Welcome to our dedicated page for People Bncp Nc SEC filings (Ticker: PEBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to SEC filings for Peoples Bancorp of North Carolina, Inc. (NASDAQ: PEBK), the bank holding company for Peoples Bank, a state-chartered commercial bank in North Carolina. As a public company listed on the Nasdaq Global Market, Peoples Bancorp of North Carolina, Inc. files periodic and current reports with the U.S. Securities and Exchange Commission that describe its financial condition, results of operations, and material events.
Key filings for a commercial banking organization like PEBK include annual reports on Form 10-K and quarterly reports on Form 10-Q, which present audited or reviewed financial statements, details on loan portfolios, deposit funding, non-performing assets, and the allowance for credit losses on loans and unfunded commitments. These reports also discuss non-interest income sources such as service charges and appraisal management fee income, as well as non-interest expenses including salaries, occupancy, and appraisal management fee expense.
Current reports on Form 8-K, such as the filing referencing the July 21, 2025 earnings press release, disclose material events and provide investors with timely access to earnings information and other significant developments. Filings may also address capital actions like stock repurchase programs, dividend policies, and legal or regulatory matters, including tax-related settlements and property acquisitions by government entities.
On Stock Titan, SEC filings for PEBK are supplemented with AI-powered summaries that highlight key points from lengthy documents, helping readers understand changes in credit quality, capital levels, and profitability without reading every line. Real-time updates from the SEC’s EDGAR system ensure that new Forms 10-K, 10-Q, 8-K, and other relevant submissions appear promptly. Investors can also review ownership and insider activity through forms that disclose transactions by directors and executive officers, using these filings to build a more complete view of Peoples Bancorp of North Carolina, Inc.’s regulatory and financial reporting history.
Peoples Bancorp of North Carolina Inc: The Vanguard Group filed an amendment on its Schedule 13G/A reporting 0 shares beneficially owned of Common Stock, representing 0% of the class. The filing states Vanguard reorganized on January 12, 2026, and certain subsidiaries will report beneficial ownership separately in reliance on SEC Release No. 34-39538.
The amendment is signed by Ashley Grim as Head of Global Fund Administration on 03/27/2026.
Peoples Bancorp of North Carolina, Inc. is calling a virtual-only 2026 Annual Meeting of Shareholders on May 7, 2026 at 11:00 a.m. Eastern Time. Holders of the 5,461,490 shares of common stock outstanding as of March 6, 2026 can vote on three main items.
Shareholders will elect 10 directors for one-year terms, cast a non-binding advisory vote on executive pay, and ratify Forvis Mazars, LLP as independent auditor for 2026. The board, all of whom are deemed independent under NASDAQ rules, recommends voting for all proposals.
The proxy details ownership, with several institutional holders above 5%, and shows directors and officers as a group owning 14.50% as of the record date. It also outlines governance structures, board committees, a formal clawback policy, insider trading controls, and the 2020 Omnibus equity plan.
For 2025, CEO William D. Cable, Sr. received total compensation of $673,255, including $375,950 in salary and a $165,000 discretionary bonus. Named executives participate in 401(k) matching, supplemental retirement agreements, and time‑vested restricted stock units, alongside standard health and insurance benefits.
Peoples Bancorp of North Carolina, Inc. files its annual report describing a community-focused bank holding company built around Peoples Bank in the Catawba Valley region of North Carolina. The bank operates 15 branches plus loan production offices serving individuals and small to mid-sized businesses.
At December 31, 2025, the company reported total assets of $1.70 billion, net loans of $1.20 billion, deposits of $1.51 billion, total securities of $380.0 million, and shareholders’ equity of $157.1 million. Capital ratios were comfortably above regulatory minimums, with the bank’s Tier 1 leverage ratio at 11.13% and total risk-based capital at 15.70%.
The filing details disciplined lending, investment, and risk-management policies, including CECL-based credit loss provisioning, detailed board-level oversight of loan quality, and a conservative investment framework. It also highlights regulatory compliance, cybersecurity programs, anti‑money‑laundering controls, human capital and culture initiatives, and extensive risk factors tied to the economy, interest rates, deposits, technology and regulation.
PEOPLES BANCORP OF NORTH CAROLINA INC director James S. Abernethy sold 477 shares of common stock in an open-market transaction at $37.60 per share. After this sale, he directly owns 70,426 common shares and also reports indirect ownership through his son and Alexander Railroad Co. roles.
PEBK notice of a proposed sale of 477 common shares under a Form 144.
The filing lists recent related transactions, including sales by James Abernethy (for example, 523 shares on 02/27/2026) and Adrian Abernethy (600 shares on 02/04/2026). Shares outstanding are shown as 5,459,441 as of 03/03/2026.
PEOPLES BANCORP OF NORTH CAROLINA INC director James S. Abernethy reported an open-market sale of 523 shares of common stock at $38.91 per share and a bona fide gift of 500 shares. After these transactions, he directly owned 70,903 common shares, with additional indirect holdings reported through a son and an associated company.
Peoples Bancorp of North Carolina insiders reported multiple share sales. The excerpt lists dispositions by James S. Abernethy and Adrian A. Abernethy on specific dates: 300 shares on 12/02/2025, 600 shares on 02/04/2026, 600 shares on 02/24/2026, and 1,000 shares on 02/09/2026 with corresponding proceeds shown in the table.
PEOPLES BANCORP OF NORTH CAROLINA INC director James S. Abernethy reported an open-market sale of company stock. On February 24, 2026, he sold 600 shares of Common Stock at a price of $38.16 per share.
After this sale, Abernethy directly owned 71,926 shares of Common Stock. The filing also reports indirect ownership of 37,000 shares held through his son and 70,441 shares held through an entity where he serves as VP, Secretary and Chairman.
Peoples Bancorp of NC, Inc. reported Form 144 notice for proposed sale of 600 common shares to be sold through Wells Fargo Clearing Services on 02/24/2026 with an aggregate value of $22,550.05.
The filing also lists recent open-market dispositions by related persons during the past three months: James S. Abernethy sold 1,000 shares for $37,758.53 on 02/09/2026, Adrian A. Abernethy sold 600 shares for $22,023.36 on 02/04/2026, and additional smaller sales in December and November 2025.
Peoples Bancorp of North Carolina director James S. Abernethy reported selling 1,000 shares of common stock at $38.34 per share on February 9, 2026. After this sale, he directly owned 72,526 shares. He also reported indirect holdings of 37,000 shares through his son and 70,441 shares linked to his role with Alexander Railroad.