Islands holding company operating in China through PRC subsidiaries and VIEs, files its annual report for the year ended December 31, 2025. The VIEs contributed most of group revenue and remain subject to contractual arrangements under PRC law, with associated enforceability uncertainties.
Total net revenue reached RMB19.21 billion, while net income attributable to ordinary shareholders was RMB5.99 billion. Operating cash flow was RMB11.08 billion, supporting semi-annual dividends, including US$192.4 million paid in 2025. As of December 31, 2025, there were 243,823,900 Class A ordinary shares outstanding.
The report highlights extensive risks from China’s evolving regulatory environment, including dependence on VIE structures, data and cybersecurity oversight, licensing for micro-lending and financing guarantees, and tightening interest-rate and pricing caps such as the Quadruple LPR Limit. It also discusses prior HFCAA-related PCAOB inspection uncertainty, ongoing compliance efforts, and the need for PRC approvals or filings for future offshore offerings.
Qfin Holdings, Inc. director-associated entity TPC Compounder Master Fund reported net open-market purchases of the company’s securities. On March 27, it bought 190,000 American Depositary Shares at $12.89 per ADS, held indirectly through the fund, while the reporting person continues to hold 15,000 ADS directly.
The fund also bought 330 put option contracts on the same date at $852 per contract with a $20 exercise price, referencing 33,000 ADS. Footnotes indicate the reporting person disclaims beneficial ownership of the fund’s ADS and put positions except to the extent of any pecuniary interest, and that short put positions totaling 600 contracts were reduced to 270 and later eliminated through purchase transactions.
Qfin Holdings, Inc. director Jiao Jiao has filed an initial Form 3, which is a required statement of beneficial ownership for company insiders. This filing reports no purchases, sales, gifts, or other equity transactions and shows no listed derivative positions or exercises.
Qfin Holdings, Inc. director Xiao Gang has filed an initial Form 3, which is a required statement of beneficial ownership for new insiders. The available data show no reported buy, sell, or other transactions, indicating this filing is administrative rather than a record of recent trading activity.
Qfin Holdings, Inc. director Zhao Fan filed an initial statement of beneficial ownership on Form 3. This filing establishes Zhao Fan as a reporting insider of the company but shows no reported purchases, sales, option exercises, gifts, or other transactions in QFIN securities at this time.
Qfin Holdings, Inc. reported that Zhao Dan (Jordan) is a director and filed an initial statement of beneficial ownership on Form 3. The filing shows no reported transactions or derivative positions, indicating this is a baseline disclosure rather than a new buy or sell action.
Qfin Holdings, Inc. director LIU Xiangge has filed an initial statement of beneficial ownership on Form 3. This filing identifies LIU as a director of the company and establishes a baseline record of insider status for future ownership and trading disclosures. The filing does not report any specific buy, sell, or other share transactions.
Qfin Holdings, Inc. director Chen Xiaohuan filed an initial ownership report showing option positions and American Depositary Shares (ADSs). The filing lists indirect call options over 94,000 ADSs with a $22.50 exercise price expiring on December 18, 2026, and indirect put options over 60,000 ADSs with a $20.00 exercise price expiring the same date. These options are exercisable at any time before expiration and are held by TPC Compounder Master Fund, managed by Twin Peaks Capital Limited. Chen disclaims beneficial ownership of ADSs underlying these options except for any pecuniary interest. The filing also shows direct ownership of 15,000 ADSs, with each ADS representing two Class A ordinary shares of Qfin.