Welcome to our dedicated page for Patriot Natl SEC filings (Ticker: PNBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Patriot National Bancorp, Inc. (NASDAQ: PNBK) SEC filings page brings together the company’s regulatory disclosures as a bank holding company and parent of Patriot Bank, N.A. Based in Stamford, Connecticut and founded in 1994, Patriot National Bancorp files reports and current updates that describe its financial condition, capital structure, governance, and material corporate events.
Through this page, readers can access Patriot National Bancorp’s periodic reports and current reports on Form 8-K, along with registration statements and prospectus supplements related to its securities offerings. These filings detail items such as loan and deposit balances, net interest income, non-interest income and expenses, provisions for credit losses, and capital levels, as well as the impact of accounting standards like the current expected credit loss methodology.
For capital and funding analysis, the filings include information on senior note offerings, amendments to those notes, conversions of senior note principal and interest into common stock, private placements of equity securities, and registered direct offerings of common stock and warrants. Investors can review the terms of these transactions, the intended use of proceeds, and the resulting changes to Patriot National Bancorp’s debt and equity structure.
Corporate governance and management disclosures in Forms 8-K and proxy-related filings cover the appointment and resignation of directors and executive officers, equity incentive plans, director compensation, and changes in the independent registered public accounting firm. These documents also include voting results from shareholder meetings and approvals of items such as amended and restated certificates of incorporation and potential share issuances under Nasdaq rules.
On Stock Titan, each Patriot National Bancorp filing is accompanied by AI-powered summaries that highlight key points, explain technical language, and point out important changes in risk factors, capital, or governance. Users can quickly scan annual reports, quarterly updates, and Form 4 insider transaction reports, while still having access to the full text as filed with the U.S. Securities and Exchange Commission. Real-time updates from EDGAR ensure that new PNBK filings, including 10-Ks, 10-Qs, 8-Ks, and registration statements, are added as they become available.
PATRIOT NATIONAL BANCORP INC director Anahit Magzanyan increased her direct stake through a series of open-market purchases of common stock. On March 3, 2026, she bought 400 shares at an average price of $1.32 per share, bringing her direct holdings to 4,290 shares.
Earlier purchases disclosed in this filing include 375 shares at $1.44 per share on July 17, 2025, 175 shares at $1.55 per share on July 24, 2025, and 500 shares at $1.59 per share on August 19, 2025, all executed on the open market.
Patriot National Bancorp, Inc. is soliciting proxies for its 2026 Annual Meeting of Shareholders to be held on May 20, 2026. Shareholders will vote to elect seven directors, to authorize a Board‑determined reverse stock split at a ratio between 1-for-10 and 1-for-20, and to ratify Baker Tilly US, LLP as independent auditors.
Holders of record as of April 7, 2026 were entitled to vote; shares outstanding were 117,085,713 (excluding 73,741 treasury shares). The Board unanimously recommends FOR each director nominee, FOR the reverse split authorization, and FOR ratification of Baker Tilly.
PATRIOT NATIONAL BANCORP INC director Jeffrey T. Seabold is reporting his existing equity holdings in the company. He holds options to purchase 400,000 shares of common stock at an exercise price of $1.40 per share, expiring on June 26, 2026.
These options were granted on June 26, 2025, vested in full on that date, and were fully exercisable before he became subject to Section 16(a) reporting on November 19, 2025. He also directly holds 250 shares of common stock, which were purchased in the open market prior to that reporting date.
PATRIOT NATIONAL BANCORP INC director Liu Ida Haung filed an initial Form 3 ownership report. The filing shows no reported transactions, no derivative positions, and no holding entries, serving as a baseline disclosure of insider status rather than a record of recent trading activity.
Patriot National Bancorp, Inc. reported leadership changes affecting both management and its board. On April 3, 2026, Frederick Staudmyer separated from Patriot Bank, N.A. and the Company, ending his roles as Executive Vice President and Chief Administrative Officer of the Bank and Chief Human Resources Officer and Secretary of the Company. He will continue to provide consulting services during a transition period, and the Company acknowledged his nearly twelve years of service.
On April 2, 2026, Ida Liu resigned from the Company’s board of directors due to her new employment. The Company stated that neither Staudmyer nor Liu had any disagreements with the Company, its management, or the board regarding operations, policies, or practices.
Patriot National Bancorp reports a major 2025 overhaul of its balance sheet, risk controls, and business model following a January 2025 Formal Agreement with the OCC. Assets rose to $1.09 billion, driven by higher cash and securities as loans shrank 16% to $592.6 million.
Management recapitalized the company, tightened lending, shifted excess liquidity into government and mortgage-backed securities, and refocused on relationship banking, institutional banking, and digital payments. Credit costs improved sharply, with net charge-offs falling to 0.32% of average loans and the allowance for credit losses at $6.8 million, or 1.15% of loans.
The OCC agreement designates the Bank in “troubled condition” and imposes elevated capital targets and extensive remediation in capital planning, BSA/AML, payments oversight, and risk management. Management also disclosed a material weakness in internal control over financial reporting as of December 31, 2025, requiring substantial ongoing remediation.
Sugarman Steven reported acquisition or exercise transactions in this Form 4 filing.
PATRIOT NATIONAL BANCORP INC President and CEO Steven Sugarman had 4,049,593 restricted stock units vest on March 25, 2026. Upon vesting, 2,089,043 shares of voting common stock were delivered to him, while 1,960,550 shares were withheld to satisfy tax obligations under the company’s tax policy.
Following these transactions, Sugarman holds 2,089,043 shares of voting common stock directly. In addition, 9,019,978 shares of voting common stock are held indirectly through the Steven and Ainslie Sugarman Living Trust, which is a revocable living trust for the benefit of Sugarman and his spouse, who both serve as trustees.
Patriot National Bancorp’s major shareholders updated their ownership disclosure in this amended Schedule 13D. Steven Sugarman, his spouse Ainslie Sugarman and their living trust now report beneficial ownership of 11,109,021 shares of voting common stock, representing 9.49% of the company’s voting shares as of March 25, 2026.
The filing details several equity events, including automatic conversion of 25,000 shares of Series A preferred into 2,000,000 non-voting shares, later converted into 2,000,000 voting shares. It also describes 4,049,593 restricted stock units vesting into 2,089,043 shares, with 1,960,550 shares withheld for taxes, and notes an agreement capping Sugarman’s beneficial ownership at 9.99% of outstanding voting securities.
PATRIOT NATIONAL BANCORP INC director Jonathan Paul Roth bought shares in the company. A footnote states that on December 19, 2025, he purchased 1,250 shares of common stock on the open market at an average price of $1.83 per share. Following this transaction, he directly holds 1,250 common shares.
PATRIOT NATIONAL BANCORP INC director reports initial shareholdings. Jeffrey T. Seabold filed a Form 3 showing beneficial ownership of 250 shares of Common Stock, held directly. A footnote explains these shares were purchased in open-market transactions before November 19, 2025, the date triggering the reporting requirement.