Provident (NYSE: PFS) EVP receives stock awards, withholds shares for taxes

Rhea-AI Filing Summary

Provident Financial Services EVP & CAO Adriano M. Duarte reported multiple common stock transactions. On March 3, 2026, he received two stock awards: 1,220 shares and 2,974 shares of common stock at $0.00 per share as grants or awards. Footnotes state some awards were performance-vesting and others are time-vesting restricted stock that vest through March 3, 2029.

To cover tax obligations, he had three tax-withholding dispositions of common stock under code F: 461 shares at $21.42, 405 shares at $21.42, and 239 shares at $21.55 per share. After these transactions, he held 28,841 direct shares of common stock as of March 4, 2026.

The filing also lists indirect holdings as of March 3, 2026: 14,378 shares held by a 401(k), 43,849.6 shares held by an IRA, and 7,500 shares held by his wife's IRA. A footnote notes a transfer of 2,418 shares from an ESOP into the 401(k) plan and dividend reinvestment transactions.

Insider Trade Summary

9 transactions reported

Mixed 9 txns

Insider Duarte Adriano M.

Role EVP & CAO of Provident Bank

Type	Security	Shares	Price	Value
Tax Withholding	Common Stock	239	$21.55	$5K
Tax Withholding	Common Stock	461	$21.42	$10K
Grant/Award	Common Stock	1,220	$0.00	--
Tax Withholding	Common Stock	405	$21.42	$9K
Grant/Award	Common Stock	2,974	$0.00	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 28,841 shares (Direct); Common Stock — 0 shares (Indirect, By ESOP)

Footnotes (1)

1. Reflects dividend reinvestment transactions. Performance-vesting stock awards granted March 3, 2023 which vested based on meeting certain performance criteria. Grant of shares of time-vesting restricted stock that vest at a rate of 33.3% per year over a period ending March 3, 2029. Reflects transfer of 2,418 shares resulting from termination of ESOP and transfer into 401(k) Plan, and transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Duarte Adriano M.

(Last) (First) (Middle)

239 WASHINGTON STREET

(Street)

JERSEY CITY NJ 07302

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
PROVIDENT FINANCIAL SERVICES INC [ PFS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & CAO of Provident Bank

3. Date of Earliest Transaction (Month/Day/Year)
03/03/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/03/2026		F		461	D	$21.42	25,291(1)	D
Common Stock	03/03/2026		A		1,220(2)	A	$0	26,511	D
Common Stock	03/03/2026		F		405	D	$21.42	26,106	D
Common Stock	03/03/2026		A		2,974(3)	A	$0	29,080	D
Common Stock	03/04/2026		F		239	D	$21.55	28,841	D
Common Stock								0(4)	I	By ESOP
Common Stock								14,378(4)	I	By 401(k)
Common Stock								43,849.6(1)	I	By IRA
Common Stock								7,500(1)	I	By Wife's IRA

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects dividend reinvestment transactions.

2. Performance-vesting stock awards granted March 3, 2023 which vested based on meeting certain performance criteria.

3. Grant of shares of time-vesting restricted stock that vest at a rate of 33.3% per year over a period ending March 3, 2029.

4. Reflects transfer of 2,418 shares resulting from termination of ESOP and transfer into 401(k) Plan, and transactions not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.

Remarks:

	/s/Chao Huang, Pursuant to Power of Attorney	03/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transactions did Adriano M. Duarte report for Provident Financial Services (PFS)?

Adriano M. Duarte reported stock awards and related tax-withholding dispositions in Provident Financial Services common stock. He received two share grants and had three code F transactions that delivered shares to satisfy tax obligations tied to those equity awards and vesting conditions.

How many Provident Financial Services (PFS) shares did Duarte acquire through grants?

Duarte acquired 1,220 and 2,974 shares of Provident Financial Services common stock through grants at $0.00 per share. Footnotes describe performance-vesting stock awards and time-vesting restricted stock that vest annually through March 3, 2029, reflecting ongoing equity-based compensation awards.

Were Adriano M. Duarte’s Provident Financial (PFS) dispositions open-market sales?

The dispositions were not open-market sales; they were code F tax-withholding transactions. Duarte delivered 461, 405, and 239 shares of common stock at prices around $21.42–$21.55 to cover exercise price or tax liabilities associated with his vesting and stock-based compensation awards.

How many Provident Financial Services (PFS) shares does Duarte hold directly after these transactions?

Following the reported transactions, Duarte held 28,841 shares of Provident Financial Services common stock directly as of March 4, 2026. This figure reflects the net result of his stock grants and tax-withholding dispositions reported in the Form 4 for the stated transaction dates and prices.

What indirect Provident Financial Services (PFS) holdings are reported for Duarte?

The filing lists indirect ownership of 14,378 shares in a 401(k), 43,849.6 shares in an IRA, and 7,500 shares in his wife’s IRA. A footnote also notes a 2,418-share transfer from an ESOP into the 401(k) plan, plus certain dividend reinvestment transactions affecting these indirect holdings.

What do the footnotes in Duarte’s Provident Financial (PFS) Form 4 explain?

The footnotes explain dividend reinvestment, performance-vesting awards granted March 3, 2023, time-vesting restricted stock vesting through March 3, 2029, and a 2,418-share transfer from an ESOP to a 401(k) plan, along with transactions not required to be reported under Section 16 rules.