Qcr Holdings SEC Filings

QCR Holdings, Inc. has filed an automatic shelf registration on Form S-3 to register an indeterminate amount of common stock, preferred stock, debt securities, warrants, depositary shares, subscription rights, stock purchase contracts, units and other securities for sale from time to time.

This prospectus, dated May 22, 2026, describes general terms and states proceeds will be used for general corporate purposes (including advances to subsidiaries, working capital, capital expenditures, stock repurchases, debt repayment or acquisitions) as specified in future prospectus supplements.

QCR Holdings, Inc. reported sharply higher profitability for the three months ended March 31, 2026. Net income rose to $33.4 million from $25.8 million a year earlier, and diluted earnings per share increased to $1.99 from $1.52.

Stronger core banking performance drove results. Net interest income improved to $67.4 million from $60.0 million, while the provision for credit losses declined to $2.5 million from $4.2 million, reflecting stable credit quality. Noninterest income also increased to $23.0 million, helped by higher capital markets revenue and bank-owned life insurance earnings.

Operating costs rose as the company invested in people and infrastructure, with noninterest expense up to $52.1 million from $46.5 million. QCR returned capital to shareholders via a higher cash dividend of $0.10 per share and repurchased 247,289 shares under its share repurchase program.

QCR HOLDINGS INC ownership disclosure: filer FMR LLC reports beneficial ownership of 915,832.41 shares of Common Stock, representing 5.5% of the class as of 03/31/2026. The filing shows sole voting power of 914,489 and sole dispositive power of 915,832.41 held by FMR LLC, and lists Abigail P. Johnson with dispositive authority over 915,832.41 shares. The schedule is an amended Schedule 13G/A and references an Exhibit 99 and a Power of Attorney incorporated by reference.

QCR Holdings Inc. executive James D. Klein, President of CRBT, reported an open-market sale of 310 shares of common stock at $91.00 per share. After this transaction, he holds 428 shares directly and 5,838 shares indirectly through a managed account.

QCR Holdings director Amy L. Reasner reported an open-market purchase of QCR Holdings common stock. On April 23, 2026, she bought 100 shares at $88.35 per share, bringing her direct holdings to 1,411.36 shares of common stock.

She also reports indirect ownership of 2,603 shares held by a trust and 5,432.73 shares held by her spouse, reflecting additional exposure to QCR Holdings through related accounts.

QCR Holdings, Inc. furnished an investor presentation under a Regulation FD disclosure. On April 22, 2026, the company posted this presentation on its website and attached it as Exhibit 99.1. The material is described as being furnished rather than filed, limiting its treatment under certain Exchange Act liability provisions and incorporation rules.

QCR Holdings reported record first-quarter 2026 earnings, with net income of $33.4 million and diluted EPS of $1.99, up from $25.8 million and $1.52 a year earlier. Management highlighted this as a record first quarter, with return on average assets of 1.40% and EPS growth of 31% versus the prior year period.

Loans grew by $145.3 million, or 8% annualized excluding the planned m2 runoff, while total deposits reached $7.8 billion, up $356.7 million from the prior quarter and reducing the loans-to-deposits ratio to 87%. Net interest margin was 3.17%, and tax‑equivalent NIM was 3.58%, modestly above the prior quarter.

Noninterest income was $23.0 million, with capital markets revenue of $10.7 million and wealth management revenue of $5.4 million. Noninterest expense fell to $52.1 million, down 17% from the prior quarter, driven by lower variable compensation and professional and data processing fees. Asset quality remained strong, with nonperforming assets of $42.9 million and an ACL-to-loans ratio of 1.26%.

The company continued to build capital and return cash, as tangible book value per share rose to $59.18 and it repurchased about 247 thousand shares for $20.8 million. Management reaffirmed gross loan growth guidance of 10%–15% annualized for the final three quarters of 2026 and raised the lower end of its capital markets revenue outlook to a range of $60 million to $70 million over the next four quarters.

QCR Holdings, Inc. is asking shareholders to vote at its virtual 2026 annual meeting on May 21, 2026. Investors will elect four Class III directors, cast an advisory “say‑on‑pay” vote on executive compensation, and ratify RSM US LLP as independent auditor for 2026.

The board has 11 members, 10 of whom are independent under Nasdaq rules, with separate Chair and CEO roles and active audit, compensation, nomination, risk oversight and executive committees. Directors and executives must meet stock ownership guidelines to align their interests with shareholders.

The company reported record 2025 net income of $127.2 million, or $7.49 diluted EPS, with 12% loan and lease growth, 7% deposit growth, strong capital markets revenue and higher tangible book value per share. Executive pay emphasizes performance-based annual bonuses and long-term equity, supported by retirement and deferred compensation plans and an employee stock purchase plan.